529 PLANS

Policy regarding participant/owner changes

Plan Policy regarding participant/owner changes:
CollegeCounts 529 Fund
Alabama
Accepts requests to transfer account ownership. Enroll Now
CollegeCounts 529 Fund Advisor Plan
Alabama
Accepts requests to transfer account ownership. Plan Details
Enable Savings Plan Alabama
Alabama
You may direct a rollover from a plan account to an account in another qualified ABLE program for the same or another account owner who is a member of the family. Alternatively, you may make a withdrawal from your account and re-deposit the withdrawn balance within 60 days into an account in another qualified ABLE program for the same or another account owner. Plan Details
Prepaid Affordable College Tuition (PACT) Program
Alabama
Accepts requests to transfer contract ownership ($20 fee). Plan Details
Alaska ABLE Plan
Alaska
Accepts requests to transfer account ownership provided the appropriate form and any additional requested documentation is submitted to the Plan. Plan Details
John Hancock Freedom 529
Alaska
Accepts requests to transfer account ownership. Plan Details
T. Rowe Price College Savings Plan
Alaska
Accepts requests to transfer account ownership. Enroll Now
University of Alaska College Savings Plan
Alaska
Accepts requests to transfer account ownership. Enroll Now
Arizona Family College Savings Program
Arizona
Accepts requests to transfer account ownership. Enroll Now
AZ ABLE
Arizona
A change in the beneficiary of a STABLE Account is not treated as a distribution and is not subject to federal gift or GST taxes if the new beneficiary is an eligible individual and a sibling of the current beneficiary. However, if the new beneficiary is not a sibling of the current beneficiary, the change is treated as a non-qualified withdrawal by the current beneficiary and may have federal gift tax or GST tax consequences. Plan Details
Fidelity Arizona College Savings Plan
Arizona
Accepts requests to transfer account ownership. However, the program may report an owner change as a nonqualified distribution subject to all applicable federal and state taxes and penalties. Enroll Now
Ivy InvestEd 529 Plan
Arizona
Accepts requests to transfer account ownership. Plan Details
GIFT College Investing Plan
Arkansas
Accepts requests to transfer account ownership. Plan Details
iShares 529 Plan
Arkansas
Accepts requests to transfer account ownership. Plan Details
ScholarShare 529
California
Accepts requests to change account owner. Plan Details
Colorado ABLE
Colorado
Accepts requests to transfer account ownership provided the appropriate form and any additional requested documentation is submitted to the plan. Plan Details
Direct Portfolio College Savings Plan
Colorado
Accepts requests to transfer account ownership. Enroll Now
Scholars Choice College Savings Program
Colorado
Accepts requests to transfer account ownership. Plan Details
Smart Choice College Savings Plan
Colorado
Accepts requests to transfer account ownership. Plan Details
Stable Value Plus College Savings Program
Colorado
Accepts requests to transfer account ownership. Plan Details
Connecticut Higher Education Trust (CHET)
Connecticut
Accepts requests to transfer account ownership. Plan Details
Connecticut Higher Education Trust (CHET) -- Advisor Plan
Connecticut
Accepts requests to transfer account ownership. Plan Details
Delaware College Investment Plan
Delaware
Account ownership may not be transferred prior to the owner's death or incapacity. Enroll Now
DC ABLE
District of Columbia
Accepts requests to transfer account ownership provided the appropriate form and any additional requested documentation is submitted to the Plan. Plan Details
DC College Savings Plan
District of Columbia
Accepts requests to transfer account ownership. Enroll Now
ABLE United
Florida
During the lifetime of the beneficiary, part or all of the account balance may be transferred to an eligible individual who is a member of the family. Plan Details
Florida 529 Savings Plan
Florida
Accepts requests to transfer account ownership. Plan Details
Florida Prepaid College Plan
Florida
Accepts requests to transfer contract ownership. Plan Details
Georgia STABLE
Georgia
