Compare 529 Plans by Features

Plan

Static investment options

Select among 6 multi-fund Target portfolios and 26 Individual-fund portfolios.

Select among 6 multi-fund Target portfolios and 24 Individual-fund portfolios.

Select among 3 multi-fund portfolios (Equity Portfolio, Balanced Portfolio, and University of Alaska Portfolio), the Total Equity Market Index Portfolio, the Fixed-Income Portfolio (a fund-of-funds), the Global Impact Equity Portfolio and the Money Market Portfolio. The University of Alaska Portfolio is guaranteed by the University of Alaska to provide a minimum return equal to tuition increases at the University of Alaska, but only for beneficiaries enrolling at that institution.

Select among 3 multi-fund portfolios (Future Trends Portfolio, Equity Portfolio, and Fixed Income Portfolio), a money market portfolio, a short-term bond portfolio, 3 lifestyle portfolios (the Multimanager Lifestyle Growth 529, Multimanager Lifestyle Balanced 529 and Multimanager Lifestyle Moderate 529 Portfolios) and 8 individual-fund portfolios.

Select among 2 multi-fund portfolios (Equity Portfolio and Balanced Portfolio), the Fixed-Income Portfolio (a fund-of-funds), the Total Equity Market Index Portfolio, the Global Impact Equity Portfolio and the Money Market Portfolio.

Fixed-rate CDs earn interest at the rate posted at the time of purchase, and posted rates may change at any time. The Honors Savings Account currently features an APY of 0.64%, over 12 times higher than the national rate average of 0.05%

Select from 6 multi-fund portfolios, 5 individual-fund portfolios and a Bank Deposit Portfolio.

Select among 10 fund-of-funds portfolios and 19 individual-fund portfolios each investing in a single mutual fund from the Ivy Funds family.

Select among 5 multi-fund portfolios with varying risk tolerances, a money-market portfolio, and an FDIC-insured savings option.

The four iShares Asset Allocation Portfolios are designed to meet a specific risk profile and are offered in Aggressive, Moderate, Conservative and Fixed Income allocations. The asset allocation is reviewed at least annually and may be updated to take into account changes in risk and correlations of the asset classes and underlying investments. A dollar-cost averaging option provides for automatic monthly reallocations. The Custom iShares portfolio option offers seventeen individual portfolios investing in equity, real estate or fixed-income funds. A savings option invests in an FDIC-insured account.

Select among 12 multi-fund portfolios, 4 individual-fund portfolios (including the Social Choice Portfolio), and a principal-protection portfolio.

Select among 5 multi-fund portfolios with varying risk tolerances and 3 individual-fund portfolios.

Four Target Allocation portfolios invest in multiple underlying funds and 14 individual funds invest in a single underlying fund.

There are 2 options. The Money Market Savings Account earns interest at a rate established by FirstBank not less than the interest rate publicly offered by FirstBank on its regular Money Market Savings Accounts less 0.10%. The One-Year Time Savings Account earns interest at a rate that is 0.10% less than the rate publicly offered by FirstBank for its regular One-Year Times Savings Accounts, subject to an early withdrawal penalty of 90 days of interest if withdrawn before the one-year maturity date.

Funds are invested in a stable value investment under a funding agreement with Nationwide Mutual Insurance Company. The interest rate is declared annually, with a minimum rate of 2% before fees. The 2021 rate of return is 2.09% per year, assuming the the 0.71% administrative fee remains in effect for calendar year 2021. Nationwide Mutual Insurance Company resets the annual rate of return for the plan each January 1, and CollegeInvest makes the upcoming year's rate of return available the December before the rate is reset.

Select among 2 multi-fund portfolios (Aggressive Growth and Moderate Growth and 16 individual-fund portfolios and a Stable Value Portfolio.

Select among 6 multi-fund portfolios, 5 individual-fund portfolios and a Bank Deposit Portfolio.

Select from 6 multi-fund portfolios, 5 individual-fund portfolios and the Bank Deposit Portfolio.

DC College Savings Plan

District of Columbia

Select among 8 individual-fund portfolios each of which invests in a single underlying mutual fund or ETF and the Principal Protected Portfolio Option. The Principal Protected Portfolio consists of a funding agreement with Ameritas Life Insurance Company which guarantees principal return of principal and an annualized minimum rate of return of one percent (1.00%), minus any premium tax, if applicable.

