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If you had just one young child, and were not intending to have more, would you still consider using a 529 plan?

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No, because without another potential beneficiary, the risk is too high that the money will not be needed for college and I would end up paying tax and penalty. 8% (61 votes)
Yes, the benefits of the 529 plan outweigh the risk that the money will not be needed for college. 79% (634 votes)
I don't know and would have to think more about it. 14% (110 votes)

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