529 PLANS

Program match on contributions

Plan Program match on contributions:
CollegeCounts 529 Fund
Alabama
None. Enroll Now
Alaska 529
Alaska
None, however the state offers a tuition-value guarantee for University of Alaska students invested in the University of Alaska Portfolio. Enroll Now
T. Rowe Price College Savings Plan
Alaska
None. Enroll Now
Arizona Family College Savings Program
Arizona
None. Enroll Now
Fidelity Arizona College Savings Plan
Arizona
None. Enroll Now
GIFT College Investing Plan
Arkansas
The Aspiring Scholars Matching Grant Program program was discontinued as of January 1, 2017 and is no longer available to new account owners. Beginning in 2008, the program provided matching grants of up to $500 annually to eligible Arkansas families, based on household income level. Account owners with matching grant accounts may continue to access matching grant funds for qualified withdrawals until the funds have been exhausted. Plan Details
ScholarShare 529
California
The 2020 Matching Grant Program offers a dollar-for-dollar match contribution of up to $200 on new accounts. Families that establish a monthly automatic contribution plan of $25 or more are eligible for a $25 bonus. Eligible parents/guardians must be California residents at enrollment, have a valid social security number or a federal tax ID number, and have an adjusted gross annual income of $75,000 or less. Plan Details
Direct Portfolio College Savings Plan
Colorado
The Matching Grant Program provides a dollar-for-dollar match of up to $400 in contributions for lower- to middle-income Colorado residents to accounts with an eligible beneficiary (a dependent under age 13 at the time of initial application). Applications are accepted each year between September 1 and December 31. The match can extend for a maximum five years. Matching grants for future years are subject to continued funding by the sponsor. The CollegeInvest 529 Scholarship provides a $2,000 scholarship to any full-time student who is a Colorado resident, has maintained or has had a parent/guardian maintain a CollegeInvest account for at least two years, and can substantiate an expected family contribution (EFC) between $5,000 and $25,000. The scholarship is renewable each year up to a total of four years or $8,000. Applications are accepted January 1 through May 15.

In addition, First Step, a kickstarter savings program gives every child born or adopted in the State of Colorado, beginning on January 1, 2020, a $100 contribution to their CollegeInvest 529 college savings account.
Enroll Now
Smart Choice College Savings Plan
Colorado
The Matching Grant Program provides a dollar-for-dollar match of up to $500 in contributions for lower- to middle-income Colorado residents to accounts with an eligible beneficiary (a dependent under age 13 at the time of initial application). Applications are accepted each year between September 1 and December 31. The match can extend for a maximum five years. Matching grants for future years are subject to continued funding by the sponsor. The CollegeInvest 529 Scholarship provides a $2,000 scholarship to any full-time student who is a Colorado resident, has maintained or has had a parent/guardian maintain a CollegeInvest account for at least two years, and can substantiate an expected family contribution (EFC) of $25,000 or less. The scholarship is renewable each year up to a total of four years or $8,000. Applications are accepted January 1 through July 31.

In addition, First Step, a kickstarter savings program gives every child born or adopted in the State of Colorado, beginning on January 1, 2020, a $100 contribution to their CollegeInvest 529 college savings account.
Plan Details
Stable Value Plus College Savings Program
Colorado
The Matching Grant Program provides a dollar-for-dollar match of up to $500 in contributions for lower- to middle-income Colorado residents to accounts with an eligible beneficiary (a dependent under age 8 at the time of initial application). Applications are accepted each year between October 15 and December 31. The match can extend for a maximum five years. Matching grants for future years are subject to continued funding by the sponsor. The CollegeInvest 529 Scholarship provides a $2,000 scholarship to any full-time student who is a Colorado resident, has maintained or has had a parent/guardian maintain a CollegeInvest account for at least four years and can substantiate an expected family contribution (EFC) of $45,000 or less. The account must have a balance of at least $2,000 at the close of the application period. Applicants may re-apply each year up to a total of four years or $8,000. Application period is generally mid-February through mid-April.

