COLLEGE SAVINGS 101

Savingforcollege.com

2015 one-year top performing direct plans Q4
http://www.savingforcollege.com/articles/2015-1-year-top-performing-direct-plans-q4-331

Posted: 2016-02-12

Savingforcollege.com ranks the performance of direct-sold 529 plans. Direct-sold plans are those that consumers can enroll in without using a broker. We have prepared one-year, three-year, five-year and ten-year performance tables.

To prepare this ranking, we compared a subset of portfolios from each 529 savings plan. We selected portfolios based on their mix of stocks, bonds and money market funds, which allows for an apples-to-apples comparison in seven asset-allocation categories. The "performance score" determines the ranking.

This ranking could be a useful tool for you when selecting which direct 529 plan might be right for you.

Here are our 529 performance rankings as of December 31, 2015 for Direct-sold 529 plans.

One-year performance ranking (click here for three-year performance table, five-year performance table, and ten-year performance table ):

Rank State Plan Performance score
1 California The ScholarShare College Savings Plan 21.38 Enroll Now
2 District of Columbia DC 529 College Savings Program (Direct-sold) 22.90 Enroll Now
3 Illinois Bright Start College Savings Program -- Direct-sold Plan 24.37 Enroll Now
4 West Virginia SMART529 WV Direct College Savings Plan 26.26 Plan Details
5 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 27.29 Enroll Now
6 Maine NextGen College Investing Plan -- Client Direct Series 28.03 Enroll Now
7 Michigan Michigan Education Savings Program 31.01 Enroll Now
8 Minnesota Minnesota College Savings Plan 33.40 Enroll Now
9 Utah Utah Educational Savings Plan (UESP) 33.58 Plan Details
10 Nebraska Nebraska Education Savings Trust - Direct College Savings Plan 33.98 Enroll Now
11 Oklahoma Oklahoma College Savings Plan 33.99 Plan Details
12 New Mexico The Education Plan's College Savings Program 34.23 Enroll Now
13 Georgia Path2College 529 Plan 35.19 Enroll Now
14 Kentucky Kentucky Education Savings Plan Trust 36.22 Enroll Now
15 Tennessee TNStars College Savings 529 Program 37.21 Plan Details
16 New York New York's 529 College Savings Program -- Direct Plan 39.47 Enroll Now
17 Florida Florida 529 Savings Plan 40.02 Enroll Now
18 Iowa College Savings Iowa 40.47 Enroll Now
19 Wisconsin Edvest 40.74 Enroll Now
20 Pennsylvania Pennsylvania 529 Investment Plan 41.16 Plan Details
21 Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) 41.27 Plan Details
22 Ohio Ohio CollegeAdvantage Direct 529 Savings Plan 41.42 Enroll Now
23 Mississippi Mississippi Affordable College Savings (MACS) Program 42.33 Plan Details
24 Arizona Fidelity Arizona College Savings Plan 42.50 Enroll Now
25 Delaware Delaware College Investment Plan 42.54 Enroll Now
26 Massachusetts U.Fund College Investing Plan 42.62 Enroll Now
27 New Hampshire UNIQUE College Investing Plan 42.64 Enroll Now
28 Virginia Virginia529 inVEST 42.84 Enroll Now
29 Louisiana START Saving Program 43.00 Plan Details
30 Alabama CollegeCounts 529 Fund 43.46 Enroll Now
31 Nevada The Vanguard 529 Savings Plan 44.41 Plan Details
32 Hawaii Hawaii's College Savings Program 45.05 Enroll Now
33 North Carolina National College Savings Program 45.19 Enroll Now
34 Connecticut Connecticut Higher Education Trust (CHET) 46.28 Enroll Now
35 Indiana CollegeChoice 529 Direct Savings Plan 47.22 Enroll Now
36 Kansas Learning Quest 529 Education Savings Program (Direct-sold) 48.06 Enroll Now
37 Nebraska TD Ameritrade 529 College Savings Plan 49.23 Plan Details
38 Maryland College Savings Plans of Maryland -- College Investment Plan 49.50 Plan Details
39 Alaska University of Alaska College Savings Plan 50.40 Enroll Now
40 Colorado Direct Portfolio College Savings Plan 50.72 Enroll Now
41 Idaho Idaho College Savings Program (IDeal) 51.04 Enroll Now
42 Kansas Schwab 529 College Savings Plan 51.46 Plan Details
43 Nevada SSGA Upromise 529 Plan 51.59 Plan Details
44 Oregon Oregon College Savings Plan 53.98 Enroll Now
45 Arkansas GIFT College Investing Plan 54.96 Plan Details
46 Alaska T. Rowe Price College Savings Plan 56.36 Enroll Now
47 Rhode Island CollegeBoundfund (Direct-sold, Alternative RI) 57.20 Enroll Now
48 North Dakota College SAVE 57.42 Enroll Now
49 New Jersey NJBEST 529 College Savings Plan 58.49 Enroll Now
50 Texas Texas College Savings Plan 66.36 Enroll Now
51 West Virginia SMART529 Select 67.68 Plan Details
52 South Dakota CollegeAccess 529 (Direct-sold) 68.91 Plan Details
53 Nevada USAA 529 College Savings Plan 88.78 Plan Details
- Montana Achieve Montana NA Plan Details
- Vermont Vermont Higher Education Investment Plan NA Plan Details

