Why You Should Join Upromise

How Upromise works.

Upromise is a program that helps families boost their 529 or college savings plan or pay down student loans by earning cash back on qualified, everyday spending.

The best part about Upromise?

It's free to join! Once you sign up, you can link directly to your 529 plan to boost your earnings on the things you already do and buy - like shopping online, eating at restaurants, booking travel, and picking up groceries and drug store items. Pretty easy, huh? Your earnings are stored in your Upromise account, where you can then choose how you would like to redeem or invest your money, such as contributing to a 529 plan, rolling it into a Upromise GoalSaver savings account, paying down your student loan(s), or simply requesting a check.

Want to see your savings grow even faster?

The Upromise MasterCard® helps boost your college savings every time you use it. Earn an additional 5% cash back on top of your Upromise earnings when you use the card to shop online through Upromise.com or dine at a participating Upromise restaurant. You'll also earn 2% on eligible in-store department store and movie theater purchases and 1% on all other purchases. Make the Upromise MasterCard your go-to credit card and watch your savings add up!

Earnings Example
Item/Partner Spend Upromise Earnings Total Earnings (Upromise +
Upromise MasterCard)
Bedding/Macy's $100 $5.00 $10.00
Jacket/Lands' End $70 $3.50 $7.00
Rental Car/Orbitz $350 $17.50 $35.00
Dinner out/participating restaurant $80 $4.00 $8.00
Dog food/Petco $30 $1.50 $3.00
Laptop/HP $600 $30.00 $60.00
Total $1230 $61.50 $123.00

Example for illustrative purposes only.


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