A change in the beneficiary of a STABLE account is not treated as a distribution and is not subject to federal gift or generation-skipping transfer (GST) taxes if the new beneficiary is an eligible individual and a sibling of the current beneficiary. However, if the new beneficiary is not a sibling of the current beneficiary, the change is treated as a non-qualified withdrawal by the current beneficiary and may have federal gift tax or GST tax consequences. Plan Details
Path2College 529 Plan
Georgia
Accepts requests to transfer account ownership. Enroll Now
Hawaii's College Savings Program
Hawaii
Accepts requests to transfer account ownership. Enroll Now
Idaho College Savings Program (IDeal)
Idaho
Accepts requests to transfer account ownership. Enroll Now
Bright Directions Advisor-Guided 529 College Savings Program
Illinois
Accepts requests to transfer account ownership. Plan Details
Bright Start Direct-Sold College Savings Program
Illinois
Accepts requests to transfer account ownership. Enroll Now
College Illinois! 529 Prepaid Tuition Program
Illinois
Accepts requests to transfer contract ownership ($15 fee). Plan Details
Illinois ABLE
Illinois
Accepts requests to transfer account ownership provided the appropriate form and any additional requested documentation is submitted to the plan. Plan Details
CollegeChoice 529 Direct Savings Plan
Indiana
Accepts requests to transfer account ownership. Enroll Now
CollegeChoice Advisor 529 Savings Plan
Indiana
Accepts requests to transfer account ownership. Plan Details
CollegeChoice CD 529 Savings Plan
Indiana
Accepts requests to transfer account ownership. Enroll Now
INvestABLE Indiana
Indiana
Accepts requests to transfer account ownership provided the appropriate form and any additional requested documentation is submitted to the plan. Plan Details
College Savings Iowa
Iowa
Accepts requests to transfer account ownership. Enroll Now
IAble Plan
Iowa
Accepts requests to transfer account ownership provided the appropriate form and any additional requested documentation is submitted to the plan. Plan Details
IAdvisor 529 Plan
Iowa
Accepts requests to transfer account ownership. Plan Details
Kansas ABLE Savings Plan
Kansas
Accepts requests to transfer account ownership provided the appropriate form and any additional requested documentation is submitted to the plan. Plan Details
Learning Quest 529 Education Savings Program (Direct-sold)
Kansas
Accepts requests to transfer account ownership. Plan Details
Learning Quest Advisor
Kansas
Accepts requests to transfer account ownership. Plan Details
Schwab 529 College Savings Plan
Kansas
Accepts requests to transfer account ownership. Plan Details
Kentucky Education Savings Plan Trust
Kentucky
Accepts requests to transfer account ownership. Plan Details
Kentucky's Affordable Prepaid Tuition (KAPT)
Kentucky
Contract ownership is not transferable except in limited circumstances. Plan Details
STABLE Kentucky
Kentucky
A change in the beneficiary of a STABLE Account is not treated as a distribution and is not subject to federal gift or GST taxes if the new beneficiary is an eligible individual and a sibling of the current beneficiary. However, if the new beneficiary is not a sibling of the current beneficiary, the change is treated as a non-qualified withdrawal by the current beneficiary and may have federal gift tax or GST tax consequences. Plan Details
LA ABLE
Louisiana
Generally non-transferable, except in the event of an account rollover. Plan Details
START Saving Program
Louisiana
Account ownership may not be transferred prior to the owner's death or incapacity. Plan Details
NextGen 529 -- Client Direct Series
Maine
Accepts requests to transfer account ownership. Enroll Now
NextGen 529 -- Client Select Series
Maine
Accepts requests to transfer account ownership. Plan Details
Maryland 529 -- College Investment Plan
Maryland
Accepts requests to transfer account ownership. Enroll Now
Maryland 529 -- Prepaid College Trust
Maryland
Accepts requests to transfer contract ownership ($10 fee). Plan Details
Maryland ABLE
Maryland
