Compare 529 Plans by Features

Plan

Are program benefits collateralized or guaranteed in any other way?

No

No

Yes, Investments in Stable Value Plus are protected with a guarantee to the program by the Travelers Insurance Company.

DC College Savings Plan

District of Columbia

No

College Illinois! funds are backed by the moral obligation of the state, which requires the Governor to request state funding from the General Assembly in any year the program lacks sufficient funds to pay its contractual obligations.

KY Saves 529

Kentucky

No

Yes, the legislature is required to consider, but not necessarily approve, an appropriation to cover any shortfall, repayable within two years.

U.Plan

Massachusetts

No

Scholar's Edge

New Mexico

No

NC 529 Plan

North Carolina

No

No

Oklahoma 529

Oklahoma

No

Yes, Tuition Certificates are guaranteed by all member institutions for tuition and mandatory fees, as described above.

Under Texas law the public colleges in Texas must accept less than full tuition and fees if the fund's investment return fails to keep pace with tuition and fee increases.

No

Invest529

Virginia

No

Yes, a prepaid tuition escrow account exists to guarantee payment of prepaid tuition contracts; up to $1,000,000 annually is transferred to the escrow account from the state's unclaimed property fund if an unfunded liability exists in the program's trust fund.

No

Edvest 529

Wisconsin

No