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COLLEGE SAVINGS 101
Mark Struthers, Sona Financial
Mark Struthers, CFP, CFA, is financial advisor and workplace wellness coach at Sona Financial. He has worked in operations, on a trading desk, with a large institutional asset management firm, and has held the Chartered Financial Analyst (CFA) designation for over 14 years, giving him unusual insight as a CERTIFIED FINANCIAL PLANNER™professional (CFP®) and expertise in using investments as a tool to reach financial goals. He has written education-related articles and writings published in major publications, such as NASDAQ and the Christian Science Monitor.
Mark is a father to two sons, and helping them find their passions and develop the habits to achieve their definition of success has helped him to not only grow as a person but also as a financial planner. His sons credit much of their success to a simple mantra: "Habits and time can be a powerful ally or a formidable adversary"
Mark believes that as a society we have gotten in the habit of paying whatever a college asks, without thinking about return on investment, how to save, or a smart way to pay. We also have gotten into thinking that student loans are a way of life. That habit has resulted in a $1.30 trillion hangover that is a drag on our economy and our way of life, and he hopes to help change that.
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Financial Professionals
Top 529 College Savings Plans
One-year rankings are based on a plan's average investment returns over the last 12 months.
State | Plan Name | |
---|---|---|
1 | Nevada | USAA 529 Education Savings Plan |
2 | Florida | Florida 529 Savings Plan |
3 | New Jersey | NJBEST 529 College Savings Plan |
Three-year rankings are based on a plan's average annual investment returns over the last three years.
State | Plan Name | |
---|---|---|
1 | South Dakota | CollegeAccess 529 (Direct-sold) |
2 | Wisconsin | Edvest 529 |
3 | Nevada | USAA 529 Education Savings Plan |
Five-year rankings are based on a plan's average annual investment returns over the last five years
State | Plan Name | |
---|---|---|
1 | Indiana | CollegeChoice 529 Direct Savings Plan |
2 | Florida | Florida 529 Savings Plan |
3 | Alaska | T. Rowe Price College Savings Plan |
10-year rankings are based on a plan's average annual investment returns over the last ten years.
State | Plan Name | |
---|---|---|
1 | West Virginia | SMART529 WV Direct College Savings Plan |
2 | South Carolina | Future Scholar 529 College Savings Plan (Direct-sold) |
3 | Ohio | Ohio's 529 Plan, CollegeAdvantage |