Jolene Latimer has her Master's in Specialized Journalism and writes about finances, sports and lifestyle for a variety of publications.
Interest Rates on Federal Consolidation Loans
Federal consolidation loans combine two or more federal student loans into a single loan, with the interest rate based on the weighted average. This can simplify repayment of your student loans. While these loans can be helpful in some cases, it’s important to understand how interest rates on federal consolidation loans work before jumping in.
Marriage Penalties with Student Loans
Getting married to the love of your life is exhilarating, but when the honeymoon is over and couples have to make tough financial decisions it can become stressful. Knowing about marriage penalties with student loans can help you make informed choices on how to file your taxes and budget your earnings after you say, “I do.”
How to Build Good Credit as a College Student
Good credit can open up financial possibilities that are otherwise hard to achieve, so it makes sense to start building good credit as soon as possible. That can be tricky when you’re a student but that doesn’t mean it’s impossible. If graduating with good credit is one of your goals, there are steps you can take to achieve it.
How to Get or Refinance a Mortgage as a Student Loan Cosigner
Cosigning a student loan can affect the cosigner’s ability to qualify for a new mortgage or to refinance a current mortgage. As a cosigner, you could face higher interest rates or be denied a mortgage altogether. Although it might seem stressful at first, there are financial moves you can make that could help you get or refinance a mortgage.