Compare 529 Plans by Features

Plan

State residency requirements

Maximum contributions

Total asset-based expense ratio

None

Accepts contributions until all account balances in Alabama 529 plans for the same beneficiary reach $475,000.

0.17% - 0.80%

None

Accepts contributions until all account balances in Alaska's 529 plans for the same beneficiary reach $475,000.

0.15% - 0.89%

None

Accepts contributions until all account balances in Alaska's 529 plans for the same beneficiary reach $475,000.

0.18% - 0.89%

None

Accepts contributions until all account balances in Arizona's 529 plans for the same beneficiary reach $505,000.

--

None

Accepts contributions until all account balances in Arizona's 529 plans for the same beneficiary reach $505,000.

0.11% - 0.99%

None

Accepts contributions until all account balances in Arkansas' 529 plans for the same beneficiary reach $366,000.

0.53%; 0.39% for the Savings option

None

Accepts contributions until all account balances in California's 529 plans for the same beneficiary reach $529,000.

0.06% - 0.51%. None for the Principal Plus Interest Portfolio.

None

Accepts contributions until all account balances in Colorado's 529 plans for the same beneficiary reach $500,000.

0.31%

None

Accepts contributions until all account balances in Colorado's 529 plans for the same beneficiary reach $400,000.

None.

None

Accepts contributions until all account balances in Colorado's 529 plans for the same beneficiary reach $400,000.

0.99% (0.71% as of September 1, 2011)

None

Accepts contributions until all account balances in Connecticut's 529 plan for the same beneficiary reach $300,000.

0.11% - 0.99%

None

Accepts contributions until all account balances in Delaware's 529 plan for the same beneficiary reach $350,000.

0.11% - 0.99%

DC College Savings Plan

District of Columbia

None

Accepts contributions until all account balances in the District of Columbia's 529 plan for the same beneficiary reach $500,000.

0.31% - 0.74%
Principal Protected Portfolio: 0.15%

Beginning September 2019, the beneficiary must be a Florida resident at time of enrollment.

Accepts contributions until all account balances in Florida's 529 plans for the same beneficiary reach $418,000.

0.02% - 0.77%

None

Accepts contributions until all account balances in Georgia's 529 plan for the same beneficiary reach $235,000.

0.00% - 0.12%. None for the Principal Plus Interest Option.

None

Accepts contributions until all account balances in Hawaii's 529 plan for the same beneficiary reach $305,000.

0.58% - 0.66%

None

Accepts contributions until all account balances in Idaho's 529 plan for the same beneficiary reach $500,000.

0.49%; 0.34% for the Savings Portfolio

None

Accepts contributions until all account balances in Illinois' 529 plans for the same beneficiary reach $450,000.

0.09% - 0.80%

None

Accepts contributions until all account balances in Indiana's 529 plan for the same beneficiary reach $450,000.

0.14% - 0.77%

None

Accepts contributions until all account balances in Indiana's 529 plan for the same beneficiary reach $450,000.

--

None

Accepts contributions until all account balances in Iowa's 529 plans for the same beneficiary reach $420,000.

0.19%

None

Accepts contributions until all account balances in Kansas' 529 plans for the same beneficiary reach $450,000.

0.10% - 0.771%

None

Accepts contributions until all account balances in Kansas' 529 plans for the same beneficiary reach $450,000.

0.38% - 0.93; Index portfolios have all-inclusive fee of 0.25%.

KY Saves 529

Kentucky

None

Accepts contributions until all account balances in Kentucky's 529 plans for the same beneficiary reach $350,000.

0.20% - 0.81%; None for the Guaranteed Option.

The account owner or beneficiary must be a Louisiana resident at the time of program enrollment.

Accepts contributions until all account balances in Louisiana's 529 plan for the same beneficiary reach $500,000.

0.02% - 0.14%. None for the Principal Protection option.

None

Accepts contributions until all account balances in 529 plans for the same beneficiary reach $500,000.

0.00% - 0.49%

None

Accepts contributions until all account balances in Maryland's 529 plans for the same beneficiary reach $500,000.

0.16% - 0.69%

None

Accepts contributions until all account balances in Massachusetts' 529 plan for the same beneficiary reach $500,000.

0.11% - 0.99%

None

Accepts contributions until all account balances in Michigan's 529 plan for the same beneficiary reach $500,000.

0.065% - 0.125%. None for the Principal Plus Interest Option.

None

Accepts contributions until all account balances in Minnesota's 529 plan for the same beneficiary reach $425,000.

0.1225% to 0.2825%. None for the Principal Plus Interest Option.

None

Accepts contributions until all account balances in Mississippi's 529 plans for the same beneficiary reach $235,000.

0.63% - 0.73%. None for the Guaranteed Option.

None

Accepts contributions until all account balances in Missouri's 529 plans for the same beneficiary reach $550,000.

0.18% - 0.51%

None

Accepts contributions until all account balances in Montana's 529 plans for the same beneficiary reach $396,000.

