COLLEGE SAVINGS 101

Savingforcollege.com

2017 five-year top performing direct plans Q3
http://www.savingforcollege.com/articles/2017-5-year-top-performing-direct-plans-q3

Posted: 2017-12-08

Savingforcollege.com ranks the performance of direct-sold 529 plans. Direct-sold plans are those that consumers can enroll in without using a broker. We have prepared both one-year, three-year, five-year and ten-year performance tables.

To prepare this ranking, we compared a subset of portfolios from each 529 savings plan. We selected portfolios based on their mix of stocks, bonds and money market funds, which allows for an apples-to-apples comparison in seven asset-allocation categories. The "performance score" determines the ranking.

This ranking could be a useful tool for you when selecting which direct 529 plan might be right for you.

Here are our 529 performance rankings as of September 30, 2017 for Direct-sold 529 plans.

Five-year performance ranking (click here for one-year performance table and three-year performance table, and ten-year performance table):

Rank State Plan Performance score
1
Ohio Ohio CollegeAdvantage Direct 529 Savings Plan 15.40 Enroll Now
2
California ScholarShare 529 27.82 Plan Details
3
New York New York's 529 College Savings Program -- Direct Plan 29.61 Enroll Now
4
Alaska T. Rowe Price College Savings Plan 30.25 Enroll Now
4
Alaska University of Alaska College Savings Plan 30.25 Enroll Now
6
Maine NextGen College Investing Plan -- Client Direct Series 32.83 Enroll Now
7
West Virginia SMART529 WV Direct College Savings Plan 36.00 Plan Details
8
Nevada The Vanguard 529 Savings Plan 38.77 Plan Details
9
Michigan Michigan Education Savings Program 39.31 Plan Details
10
Maryland Maryland 529 -- College Investment Plan 39.36 Plan Details
11
South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 41.97 Enroll Now
12
Kansas Learning Quest 529 Education Savings Program (Direct-sold) 43.28 Enroll Now
13
Nebraska Nebraska Education Savings Trust - Direct College Savings Plan 44.35 Enroll Now
14
Florida Florida 529 Savings Plan 44.40 Plan Details
15
Iowa College Savings Iowa 44.61 Enroll Now
16
Louisiana START Saving Program 44.80 Plan Details
17
Oklahoma Oklahoma College Savings Plan 45.38 Plan Details
18
Tennessee TNStars College Savings 529 Program 46.16 Plan Details
19
Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) 46.44 Enroll Now
20
Colorado Direct Portfolio College Savings Plan 46.91 Enroll Now
21
Virginia Invest529 46.97 Enroll Now
22
Pennsylvania Pennsylvania 529 Investment Plan 47.03 Plan Details
23
Massachusetts U.Fund College Investing Plan 47.16 Enroll Now
24
Nevada SSGA Upromise 529 Plan 47.65 Plan Details
25
Arizona Fidelity Arizona College Savings Plan 48.08 Enroll Now
26
Delaware Delaware College Investment Plan 48.17 Enroll Now
27
New Hampshire UNIQUE College Investing Plan 48.42 Enroll Now
28
New Jersey NJBEST 529 College Savings Plan 49.01 Enroll Now
29
Indiana CollegeChoice 529 Direct Savings Plan 50.90 Enroll Now
30
Nebraska TD Ameritrade 529 College Savings Plan 50.96 Plan Details
31
North Carolina National College Savings Program 52.24 Enroll Now
32
Hawaii Hawaii's College Savings Program 52.59 Enroll Now
33
Kentucky Kentucky Education Savings Plan Trust 52.90 Plan Details
34
New Mexico The Education Plan's College Savings Program 53.28 Enroll Now
35
Connecticut Connecticut Higher Education Trust (CHET) 55.02 Plan Details
36
Minnesota Minnesota College Savings Plan 56.36 Plan Details
37
Idaho Idaho College Savings Program (IDeal) 56.62 Enroll Now
38
Nevada USAA 529 College Savings Plan 59.08 Plan Details
39
West Virginia SMART529 Select 61.15 Plan Details
40
Arkansas GIFT College Investing Plan 61.55 Plan Details
41
Utah Utah Educational Savings Plan (UESP) 62.98 Plan Details
42
Oregon Oregon College Savings Plan 65.79 Plan Details
43
Texas Texas College Savings Plan 68.80 Enroll Now
44
Alabama CollegeCounts 529 Fund 70.55 Enroll Now
45
South Dakota CollegeAccess 529 (Direct-sold) 71.86 Plan Details
46
Kansas Schwab 529 College Savings Plan 72.30 Plan Details
-
District of Columbia DC College Savings Plan NA Enroll Now
-
Georgia Path2College 529 Plan NA Enroll Now
-
Illinois Bright Start Direct-Sold College Savings Program NA Enroll Now
-
Mississippi Mississippi Affordable College Savings (MACS) Program NA Plan Details
-
Montana Achieve Montana NA Plan Details
-
North Dakota College SAVE (Direct) NA Enroll Now
-
Rhode Island CollegeBound Saver (Direct-sold) NA Enroll Now
-
Vermont Vermont Higher Education Investment Plan NA Plan Details
-
Wisconsin Edvest NA Plan Details