A change in the beneficiary of an ABLE account is not treated as a distribution and is not subject to federal gift or GST taxes if the new beneficiary is an eligible individual and a sibling of the current beneficiary. However, if the new beneficiary is not a sibling of the current beneficiary, the change is treated as a non-qualified withdrawal by the current beneficiary and may have federal gift tax or GST tax consequences. Plan Details
Attainable Savings Plan
Massachusetts
The designated beneficiary or PSA, as applicable may change the designated beneficiary of an Attainable Plan Account to a new designated beneficiary during the lifetime of the current designated beneficiary without tax consequences as long as the new designated beneficiary is a member of the family of the current designated beneficiary and an eligible individual. Plan Details
U.Fund College Investing Plan
Massachusetts
Account ownership may not be transferred prior to the owner's death or incapacity. Enroll Now
U.Plan Prepaid Tuition Program
Massachusetts
Accepts changes to ownership with appropriate documentation. Plan Details
MI 529 Advisor Plan
Michigan
Accepts requests to transfer account ownership. Plan Details
MiABLE
Michigan
Accepts requests to transfer account ownership Plan Details
Michigan Education Savings Program (MESP)
Michigan
Accepts requests to transfer account ownership. Plan Details
Michigan Education Trust
Michigan
The contract purchaser cannot transfer rights in the contract during lifetime. Plan Details
Minnesota ABLE Plan
Minnesota
Accepts requests to transfer account ownership provided the appropriate form and any additional requested documentation is submitted to the plan. Plan Details
Minnesota College Savings Plan
Minnesota
Accepts requests to transfer account ownership. Plan Details
Mississippi Affordable College Savings (MACS) Program
Mississippi
Accepts requests to transfer account ownership. Plan Details
Mississippi Prepaid Affordable College Tuition (MPACT) Program
Mississippi
Accepts requests to transfer contract ownership ($25 fee). Plan Details
MO ABLE
Missouri
A change in the beneficiary of a STABLE Account is not treated as a distribution and is not subject to federal gift or GST taxes if the new beneficiary is an eligible individual and a sibling of the current beneficiary. However, if the new beneficiary is not a sibling of the current beneficiary, the change is treated as a non-qualified withdrawal by the current beneficiary and may have federal gift tax or GST tax consequences. Plan Details
MOST - Missouri's 529 Savings Plan (Direct-sold)
Missouri
Accepts requests to transfer account ownership. Enroll Now
Achieve Montana
Montana
Accepts requests to transfer account ownership. Plan Details
Montana ABLE
Montana
Accepts requests to transfer account ownership provided the appropriate form and any additional requested documentation is submitted to the Plan. Plan Details
Montana Family Education Savings Program -- Bank Plan
Montana
Accepts requests to transfer account ownership (but only to the beneficiary, or to the owner's spouse as part of a divorce proceeding). Plan Details
Enable Savings Plan
Nebraska
The Enable Savings Plan permits the transfer of all or a portion of an account owner's account balance to another account within the Enable Savings Plan, but only during the life of the account owner. At the time of the transfer, any transferee must be an eligible individual and a member of the family of the transferor-account owner. Enroll Now
Nebraska Education Savings Trust -- Advisor College Savings Plan
Nebraska
Accepts requests to transfer account ownership. Plan Details
Nebraska Education Savings Trust -- Direct College Savings Plan
Nebraska
Accepts requests to transfer account ownership. Enroll Now
State Farm College Savings Plan
Nebraska
Accepts requests to transfer account ownership. Plan Details
TD Ameritrade 529 College Savings Plan
Nebraska
Accepts requests to transfer account ownership. Plan Details
ABLE Nevada
Nevada
Accepts requests to transfer account ownership provided the appropriate form and any additional requested documentation is submitted to the plan. Plan Details
Nevada Prepaid Tuition Program
Nevada
Accepts requests to transfer contract ownership ($20 fee). Plan Details
SSGA Upromise 529 Plan
Nevada