Account owners may create a customized portfolio from six predesigned static portfolio options, including three multi-manager static options (growth, blended, income), three static passive options (growth, blended, income) and fifteen individual fund options (including money market, bond and stock choices).

Select among 4 multi-fund portfolios (Balanced Allocation, 100% Fixed Income, Conservative Allocation, and High Equity Allocation), one individual fund (U.S. Equity Index) and the Principal Plus Interest Portfolio.

Select among 4 multi-fund portfolios (Growth, Moderate Growth, Conservative Growth, and Income) and 4 individual-fund portfolios.

Select among 5 multi-fund portfolios, with varying risk tolerances, an interest accumulation portfolio and a savings portfolio.

Select among 7 multi-fund Target portfolios with varying risk tolerances and 34 individual-fund portfolios. Fifteen additional individual portfolios invest in Vanguard ETF funds and are available only to account owners who establish an account through a registered investment advisor or advisor who is not compensated through commissions.

Select among three Target Portfolios and three Index Target Portfolios; both offer Equity, Balanced, and Fixed Income options, and sixteen individual options.

Select among 7 options using various investment managers: Active Bond, International, Bond Index, Stable Value, U.S. Equity Index, and Inflation-Protected, plus an FDIC-insured Savings Portfolio.

Select among 12 individual-fund portfolios with various investment managers. An FDIC-insured bank savings option and capital preservation option are also offered.

Fixed-rate CDs earn interest at the rate posted at the time of purchase, and posted rates may change at any time. The Honors Savings Account currently features an APY of 0.64%, over 12 times higher than the national rate average of 0.05%.

Select among 6 multi-fund portfolios (Aggressive Growth, Growth, Moderate Growth, Conservative Growth, Income, and Conservative Income) and 4 individual-fund portfolios.

Select among 4 static allocation portfolios and 12 individual-fund portfolios investing in Voya mutual funds and other mutual funds.

Select among 12 static portfolio options and the Cash and Cash Equivalents portfolio.

Select among 8 multi-fund portfolios, 11 American Century individual-fund options and the Cash and Cash Equivalent option.

Select among 6 multi-fund portfolios and the Money Market Portfolio. The static option is available with actively managed or index funds.

KY Saves 529

Kentucky

Select among four asset allocation options. A mix of equity and fixed income, and active or index-based allocations is available. An FDIC-insured option is also available.

Select between the Louisiana Principal Protection Option (100% invested in the state-managed Fixed Earnings Fund), and 6 Vanguard individual fund options.

Select from five diversified portfolios and three single-fund portfolios, including an ESG option, with funds from BlackRock and iShares, the Principal Plus Portfolio or NextGen Savings Portfolio.

Select among 11 diversified portfolios using BlackRock, iShares, Franklin Templeton and MFS funds; 22 individual-fund portfolios using American Century, BlackRock, Franklin Templeton, MFS, Lord Abbett, MainStay and Neuberger Berman funds; and the Principal Plus Portfolio and NextGen Savings Portfolio.

Select among 3 multi-fund portfolios (Equity Portfolio, Balanced Portfolio, Global Equity Market Index Portfolio) and 6 individual-fund portfolios (U.S. Treasury Money Market Portfolio, Inflation Focused Bond Portfolio, Bond and Income Portfolio, U.S Bond Enhanced Index Portfolio, Equity Index 500 Portfolio and Extended Equity Market Index Portfolio).

Select among 6 multi-fund portfolios, 5 individual-fund portfolios and a Bank Deposit Portfolio.

Select among 2 target-risk portfolios (Capital Appreciation and Conservative Allocation), a multi-fund portfolio (Nuveen Alternative Income) and 16 individual-fund portfolios from a number of fund families.

Select among 6 multi-fund options, one single fund option and a guaranteed option.

Select among 11 options: 7 multi-fund portfolios, three single fund portfolios including the Social Choice Equity Option, and the Principal Plus Interest Option.

Five multi-fund risk-based options, three single fund options and the Guaranteed Option.

Select among 6 multi-fund portfolios and 10 individual-fund portfolios.

Select among five asset allocation portfolios: Aggressive, Growth, Moderate, Conservative, Income, and three individual portfolios: Equity Index, Bond Index, and the Capital Preservation Portfolio which invests in the New York Life Guaranteed Investment Account.

Select Core or Socially Aware options containing 5 investment portfolios each with varying risk tolerances, and 17 individual-fund portfolios.

