Compare 529 Plans by Features

Plan

Who can be a participant/owner in the program?

To participate in the Alabama ABLE Savings Plan, the beneficiary must be a U.S. resident and an “Eligible Individual” under Section 529A.

U.S. citizens and resident aliens at least 19 years old, UGMA/UTMA custodians, and legal entities organized in the U.S.

U.S. citizens and resident aliens at least 19 years old, UGMA/UTMA custodians, and legal entities organized in the U.S.

U.S. resident individuals of legal age, UGMA/UTMA custodians, and legal entities organized in the U.S.

An account may be opened by an eligible individual under section 529A or his/her authorized individual with legal guardianship or power of attorney.

U.S. resident individuals of legal age, UGMA/UTMA custodians, and legal entities organized in the U.S.

U.S. resident individuals of legal age, UGMA/UTMA custodians, and legal entities organized in the U.S.

AZ ABLE

Arizona

An account may be opened by a qualified beneficiary under section 529A or by an authorized legal representative on his/her behalf.

U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and legal entities.

Individuals of legal age, UGMA/UTMA custodians, and legal entities; joint ownership by spouses is permitted.

U.S. citizens and resident aliens of legal age, state/local government agencies, and 501(c)(3) organizations.

AR ABLE

Arkansas

An account owner must be an eligible individual under Section 529A as well as a U.S. Citizen or resident alien with a SSI/TIN number and valid permanent U.S. street address.

U.S. citizens and resident aliens 18 years old or older, UGMA/UTMA custodians, and legal entities.

U.S. citizens and resident aliens 18 years old or older, UGMA/UTMA custodians, and legal entities.

CalABLE

California

An eligible individual may open an account for himself or herself. He or she must: (1) Be a U.S. citizen or an individual residing in the United States; (2) Be 18 years of age or older with the legal capacity to contract; (3) Have a Social Security number or other taxpayer identification number; and (4) Have a U.S. permanent address that is not a Post Office Box.

U.S. citizens and resident aliens at least 18 years old, emancipated minors, UGMA/UTMA custodians, and legal entities.

An account owner must be an eligible individual under Section 529A as well as a U.S. Citizen or resident alien with a SSI/TIN number and valid permanent U.S. street address.

U.S. citizens or resident aliens, trusts, 501(c)(3) organizations, and local governments.

U.S. resident individuals, UGMA/UTMA custodians, legal entities.

U.S. citizens and resident aliens including UGMA/UTMA custodians.

U.S. citizens and resident aliens, UGMA/UTMA custodians, and legal entities.

ABLE CT

Connecticut

An account owner must be an eligible individual under Section 529A as well as a U.S. Citizen or resident alien with a SSI/TIN number and valid permanent U.S. street address.

U.S. citizens and resident aliens, UGMA/UTMA custodians, and legal entities.

U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and trusts.

U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and legal entities.

DEPENDABLE

Delaware

An account owner must be an eligible individual under Section 529A as well as a U.S. Citizen or resident alien with a SSI/TIN number and valid permanent U.S. street address.

DC ABLE

District of Columbia

An account owner must be an eligible individual under Section 529A as well as a U.S. Citizen or resident alien with a SSI/TIN number and valid permanent U.S. street address.

DC College Savings Plan

District of Columbia

U.S. citizens and resident aliens of legal age, UGMA/UTMA custodians, and legal entities.

An account may be opened by a Florida resident with a qualifying disability or an authorized administrator acting on his/her behalf.

U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and legal entities organized in the U.S.

U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and legal entities organized in the U.S.

An account may be opened by a qualified beneficiary under section 529A or by an authorized legal representative on his/her behalf.

U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and legal entities.

U.S. citizens and resident aliens of legal age, UGMA/UTMA custodians, and legal entities.

U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and legal entities.

Individuals 18 years of age or older, UGMA/UTMA custodians, a Trust, and certain legal entities.

U.S. resident individuals, UGMA/UTMA custodians, a Trust, and legal entities.

U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and legal entities.

An account owner must be an eligible individual under Section 529A as well as a U.S. Citizen or resident alien with a SSI/TIN number and valid permanent U.S. street address.

U.S. citizens and resident aliens at least 18 years old, emancipated minors, UGMA/UTMA custodians, and legal entities.