Accepts requests to transfer account ownership. Plan Details
The Vanguard 529 College Savings Plan
Nevada
Accepts requests to transfer account ownership. Enroll Now
USAA 529 College Savings Plan
Nevada
Accepts requests to transfer account ownership. Plan Details
Wealthfront 529 College Savings Plan
Nevada
Accepts requests to transfer account ownership. Plan Details
Fidelity Advisor 529 Plan
New Hampshire
Account ownership may not be transferred prior to the owner's death or incapacity. Plan Details
STABLE New Hampshire
New Hampshire
A change in the beneficiary of a STABLE Account is not treated as a distribution and is not subject to federal gift or GST taxes if the new beneficiary is an eligible individual and a sibling of the current beneficiary. However, if the new beneficiary is not a sibling of the current beneficiary, the change is treated as a non-qualified withdrawal by the current beneficiary and may have federal gift tax or GST tax consequences. Plan Details
UNIQUE College Investing Plan
New Hampshire
Account ownership may not be transferred prior to the owner's death or incapacity. Enroll Now
Franklin Templeton 529 College Savings Plan
New Jersey
Accepts requests to change account ownership. Plan Details
NJBEST 529 College Savings Plan
New Jersey
Accept requests to transfer account ownership. Enroll Now
ABLE New Mexico
New Mexico
A change in the beneficiary of a STABLE Account is not treated as a distribution and is not subject to federal gift or GST taxes if the new beneficiary is an eligible individual and a sibling of the current beneficiary. However, if the new beneficiary is not a sibling of the current beneficiary, the change is treated as a non-qualified withdrawal by the current beneficiary and may have federal gift tax or GST tax consequences. Plan Details
Scholar's Edge
New Mexico
Accepts requests to transfer account ownership. Enroll Now
The Education Plan's College Savings Program
New Mexico
Accepts requests to transfer account ownership. Enroll Now
New York's 529 Advisor-Guided College Savings Plan
New York
Accepts requests to transfer account ownership. Plan Details
New York's 529 College Savings Program -- Direct Plan
New York
Accepts requests to transfer account ownership. Enroll Now
NY ABLE
New York
Accepts requests to transfer account ownership provided the appropriate form and any additional requested documentation is submitted to the plan. Plan Details
National College Savings Program
North Carolina
Accepts requests to transfer account ownership. Enroll Now
The NC ABLE Program
North Carolina
Accepts requests to transfer account ownership provided the appropriate form and any additional requested documentation is submitted to the plan. Plan Details
College SAVE (Advisor)
North Dakota
Accepts requests to transfer account ownership. Plan Details
College SAVE (Direct)
North Dakota
Accepts requests to transfer account ownership. Enroll Now
BlackRock CollegeAdvantage Advisor 529 Savings Plan
Ohio
Accepts requests to transfer account ownership. Plan Details
CollegeAdvantage Guaranteed 529 Savings Plan
Ohio
The account owner may be changed to another account owner, but may not thereafter be changed again except where the change is made back to the original owner or where the owner dies or becomes permanently disabled. Plan Details
Ohios 529 Plan, CollegeAdvantage
Ohio
Accepts requests to transfer account ownership. Enroll Now
STABLE Account
Ohio
A change in the beneficiary of a STABLE account is not treated as a distribution and is not subject to federal gift or GST taxes if the new beneficiary is an eligible individual and a sibling of the current beneficiary. However, if the new beneficiary is not a sibling of the current beneficiary, the change is treated as a non-qualified withdrawal by the current beneficiary and may have federal gift tax or GST tax consequences. Plan Details
Oklahoma College Savings Plan
Oklahoma
Accepts requests to transfer account ownership. Plan Details
Oklahoma Dream 529 Plan
Oklahoma
Accepts requests to transfer account ownership. Plan Details
Oklahoma STABLE
Oklahoma
