Delaware 529 plans

Best DE resident benefits

Delaware residents receive outstanding state plan benefits.

Learn about state tax benefits ↓

Featured 529 plans for Delaware residents:

View all 529 plans for Delaware

State tax deduction or credit

Contributions to a Delaware 529 savings plan of up to $1,000 per year for those filing a single return and $2,000 per year for those filing a joint return are deductible in computing Delaware taxable income. The deduction will not apply to individuals with a federal adjusted gross income greater than $100,000 (or $200,000 for joint returns). Deductions for couples with an AGI below $200,000 are capped at $2,000. The deduction does not apply to tuition in connection with enrollment or attendance at an elementary or secondary public, private, or religious school.

Which 529 plans does Delaware offer?

The DE529 Education Savings Plan is managed by Fidelity Investments. Three sets of age-based and two static investment options are available in this 529 plan. Age-based options feature one using Fidelity Series actively managed funds; one using Fidelity Series index funds; and a third using a combination of the two. Two static options invest in actively-managed or index funds. A bank savings option is also available.

To find out more about the DE529 Education Savings Plan, click on the link below.

Direct sold 529 plans

"Do-it-yourself" type plans in which the saver enrolls and sets up the initial investment. Fortunately most 529 plans make this simple! You'll pay no sales charges beyond fund and administrative fees.

Our rating

4 / 5

Special award

High Honor

ABLE Plans

529 ABLE accounts let Americans with disabilities save tax-deferred for education and other expenses without impacting eligibility for public benefits.

DEPENDABLE

ABLE Plan

Delaware's DEPENDABLE ABLE Plan is offered through the National ABLE Alliance. DEPENDABLE is established under the Enabling Legislation and Section 529A of the federal tax code to encourage and assist individuals and families in saving personal funds for the purpose of supporting individuals with disabilities to maintain health, independence, and quality of life. DEPENDABLE is administered by the Delaware Plans Management Board pursuant to state legislation. The Board receives administrative support from the Delaware Office of State Treasurer.

A good place to start:

See the best 529 plans, personalized for you

Helping families save for college since 1999
Join our email list

The latest articles and tips to help parents stay on track with saving and paying for college, delivered to your inbox every week.

Frequently featured in:

Saving For College is an unbiased, independent resource for parents and financial professionals, providing them with information and tools to understand the benefits of 529 college savings plans and how to meet the challenge of increasing college costs.

20533 Biscayne Blvd Ste 4 #199 Miami, FL 33180-1501Phone: (585) 286-5426Copyright © 2025 Saving for College, LLC. All Rights Reserved