U.S. citizens and resident aliens at least 18 years old, emancipated minors, UGMA/UTMA custodians, and legal entities.

Individuals of legal age, UGMA/UTMA custodians, and legal entities.

An account owner must be an eligible individual under Section 529A as well as a U.S. Citizen or resident alien with a SSI/TIN number and valid permanent U.S. street address.

U.S. citizens and resident aliens at least 18 years old, and UGMA/UTMA custodians.

An account owner must be an eligible individual under Section 529A as well as a U.S. Citizen or resident alien with a SSI/TIN number and valid permanent U.S. street address.

U.S. citizens and resident aliens at least 18 years old, and UGMA/UTMA custodians.

An account owner must be an eligible individual under Section 529A as well as a U.S. Citizen or resident alien with a SSI/TIN number and valid permanent U.S. street address.

U.S. citizens and resident aliens, UGMA/UTMA custodians, and legal entities. Joint ownership is permitted.

U.S. citizens and resident aliens, UGMA/UTMA custodians, and legal entities. Joint ownership is permitted.

U.S. citizens and resident aliens, and UGMA/UTMA custodians. Joint ownership is permitted.

KY Saves 529

Kentucky

U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and legal entities.

An account may be opened by a qualified beneficiary under section 529A or by an authorized legal representative on his/her behalf.

LA ABLE

Louisiana

Louisiana ABLE Accounts are available to eligible U.S. citizens and legal residents of the State of Louisiana with a valid Social Security number.

U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and legal entities.

U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and legal entities.

U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and legal entities.

U.S. citizens and resident aliens, UGMA/UTMA custodians, and legal entities organized in the U.S..

U.S. citizens and resident aliens, UGMA/UTMA custodians, and legal entities organized in the U.S.

An account may be opened by a qualified beneficiary under Section 529A or, if one is designated, his/her authorized representative on his/her behalf.

An Attainable Plan Account must be established by the designated beneficiary or on behalf of the designated beneficiary by a Person with Signature Authority (PSA). The PSA must be the designated beneficiary's parent, legal guardian, or have a valid power of attorney (POA). The designated beneficiary or PSA opening an Attainable Plan Account must be 18 years or older, a United States resident, and have a valid SSN.

U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and trusts.

U.Plan

Massachusetts

Individuals

U.S. citizens or resident aliens at least 18 years old, UGMA/UTMA custodians, and legal entities.

MiABLE

Michigan

An account may be opened to save for Qualified Disability Expenses by (i) an Eligible Individual or (ii) a Designated Representative on behalf of an Eligible Individual.

U.S. citizens and resident aliens, UGMA/UTMA custodians, estates, trusts, 501(c)(3) organizations, corporations, and state or local government agencies and instrumentalities.

U.S. residents at least 18 years old, UGMA/UTMA custodians, and legal entities. A MET contract cannot be purchased by residents of Arizona, Illinois, New York, North Dakota, Ohio, or Vermont.

An account owner must be an eligible individual under Section 529A as well as a U.S. Citizen or resident alien with a SSI/TIN number and valid permanent U.S. street address.

U.S. citizens and resident aliens, UGMA/UTMA custodians, and legal entities.

Mississippi ABLE

Mississippi

An account owner must be an eligible individual under Section 529A as well as a U.S. Citizen or resident alien with a SSI/TIN number and valid permanent U.S. street address.

U.S. citizens and resident aliens, UGMA/UTMA custodians, and legal entities.

Individuals of legal age, UGMA/UTMA custodians, and legal entities.

MO ABLE

Missouri

An account may be opened by a qualified beneficiary under section 529A or by an authorized legal representative on his/her behalf.

U.S. citizens and resident aliens who have a Social Security number or taxpayer identification number, UGMA/UTMA custodians, and legal entities.

U.S. citizens and resident aliens of legal age, UGMA/UTMA custodians, and legal entities. Joint ownership by spouses is permitted.

An account owner must be an eligible individual under Section 529A as well as a U.S. Citizen or resident alien with a SSI/TIN number and valid permanent U.S. street address.

U.S. resident individuals with a valid Social Security number or taxpayer ID number, UGMA/UTMA custodians, legal entities.

An account may be opened by an eligible individual under section 529A or an authorized individual with valid power of attorney or the eligible individual's legal guardian or conservator.