0.395% - 0.587%

None

Accepts contributions until all account balances in Nebraska's 529 plans for the same beneficiary reach $500,000.

0.16% - 0.70%

None

Accepts contributions until all account balances in Nebraska's 529 plans for the same beneficiary reach $500,000.

0.10% - 0.66%

None

Accepts contributions until all account balances in Nevada's 529 plans for the same beneficiary reach $500,000.

0.28% - 0.89%; 0.29% for the Savings Portfolio.

None

Accepts contributions until all account balances in Nevada's 529 plans for the same beneficiary reach $500,000.

0.12% - 0.42%

None

Accepts contributions until all account balances in Nevada's 529 plans for the same beneficiary reach $500,000.

0.46% to 1.06%

None

Accepts contributions until all account balances in New Hampshire's 529 plans for the same beneficiary reach $542,000.

0.11% - 0.99%

The contributor or the beneficiary must be a New Jersey resident at the time of program enrollment.

Accepts contributions until all account balances in New Jersey's 529 plans for the same beneficiary reach $305,000.

0.14% - 0.81%

None

Accepts contributions until all account balances in New Mexico's 529 plans for the same beneficiary reach $500,000.

0.10% - 0.40%

None

Accepts contributions until all account balances in New York's 529 plans for the same beneficiary reach $520,000.

0.13%

NC 529 Plan

North Carolina

None

Accepts contributions until all account balances in the NC 529 plan for the same beneficiary reach $500,000.

0.25% - 0.35%

None

Accepts contributions until all account balances in North Dakota's 529 plan for the same beneficiary reach $269,000.

0.49%

None

Accepts contributions until all 529 account balances in Ohio's 529 plans for the same beneficiary reach $501,000.

0.155% - 0.445%. None for Fifth Third Bank options.

None

Accepts contributions until all account balances in Oklahoma 529 plans for the same beneficiary reach $300,000.

0.30% - 0.57%. None for the Guaranteed Option.

None

Accepts contributions until all account balances in the program for the same beneficiary reach $400,000.

0.25% - 0.72%

None

Accepts contributions until all account balances in Pennsylvania's 529 plans for the same beneficiary reach $511,758.

0.205% - 0.305%

None

Accepts contributions until all account balances in Rhode Island's 529 plan for the same beneficiary reach $520,000.

0.28% - 0.35%; 0.03% - 0.35% for Rhode Island residents

The account owner or beneficiary must be a resident of South Carolina, or an employee of the State of South Carolina, at the time of program enrollment.

Accepts contributions until all account balances in South Carolina's 529 plans for the same beneficiary reach $520,000.

0.00% - 0.25%

The account owner or designated beneficiary must be a South Dakota resident at the time of program enrollment.

Accepts contributions until all account balances in South Dakota's 529 plan for the same beneficiary reach $350,000.

0.42% - 1.19%

None

$350,000 including all accounts in the program and any accounts in Tennessee's BEST Prepaid Program held for the same beneficiary

0.23% to 0.84%, none for the interest bearing account.

None

Accepts contributions until all account balances in Texas' 529 plans for the same beneficiary reach $370,000.

0.5897% - 0.9887%

my529

Utah

None

Accepts contributions until all account balances in Utah's 529 plan for the same beneficiary reach $510,000.

0.12% - 0.166% for my529 investment options excluding the Customized Age-Based and the Customized Static options. The Customized Static and Age-Based options range is 0.15% - 0.503%, depending on the investment mix selected by the account owner. 0.233% for the Stable Value option.

None

Accepts contributions until all account balances in Vermont's 529 plan for the same beneficiary reach $352,800.

0.39% for each portfolio; none for the Principal Plus Interest Option.

Invest529

Virginia

None

Accepts contributions until all account balances in Virginia's 529 plans for the same beneficiary reach $500,000.

The value of a Tuition Track Unit is 1% of Average Tuition as determined annually by Virginia529 (i.e. one hundred Tuition Track Units are equal in value, at maturity, to one (1) year of Average Tuition). A maximum of 1,000 Tuition Track Units is permitted per Beneficiary, subject to the Maximum Account Balance.

0.09% - 0.62%

None

Accepts contributions until all account balances in Washington's tuition programs for the same beneficiary reach $500,000.

0.254% to 0.33%

SMART529 Select

West Virginia

None

Accepts contributions until all account balances in West Virginia's 529 plans for the same beneficiary reach $400,000.

0.57% - 0.63%

The account owner or designated beneficiary must have a West Virginia mailing address or be a West Virginia resident on active duty in the U.S. armed forces.

Accepts contributions until all account balances in West Virginia's 529 plans for the same beneficiary reach $400,000.

0.12% to 0.21%

Edvest

Wisconsin

None

Accepts contributions until all account balances in Wisconsin's 529 plans for the same beneficiary reach $516,000.

0.07% - 0.35%; none for Principal Plus Interest Portfolio