NA = Not Applicable = Program does not have at least one portfolio with sufficiently-long performance in a minimum of four asset allocation categories under our ranking model.

The Savingforcollege.com plan composite rankings are derived using the plans' relevant portfolio performance in seven unique asset allocation categories. The asset-allocation categories used are: 100 percent equity, 80 percent equity, 60 percent equity, 40 percent equity, 20 percent equity, 100 percent fixed and 100 percent short term. The plan composite ranking is determined by the average of its percentile ranking in the seven categories.

The performance data underlying these rankings represent past performance and are not a guarantee of future performance. Current performance may be lower or higher than the performance data used. A plan portfolio's investment return and principal value will fluctuate so that an investor's shares or units when redeemed may be worth more or less than their original cost. Investors should carefully consider plan investment goals, risks, charges and expenses by obtaining and reading the plan's official program description before investing. Investors should also consider whether their beneficiary's home state offers any tax or other benefits that are available for investments only in such state's 529 plan.

Brokers, please note: For internal use only and not for use with or to be shown to the investing public.

Disclaimer: Saving For College, LLC shall not be liable for any errors or omissions in this report. Users should rely on official program disclosures.

For broker-sold plan rankings, click here.

Savingforcollege.com ranks the performance of direct-sold 529 plans. Direct-sold plans are those that consumers can enroll in without using a broker. We have prepared one-year, three-year, five-year and ten-year performance tables.

To prepare this ranking, we compared a subset of portfolios from each 529 savings plan. We selected portfolios based on their mix of stocks, bonds and money market funds, which allows for an apples-to-apples comparison in seven asset-allocation categories. The "performance score" determines the ranking.

This ranking could be a useful tool for you when selecting which direct 529 plan might be right for you.

Here are our 529 performance rankings as of December 31, 2015 for Direct-sold 529 plans.

One-year performance ranking (click here for three-year performance table, five-year performance table, and ten-year performance table ):

