You could win

$1,529

in Cash for College

529 Reasons to open a 529 Plan

Savingforcollege.com's $1,529 Scholarship Sweepstakes!

*Need inspiration? Scroll down to read our favorite reasons to open a 529 plan!

We 529 Plans!

This 529 Day, we've enlisted our staff, friends and readers to help create our "529 reasons to open a 529 plan" list. Share them with your friends and help spread the 529 love!

# Reason
1Tax-free growth
2Your child won't be forever a loan
3Your state may offer additional tax benefits for contributions
4You can invest in almost ANY state's plan
5If you win our sweepstakes, you'll have a place to put the $1,529
6Kids whose parents save for college have less student loan debt
7No limits on annual contributions
8If your child gets a scholarship, you can withdraw the amount of the scholarship from your 529 plan tax and penalty free
9Who better to invest in than your kids?
10Your children will thank you later
# Reason
11Tax-free withdrawals (for qualified higher education expenses)
12Earnings are never taxed if used to pay for qualified higher education expenses
13Your contributions are never taxed. Period.
14Estate tax benefits
15Make a large one-time contribution without affecting your lifetime gift tax exemption
16You can contribute up to $70,000 ($140,000 for a couple filing jointly) in one year without triggering the gift tax exclusion
1734 states, including D.C. offer tax benefits to residents who contribute to a 529 plan
1825 states offer state tax deductions for contributions to their in-state 529 plans
193 states offer a state tax credit for contributions to their in-state 529 plans
206 states offer state tax deductions for contributions to any 529 plan in the country
21Alabama residents enjoy a state tax deduction for contributions to an Alabama 529 plan
22Arizona residents enjoy a state tax deduction for contributions any 529 plan in the country
23Arkansas residents enjoy a state tax deduction for contributions to an Arkansas 529 plan
24Colorado residents enjoy a state tax deduction for contributions to a Colorado 529 plan
25Connecticut residents enjoy a state tax deduction for contributions to a Connecticut 529 plan
26D.C. residents enjoy a state tax deduction for contributions to a D.C. 529 plan
27Georgia residents enjoy a state tax deduction for contributions to a Georgia 529 plan
28Idaho residents enjoy a state tax deduction for contributions to an Idaho 529 plan
29Illinois residents enjoy a state tax deduction for contributions to an Illinois 529 plan
30Indiana residents enjoy a state tax credit for contributions to an Indiana 529 plan
31Iowa residents enjoy a state tax deduction for contributions to an Iowa 529 plan
32Kansas residents enjoy a state tax deduction for contributions any 529 plan in the country
33Louisiana residents enjoy a state tax deduction for contributions to a Louisiana 529 plan
34Maine residents enjoy a state tax deduction for contributions any 529 plan in the country
35Maryland residents enjoy a state tax deduction for contributions to a Maryland 529 plan
36Michigan residents enjoy a state tax deduction for contributions to a Michigan 529 plan
37Mississippi residents enjoy a state tax deduction for contributions to a Mississippi 529 plan
38Missouri residents enjoy a state tax deduction for contributions any 529 plan in the country
39Montana residents enjoy a state tax deduction for contributions any 529 plan in the country
40Nebraska residents enjoy a state tax deduction for contributions to a Nebraska 529 plan
41New Mexico residents enjoy a state tax deduction for contributions to a New Mexico 529 plan
42New York residents enjoy a state tax deduction for contributions to a New York 529 plan
43North Dakota residents enjoy a state tax deduction for contributions to a North Dakota 529 plan
44Ohio residents enjoy a state tax deduction for contributions to an Ohio 529 plan
45Oklahoma residents enjoy a state tax deduction for contributions to an Oklahoma 529 plan
46Oregon residents enjoy a state tax deduction for contributions to an Oregon 529 plan
47Pennsylvania residents enjoy a state tax deduction for contributions any 529 plan in the country
48Rhode Island residents enjoy a state tax deduction for contributions to a Rhode Island 529 plan
49South Carolina residents enjoy a state tax deduction for contributions to a South Carolina 529 plan
50Utah residents enjoy a state tax credit for contributions to a Utah 529 plan
51Vermont residents enjoy a state tax credit for contributions to a Vermont 529 plan
52Virginia residents enjoy a state tax deduction for contributions to a Virginia 529 plan
53West Virginia residents enjoy a state tax deduction for contributions to a West Virginia 529 plan
54Wisconsin residents enjoy a state tax deduction for contributions to a Wisconsin 529 plan
55On an after-tax basis, returns from 529 plans beat benchmark investments in every asset-allocation category tested
56Simplified tax reporting Part 1: You won't receive a 1099 until you make a withdrawal
57Simplified tax reporting Part 2: You only report 529 plan withdrawals that are taxable
58Some states will give you a tax break on contributions no matter how long the funds are kept in your 529 plan
59529 plans offer greater growth potential than a taxable investment account
60Maine residents are eligible for a matching grant when they open a NextGen 529 account
61You don't have to report 529 earnings on your tax return until you withdraw
# Reason
62New York's 529 College Savings Program Direct Plan is offering a chance to win a $500 contribution to a New York 529 Direct Plan account.
