*3-year performance rankings as of 9/30/2019
The highly anticipated Savingforcollege.com direct-sold 529 plan rankings are here!
529 plans are generally made up of mutual funds with varying investment options. Each quarter, after analyzing data from thousands of underlying investment portfolios, Savingforcollege.com determines the overall top 10 direct-sold 529 plans 529 plans, based on historical performance. The following slideshow features our most recent top 10 list of the plans that can be purchased directly through the plan manager (without having to go through a financial advisor).
The “performance score” determines the ranking
The rankings shown in the slideshow are based on performance over the last 3 years, giving you a better idea of how the plans fared over time. Note that past performance is not a guarantee of future results. Remember that you can open a 529 plan from almost any state, regardless of where you live. Premium subscribers can view the full list of rankings that includes plans sold through brokers and fee-based financial planners.
9. Alaska – T. Rowe Price College Savings Plan (TIE)
Performance score: 32.93
Available to: U.S. citizens of legal age, UGMA/UTMA custodians and legal entities organized in the U.S.
Program manager: T. Rowe Price Associates, Inc.
9. Alaska529 (TIE)
Performance score: 32.93
Available to: U.S. resident individuals of legal age, UGMA/UTMA custodians and legal entities organized in the U.S.
Program manager: T. Rowe Price Associates, Inc.
8. California – Scholarshare
Performance score: 32.45
Available to: U.S. citizens and resident aliens at least 18 years old, emancipated minors, UGMA/UTMA custodians and legal entities
Program managers: TIAA-CREF Tuition Financing, Inc. (TFI)
7. Wisconsin – Edvest
Performance score: 32.09
Available to: U.S. citizens and resident aliens of legal age, and UGMA/UTMA custodians and legal entities
Program manager: TIAA-CREF Tuition Financing, Inc. (TFI)
6. Massachusetts – U.Fund College Investing Plan
Performance score: 31.29
Available to: U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and trusts
Program manager: Fidelity Investments
5. New Hampshire – UNIQUE College Investing Plan
Performance score: 31.13
Available to: U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and trusts
Program manager: Fidelity Investments
4. Fidelity Arizona College Savings Plan
Performance score: 31.09
Available to: U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and legal entities
Program manager: Fidelity Investments
3. Delaware College Investment Plan
Performance score: 31.07
Available to: U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and legal entities.Program manager: Fidelity Investments
2. Ohio’s 529 Plan, CollegeAdvantage
Performance score: 31.03
Available to: U.S. citizens and resident aliens, UGMA/UTMA custodians, trusts and 501(c)(3) organizations
Program manager: Ohio Tuition Trust Authority
1. West Virginia – SMART529 WV Direct College Savings Plan
Performance score: 30.39
Available to: U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians and legal entities
Program managers: Hartford Funds Management Company, LLC
