Compare 529 Plans by Features

Plan

Account maintenance fee

The annual account maintenance fee is $35 (assessed $8.75 quarterly).

$12 annually, waived if either the account owner or designated beneficiary is an Alabama resident.

None

$60, assessed at $15 per calendar quarter. The quarterly fee is discounted by $3.75 for account owners who elect to receive statements via electronic delivery and further discounted by $1.25 per quarter for residents of Alaska.

$2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250.

$15 charged in November of each year. Waived for account balances of $25,000 or more, for account balances of $75,000 or more when combined with other beneficiary accounts, or for accounts in an automatic contribution plan, or for account holders who elect to receive electronic statements and confirmations, or for account holders who invest through a financial intermediary that maintains the plan assets in an omnibus account.

AZ ABLE

Arizona

$39, $9.75 quarterly per STABLE account

An annual account fee of $20 per account is automatically deducted from an account each year in December.

AR ABLE

Arkansas

$60, assessed at $15 per calendar quarter. The quarterly fee is discounted by $3.75 for account owners who elect to receive statements via electronic delivery. $2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250.

$20 annually, waived for Arkansas residents.

$10 annually, waived for accounts with $20,000 or more.

CalABLE

California

$37 annually; a pro-rated portion is deducted proportionately from each investment option in which an account is invested on a monthly basis. Accounts that elect to receive CalABLE documents by mail will be subject to an annual $10 Print and Paper Mail Delivery Fee.

None.

$60, assessed at $15 per calendar quarter. The quarterly fee is discounted by $3.75 for account owners who elect to receive statements via electronic delivery.

$2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250.

$20 for accounts with less than $10,000, waived for Colorado residents and for accounts opting to receive all documents electronically.

ABLE CT

Connecticut

$60, assessed at $15 per calendar quarter. The quarterly fee is discounted by $3.75 for account owners who elect to receive statements via electronic delivery.

$2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250.

$20 annually for accounts with less than $25,000, waived with automatic contributions of at least $50 per month of $150 per quarter.

DEPENDABLE

Delaware

$60, assessed at $15 per calendar quarter. The quarterly fee is discounted by $3.75 for account owners who elect to receive statements via electronic delivery and further discounted by $1.25 per quarter if the owner is a Delaware resident.

$2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250.

DC ABLE

District of Columbia

$60, assessed at $15 per calendar quarter. The quarterly fee is discounted by $3.75 for account owners who elect to receive statements via electronic delivery and further discounted by $1.25 if the owner is a District of Columbia resident.

$2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250.

DC College Savings Plan

District of Columbia

$15, reduced to $10 for DC residents, waived for accounts with a balance of $15,000 or more.

None, additional $10/annually for optional paper correspondence.

$39, $9.75 quarterly per STABLE account

$35 annually; $10 per year for paper statements when you choose to opt out of electronic statements.

$20 annually; none for account owners who are Hawaii residents.

$20 annually unless either the account owner or beneficiary is a resident of Idaho.

$60, assessed at $15 per calendar quarter. The quarterly fee is discounted by $3.75 for account owners who elect to receive statements via electronic delivery.

$2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250.

$20 annually, waived for Indiana residents or beneficiaries and for accounts with $25,000.

$20 annually, waived for accounts with an Indiana resident as owner or beneficiary and for accounts with balances of $25,000 or more.

$60, assessed at $15 per calendar quarter. The quarterly fee is discounted by $3.75 for account owners who elect to receive statements via electronic delivery.

$2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250.

$60, assessed at $15 per calendar quarter. The quarterly fee is discounted by $3.75 for account owners who elect to receive statements via electronic delivery.

$2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250.

$25 annually, waived if the account balance in each investment option is greater than $25,000; waived for accounts with an automatic investment plan or payroll direct deposit of $100 per month in each investment option running on a monthly basis for 12 consecutive months.

$60, assessed at $15 per calendar quarter. The quarterly fee is discounted by $3.75 for account owners who elect to receive statements via electronic delivery, and further discounted by $1.25 per quarter for residents of Kansas.

$2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250.

KY Saves 529

Kentucky

None.

$39, $9.75 quarterly per STABLE account

LA ABLE

Louisiana

None

None.

ABLE ME

Maine

There is no monthly service charge for accounts. Accounts are subject to Bangor Savings Bank's Common Fee Schedule.

$35 annually

None

U.Plan

Massachusetts

Not applicable

None.

MiABLE

Michigan

$45 annually; $11.25 assessed quarterly

Not applicable

$60, assessed at $15 per calendar quarter. The quarterly fee is discounted by $3.75 for account owners who elect to receive statements via electronic delivery, and further discounted by $1.25 if the owner is a Minnesota resident.

$2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250.

Mississippi ABLE

Mississippi

$60, assessed at $15 per calendar quarter. The quarterly fee is discounted by $3.75 for account owners who elect to receive statements via electronic delivery.
$2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250.

$20 for account owners who have not elected to receive plan documents by electronic delivery

MO ABLE

Missouri

$39, $9.75 quarterly per STABLE account

$25 annually, waived for accounts with a Montana resident as beneficiary and for accounts with balances of $25,000 or more and for account with automatic bank deposits or by payroll deduction.

$60, assessed at $15 per calendar quarter. The quarterly fee is discounted by $3.75 for account owners who elect to receive statements via electronic delivery.

$2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250.

$45 annually, assessed at $11.25 per quarter

$15, waived for accounts with a balance exceeding $20,000.

$60, assessed at $15 per calendar quarter. The quarterly fee is discounted by $3.75 for account owners who elect to receive statements via electronic delivery, and further discounted by $1.25 per quarter if the owner is a Nevada resident.

$2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250.