63Suze Orman says: 'In my opinion, the best way to [save for college] is with a so-called 529 Savings Plan'
64President Obama has 529 plans for daughters Sasha and Malia
65In case they miss the scholar ship, they can still board and room
66Your children should have 99 problems, not 100
67Help keep your child's bright future from being clouded by debt
68Be your child's hero by keeping his/her debt at zero
69So your kid won't worry and just be happy
70So your kid can tweet '#blessed'
71By saving green, you'll keep your kids out of the red
72Save for higher education while reducing taxation
73Don’t let educat2ion hold your child back / put your child at a disadvantage
74It's better (and cheaper) to save now than to borrow later
75529 plans are a better investment than toys
76Give your kids the gift of freedom
77Give your kids the present of a future
78If you save smart, your kid will be
79Keep your child from drowning in debt
80Your child will have no excuse not to go to college
81If Miles Teller would've had a 529, he wouldn't be stuck paying back student loans.
82Don't burden your kids with debt. The Obamas owed a combined $120,000 after college and carried these debts for the first 25 years of their marriage.
83Taylor Swift gave a fan $1,989 to help with student loans. You should do the same for your #1 fan.
84Keep your child's pockets hole-free
85Parents pay the price for children’s student debt
86Be your nephew/niece's favorite uncle instead of 'that one weird uncle'
87Mid-life crisis? Instead of a red convertible sports car invest in a 529 for your kid
88Your child will be grateful
89If a 529 plan were on Shark Tank, Mark Cuban would fight Mr. Wonderful for it.
90Better to invest in a 529 than your child's eventual DJ career / album
91Because Chuck Norris said so.
92What would Oprah do?
93Betty White would do it.
94Didn't you always want a doctor in the family?
95Didn't you always want a lawyer in the family?
96Didn't you always want a nurse in the family?
97Didn't you always want an accountant in the family?
98Your child's education is more important than your cable bill
99A 529 plan is like a sidewalk, it'll keep your kids off the streets
100Have no regrets, just funds
101Giving your kid a leg up shouldn't cost you an arm (re: loans)
102If your child receives the Alec Baldwin Scholarship you can change the beneficiary and give the funds to a sibling
103If your child receives the Gates Millenials Scholarship you can change the beneficiary and give the funds to a sibling
104If your child receives the Letterman Telecommunications Scholarship you can change the beneficiary and give the funds to a sibling
105If your child receives the Bruce Lee Scholarship you can change the beneficiary and give the funds to a sibling
106If your child receives the Michael Jackson Scholarship you can change the beneficiary and give the funds to a sibling
107If your child receives the Tony Bennett Scholarship you can change the beneficiary and give the funds to a sibling
108If your child receives the Derek Jeter Scholarship you can change the beneficiary and give the funds to a sibling
109If your child receives the Susan T. Buffett Scholarship you can change the beneficiary and give the funds to a sibling
110If your child receives the John Lennon Scholarship for Songwriters and Composers you can take a penalty-free withdrawal
111If your child receives a Seinfeld Scholarship you can take a penalty-free withdrawal
112If your child receives the Christopher Reeves Scholarship you can take a penalty-free withdrawal
113Because you refuse to accept the idea of a 'Boomerang Generation'
114Because you like to make your money work for you
115Becasue you want your child to be like a Lannister and always pay his debts
116You want an excuse to attend college basketball games
117You want an excuse to attend college football games
118Your child can use 529 funds to pay for Clown College, like Cam from Modern Family
119You've always wanted to put a college sticker on the back of your minivan
120You've been saving your fraternity paddle to pass down to your son
121You've been saving your sorority paddle to pass down to your daughter
122You won't feel left out on 529 Day (May 29th)
123A 529 account is a great place to put your diaper money once your toddler is potty trained
124Because your child won't get a free lap seat when you travel much longer.
