Zina Kumok is a freelance writer specializing in personal finance. A former reporter, she has covered murder trials, the Final Four and everything in between. She has been featured in Lifehacker, DailyWorth and Time. She paid off $28,000 worth of student loans in three years. Now she writes about being mindful with your money at Conscious Coins.
Can I Get a Mortgage with Student Loan Debt?
Qualifying for a mortgage with student loan debt may sound like a long shot, but it’s actually very common. As more and more millennials and Gen Xers carry student debt into their 30 and 40s, it’s quickly becoming the only way most people can buy a house. While getting a mortgage with student loans is entirely possible, borrowers in this situation do have to take a few things into consideration. Here’s what you need to know.
How to Pay Off Your Student Loans by Age 30
This article describes several different scenarios in which a borrower can pay off their student loans by age 30. One involves total student loan debt equal to annual income. Another involves total student loan debt that significantly exceeds annual income.
How to Complain about Your Student Loans
There are many reasons why a borrower or cosigner might wish to complain about their student loans. They want a solution to the problems they have experienced. They want to hold the lender or servicer accountable for their problems. There are several key steps to filing an effective complaint about a federal or private student loan.
How to Make Extra Payments on Your Student Loans
Borrowers who have extra money often want to repay their student loans more quickly, to save on interest and to get started sooner on pursuing their dreams. Instead of just paying the minimum on their student loans, they want to pay extra to expedite the repayment process.