Kat Tretina is a personal finance writer based in Orlando. With a master's degree in communications, her work has been featured in publications like Entrepreneur, Business Insider, Money Magazine, and many more. She is focused on helping people pay down their debt and boost their incomes so that they can reach their full potential.
How to Deal With Financial Anxiety During the COVID-19 Outbreak
Due to the Coronavirus outbreak, many people are dealing with financial stress and insecurity. Even if you are employed and relatively stable right now, you may be worried about the future. If that’s the case, here are five ways to manage your financial anxiety.
Free and Discounted Resources for College Students During the Coronavirus Outbreak
College campuses are closed, and life is chaotic for college students due to the coronavirus crisis. Fortunately, there are companies offering free or reduced resources to help college students during the coronavirus emergency.
Avoid These Common Financial Mistakes in Your 20's
Your 20’s are an exciting time: you’re out of college, you’re living on your own for the first time, and you’re building your career. However, it has its drawbacks; chances are, you don’t have a lot of money. A lack of cash can make paying your bills and saving for the future difficult. However, making financial mistakes now can have long-lasting effects. Here are five common mistakes to avoid in your 20s.
How This Woman Paid Off $45,000 in Student Loan Debt in 3 Years
Kimberly Hamilton paid off her $45,000 private student loan debt in just three years by making extra money, saving more money and making some lifestyle changes. She was able to increase student loan debt payments, and she is now debt free.
Best STEM Programs and Competitions for Gifted Students
As the parent of a gifted student, you want to make sure your child gets the best opportunities to challenge and enrich them. While a challenging school curriculum is an excellent start, special programs and competitions for STEM students can give talented science and math students extra advantages, including college credits, scholarships and networking opportunities.
Women Owe Two-Thirds of Student Loan Debt
While student loan debt impacts both men and women, women shoulder the greater share of the burden. According to a study from the American Association of University Women (AAUW), women owe more money and struggle more to pay it off, making student loan debt a serious women’s issue. Given high levels of student loan stress, it’s no wonder that borrowers delay getting married, buying a home and having children.
How to Manage Your Student Loans When Facing a Financial Hardship
When student loan borrowers face financial difficulty, such as job loss or a medical emergency, keeping up with student loan payments can be challenging. There are solutions available to help borrowers avoid defaulting on their student loans, regardless of whether they are facing a short-term hardship or long-term hardship.
What is a Master Promissory Note?
When it comes to paying for college, most students have to turn to student loans and parent loans to foot the bill. However, many students and parents don’t fully understand what they’re getting into; they just sign their name on the bottom of the Master Promissory Note (MPN). The Master Promissory Note is a legal contract that specifies the terms and conditions and other details of your federal student loans.
How to Get Student Loan Forgiveness for Parent Loans
Parents are increasingly facing a student loan debt burden of their own, as they borrow parent loans to help their children pay for college. These parents want to know if their parent loans are eligible for student loan forgiveness and, if so, how to qualify for loan forgiveness on their parent loans.