125Because there's no room in your basement for a student-loan debt ridden twenty-something
126It'll guarantee four years of freedom and partying. For you.
127One more thing to check off your to do list.
128You've always wanted your kids to leave the house so you can move to Florida.
129Your other kids might get scholarships, but there's always that one...
130Take charge of your child's future
131Don't leave your kid's future up to chance
132A 529 plans is a better investment than a lotto ticket
133You won't be sorry later
134What would Suze Orman do?
135It can make the difference between your child appearing on Shark Tank or The Real World
136Make a change by saving some
137College spring break is one of the best experiences ever.
138Everyone looks good in a graduation gown.
139Rooting for your college’s sports team makes them win more often.
140Everyone needs a college roommate that becomes a best friend.
141The freshman fifteen are a rite of passage.
142College bumper stickers are awesome.
143Throwing your graduation hat in the air is like throwing a ninja fighting star.
144You’ll immediately have an alumni network.
145College mascots are kind of like being at Disney world.
146Your college team will be ranked.
147You can buy clothing with your college logo at regular stores.
148If you don’t know what to wear, you can always wear clothing with your college logo.
149You can get discounts in your college’s town.
150So you can keep up with Joneses. Or I guess nowadays, the Kardashians.
306You don't have to pay taxes on your contributions, which means you won't end up like Lauryn Hill.
307It's better to put your money in a 529 account than down a toilet.
308Because the future is closer than you think.
309Before you know it, your kids will be 18.
310You've taught your kids to write thank you notes. If you open a 529 plan, they'll have someone to send them to.
311Alabama College counts is giving away 31 $529 accounts to Alabama residents
312ScholarShare College Savings Plan is offering $50 matching grants to families opening new accounts on 529 Day
313College Savings Bank is giving away 2 $250 accounts to 529 Day Webcast attendees
314IDeal College Savings Plan is giving away $529 to Idaho residents
315Iowa residents can enter to win a $5,290 College Savings Iowa 529 account
316Kansas Learning Quest 529 plan is giving away $1,529 and tickets to a Royals baseball game
317Nebraska Educational Savings Trust is giving away 5 $529 prizes to new accounts during May
318Nevada residents can win $529 to put towards a new or existing SSgA Upromise 529 account
319North Carolina residents can enter to win one of three $529 scholarships for their NC 529 plan
320Ohio CollegeAdvantage is giving away 10 $2,500 contributions to a CollegeAdvantage 529 account
321Oklahoma residents can enter to win 529 account contributions and Zoo prizes during May
322Oregon residents can win one of 15 $529 accounts being given away as part of the 'Save the Day! Save for College!' Program
323Future Scholar is offering a $529 grant to families with babies born on 529 Day who open a new account
324Virginia inVEST is giving away $10,000 to new or existing 529 account owners
325Virginia newborn babies born on or around 529 Day will be eligible to receive $529 towards a 529 account
# Reason
151Leave a meaningful legacy for your grandchildren
152It's easy to open a plan. You can do it yourself online in just minutes.
153Grandparents who open 529 plans retain control of the plan, not the beneficiary
154Grandparents can reduce their estate tax exposure by making 529 plan contributions
155What's a better investment than your grandchild's future?
156529 plans are a great place for grandparents to put required minimum distributions from an IRA, 401k, or employer-sponsored retirement plan
157Live up to the name: GRANDparent
158Help your favorite grandchild. You 'don't have a favorite'? Then help all your grandchildren.
159Cheat your way to becoming the favorite grandparent
160Don't leave your grandchild's future up to chance
161Make his 529 plan another grandparent story they can tell.
162So your daughter doesn't spend your grandchild's college savings check on shoes.
163So your son doesn't spend your grandchild's college savings check on a sporting event.
164So they will always think of you when their friends complain about their student loans.
