Idaho 529 College Savings Plans

Consumer Plans

Consumer plans fall under three categories: direct-sold, unit-type prepaid, and contract-type prepaid.

529 plans allow investors to purchase directly from the plan manager. You will have to rely on your own research to identify your best options, or you can hire a fee-based financial planner.

Direct-sold 529 plans are approved and monitored by each state and are managed by professional investment firms. There are no sales charges with these plans.

Unit-type prepaid plans allow you to buy 'units' of tuition which may equate to credits or hours.

Contract-type prepaid plans can be purchased to cover between 1 to 5 years of future tuition either on a lump sum or installment basis.

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Did you know that you can open a 529 plan offered by another state? Here's an alternative plan for you to consider:

Featured 529 Plan

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The Vanguard 529 College Savings Plan

The Vanguard 529 College Savings Plan, offered by Nevada, is available to residents of any state, and offers low costs, experience and easy-to-manage savings options.

Resident

4.5 / 5

Non-Resident

4.5 / 5

Plan details | Investment Options

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Idaho College Savings Program (IDeal)

The Idaho College Savings Program (IDeal) is managed by Ascensus College Savings and offers 10 investment options: twelve target enrollment portfolios, six fixed portfolios using Vanguard mutual funds, and a Savings Portfolio invested in the Sallie Mae High-Yield Savings Account. Accounts can be linked to the Upromise rewards service....

Resident

4 / 5

Non-Resident

4 / 5

Plan details | Investment Options