A change in the beneficiary of a STABLE Account is not treated as a distribution and is not subject to federal gift or GST taxes if the new beneficiary is an eligible individual and a sibling of the current beneficiary. However, if the new beneficiary is not a sibling of the current beneficiary, the change is treated as a non-qualified withdrawal by the current beneficiary and may have federal gift tax or GST tax consequences. Plan Details
ABLEforAll
Oregon
A change in the beneficiary of an ABLE account is not treated as a distribution and is not subject to federal gift or GST taxes if the new beneficiary is an eligible individual and a sibling of the current beneficiary. However, if the new beneficiary is not a sibling of the current beneficiary, the change is treated as a non-qualified withdrawal by the current beneficiary and may have federal gift tax or GST tax consequences. Plan Details
MFS 529 Savings Plan
Oregon
Accepts requests to transfer account ownership. Plan Details
Oregon ABLE Savings Plan
Oregon
A change in the beneficiary of an ABLE account is not treated as a distribution and is not subject to federal gift or GST taxes if the new beneficiary is an eligible individual and a sibling of the current beneficiary. However, if the new beneficiary is not a sibling of the current beneficiary, the change is treated as a non-qualified withdrawal by the current beneficiary and may have federal gift tax or GST tax consequences. Plan Details
Oregon College Savings Plan
Oregon
Accepts requests to transfer account ownership. Plan Details
Private College 529 Plan
Other
Ownership may not be transferred except in the case of an involuntary transfer such as death. Enroll Now
PA ABLE
Pennsylvania
The account owner may be changed if the new account owner is an eligible individual and is a sibling of the current account owner. If the new account owner is not a sibling of the current account owner, the change will be considered a non-qualified withdrawal, any account earnings may be subject to federal and state taxes and a federal penalty and the contribution into the new account will be subject to the annual account contribution limit (currently $14,000). Additionally the amount in the account may be considered an asset of the former account owner and could impact that individual's means-tested benefits. Plan Details
Pennsylvania 529 Guaranteed Savings Plan
Pennsylvania
Accepts requests to transfer account ownership. Plan Details
Pennsylvania 529 Investment Plan
Pennsylvania
Accepts requests to transfer account ownership. Plan Details
CollegeBound 529 (Advisor-sold)
Rhode Island
Accepts requests to transfer account ownership. Plan Details
CollegeBound Saver (Direct-sold)
Rhode Island
Accepts requests to transfer account ownership. Enroll Now
RI's ABLE
Rhode Island
Accepts requests to transfer account ownership provided the appropriate form and any additional requested documentation is submitted to the Plan. Plan Details
Future Scholar 529 College Savings Plan (Advisor-sold)
South Carolina
Accepts requests to transfer account ownership. Plan Details
Future Scholar 529 College Savings Plan (Direct-sold)
South Carolina
Accepts requests to transfer account ownership. Enroll Now
SC ABLE Savings Program
South Carolina
A change in the beneficiary of a STABLE Account is not treated as a distribution and is not subject to federal gift or GST taxes if the new beneficiary is an eligible individual and a sibling of the current beneficiary. However, if the new beneficiary is not a sibling of the current beneficiary, the change is treated as a non-qualified withdrawal by the current beneficiary and may have federal gift tax or GST tax consequences. Plan Details
South Carolina Tuition Prepayment Program
South Carolina
Accepts requests to transfer contract ownership ($25 fee). Plan Details
CollegeAccess 529 (Advisor-sold)
South Dakota
Accepts requests to transfer account ownership. Plan Details
CollegeAccess 529 (Direct-sold)
South Dakota
Accepts requests to transfer account ownership. Plan Details
ABLE TN
Tennessee
A designated beneficiary or legal representative may change the beneficiary on an account at any time, as long as the new beneficiary is an eligible individual and a member or the family of the former beneficiary. Any changes require that ownership of the account also be transferred to the new designated beneficiary. Plan Details
