Compare 529 Plans by Features

Plan

Program management fees

0.30%

0.21% (includes 0.07% state administrative fee), plus distribution/servicing fee of 0.25% (Class A), 0.50% (Class C), or 0.00% (Class F). The State Street U.S. Government Money Market option and the Bank Savings 529 Portoflio have no state administrative or distribution/servicing fee.

.05% Program Fee plus 0.05% Trust Fee

0.32% for all investment options; none for the checking option.

All portfolios except Short-Term Bond Portfolio, Fixed Income Portfolio and JH Money Market Portfolio:
0.30% (includes state fee of 0.05%) plus distribution fees of 0.25% (Class A), 1.00% (Class C2) and none (Class F).

Short-Term Bond Portfolio, Fixed Income Portfolio:
0.30% (includes state fee of 0.05%) plus distribution fees of 0.15% (Class A), or 0.90% (Class C2) and none (Class F)

Money Market Portfolio: 0.25% (no state fee)

0.05% Program Fee plus 0.05% Trust Fee

AZ ABLE

Arizona

State administrative fee of 0.19%

0.09% for the Fidelity index fund options (includes 0.02% state fee); 0.20% for the Fidelity fund options (includes 0.045% state fee); 0.12% for the Fidelity Blend options (includes 0.04% state fee). For the Bank Deposit Portfolio, fees vary from 0.00% to 0.10% (including 0.05% state fee) based on the Federal Funds Target Rate.

AR ABLE

Arkansas

0.32%; none for the Checking Option

0.48% manager fee; fee includes underlying fund expenses and a 0.07% fee to the state; 0.32% for the Savings Portfolio

Year-to-Enrollment and Asset Allocation Portfolios:
0.40% manager fee (includes 0.05% state administration fee), plus 0.25% annual sales fee (Class A), 0.60% (Class L), or 0.00% (Class F).

Custom Portfolios:
0.35% manager fee (includes 0.05% state administration fee), plus 0.25% annual sales fee (Class A), 0.60% (Class L), or 0.00% (Class F).

CalABLE

California

State administrative fee of 0.44%; temporarily waived for the FDIC-Insured Portfolio

0.06% (includes 0.05% state fee) for Active and Social Choice Portfolios; 0.01% for Passive and Index Portfolios (no state fee); None for the Principal Plus Interest Portfolio.

0.32%; none for the Checking Option

0.31% manager fee; fee includes underlying fund expenses and a 0.06% fee to the state.
CollegeInvest may charge an administrative fee of up to 0.10%. CollegeInvest will periodically reevaluate the 0.06% administrative fee rate and raise or lower it not to exceed 0.10%.

0.10% administrative fee (0.04% temporarily waived on certain portfolios) to the state, 0.15% plan management fee, plus distribution/servicing fees of 0.25% (Class A), 0.75% (Class C), 0.00% (Class I).

None. (FirstBank pays Colorado CollegeInvest an administrative fee of 0.10% of assets.)

0.99% administrative fee to the state (0.28% of this fee waived as of January 2019).

ABLE CT

Connecticut

0.32%; none for the Checking Option

0.20% management fee (includes 0.01% fee to the state), plus distribution/servicing fees as follows: Fixed income, individual-fund portfolios: 0.15% (Class A), 1.00% (Class C), 0.75% (Class P), none (Class I) All other portfolios: 0.25% (Class A), 1.00% (Class C), or 0.75% (Class P), none (Class I)

0.09% for the index fund options (includes 0.01% state fee); 0.20% for the Fidelity fund options (includes 0.01% state fee); 0.12% for the Fidelity Blend options (includes 0.01% state fee). For the Bank Deposit Portfolio, there is a 0.10% Program Management Fee (includes 0.01% state fee) and is based on the Federal Funds Target Rate.

0.09% for the Fidelity index fund options (includes 0.01% state fee); 0.20% for the Fidelity fund options (includes 0.05% state fee); 0.12% for the Fidelity Blend options (includes 0.04% state fee). For the Bank Deposit Portfolio, there is a 0.10% Program Management Fee (includes 0.05% state fee) and is based on the Federal Funds Target Rate.

DEPENDABLE

Delaware

0.32%; none for the Checking Option

DC ABLE

District of Columbia

0.32%; none for the Checking Option

DC College Savings Plan

District of Columbia

0.30% management fee (0.15% for Principal Protected Portfolio), including 0.05% administrative fee to D.C.