165You can invest in almost ANY state's plan
# Reason
166An education tax benefit you don’t want to over look. Gary E. Carpenter, CPA, CCA
167A flexible plan that can be use for the whole family. Gary E. Carpenter, CPA, CCA
168Pay for college and save taxes. Gary E. Carpenter, CPA, CCA
169 So YOU don't wind up neck-deep in parent PLUS loans and unable to retire.  - @lizweston
170 Leverage 529 plans to support your child's desire for higher education.  - @BlueOceanGW
171 Too many video games & toys: Encourage family & friends to give to your child's 529 plan for birthdays and holidays.  - @BlueOceanGW
172 An investment in knowledge pays the best interest: The 529 plan  - @BlueOceanGW
173 Intelligence + Character = The goal of a true education. A 529 plan can make it happen.  - @BlueOceanGW
174 We make a living by what we he, we make a life by what we give. (Give the gift is education). Open a 529 plan  - @BlueOceanGW
175 Make college savings a team effort: friends & family can easily contribute to a child's 529 plan with online gifting
176 Saving for college is taxing enough – maximize tax savings with a 529 plan  - @SweeneyFidelity
177 Share your college savings goals with family and friends. 90% of grandparents say they’d help if asked  - @SweeneyFidelity
178 Fidelity College Savings Indicator shows on avg parents plan to cover 64% of children’s college costs, yet on track to save just 28%  - @Fidelity
179 Fidelity College Savings Indicator says parents are on track to meet 28% of college savings goals; boost funds with a 529 plan  - @Fidelity
180 Using a credit card with rewards linked to a 529 account means everyday purchases can help fund college savings  - @Fidelity
181 Open a 529 before a child is born. Start saving now, watch $ grow with your child & change the beneficiary name later if needed  - @Fidelity
182 I save in a 529 plan because I've found it a great way to put 'money' gifts from aunts, uncles, and grandparents to good use - my son's future.  - @collegeinvestin
183 Even if you’re not sure what path your child will take, a 529 can be used for almost any post-high school education, it’s not just for traditional 4 year universities.  - @CollegeAveLoans
184 To help relieve stress, it helps to set aside money monthly dedicated to grow a college fund and a 529 Plan allows for tax free growth that can be used on qualified expenses.  - @CelestHorton
185 Opening a 529 plan enables working families to help the next generation obtain the 'American Dream.'  - @leafsavings
186 The best protection against the rising cost of college is to save regularly in a 529 plan.  - @leafsavings
187 A higher education is one of the top returning asset classes over the past 100 years; open a 529 plan and give your child the chance to enjoy an outstanding return on their life.  - @leafsavings
188 For some people, prepaid college tuition plans are a can't-lose investment.  - @thesimpledollar
189 Stop worrying already. Start saving.
190 Saving for college through a 529 can make you feel like a genius because you'll be in a much better position to afford college.
191 Saving automatically though a 529 will free up time to do anything else you want to do.
192 You can invest like a financial pro even when you aren't by relying on 529 age-based portfolios.
193 Investing in a 529 can be a much better birthday or holiday present for a child.
194 If you hate paying taxes, you'll love a 529.
305 Saving in a 529 plan helps foster college awareness & aspiration in your child!
# Reason
195Total contribution limits are high
196Use 529 funds to pay for tuition
197Use 529 funds to pay for books
198Use 529 funds to pay for supplies required by the college or university
199Use 529 funds to pay for housing (on and off-campus)
200You can contribute regardless of your income level
201529 plans offer a range of investment options to suit every need
202Prepaid tuition plans let you lock in tuition rates for participating universities
203Worried about investment risk? Some 529 plans offer guaranteed savings options
204Some plans offer socially responsible investment options
205You can change your investment allocation twice a year
206529 plans have a minimal impact on financial aid
207Withdrawals from a parent's 529 plan are not counted as student income for the FAFSA
208529 plans from one state can be used to pay for college in any other state
209529 plans from any state can be used at any accredited college or university in the United States (and some foreign institutions too)
210529 plans can be used to pay for community college
211529 plans can be used to pay for technical and vocational schools
212If your child goes to a U.S. Military Academy, you can withdraw funds from your 529 plan without a penalty
213You can start a 529 plan before your child has a Social Security #, just make yourself the beneficiary
214It's easy to change beneficiaries on a 529 plan
215You can use a 529 plan to pay for graduate school
216You can use a 529 plan to pay for your own higher education
217You can use a 529 plan to pay tuition, books and supplies, even if you're only taking one class
218If you have leftover funds in a 529 plan, you can make another child or even yourself the beneficiary
219You can roll over your 529 plan assets to a different 529 plan once every 12 months
220The account owner retains full control of the funds in a 529 plan, even after the beneficiary turns 18
221529 plans are the most flexible way to save for college
222529 plans offer more benefits than any other savings or investment vehicle for college savers
223Better for financial aid than an UGMA or UTMA account
224There are over 100 529 plans to choose from, and thousands of investment options
225Fidelity offers 529 plans
226Vanguard offers 529 plans
227T. Rowe Price offers 529 plans
228TIAA-CREF offers 529 plans
229Allianz offers a 529 plan
230Alliance Bernstein offers a 529 plan
231Columbia Management offers a 529 plan
232Franklin Templeton offers 529 plans
233USAA offers 529 plans
234John Hancock offers a 529 plan
235Legg Mason offers a 529 plan
236Oppenheimer Funds offers 529 plans
237Merrill Lynch offers a 529 plan
238Voya offers a 529 plan
239American Century offers a 529 plan
240Hartford Life Insurance offers 529 plans
241Putnam Investments offers a 529 plan
242One of the few things the House of Representatives has agreed to recently is strengthening 529 plans
243529 plans are a low maintenance way to save for college. Set it and forget it!