TNStars College Savings 529 Program
Tennessee
No provision for permitting an account owner change. Plan Details
Lonestar 529 Plan
Texas
Accepts requests to transfer account ownership. Plan Details
Texas ABLE
Texas
A change in the designated beneficiary of an account is not treated as a distribution and is not subject to federal gift or GST taxes if the new designated beneficiary is an eligible individual and a member of the family. However, if the new designated beneficiary is not a member of the family, the change is treated as a non-qualified withdrawal by the current designated beneficiary and may have federal gift tax or GST tax consequences. Plan Details
Texas College Savings Plan
Texas
Accepts requests to transfer account ownership. Enroll Now
Texas Guaranteed Tuition Plan
Texas
Accepts requests to transfer contract ownership ($20). Plan Details
Texas Tuition Promise Fund
Texas
Accepts requests to transfer contract ownership. Enroll Now
my529
Utah
Accepts requests to transfer account ownership. Plan Details
Vermont ABLE
Vermont
A change in the beneficiary of a STABLE Account is not treated as a distribution and is not subject to federal gift or GST taxes if the new beneficiary is an eligible individual and a sibling of the current beneficiary. However, if the new beneficiary is not a sibling of the current beneficiary, the change is treated as a non-qualified withdrawal by the current beneficiary and may have federal gift tax or GST tax consequences. Plan Details
Vermont Higher Education Investment Plan
Vermont
Accepts requests to transfer account ownership. Plan Details
ABLEAmerica
Virginia
In the case of a transfer of ownership of an Account, the new account owner succeeds to the previous owner's tax attributes, including, but not limited to, carryover and recapture of deductions. Plan Details
ABLEnow
Virginia
Funds can be moved upon an account owner change to an eligible individual who is a member of the family. Enroll Now
CollegeAmerica
Virginia
Accepts requests to transfer account ownership. Plan Details
Invest529
Virginia
Accepts requests to transfer account ownership ($10 fee except where owner has died or become disabled). Enroll Now
Prepaid529
Virginia
Accepts requests to transfer contract ownership ($10 fee unless account owner has died or became disabled). Plan Details
DreamAhead College Investment Plan
Washington
Accepts requests to transfer account ownership. Plan Details
Guaranteed Education Tuition (GET)
Washington
Accepts requests to transfer contract ownership. Plan Details
SMART529 Prepaid Tuition Plan
West Virginia
Accepts requests to transfer contract ownership. Plan Details
SMART529 Select
West Virginia
Accepts requests to transfer account ownership. Plan Details
SMART529 WV Direct College Savings Plan
West Virginia
Accepts requests to transfer account ownership. Plan Details
The Hartford SMART529
West Virginia
Accepts requests to transfer account ownership. Plan Details
WV ABLE
West Virginia
A change in the beneficiary of a STABLE Account is not treated as a distribution and is not subject to federal gift or GST taxes if the new beneficiary is an eligible individual and a sibling of the current beneficiary. However, if the new beneficiary is not a sibling of the current beneficiary, the change is treated as a non-qualified withdrawal by the current beneficiary and may have federal gift tax or GST tax consequences. Plan Details
Edvest
Wisconsin
Accepts requests to transfer account ownership. Plan Details
Tomorrow's Scholar 529 Plan
Wisconsin
Accepts requests to transfer account ownership. Plan Details
WY ABLE
Wyoming
A change in the beneficiary of a STABLE Account is not treated as a distribution and is not subject to federal gift or GST taxes if the new beneficiary is an eligible individual and a sibling of the current beneficiary. However, if the new beneficiary is not a sibling of the current beneficiary, the change is treated as a non-qualified withdrawal by the current beneficiary and may have federal gift tax or GST tax consequences. Plan Details
 

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