None

State administrative fee of 0.19%

0.04% manager fee. None for the Principal Plus Interest Portfolio.

0.55% manager fee

0.40% to 0.41% program manager fee; 0.29% for Savings Portfolio; plus 0.05% administrative fee to the state

0.17% program management fee (including 0.03% state fee), plus distribution/servicing fees of 0.25% (Classes A and E), plus distribution/servicing fees of 0.50% (Class C), or 0.00% distribution/servicing fee (Class F). 0.14% manager fee (no state or distribution fee) for Invesco Government Agency 529 Portfolio.

0.10% (includes 0.03% state administrative fee).
Index Portfolios: 0.07% (no state administrative fee).
No state administrative fee for the Vanguard Federal Money Market 529 and Bank Savings portfolios

0.32%; none for Checking Option

0.29% in the Year of Enrollment Option; 0.14% in the Individual Portfolios and Savings Portfolio.

0.39% manager fee (includes 0.08% state administrative fee) plus distribution expenses of 0.25% (Class A) or 1.00% (Class C), none for Class I. The Savings Portfolio and Capital Preservation Portfolio are subject to a 0.31% manager fee.

0.32%; none for the Checking Option

0.19% manager fee; fee includes underlying fund expenses.

0.32%; none for the Checking Option

0.31% management fee includes 0.10% fee to the state, plus distribution/marketing fee of 0.25% (Class A) or 1.00% (Class C, except Money Market is 0.25%).

0.32%; none for the Checking Option

0.20% manager fee (waived for the Cash and Cash Equivalents portfolio)

0.20% manager fee (waived for the Cash and Cash Equivalent option) plus distribution/servicing fees of 0.25% (Class A); 1% (0.75% for the Cash and Cash Equivalent option)(Class C).

0.20% manager fee for the actively managed options

KY Saves 529

Kentucky

0.36% manager fee for the Year of Enrollment Options; 0.40% manager fee for the Asset Allocation Options; 0.20% for the Capital Preservation Option; none for the Guaranteed Option.

State administrative fee of 0.19%

LA ABLE

Louisiana

None

None for the BlackRock Age-Based and NextGen Savings Portfolio; 0.07% for the BlackRock Equity Index Portfolio (no state fee), 0.12% for the iShares portfolios (no state administrative fee), and 0.20% for the Principal Plus Portfolio.

For the Principal Plus Portfolio:
0.44%, includes 0.09% fee to the state

None for the NextGen Savings Portfolio

For iShares Portfolios:
0.40% distribution/servicing fee (Class A), or 1.15% distribution/servicing fee (Class C) with additional 0.09% fee to the state.

For all other portfolios:
25% distribution/servicing fee(Class A), or 1.00% distribution/servicing fee (Class C) with additional 0.09% fee to the state

A rebate approximately equal to the Maine Administration Fee may be provided in certain circumstances.

State administrative fee of 0.30%; 0.95% for Cash Option includes 0.65% for program costs of providing the Prepaid Card, State administrative fee of 0.30%; 0.95% for Cash Option (includes 0.65% for program costs of providing the Prepaid Card)

0.15% for all portfolios, plus 0.05% state sponsor fee

0.09% for the index fund options (includes 0.045% state fee); 0.20% for the Fidelity fund options (includes 0.10% state fee); 0.12% for the Fidelity Blend fund options (includes 0.07% state fee). For the Bank Deposit Portfolio, there is a 0.10% Program Management Fee (includes 0.05% state fee) and is based on the Federal Funds Target Rate.

0.37% (includes a state fee of 0.05%) plus service fee of 0.25% (Class A, C and AR) and distribution fee of 0.40% - 0.75% (Class C) and 0.40% (Class AR). None for the Principal Plus Interest Portfolio.

MiABLE

Michigan

0.50% for all portfolios

0.02% manager fee plus 0.025% state fee. No fee for the Principal Plus Interest Option.

0.32%; none for the Checking Option

0.10% manager fee plus 0.0025% state fee. Manager fee and state fee do not apply to the Principal Plus Interest Option.

Mississippi ABLE

Mississippi

0.32%; none for the Checking Option

0.60% manager fee; no fee for the Guaranteed Option.

MO ABLE

Missouri

State administrative fee of 0.19%

0.445%; 0.395% for the Capital Preservation option, plus 0.095% administrative fee (none for the Capital Preservation option)

0.32%; none for the Checking Option

0.12% program manager fee, plus a 0.02% fee to the state.