In addition, First Step, a kickstarter savings program gives every child born or adopted in the State of Colorado, beginning on January 1, 2020, a $100 contribution to their CollegeInvest 529 college savings account.
Plan Details
Connecticut Higher Education Trust (CHET)
Connecticut
The CHET Baby Scholars program provides $100 to families that open a 529 college savings account by their child's first birthday or within the first year after an adoption. Families that save an additional $150 in the first four years will receive a state match of $150, for a total of $250 in state funds. Plan Details
Delaware College Investment Plan
Delaware
None. Enroll Now
DC College Savings Plan
District of Columbia
None. Enroll Now
Florida 529 Savings Plan
Florida
None. Enroll Now
Path2College 529 Plan
Georgia
None. Enroll Now
Hawaii's College Savings Program
Hawaii
None. Enroll Now
Idaho College Savings Program (IDeal)
Idaho
None. Enroll Now
Bright Start Direct-Sold College Savings Program
Illinois
Illinois will automatically deposit a $50 seed deposit into a 529 college savings account for every child born or adopted in the state beginning in 2021. Enroll Now
CollegeChoice 529 Direct Savings Plan
Indiana
None. Enroll Now
CollegeChoice CD 529 Savings Plan
Indiana
None. Enroll Now
College Savings Iowa
Iowa
None. Enroll Now
Learning Quest 529 Education Savings Program (Direct-sold)
Kansas
The Kansas Investments Developing Scholars (K.I.D.S.) Matching Grant Program was developed for Kansas residents with incomes less than 200% of the federal poverty level. The State of Kansas will match the first $600 that Account Owners contribute to a Learning Quest Advisor account for each beneficiary eligible year of eligibility. Applications are limited to 1200 per year and are processed on a first-come first-served basis. Applications and contributions must be received by December 31 each year. Enroll Now
Schwab 529 College Savings Plan
Kansas
None. Plan Details
KY Saves 529
Kentucky
None. Enroll Now
START Saving Program
Louisiana
The state provides an earnings enhancement equal to 2% to 14% (depending on income) of a Louisiana participant's contributions when the account is used for qualifying expenses. Plan Details
NextGen 529 -- Client Direct Series
Maine
As of 1/1/2020, new Maine accounts may be eligible to receive a $100 Initial Matching Grant when the account is opened and funded with at least $25 by 12/31/2020 (one grant per eligible beneficiary, no income limitations). The NextStep Matching Grant provides a 30% match on contributions up to a $300 grant per year (one grant per eligible beneficiary, no income limitations). A $100 Automated Funding Grant is available for accounts that make six consecutive contributions, no less frequently than quarterly, through an automated funding option (one grant per beneficiary, no income limitations). Separately, if a beneficiary is eligible for the $500 Alfond Grant, the initial contribution is waived when a NextGen account is opened. As of 1/1/2020, new accounts opened and funded with $25 before 12/31/2020 may also be eligible for the $100 Initial Matching Grant. Grants for Maine residents may be used on behalf of the beneficiary at an eligible institution of higher education only. Grants may lose value. Enroll Now
Maryland 529 -- Maryland Senator Edward J. Kasemeyer College Investment Plan
Maryland
Save4College State Contribution Program:
Individuals who open or have opened a new Maryland 529 -- College Investment Plan after December 31, 2016, file an application between January 1 and May 31 and make at least the minimum contribution to the account, may receive a $250 or $500 contribution by the state. To be eligible, the beneficiary must be a Maryland resident. For account holders with Maryland taxable income of less than $87,500 (if filing state taxes for an individual) or less than $125,000 (for a married couple filing a joint state tax return) the state would contribute $500 per beneficiary. For account holders with Maryland taxable income of at least $87,500 but no greater than $112,500 for an individual or at least $125,000 but no greater than $175,000 for a married couple filing a joint return the state would contribute $250. You must make the minimum contribution of $25, $100, or $250, based on your household income, between July 1 and November 1. If you receive a state contribution for a beneficiary in a given year, you are not eligible in that year for the state income deduction for contributions that you made for that beneficiary.
Plan Details
U.Fund College Investing Plan
Massachusetts
BabySteps MA (formerly known as SeedMA Baby) is an expansion of the SeedMA initiative started in 2016. Beginning in January 2020, every baby born to or adopted by a Massachusetts resident is eligible for a free $50 seed deposit into a U.Fund 529 college savings account. Enroll Now
Michigan Education Savings Program (MESP)
Michigan
Michigan matching grants based on MESP contributions were discontinued for the 2009-2010 year. In prior years, a Michigan resident with adjusted gross income of $80,000 or less and a beneficiary under seven years old could apply for a one-time matching grant of $1 for every $3 contributed, up to a maximum $200 grant. Plan Details
Minnesota College Savings Plan
Minnesota
Minnesota no longer offers a matching grant. For years prior to 2011, a 15% or 10% matching grant of up to $400 per year was available to Minnesota residents, subject to income limitations. Plan Details
Mississippi Affordable College Savings (MACS) Program
Mississippi
None. Plan Details
MOST - Missouri's 529 Education Plan (Direct-sold)
Missouri
The MOST Matching Grant Program has been discontinued. Plan Details
Achieve Montana
Montana
None. Plan Details
Montana Family Education Savings Program -- Bank Plan
Montana
None. Plan Details
Nebraska Education Savings Trust -- Direct College Savings Plan
Nebraska
None. Enroll Now
TD Ameritrade 529 College Savings Plan
Nebraska
None. Plan Details
SSGA Upromise 529 Plan
Nevada
The Silver State Matching Grant Program provides a maximum $300 annual matching contribution ($1,500 lifetime maximum) for each beneficiary from a Nevada family with prior-year AGI of $74,999 or less. The account owner must also be a Nevada resident. Applications are accepted each year from April 1 through July 31. Enroll Now
The Vanguard 529 College Savings Plan
Nevada
None. Enroll Now
USAA 529 College Savings Plan
Nevada
The USAA Distinguished Valor Matching Grant Program matches up to a lifetime maximum of $1,500 of contributions to this 529 plan with an annual maximum match of $300. The account owner or the beneficiary must be a Nevada resident at the time the grant application is submitted. Grant applicants may apply under two categories: 1) the account owner must serve currently on active duty in the U. S. military and have an adjusted gross household income of less than $95,000, and the beneficiary must be a child of the Account Owner and be under the age of 13, or 2) the account owner or the account owner's spouse must be the recipient of a Purple Heart in either Operation Enduring Freedom or Iraqi Freedom (service beginning October 7, 2001 and ending August 31, 2010), and the beneficiary must be a child or the spouse of the Purple Heart recipient. Plan Details
UNIQUE College Investing Plan
New Hampshire
None. Enroll Now
NJBEST 529 College Savings Plan
New Jersey
There is no program match, however New Jersey beneficiaries are eligible for a one-time scholarship of up to $1,500 for the first semester at any New Jersey college or university subject to minimum participation and contribution requirements. Enroll Now
The Education Plan's College Savings Program
New Mexico
None. Plan Details
New York's 529 College Savings Program -- Direct Plan
New York
None. Enroll Now
NC 529 Plan
North Carolina
None. Enroll Now
College SAVE (Direct)
North Dakota
The BND Match Program provides a one-time match of contributions up to $300 per beneficiary for North Dakota participants and active duty military families with incomes below $80,000 (single) or $120,000 (joint). Contributions within 12 months of the account opening are eligible for the match. The beneficiary must be 15 years of age or younger. For participants with incomes below $60,000 (single) or $80,000 (joint), the match is available for an additional two years. An additional matching program, New Baby Match, provides a North Dakota resident child 12 months or younger to be considered for a grant in the amount of $200. New Baby Match participants must enroll in CollegeSAVE and contribute $200 prior to the child's first birthday to qualify for the match. Enroll Now
Ohio's 529 Plan, CollegeAdvantage
Ohio
None. Plan Details
Oklahoma College Savings Plan
Oklahoma
None., Plan Details
Oregon College Savings Plan
Oregon
The Oregon Baby Grad Program will provide a one-time contribution of $25 to families that open an Oregon College Savings Plan account by their child's first birthday. The child must be an Oregon resident.