Select among 5 static options (All Equity, Growth, Balanced, Conservative) and 19 individual-fund portfolios including a money market option and the Bank Savings option.

Select among 6 static options (All Equity, Growth, Balanced, Conservative and Bank Savings), and 15 individual-fund portfolios including a money market option.

Select among 7 portfolios: All Equity, Growth, Moderate Growth, Balanced, Conservative, Money Market and Bank Savings.

3 goal-based options (Aggressive Growth, Growth, and Balanced), 2 Putnam Absolute Return Funds options, and 10 individual-fund options.

Select among three risk-based portfolios (aggressive, moderate, or conservative), 15 individual-fund portfolios, and an FDIC-insured savings account.

Select among 5 multi-fund individual portfolios and 15 single-fund individual portfolios.

Select among 10 Fixed Allocation portfolios (Very Aggressive, Aggressive Growth, Growth, Moderately Aggressive, Moderate, Moderately Conservative, Conservative, Very Conservative and In-College) and a money-market portfolio (Preservation of Capital).

Select among 2 multi-fund portfolios (Aggressive Growth (formerly 100% Equity) and Moderate Growth (formerly 70% Equity)) and 17 individual-fund portfolios.

Select among 6 multi-fund portfolios, 5 individual-fund portfolios and a Bank Deposit Portfolio.

Select among 5 multi-fund portfolios, (Franklin Founding Funds, Franklin Growth Allocation, Franklin Corefolio, Franklin Growth & Income Allocation, and Franklin Income Allocation), 8 individual-fund portfolios, and a Franklin U.S. Government Money 529 Portfolio.

Select among 4 multi-fund portfolios (Franklin Growth Allocation, Franklin Corefolio, Franklin Growth & Income Allocation, and Franklin Income Allocation), S&P 500 Index portfolio, and the Franklin U.S. Government Money 529 portfolio.

Scholar's Edge

New Mexico

Select among 4 Target-Risk portfolios with varying risk tolerances, 15 individual-fund portfolios, and the Capital Preservation Portfolio.

Select among 4 portfolios invested in actively-managed funds, 4 portfolios invested in index funds, and 4 individual-fund portfolios and the Capital Preservation Portfolio.

Select among 6 multi-fund portfolios with varying risk tolerances and 17 individual-fund portfolios.

Select among 5 multi-fund portfolios (Aggressive Growth, Growth, Moderate Growth, Conservative Growth, and Income), 7 individual fund portfolios, and the Interest Accumulation portfolio.

Select from 13 investment options representing different risk-level models ranging from conservative to all equity aggressive allocations.

NC 529 Plan

North Carolina

Select among five multi-fund portfolios, four individual-fund portfolios, and a federally-insured deposit account through State Employees' Credit Union. An equity-indexed investment, the Protected Stock Fund, was closed to new investments on February 27, 2008, a 100% equity portfolio, the Active Core Equity Fund, was closed January 31, 2011 and the Dependable Income Fund was closed on March 9, 2017.

Six asset allocation portfolios are offered. The Aggressive Growth, Growth, Moderate Growth, and Conservative Growth portfolios invest in Vanguard stock and bond index funds. The Income Portfolio invests in Vanguard bond index funds, inflation-protected securities fund, and the Vanguard Short-Term Reserves Account. The Interest Accumulation Portfolio invests 100% in the Vanguard Short-Term Reserves Account.

Six asset allocation portfolios are offered. The Aggressive Growth, Growth, Moderate Growth, and Conservative Growth portfolios invest in Vanguard stock and bond index funds. The Income Portfolio invests in Vanguard bond index funds, inflation-protected securities fund, and the Vanguard Short-Term Reserves Account. The Interest Accumulation Portfolio invests 100% in the Vanguard Short-Term Reserves Account.

Select among 3 Target-Risk Investment Options (Aggressive Growth, Growth and Moderate) and 17 Single Strategy Investment Options, including 9 equity portfolios, two balanced portfolios, 5 fixed income portfolios, and a money market portfolio.

The Vanguard investment options consist of 5 multi-fund portfolios and 13 individual-fund portfolios. The Fifth Third Bank, National Association options consist of certificates of deposit and a savings account. The remaining options include an equity fund and a bond fund from DFA.

Select among 4 multi-fund options (Diversified Equity, Global Equity Index, Balanced, and Fixed Income), 1 individual fund option ( U.S. Equity Index) and the Guaranteed Option.