NA = Not Applicable = Program does not have at least one portfolio with sufficiently-long performance in a minimum of four asset allocation categories under our ranking model.

The Savingforcollege.com plan composite rankings are derived using the plans' relevant portfolio performance in seven unique asset allocation categories. The asset-allocation categories used are: 100 percent equity, 80 percent equity, 60 percent equity, 40 percent equity, 20 percent equity, 100 percent fixed and 100 percent short term. The plan composite ranking is determined by the average of its percentile ranking in the seven categories.

The performance data underlying these rankings represent past performance and are not a guarantee of future performance. Current performance may be lower or higher than the performance data used. A plan portfolio's investment return and principal value will fluctuate so that an investor's shares or units when redeemed may be worth more or less than their original cost. Investors should carefully consider plan investment goals, risks, charges and expenses by obtaining and reading the plan's official program description before investing. Investors should also consider whether their beneficiary's home state offers any tax or other benefits that are available for investments only in such state's 529 plan.

For a more in-depth explanation of our methodology, please read our white paper.

Brokers, please note: For internal use only and not for use with or to be shown to the investing public.

Disclaimer: Saving For College, LLC shall not be liable for any errors or omissions in this report. Users should rely on official program disclosures.

For broker-sold plan rankings, click here.

Savingforcollege.com ranks the performance of direct-sold 529 plans. Direct-sold plans are those that consumers can enroll in without using a broker. We have prepared both one-year, three-year, five-year and ten-year performance tables.

To prepare this ranking, we compared a subset of portfolios from each 529 savings plan. We selected portfolios based on their mix of stocks, bonds and money market funds, which allows for an apples-to-apples comparison in seven asset-allocation categories. The "performance score" determines the ranking.

This ranking could be a useful tool for you when selecting which direct 529 plan might be right for you.

Here are our 529 performance rankings as of September 30, 2017 for Direct-sold 529 plans.

Five-year performance ranking (click here for one-year performance table and three-year performance table, and ten-year performance table):