U.S. resident individuals with a valid Social Security number or taxpayer ID number, UGMA/UTMA custodians, legal entities.

U.S. resident individuals with a valid Social Security number or taxpayer ID number, UGMA/UTMA custodians, legal entities.

Individuals of legal age, UGMA/UTMA custodians, trusts, state/local governments and 501(c)(3) organizations.

An account owner must be an eligible individual under Section 529A as well as a U.S. Citizen or resident alien with a SSI/TIN number and valid permanent U.S. street address.

Individuals at least 18 years old, UGMA/UTMA custodians, and legal entities.

U.S. citizens and resident aliens, UGMA/UTMA custodians, trusts, and 501(c)(3) organizations.

U.S. citizens and resident aliens of legal age, UGMA/UTMA custodians, and legal entities.

U.S. citizens and resident aliens at least 18 years old and UGMA/UTMA custodians.

U.S. citizens and resident aliens, UGMA/UTMA custodians, and trusts.

U.S. citizens and resident aliens, and legal entities.

U.S. residents, UGMA/UTMA custodians, and legal entities.

An account may be opened by a qualified beneficiary under section 529A or by an authorized legal representative on his/her behalf.

U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and trusts.

Individuals of legal age, trusts, corporations, UGMA/UTMA custodians, and other legal entities. Account owners must provide a Taxpayer Identification Number.

NJ ABLE

New Jersey

An account owner must be an eligible individual under Section 529A as well as a U.S. Citizen or resident alien with a SSI/TIN number and valid permanent U.S. street address.

Individuals of legal age, trusts, corporations, UGMA/UTMA custodians, and other legal entities. Account owners must provide a Taxpayer Identification Number.

ABLE New Mexico

New Mexico

An account may be opened by a qualified beneficiary under section 529A or by an authorized legal representative on his/her behalf.

Scholar's Edge

New Mexico

U.S. citizens and resident aliens at least 18 years old with a SSI/TIN number, emancipated minors, UGMA/UTMA custodians, and legal entities.

U.S. citizens and resident aliens at least 18 years old with a SSI/TIN number, emancipated minors, UGMA/UTMA custodians, and legal entities.

U.S. citizens and resident aliens including minors, trusts, and UGMA/UTMA custodians.

U.S. citizens and resident aliens including minors, UGMA/UTMA custodians, and legal entities.

NY ABLE

New York

An account owner must be a New York resident, and an eligible individual under Section 529A as well as a U.S. Citizen or resident alien with a SSI/TIN number and valid permanent U.S. street address.

Any individual of majority age, UGMA/UTMA custodians, and legal entities are eligible for participation in the plan if, as of the date of the plan's Participation Agreement, the individual or entity: (i) is a Morgan Stanley Wealth Management advisory client; and (ii) consents and agrees to the terms and conditions of the Participation Agreement.

NC 529 Plan

North Carolina

Individuals at least 18 years old, emancipated minors, UGMA/UTMA custodians, and legal entities .

The NC ABLE Program

North Carolina

An account owner must be an eligible individual under Section 529A as well as a U.S. Citizen or resident alien with a SSI/TIN number and valid permanent U.S. street address.

U.S. citizens and resident aliens at least 18 years old, UTMA/ UGMA custodians, trusts, state/local governments, and 501(c)(3) organizations.

U.S. citizens and resident aliens at least 18 years old, UTMA/ UGMA custodians, trusts, state/local governments, and 501(c)(3) organizations.

U.S. citizens and resident aliens, UGMA/UTMA custodians, trusts, and 501(c)(3) organizations.

U.S. citizens and resident aliens, UGMA/UTMA custodians, trusts, and 501(c)(3) organizations.

An account may be opened by a qualified beneficiary under section 529A or by an authorized legal representative on his/her behalf.

U.S. citizens or resident aliens at least 18 years old, UGMA/UTMA custodians, and legal entities.

U.S. citizens or resident aliens at least 18 years old, UGMA/UTMA custodians, and legal entities.

An account may be opened by a qualified beneficiary under section 529A or by an authorized legal representative on his/her behalf.

An account may be opened by a qualified beneficiary under Section 529A or, if one is designated, his/her Authorized Representative on his/her behalf.

U.S. citizens and resident aliens of legal age, UGMA/UTMA custodians, and legal entities. An account owner must be a U.S. resident with a U.S. address.