Under the Kinder Grad incentive program, when an Oregon College Savings Plan account is opened during 2019 or 2020 for an Oregon kindergartener who doesn't already have an account, $25 will automatically be deposited to the account within three months.

The Oregon Scholars program allows the Oregon College Savings Plan to partner with state colleges and universities to offer incentives to Oregonians saving for education. Partnering universities reward savings by offering additional cost savings when attending their schools.
Plan Details
Pennsylvania 529 Investment Plan
Pennsylvania
None., The Pennsylvania Treasury Department invests $100 for every child born in the Commonwealth via the Keystone Scholars program. Parents have until a child's first birthday to claim the $100 Keystone Baby Scholars investment by registering online or calling 1-800-440-4000. Plan Details
CollegeBound Saver (Direct-sold)
Rhode Island
Children born to or adopted by Rhode Island families are eligible for a $100 "CollegeBoundbaby" grant to be used for Qualified Expenses if the request is received by the Treasurer within one (1) year of their birth or adoption. Enroll Now
Future Scholar 529 College Savings Plan (Direct-sold)
South Carolina
None. Enroll Now
CollegeAccess 529 (Direct-sold)
South Dakota
None. Enroll Now
TNStars College Savings 529 Program
Tennessee
Under the Tennessee Investments Preparing Scholars Program (TIPS), eligible families can receive a matching contribution of $100 for a minimum $25 investment, or $500 for a minimum $125 investment. Beneficiaries can receive a maximum match of $500 per year for up to three years. Plan Details
Texas College Savings Plan
Texas
None. Plan Details
my529
Utah
None Plan Details
Vermont Higher Education Investment Plan
Vermont
None. Plan Details
Invest529
Virginia
None. Enroll Now
DreamAhead College Investment Plan
Washington
None Enroll Now
SMART529 Select
West Virginia
The SMART529 Bright Babies Program (effective 8/1/15) provides a one-time incentive contribution in the amount of $100 per designated beneficiary born or adopted on or after 1/1/15. The designated beneficiary must be a resident of West Virginia and the account must be opened within one year of the birth/adoption date.

The SMART529 Matching Grant Program (discontinued for new applications as of 8/31/15) provides matching grants to eligible West Virginia families in an amount up to $500 per designated beneficiary per year, up to a lifetime maximum of $2,500 per designated beneficiary, with a dollar for dollar match.
Plan Details
SMART529 WV Direct College Savings Plan
West Virginia
The SMART529 Bright Babies Program (effective 8/1/15) provides a one-time incentive contribution in the amount of $100 per designated beneficiary born or adopted on or after 1/1/15. The designated beneficiary must be a resident of West Virginia and the account must be opened within one year of the birth/adoption date.

The SMART529 Matching Grant Program (discontinued for new applications as of 8/31/15) provides matching grants to eligible West Virginia families in an amount up to $500 per designated beneficiary per year, up to a lifetime maximum of $2,500 per designated beneficiary, with a dollar for dollar match.
Plan Details
Edvest
Wisconsin
None. Plan Details
 

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