Select among 2 static portfolios (Aggressive Growth and Moderate Growth) and 17 individual-fund portfolios.

Select among 5 multi-fund options (Aggressive Growth, Growth, Moderate, Conservative andand Lifetime Income) and 13 individual-fund options.

Select among 9 multi-fund portfolios, 4 single-fund portfolios, and the FDIC-Insured Option.

Select among 6 multi-fund portfolios (Aggressive Growth, Growth, Moderate Growth, Conservative Growth, Income, and Conservative Income) and 8 individual-fund portfolios.

Select among three Target-Risk Portfolios (Growth, Moderate and Conservative), and 11 individual-fund portfolios.

Select among three Target-Risk Portfolios (Growth, Moderate Growth and Conservative), seven individual-fund portfolios and a stable value option.

Select among 7 Target Allocation portfolios (Aggressive Growth, Growth, Moderate Growth, Moderate, Moderately Conservative, Conservative and College), 24 individual-fund portfolios and a bank deposit account.

Select among 7 Target Allocation portfolios (Aggressive Growth, Growth, Moderate Growth, Moderate, Moderately Conservative, Conservative and College), 7 individual-fund index portfolios, a short-term bond fund, a money market fund, and a bank deposit account.

Select among 3 multi-fund portfolios (Diversified Equity, Diversified Bond, and Ultrashort Bond) and 12 individual fund portfolios.

A multi-fund portfolio called the Diversified Bond Portfolio and 2 individual-fund portfolios, one invested in the PIMCO Real Return Fund, and one invested in the PIMCO All Asset Fund.

Select among 15 individual options investing in Vanguard, DoubleLine, Western Asset or Primecap funds, or an interest bearing account option with First Tennessee Bank National Association.

Select among 2 multi-fund portfolios (the 100% Equity portfolio and the Balanced portfolio) and 10 individual-fund portfolios.

Select among 4 multi-fund portfolios (two of which use only index funds), 2 individual-fund bond portfolios, and the U.S. Government Money Market Portfolio.

my529

Utah

Ten static investment options are offered, allowing selection among one individual-fund index portfolio, one fixed income multi-fund portfolio, six equity-index multi-fund portfolios, an FDIC-insured account held in trust by my529 at Sallie Mae Bank and U.S. Bank National Association (U.S. Bank), and a Stable Value option invested in the PIMCO Interest Income Fund. An eleventh, the Customized Static Option, allows for a customized mix of investments using as many as 30 underlying fund choices.

Choose from among 5 multi-fund options (Diversified Equity Portfolio, Equity Index Portfolio, Balanced Portfolio, Fixed Income Portfolio, and the Principal Plus Interest Option).

Select among various multi-fund objective based portfolios, U.S. Government Money Market or individual mutual funds from American Funds.

Invest529

Virginia

Select among 15 portfolios, including an Invesco stable value option and an FDIC-insured savings option. Twelve of the portfolios invest in Vanguard funds. The ESG Core Equity Portfolio invests in the Parnassus Core Equity Fund.

The Tuition Track Portfolio, is an exclusive option for Virginia residents. The portfolio tracks average tuition growth at Virginia public universities (Average Tuition) and avoids market risk by protecting families' principal investment. With the Tuition Track Portfolio, families purchase units that may be used to cover tuition and other qualified higher education expenses.

Select among seven static investment options.

SMART529 Select

West Virginia

Select among 10 multi-fund portfolios with varying risk tolerances.

Select among 5 multi-fund portfolios (Aggressive Growth, Growth, Balanced, Conservative Balanced, and Conservative Bond), the SMART529 Stable Value portfolio and the SMART529 500 Index Fund.

Select among 5 multi-fund portfolios (Aggressive Growth, Growth, Balanced, Conservative Balanced, and Checks and Balances), 13 individual-fund portfolios, and a stable value portfolio.

Edvest

Wisconsin

Select among 3 index-based multi-fund portfolios (Aggressive, Moderate, Conservative), 3 active-based multi-fund portfolios (Aggressive, Moderate, Conservative), two additional multi-fund portfolios, 5 individual-fund portfolios, a bank CD Portfolio and a principal plus interest portfolio that guarantees an annual interest rate of 1% - 3%.

Select among 5 multi-fund portfolios with varying risk tolerances and 18 single fund options.