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Worried about 529 plan fees? To ease your concerns about paying too much to save for college, here’s a list of the 15 lowest cost direct-sold plan options, based on our latest annual 529 Fee Study, dated March 2021.
15. Nevada – The Vanguard 529 Savings Plan
529 plan fees
10 year costs on a $10,000 investment:
- Lowest cost options – $154
- Highest cost options – $530
Available to residents of any state
View as: Full Article
14. West Virginia – SMART529 WV Direct College Savings Plan
529 plan fees
10 year costs on a $10,000 investment:
- Lowest cost options – $147
- Highest cost options – $280
Only available to West Virginia residents
13. Virginia – Invest529
529 plan fees
10 year costs on a $10,000 investment:
- Lowest cost options – $142
- Highest cost options – $779
Available to residents of any state
12. New Hampshire – UNIQUE College Investing Plan (tie)
529 plan fees
10 year costs on a $10,000 investment:
- Lowest cost options – $141
- Highest cost options – $1,208
Available to residents of any state
11. Massachusetts U.Fund College Investing Plan (tie)
529 plan fees
10 year costs on a $10,000 investment:
- Lowest cost options – $141
- Highest cost options – $1,208
Available to residents of any state
10. Delaware – Delaware College Investment Plan (tie)
529 plan fees
10 year costs on a $10,000 investment:
- Lowest cost options – $141
- Highest cost options – $1,208
Available to residents of any state
9. Connecticut – Connecticut Higher Education Trust (tie)
529 plan fees
10 year costs on a $10,000 investment:
- Lowest cost options – $141
- Highest cost options – $1,208
Available to residents of any state
8. Arizona – Fidelity Arizona College Savings Plan (tie)
529 plan fees
10 year costs on a $10,000 investment:
- Lowest cost options – $141
- Highest cost options – $1,208
Available to residents of any state
7. Illinois – Bright Start College Savings Program – Direct-sold Plan
529 plan fees
10 year costs on a $10,000 investment:
- Lowest cost options – $122
- Highest cost options – $999
Available to residents of any state
6. Michigan – Michigan Education Savings Program
529 plan fees
10 year costs on a $10,000 investment:
- Lowest cost options – $96
- Highest cost options – $173
Available to residents of any state
5. California – The ScholarShare College Savings Plan
529 plan fees
10 year costs on a $10,000 investment:
- Lowest cost options – $77
- Highest cost options – $666
Available to residents of any state
4. Texas – Texas College Savings Plan
529 plan fees
- Lowest cost options – $51
- Highest cost options – $1,211
Available to residents of any state
3. South Carolina – Future Scholar 529 College Savings Plan (Direct-sold)
529 plan fees
10 year costs on a $10,000 investment:
- Lowest cost options – $26
- Highest cost options – $318
Only available to South Carolina residents
2. Florida – Florida 529 Savings Plan
529 plan fees
10 year costs on a $10,000 investment:
- Lowest cost options – $25
- Highest cost options – $957
Only available to Florida residents
1. Louisiana – START Saving Program
529 plan fees
10 year costs on a $10,000 investment:
- Lowest cost options – $0
- Highest cost options – $138
Only available to Louisiana residents