Rank State Plan Performance score
1 California The ScholarShare College Savings Plan 21.38 Enroll Now
2 District of Columbia DC 529 College Savings Program (Direct-sold) 22.90 Enroll Now
3 Illinois Bright Start College Savings Program -- Direct-sold Plan 24.37 Enroll Now
4 West Virginia SMART529 WV Direct College Savings Plan 26.26 Plan Details
5 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 27.29 Enroll Now
6 Maine NextGen College Investing Plan -- Client Direct Series 28.03 Enroll Now
7 Michigan Michigan Education Savings Program 31.01 Enroll Now
8 Minnesota Minnesota College Savings Plan 33.40 Enroll Now
9 Utah Utah Educational Savings Plan (UESP) 33.58 Plan Details
10 Nebraska Nebraska Education Savings Trust - Direct College Savings Plan 33.98 Enroll Now
11 Oklahoma Oklahoma College Savings Plan 33.99 Plan Details
12 New Mexico The Education Plan's College Savings Program 34.23 Enroll Now
13 Georgia Path2College 529 Plan 35.19 Enroll Now
14 Kentucky Kentucky Education Savings Plan Trust 36.22 Enroll Now
15 Tennessee TNStars College Savings 529 Program 37.21 Plan Details
16 New York New York's 529 College Savings Program -- Direct Plan 39.47 Enroll Now
17 Florida Florida 529 Savings Plan 40.02 Enroll Now
18 Iowa College Savings Iowa 40.47 Enroll Now
19 Wisconsin Edvest 40.74 Enroll Now
20 Pennsylvania Pennsylvania 529 Investment Plan 41.16 Plan Details
21 Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) 41.27 Plan Details
22 Ohio Ohio CollegeAdvantage Direct 529 Savings Plan 41.42 Enroll Now
23 Mississippi Mississippi Affordable College Savings (MACS) Program 42.33 Plan Details
24 Arizona Fidelity Arizona College Savings Plan 42.50 Enroll Now
25 Delaware Delaware College Investment Plan 42.54 Enroll Now
26 Massachusetts U.Fund College Investing Plan 42.62 Enroll Now
27 New Hampshire UNIQUE College Investing Plan 42.64 Enroll Now
28 Virginia Virginia529 inVEST 42.84 Enroll Now
29 Louisiana START Saving Program 43.00 Plan Details
30 Alabama CollegeCounts 529 Fund 43.46 Enroll Now
31 Nevada The Vanguard 529 Savings Plan 44.41 Plan Details
32 Hawaii Hawaii's College Savings Program 45.05 Enroll Now
33 North Carolina National College Savings Program 45.19 Enroll Now
34 Connecticut Connecticut Higher Education Trust (CHET) 46.28 Enroll Now
35 Indiana CollegeChoice 529 Direct Savings Plan 47.22 Enroll Now
36 Kansas Learning Quest 529 Education Savings Program (Direct-sold) 48.06 Enroll Now
37 Nebraska TD Ameritrade 529 College Savings Plan 49.23 Plan Details
38 Maryland College Savings Plans of Maryland -- College Investment Plan 49.50 Plan Details
39 Alaska University of Alaska College Savings Plan 50.40 Enroll Now
40 Colorado Direct Portfolio College Savings Plan 50.72 Enroll Now
41 Idaho Idaho College Savings Program (IDeal) 51.04 Enroll Now
42 Kansas Schwab 529 College Savings Plan 51.46 Plan Details
43 Nevada SSGA Upromise 529 Plan 51.59 Plan Details
44 Oregon Oregon College Savings Plan 53.98 Enroll Now
45 Arkansas GIFT College Investing Plan 54.96 Plan Details
46 Alaska T. Rowe Price College Savings Plan 56.36 Enroll Now
47 Rhode Island CollegeBoundfund (Direct-sold, Alternative RI) 57.20 Enroll Now
48 North Dakota College SAVE 57.42 Enroll Now
49 New Jersey NJBEST 529 College Savings Plan 58.49 Enroll Now
50 Texas Texas College Savings Plan 66.36 Enroll Now
51 West Virginia SMART529 Select 67.68 Plan Details
52 South Dakota CollegeAccess 529 (Direct-sold) 68.91 Plan Details
53 Nevada USAA 529 College Savings Plan 88.78 Plan Details
- Montana Achieve Montana NA Plan Details
- Vermont Vermont Higher Education Investment Plan NA Plan Details

NA = Not Applicable = Program does not have at least one portfolio with sufficiently-long performance in a minimum of four asset allocation categories under our ranking model.

The Savingforcollege.com plan composite rankings are derived using the plans' relevant portfolio performance in seven unique asset allocation categories. The asset-allocation categories used are: 100 percent equity, 80 percent equity, 60 percent equity, 40 percent equity, 20 percent equity, 100 percent fixed and 100 percent short term. The plan composite ranking is determined by the average of its percentile ranking in the seven categories.

The performance data underlying these rankings represent past performance and are not a guarantee of future performance. Current performance may be lower or higher than the performance data used. A plan portfolio's investment return and principal value will fluctuate so that an investor's shares or units when redeemed may be worth more or less than their original cost. Investors should carefully consider plan investment goals, risks, charges and expenses by obtaining and reading the plan's official program description before investing. Investors should also consider whether their beneficiary's home state offers any tax or other benefits that are available for investments only in such state's 529 plan.

Brokers, please note: For internal use only and not for use with or to be shown to the investing public.

Disclaimer: Saving For College, LLC shall not be liable for any errors or omissions in this report. Users should rely on official program disclosures.

For broker-sold plan rankings, click here.

 

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