0.40%

All portfolios except the State Street U.S. Government Money Market, Age-Based Index Conservative 17-18, Age-Based Index Conservative 19+, and Bank Savings option:
0.15% and a state fee of 0.02%, plus account servicing fees of 0.25% (Class A), 0.50% (Class C), 1.00% (Class C-1), none for Class F

State Street U.S. Government Money Market, Age-Based Index Conservative 17-18, Age-Based Index Conservative 19+, and Bank Savings option:
0.15% and a state fee of 0.02%

0.08% manager fee and a 0.02% fee to the state

0.17% (including 0.02% state fee) plus distribution fees of 0.25%; 0.17% (including 0.02% state fee) for Money Market and Bank Savings options.

0.32%; none for the Checking Option

0.10% administrative fee to the state, plus reimbursed expenses of up to 0.04%, plus distribution/servicing fees as follows:

Money Market option: None

Fixed-Income Absolute Return: 0.25% (Class A), 0.45% (Class B), 1.00% (Class C)

All other options: 0.25% (Classes A and D), 1.00% (Class B); 1.00% (Class C)

0.22% manager fee (0.27% for Savings Portfolio) plus state fee of 0.02% and tactical asset allocation fee of 0.07% for risk-based and age-based portfolios.

0.06% (includes 0.01% Board Fee) plus advisory fee of 0.25%. The 0.25% advisory fee is waived for Nevada residents on the first $25,000 for Nevada residents of assets under management.

0.20% management fee (includes 0.10% fee to the state), plus distribution/servicing fees as follows:

Fixed income, individual-fund portfolios: 0.15% (Class A), 1.00% (Class C), 0.75% (Class P), none (Class I)

All other portfolios: 0.25% (Class A), 1.00% (Class C), or 0.75% (Class P), none (Class I)

State administrative fee of 0.19%

0.09% for the index fund options (includes 0.05% state fee); 0.20% for the Fidelity fund options (includes 0.10% state fee); 0.12% for the Fidelity Blend options (includes 0.07% state fee). For the Bank Deposit Portfolio, there is a 0.10% Program Management Fee (includes 0.05% state fee) and is based on the Federal Funds Target Rate.

0.25% manager fee, plus distribution/servicing fees of 0.25% (Class A), or 1.00% (Class C); none for Advisor class and Franklin Money Portfolio.

NJ ABLE

New Jersey

0.32%; none for the Checking Option

0.10% manager fee

ABLE New Mexico

New Mexico

State administrative fee of 0.19%

Scholar's Edge

New Mexico

0.20% management fee (includes 0.08% fee to the state), plus distribution/servicing fees of 0.25% for Class A, 1.00% for Class C, none for Class R.

0.10% management fee (includes 0.05% fee to the state)

0.25% manager fee, plus distribution/servicing fees of 0.25% (Class A), .90% - 1.00% (Class C), and None (Advisor Class)

0.12% manager fee; fee includes underlying fund expenses.

NY ABLE

New York

0.36% to 0.38%

State fee of 0.10%

NC 529 Plan

North Carolina

0.25%

The NC ABLE Program

North Carolina

0.32%; none for the Checking Option

0.46% to 0.50% (includes 0.10% fee to the state), plus distribution fee of 0.30%; distribution fee is waived for Interest Accumulation Portfolio

0.44% to 0.46% (including 0.10% fee to the state)

0.135% (includes 0.07% fee to the state), plus distribution/servicing fees of 0.25% (Class A) or 1.00% (Class C except 0.25% for the Money Market Option), 0.00% (Class I)

0.105% manager fee plus 0.02% fee to the state.

Fifth Third Bank options: No fees.

State administrative fee of 0.19% for Ohio and residents of partner states, 0.45% for all others.

0.20% manager fee. No fee for the Guaranteed Option.

0.20% plus distribution fee as follows:

High Income, Inflation-Protected Bond, Limited Term Bond, Strategic Income, and Total Bond Portfolios: 0.15% (Class A), 1.00% (Class C), 0.75% (Class P), and none (Class I)

All other portfolios: 0.25% (Class A), 1.00% (Class C), 0.75% (Class P), and none (Class I)

State administrative fee of 0.19%

State Administrative Fees of 0.30%

0.05 program management fee, plus distribution/servicing fees of 0.25% (Class 529A) or 1.00% (Class 529C).