An account may be opened by a qualified beneficiary under Section 529A or, if one is designated, his/her authorized representative on his/her behalf.

U.S. citizens and resident aliens at least 18 years old, emancipated minors, UGMA/UTMA custodians, and legal entities.

Individuals at least 18 years old, UGMA/UTMA custodians, and legal entities.

PA ABLE

Pennsylvania

An account owner must be an eligible individual under Section 529A as well as a U.S. Citizen or resident alien with a SSI/TIN number and valid permanent U.S. street address.

Individuals at least 18 years old, UGMA/UTMA custodians, and legal entities.

Individuals at least 18 years old, UGMA/UTMA custodians, and trusts.

U.S. citizens and resident aliens, UGMA/UTMA custodians, and legal entities.

U.S. citizens and resident aliens, UGMA/UTMA custodians, and legal entities.

RI's ABLE

Rhode Island

An account owner must be an eligible individual under Section 529A as well as a U.S. Citizen or resident alien with a SSI/TIN number and valid permanent U.S. street address.

U.S. citizens and resident aliens and UGMA/UTMA custodians. The Treasurer and Program Manager may permit other persons and legal entities to open accounts; joint ownership by spouses is permitted.

U.S. citizens and resident aliens and UGMA/UTMA custodians. The Treasurer and Program Manager may permit other persons and legal entities to open accounts; joint ownership by spouses is permitted.

An account may be opened by a qualified beneficiary under section 529A or by an authorized legal representative on his/her behalf.

U.S. citizens and resident aliens at least 18 years old (individually or as joint owners), UGMA/UTMA custodians, and legal entities.

U.S. citizens and resident aliens at least 18 years old (individually or as joint owners), UGMA/UTMA custodians, and legal entities.

ABLE TN

Tennessee

An individual who has been diagnosed with a disability on or before age 26 may qualify by meeting one of the following: 1. Is eligible to receive Supplemental Security Income (SSI) 2. Is eligible to receive Social Security Disability Insurance (SSDI) 3. Has been diagnosed by a qualifying physician as having a physical or mental disability resulting in marked and severe functional limitations that is expected to last no less than 12 months.

U.S. citizens and legal residents at least 18 years old, UGMA/UTMA custodians, and legal entities.

Individuals, UGMA/UTMA custodians, and legal entities.

An account may be opened by an eligible individual under section 529A or his/her authorized individual with legal guardianship or power of attorney.

Individuals, UGMA/UTMA custodians, and legal entities.

Individuals at least 18 years old, UGMA/UTMA custodians, and legal entities.

An account may be opened by a qualified beneficiary under section 529A or by an authorized legal representative on his/her behalf.

my529

Utah

Individuals at least 18 years old, UGMA/UTMA custodians, and legal entities.

An account may be opened by a qualified beneficiary under section 529A or by an authorized legal representative on his/her behalf.

U.S. citizens and resident aliens, UGMA/UTMA custodians, and legal entities.

ABLEAmerica

Virginia

An eligible individual who is of legal age to own securities and is a U.S. citizen or legal U.S. resident may open an ABLEAmerica account as the account owner.

ABLEnow

Virginia

The account owner must be an eligible individual for whose benefit all contributions are made.

U.S. citizens and resident aliens, UGMA/UTMA custodians, and legal entities.

Invest529

Virginia

U.S. citizens and legal residents at least 18 years old, UGMA/UTMA custodians, and legal entities.

U.S. citizens and resident aliens of legal age, UGMA/UTMA custodians, and legal entities.

Individuals (including minors), UGMA/UTMA custodians, and legal entities.

An account may be opened by a qualified beneficiary under section 529A or by an authorized legal representative on his/her behalf.

Individuals at least 18 years old and approved legal entities.

SMART529 Select

West Virginia

U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and legal entities.

U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and legal entities.

U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and legal entities.

WV ABLE

West Virginia

An account may be opened by a qualified beneficiary under section 529A or by an authorized legal representative on his/her behalf

Edvest

Wisconsin

U.S. citizens and resident aliens of legal age, UGMA/UTMA custodians, and legal entities.

Individuals and Joint Owners of legal age, UGMA/UTMA custodians, and legal entities.

WY ABLE

Wyoming

An account may be opened by a qualified beneficiary under section 529A or by an authorized legal representative on his/her behalf.