529 plan performance review: Q2 2018

Mark KantrowitzBy: Mark KantrowitzBy: Savingforcollege.com | 

Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for 1-, 3-, 5-, and 10-year investment performance. Our 529 plan performance rankings include plans that consumers can enroll in directly, as well as those sold through brokers and fee-based financial planners.

In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. We use a subset because plans vary greatly in their underlying investment options. We use a representative subset of options to compare plans on an apples-to-apples basis. The "performance score" determines the ranking. For more details, please view our methodology.

It is important to remember that this data represents historical performance. Past performance over any period is not a guarantee of future results.

529 plan performance rankings

Generally, there has been a decline in performance across-the-board in all 529 plans, except possibly with New Jersey's advisor-sold Franklin Templeton 529 College Savings Plan. Plans that had greater exposure to foreign stocks seem to have experienced greater performance declines, perhaps due to the impact of trade tensions and xenophobia.

Direct-sold

The top performers averaged across all ranked categories can be found below with the New York's 529 College Savings Program -- Direct Plan and The Vanguard 529 Savings Plan being the only ones to rank in the top 10 in each time period. However, it could reason that California's ScholarShare 529 will join them when the plan has enough historical data to obtain 10-year 529 plan performance rankings.

Plan1Y3Y5Y10YDetails
California: ScholarShare529211-


New York's 529 College Savings Program -- Direct Plan

4232


Nebraska Education Savings Trust - Direct College Savings Plan

3312-


Wisconsin: Edvest796-


Alaska: T. Rowe Price College Savings Plan

141043


University of Alaska College Savings Plan

141043


SMART529 WV Direct College Savings Plan

14721


Nevada: The Vanguard 529 Savings Plan

861010


Maine: NextGen College Investing Plan -- Client Direct Series

117812


South Carolina: Future Scholar 529 College Savings Plan (Direct-sold)

913145


Advisor-sold

The top performing advisor-sold 529 plans across all ranked time periods can be found below.

Plan1Y3Y5Y10YDetails

Indiana: CollegeChoice Advisor 529 Savings Plan

212-


Nevada: Putnam 529 for America

1101-


Nebraska Education Savings Trust -- Advisor College Savings Plan

534-


Virginia: CollegeAmerica

10231


Illinois: Bright Directions Advisor-Guided 529 College Savings Program

65114


Ohio: BlackRock CollegeAdvantage Advisor 529 Savings Plan

4610-


Oregon: MFS 529 Savings Plan

84132


South Carolina: Future Scholar 529 College Savings Plan (Advisor-sold)

14766


Arizona: Ivy InvestEd 529 Plan

32087


Maine: NextGen College Investing Plan -- Client Select Series

22955



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Mark Kantrowitz

Mark Kantrowitz

Publisher and VP of Research

Mark Kantrowitz is a nationally-recognized expert on student financial aid, scholarships and student loans. His mission is to deliver practical information, advice and tools to students and their families so they can make informed decisions about planning and paying for college.