CFP, ChFC, CLU
Joe Messinger, CFP, ChFC, CLU, is partner and director of college planning at Capstone Capital Wealth Partners. He created Capstone's College Pre Approval process that guides clients through a process that allows families to save the money they need, and eliminate the stress and anxiety that have around paying for college.
Capstone College Partners teaches proprietary process to advisors because we believe American Families desperately need out support, and we as an industry have a responsibility to help them. When it comes to college funding, Joe Messinger is here to raise the bar and get more financial advisors trained to better serve our communities.
Scholarship displacement: When winning scholarships means losing financial aid
Scholarship displacement happens when a college or university reduces a student's financial aid award after they receive private scholarships. When evaluating financial aid award letters, be sure to consider the college's outside scholarship award policy in determining net price.