Not applicable

$15 annual account maintenance fee for accounts with less than $25,000, waived for residents of Nevada, accounts in an automatic investment plan, or participants in particular corporate payroll deduction plans and affinity programs.

$20 annually, waived if either the account owner or beneficiary is a resident of Nevada or if the account owner is invested in the Savings Portfolio at the time the annual fee is assessed.

$10 annual minimum balance fee for accounts with a balance of less than $1,000 that do not have automatic deposit; waived for Nevada residents.

$20 annually for accounts with less than $25,000, waived with automatic contributions of at least $50 per month of $150 per quarter.

STABLE NH

New Hampshire

$39, $9.75 quarterly per STABLE account

NJ ABLE

New Jersey

$60, assessed at $15 per calendar quarter. The quarterly fee is discounted by $3.75 for account owners who elect to receive statements via electronic delivery.
$2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250.

ABLE New Mexico

New Mexico

$39, $9.75 quarterly per STABLE account

Scholar's Edge

New Mexico

$20 annually for accounts with less than $25,000, waived if either the designated beneficiary or account owner is a New Mexico resident and for accounts with recurring contributions of at least $25 per month or $75 per quarter.

$15 annually for accounts with $25,000 or less.

NY ABLE

New York

$13.75 quarterly with paper delivery for statements and confirmations, $11.25 quarterly if the account owner opts for electronic delivery.

$2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250 or electronic statement delivery.

NC 529 Plan

North Carolina

A $1.50/month ($18.00/year) fee is assessed per Account for paper delivery of statements and confirmations. This fee is waived if the Participant elects to receive electronic delivery.

NC ABLE

North Carolina

$60, assessed at $15 per calendar quarter. The quarterly fee is discounted by $3.75 for account owners who elect to receive statements via electronic delivery.

$2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250.

$20 annually, waived for : (i) Accounts with a Participant or Designated Beneficiary that is a resident of North Dakota; (ii) Accounts, established prior to February 28, 2002, with a Participant or Designated Beneficiary that was a resident of South Dakota at the time such Account was established; and (iii) Accounts in the New Baby Match, BND Match and Kindergarten Kickoff Match programs.

$20 annually, waived for : (i) Accounts with a Participant or Designated Beneficiary that is a resident of North Dakota; (ii) Accounts, established prior to February 28, 2002, with a Participant or Designated Beneficiary that was a resident of South Dakota at the time such Account was established; and (iii) Accounts in the New Baby Match, BND Match and Kindergarten Kickoff Match programs.

$25 annually; waived if account owner is a resident of Ohio, the balance of all accounts with the same beneficiary is $25,000 or more, the balance of all accounts is $40,000 or more, or the account owner makes periodic contributions via Automatic Investment Plan or payroll deduction.

$27, $6.75 monthly per STABLE account for Ohio residents; $39, $9.75 per quarter per STABLE account for residents of partner states, and $9.75 per quarter per STABLE account for residents of all other states.

$20 annually for accounts with less than $25,000, waived with automatic contributions of at least $50 per month of $150 per quarter.

$39, $9.75 quarterly per STABLE account

$35 annually

$25 annually for accounts, waived for Oregon residents.

$35 annually

PA ABLE

Pennsylvania

$60, assessed at $15 per calendar quarter. The quarterly fee is discounted by $3.75 for account owners who elect to receive statements via electronic delivery.

$2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250.

The plan imposes a 0.40% asset-based fee ($4.00 per $1,000 of account value per year not to exceed $500 per year) paid via reduction in plan credits. Account owners who receive statements and notices via email pay a 0.30% asset-based fee not to exceed $250 per year.

$10 annually, waived for accounts that have elected electronic delivery of all documents.

$20 annually for accounts with less than $25,000, waived for Rhode Island residents, and for accounts in the automatic contribution plan.

RI's ABLE

Rhode Island

$60, assessed at $15 per calendar quarter. The quarterly fee is discounted by $3.75 for account owners who elect to receive statements via electronic delivery and further discounted by $1.25 per quarter for residents of Rhode Island.

$2 monthly service charge for investments in the Checking Option, waived for accounts with an average daily balance of more than $250.

$25 annually for accounts with less than $10,000, waived for South Carolina residents and state employees, and for accounts in the automatic contribution plan.

$39, $9.75 quarterly per STABLE account

$20, payable on or about December 15, based on the previous business day's assets. The fee is waived for participants with an automatic investment plan, accounts where a common owner has accounts aggregating over $20,000 of value, and for South Dakota residents.

ABLE TN

Tennessee

None

$48, $4.00 monthly

$39, $9.75 quarterly per STABLE account

my529

Utah

None

$39, $9.75 quarterly per STABLE account

A $25 mail delivery fee is charged annually, waived for accounts that have elected electronic delivery of all documents.

ABLEAmerica

Virginia

$10, currently waived

ABLEnow

Virginia

$3.25/monthly

None.

Invest529

Virginia

None.

$35 annually; $10 additional annual fee for printing and mailing paper documents

SMART529 Select

West Virginia

$25 annually, deducted at end of each year. Waived for accounts over $25,000, for WV residents, and for accounts in the automatic investment program.

$25 annually, deducted at the end of each year, waived for accounts over $25,000, for WV residents, and for accounts in the automatic investment program. No annual maintenance fee for Class E fee structure.

WV ABLE

West Virginia

$39, $9.75 quarterly per STABLE account

Edvest

Wisconsin

None.

$25 annually per account option with $25,000 or less, waived for Wisconsin residents or accounts with automatic deposits of $25 per month in each option (active for the 12 previous months without interruption or since account opening). AR shares are not subject to the $25 annual maintenance fee.

WY ABLE

Wyoming

$39, $9.75 quarterly per STABLE account