Rank State Plan Performance score
1
Ohio Ohio CollegeAdvantage Direct 529 Savings Plan 15.40 Enroll Now
2
California ScholarShare 529 27.82 Plan Details
3
New York New York's 529 College Savings Program -- Direct Plan 29.61 Enroll Now
4
Alaska T. Rowe Price College Savings Plan 30.25 Enroll Now
4
Alaska University of Alaska College Savings Plan 30.25 Enroll Now
6
Maine NextGen College Investing Plan -- Client Direct Series 32.83 Enroll Now
7
West Virginia SMART529 WV Direct College Savings Plan 36.00 Plan Details
8
Nevada The Vanguard 529 Savings Plan 38.77 Plan Details
9
Michigan Michigan Education Savings Program 39.31 Plan Details
10
Maryland Maryland 529 -- College Investment Plan 39.36 Plan Details
11
South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 41.97 Enroll Now
12
Kansas Learning Quest 529 Education Savings Program (Direct-sold) 43.28 Enroll Now
13
Nebraska Nebraska Education Savings Trust - Direct College Savings Plan 44.35 Enroll Now
14
Florida Florida 529 Savings Plan 44.40 Plan Details
15
Iowa College Savings Iowa 44.61 Enroll Now
16
Louisiana START Saving Program 44.80 Plan Details
17
Oklahoma Oklahoma College Savings Plan 45.38 Plan Details
18
Tennessee TNStars College Savings 529 Program 46.16 Plan Details
19
Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) 46.44 Enroll Now
20
Colorado Direct Portfolio College Savings Plan 46.91 Enroll Now
21
Virginia Invest529 46.97 Enroll Now
22
Pennsylvania Pennsylvania 529 Investment Plan 47.03 Plan Details
23
Massachusetts U.Fund College Investing Plan 47.16 Enroll Now
24
Nevada SSGA Upromise 529 Plan 47.65 Plan Details
25
Arizona Fidelity Arizona College Savings Plan 48.08 Enroll Now
26
Delaware Delaware College Investment Plan 48.17 Enroll Now
27
New Hampshire UNIQUE College Investing Plan 48.42 Enroll Now
28
New Jersey NJBEST 529 College Savings Plan 49.01 Enroll Now
29
Indiana CollegeChoice 529 Direct Savings Plan 50.90 Enroll Now
30
Nebraska TD Ameritrade 529 College Savings Plan 50.96 Plan Details
31
North Carolina National College Savings Program 52.24 Enroll Now
32
Hawaii Hawaii's College Savings Program 52.59 Enroll Now
33
Kentucky Kentucky Education Savings Plan Trust 52.90 Plan Details
34
New Mexico The Education Plan's College Savings Program 53.28 Enroll Now
35
Connecticut Connecticut Higher Education Trust (CHET) 55.02 Plan Details
36
Minnesota Minnesota College Savings Plan 56.36 Plan Details
37
Idaho Idaho College Savings Program (IDeal) 56.62 Enroll Now
38
Nevada USAA 529 College Savings Plan 59.08 Plan Details
39
West Virginia SMART529 Select 61.15 Plan Details
40
Arkansas GIFT College Investing Plan 61.55 Plan Details
41
Utah Utah Educational Savings Plan (UESP) 62.98 Plan Details
42
Oregon Oregon College Savings Plan 65.79 Plan Details
43
Texas Texas College Savings Plan 68.80 Enroll Now
44
Alabama CollegeCounts 529 Fund 70.55 Enroll Now
45
South Dakota CollegeAccess 529 (Direct-sold) 71.86 Plan Details
46
Kansas Schwab 529 College Savings Plan 72.30 Plan Details
-
District of Columbia DC College Savings Plan NA Enroll Now
-
Georgia Path2College 529 Plan NA Enroll Now
-
Illinois Bright Start Direct-Sold College Savings Program NA Enroll Now
-
Mississippi Mississippi Affordable College Savings (MACS) Program NA Plan Details
-
Montana Achieve Montana NA Plan Details
-
North Dakota College SAVE (Direct) NA Enroll Now
-
Rhode Island CollegeBound Saver (Direct-sold) NA Enroll Now
-
Vermont Vermont Higher Education Investment Plan NA Plan Details
-
Wisconsin Edvest NA Plan Details

NA = Not Applicable = Program does not have at least one portfolio with sufficiently-long performance in a minimum of four asset allocation categories under our ranking model.

The Savingforcollege.com plan composite rankings are derived using the plans' relevant portfolio performance in seven unique asset allocation categories. The asset-allocation categories used are: 100 percent equity, 80 percent equity, 60 percent equity, 40 percent equity, 20 percent equity, 100 percent fixed and 100 percent short term. The plan composite ranking is determined by the average of its percentile ranking in the seven categories.

The performance data underlying these rankings represent past performance and are not a guarantee of future performance. Current performance may be lower or higher than the performance data used. A plan portfolio's investment return and principal value will fluctuate so that an investor's shares or units when redeemed may be worth more or less than their original cost. Investors should carefully consider plan investment goals, risks, charges and expenses by obtaining and reading the plan's official program description before investing. Investors should also consider whether their beneficiary's home state offers any tax or other benefits that are available for investments only in such state's 529 plan.

For a more in-depth explanation of our methodology, please read our white paper.

Brokers, please note: For internal use only and not for use with or to be shown to the investing public.

Disclaimer: Saving For College, LLC shall not be liable for any errors or omissions in this report. Users should rely on official program disclosures.

For broker-sold plan rankings, click here.

 

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