State Administrative Fees of 0.30%

0.25% state administrative fee

PA ABLE

Pennsylvania

0.32% for all investment options

0.19%, consisting of 0.055% fee to the Commonwealth and 0.13% combined fee to Upromise and Vanguard

0.14% (includes 0.02% state administrative fee), plus distribution/servicing fee of 0.25% (Class A), 1.00% (Class and C), or 0.00% (Class I). None for Class RA or RZ.

0.10%; none for Rhode Island residents

RI's ABLE

Rhode Island

0.32%; none for the Checking Option

Management fee: 0.05%; none for the Bank Deposit 529 Portfolio

0.10% fee to the state, plus distribution/servicing fees of 0.15% - 0.25% (Class A), 0.15% - 1.00% (Class C), 0.50% (Class E), or none (Class I)

State administrative fee of 0.19%

0.25% manager fee (waived for SD residents), plus distribution/servicing fees of 0.35% (Classes A and SD-A), 1.10% (Class C), none (Class F) or 1.00% (Class SD-C). Distribution/servicing fees for PIMCO Short Asset Investment & Ultrashort Bond portfolios: 0.10%

ABLE TN

Tennessee

0.20%; none for the Interest Bearing Account

0.20%; none for the interest bearing account

0.5350% management fee (including 0.0843% state fee) for all portfolios. Additional distribution/servicing fees of 0.25% (Class A) or 1.00% (Classes B and Advisor class). The U.S. Government Money Market Portfolio has no distribution/servicing fees.

0.25% including 0.10% state administrative fee

0.535% manager fee (plus 0.0843% state administrative fee); no administrative fee for index portfolios.

State administrative fee of 0.19%

my529

Utah

Ranges from 0.10% to 0.14%

State administrative fee of 0.19%

Plan management fee ranges from 0.27% - 0.30%; administrative fee of 0.05% for each portfolio.

ABLEAmerica

Virginia

State administrative fee of 0.06% (currently waived) plus distribution fee of 0.30% (none for ABLE-F-2 class); plus management fee of 0.27% for Money Market option

ABLEnow

Virginia

0.10% and 0.15% on investment balances for the PNC and ABLEnow Administrative Fees, respectively

All options except College Target Date Series and Portfolio Series:
0.23% to 0.80% (includes 0.06%% state administrative fee), plus distribution/servicing fee of 0.22% to 0.30% (Class 529-A), 1.00% (Class 529-C), 0.50% (Class 529-E), 0.25% (Class 529-F-1 including Money Market Fund), 0.00% (Class 529-F-2 and 529-F-3

College Target Date Series:
No management fee, 0.06% state administrative fee, plus distribution/servicing fee of 0.24% to 0.30% (Class 529-A), 1.00% (Class 529-C), 0.50% (Class 529-E), 0.25% (Class 529-F-1), 0.00% (Class 529-F-2 and 529-F-3

Portfolio Series:
No management fee, 0.06% state administrative fee, plus distribution/servicing fee of 0.23% to 0.25% (Class 529-A), 1.00% (Class 529-C), 0.50% (Class 529-E) or 0.25% (Class 529-F-1), 0.00% (Class 529-F-2 and 529-F-3

Invest529

Virginia

0.09% manager fee; none for the Tuition Track Portfolio

0.12% manager fee and a 0.10% administrative fee to the state

Administrative fee of 0.30%

SMART529 Select

West Virginia

0.40% management fee (includes 0.05% to the state).

0.17% management fee (includes 0.07% to the state) except Stable Value has 0.15% management fee (includes 0.05% to the state), plus distribution/servicing fees of 0.25% (Class A), 0.80% (Class B), 0.99% (Class C), or 0% (Class E).

WV ABLE

West Virginia

State administrative fee of 0.19%

Edvest

Wisconsin

0.07% management fee. The state administrative fee of 0.10% is currently being waived. The management and state fees do not apply to the Principal Plus Interest Portfolio.

0.14% management fee (includes 0.06% fee to the state), plus distribution/servicing fees of 0.25% (Class A), 1.00% (Class AR for Rollovers), 1.00% (Class C), 0.50% (Class C1; TIAA-CREF portfolios), none (Class W), and 0.05% for TIAA-CREF Principal Protection Option. Class AR shares convert to Class A shares after one year at which time distribution/servicing fees are 0.25%. Class C shares convert to Class A shares after five years, at which time distribution/servicing fees are 0.25%.

WY ABLE

Wyoming

State administrative fee of 0.19%