The NC 529 Plan features Vanguard funds in its three age-based options and nine individual options, as well as a federally-insured deposit option offered by the State Employees' Credit Union.
- Program typeSavings
- Inception2001
- State agencyNorth Carolina State Education Assistance Authority
- Tax deduction
- Program ManagerCollege Foundation, Inc.
- Program distributorCollege Foundation, Inc.
Investment Options
Investors in NC 529 Plan can select from the following investment options. Click on a portfolio name for more information.
Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.
| Portfolio | E.R. | % Equity | 1YR Performance |
|---|---|---|---|
| Vanguard Aggressive Track (0-4) (Aggressive Growth) | 0.32% | 100% | 21.49% |
| Vanguard Aggressive Track (5-6) (87.5% Stock/12.5% Bond) | 0.32% | 100% | 19.62% |
| Vanguard Aggressive Track (7-8) (87.5% Stock/12.5% Bond) | 0.32% | 100% | 19.62% |
| Vanguard Aggressive Track (9-10) (Growth) | 0.32% | 75% | 17.64% |
| Vanguard Aggressive Track (11-12) (62.5% Stock/37.5% Bond) | 0.32% | 100% | 15.77% |
| Vanguard Aggressive Track (13-14) (Moderate Growth) | 0.32% | 50% | 13.85% |
| Vanguard Aggressive Track (15-16) (37.5% Stock/62.5% Bond) | 0.32% | 100% | 11.94% |
| Vanguard Aggressive Track (17-18) (Conservative Growth) | 0.32% | 25% | 10.04% |
| Vanguard Moderate Track (0-4) (87.5% Stock/12.5% Bond) | 0.32% | 50% | 19.62% |
| Vanguard Moderate Track (5-6) (Growth) | 0.32% | 75% | 17.64% |
| Vanguard Moderate Track (7-8) (62.5% Stock/37.5% Bond) | 0.32% | 50% | 15.77% |
| Vanguard Moderate Track (9-10) (Moderate Growth) | 0.32% | 50% | 13.85% |
| Vanguard Moderate Track (11-12) (37.5% Stock/62.5% Bond) | 0.32% | 50% | 11.94% |
| Vanguard Moderate Track (13-14) (Conservative Growth) | 0.32% | 25% | 10.04% |
| Vanguard Moderate Track (15-16) (12.5% Stock/87.5% Bond) | 0.32% | 50% | 8.21% |
| Vanguard Moderate Track (17-18) (Income) | 0.32% | 0% | 5.22% |
| Vanguard Conservative Track (0-4) (62.5% Stock/37.5% Bond) | 0.32% | 25% | 15.77% |
| Vanguard Conservative Track (5-6) (Moderate Growth) | 0.32% | 50% | 13.85% |
| Vanguard Conservative Track (7-8) (37.5% Stock/62.5% Bond) | 0.32% | 25% | 11.94% |
| Vanguard Conservative Track (9-10) (Conservative Growth) | 0.32% | 25% | 10.04% |
| Vanguard Conservative Track (11-12) (12.5% Stock/87.5% Bond) | 0.32% | 25% | 8.21% |
| Vanguard Conservative Track (13-14) (Income) | 0.32% | 0% | 5.22% |
| Vanguard Conservative Track (15-16) (50% Bond/50% Short-Term Reserves) | 0.3% | 25% | 4.35% |
| Vanguard Conservative Track (17-18) (25% Bond/75% Short-Term Reserves) | 0.3% | 25% | 3.44% |
| Vanguard Aggressive Track (19 or older) (12.5% Stock/87.5% Bond) | 0.32% | 100% | 8.21% |
| Vanguard Moderate Track (19 or older) (Income) | 0.32% | 0% | 5.22% |
| Vanguard Conservative Track (19 or older) (Interest Accumulation) | 0.29% | 0% | 2.46% |
