A dislocated worker is someone who is unemployed and eligible to receive unemployment benefits. They must have experienced an involuntary job loss or layoff and satisfy any of the following criteria.
They are unlikely to return to a previous industry or occupation
The job loss or layoff is due to a plant, facility or business closure or substantial layoff
They are the spouse of a member of the U.S. Armed Forces and the job loss or underemployment is due to relocation of the Servicemember
Dislocated works can include people who have exhausted unemployment benefits or were ineligible for unemployment benefits because of insufficient earnings or because their employer isn’t covered under their state’s unemployment compensation law.
Self-employed individuals, including farmers, ranchers and fishermen, may also qualify if they are unemployed because of “general economic conditions in the community in which the individual resides or because of natural disasters.” The coronavirus pandemic qualifies as a natural disaster.
A displaced homemaker is a stay-at-home mother or father who unemployed or underemployed and who is no longer financially supported by their spouse. Displaced homemakers can also include someone who provided unpaid servicers to family members in the family home, not just a stay-at-home parent.
Mark Kantrowitz is a nationally-recognized expert on student financial aid, scholarships and student loans. His mission is to deliver practical information, advice and tools to students and their families so they can make informed decisions about planning and paying for college.
Mark writes extensively about student financial aid policy. He has testified before Congress and federal/state agencies about student aid on several occasions.
Mark has been quoted in more than 10,000 newspaper and magazine articles. He has written for the New York Times, Wall Street Journal, Washington Post, Reuters, Huffington Post, U.S. News & World Report, Money Magazine, Bottom Line/Personal, Forbes, Newsweek and Time Magazine. He was named a Money Hero by Money Magazine. He is the author of five bestselling books about scholarships and financial aid, including How to Appeal for More College Financial Aid, Twisdoms about Paying for College, Filing the FAFSA and Secrets to Winning a Scholarship.
Mark serves on the editorial board of the Journal of Student Financial Aid and the editorial advisory board of Bottom Line/Personal (a Boardroom, Inc. publication). He is also a member of the board of trustees of the Center for Excellence in Education. Mark previously served as a member of the board of directors of the National Scholarship Providers Association.
Mark is currently Publisher of PrivateStudentLoans.guru, a web site that provides students with smart borrowing tips about private student loans. Mark has served previously as publisher of the Cappex.com, Edvisors, Fastweb and FinAid web sites. He has previously been employed at Just Research, the MIT Artificial Intelligence Laboratory, Bitstream Inc. and the Planning Research Corporation.
Mark is President of Cerebly, Inc. (formerly MK Consulting, Inc.), a consulting firm focused on computer science, artificial intelligence, and statistical and policy analysis.
Mark is ABD on a PhD in computer science from Carnegie Mellon University (CMU). He has Bachelor of Science degrees in mathematics and philosophy from MIT and a Master of Science degree in computer science from CMU. He is also an alumnus of the Research Science Institute program established by Admiral H. G. Rickover.
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