244Most plans allow you to make contributions with automatic deductions from your bank account
245Substantial deposits are allowed (over $300,000 per beneficiary in many state plans)
246A 529 plan can be owned by a Trust
247With almost 12 million 529 plan accounts, millions of families use 529 plans for college savings
248NCAA athletic scholarships are only awarded to about 2 percent of high school students
249NCAA athletic scholarships are typically under $11,000, less than half the average one-year cost of a public university
250Students typically need to graduate in the top five to ten percent of their class to get any amount of academic scholarship
251Get a head start on saving. You can open a 529 plan before your baby is even born!
252Adjusting for inflation, the cost of 1 year of tuition, fees, room and board at a private university has increased by 38% since 2000.
253Adjusting for inflation, the cost of 1 year of tuition, fees, room and board at a public university has increased by 63% since 2000.
254The costs to attend private university has been growing at a rate 2.2% per year faster than inflation over the past 15 years.
255The costs to attend public university has been growing at a rate 3.3% per year faster than inflation over the past 15 years.
256If you contribute $100 per month to a 529 plan for 18 years, you could have $45,000
257If you contribute $250 per month to a 529 plan for 18 years, you could have $112,000
258If you contribute $500 per month to a 529 plan for 18 years, you could have $225,000
259A one-time contribution of $10,000 to a 529 plan could yield $42,000 in 18 years
260A one-time contribution of $25,000 to a 529 plan could yield $104,000 in 18 years
261Did you get an inheritance? A one time contribution of $50,000 to a 529 plan could yield $209,000 in 18 years
262If you're not sure which plan to open or how to invest your plan contributions, a financial advisor may be able to help you get started
263Many plans offer low fees, leaving more of your money to pay for college costs
264529 plans are a smart choice when it comes to getting financial aid
265You can use a 529 plan to save for a nephew, niece, godchild, family friend…the sky's the limit!
266You can keep contributing to a 529 plan even after the child starts college
267529 plans are a great place to put cash gifts from family and friends
268The Savingforcollege.com 5-cap ratings can help you sort through your 529 plan options more easily
269Savingforcollege.com publishes quarterly rankings of 529 plans to help you identify the best performing plans
270Want your child to study abroad? 529 plan funds can be used to pay for tuition and certain other costs of eligible overseas schools
271You can open as many 529 plans as you want
272Student loans may become more expensive in the future
273Procrastinating costs more than saving
274You'll spend more money if you have to rely on loans than you would have if you set aside money in a college savings plan
275529 plans offer advantages over U.S. Savings Bonds
276A great place to earmark funds to be used only for college
277Some 529 plans make it easy to get gifts from family and friends deposited directly into your account
278Save more with gifts from family and friends. Plans managed by College Savings Bank offer a social gifting feature
279Save more with gifts from family and friends. Fidelity plans offer the College Gifting Program.
280Save more with gifts from family and friends. Ugift makes it easier for family and friends to contribute to accounts with participating plans.
281Save more with gifts from family and friends. Plans managed by TIAA-CREF have an e-gifting feature.
282Save more with gifts from family and friends. Alabama CollegeCounts lets guests contribute through GiftEd.
28312 states offer FDIC-insured 529 plan options
284Use 529 funds to pay for summer courses (if the student is enrolled at least half-time)
285Because you want your child to earn $17,500 more annually than their peers who don't go to college
286Colleges are offering less need-based financial aid
287Higher education is no longer viewed as a public good as the burden of costs shifts to the students
288Students whose parents save for their college are 39 percent less likely to have student loan debt.
289State appropriations to higher education have been declining
290Your employer may offer payroll deductions to make 529 plan contributions
291Your employer may offer matching contributions to 529 plans
292Assets in a 529 plan are sometimes disregarded when calculating state-funded financial aid eligibility if the student is applying to an in-state school
293Some 529 plans offer socially responsible investments
294Age-based plans shift assets automatically based on the age of the beneficiary.
295Many plans have minimum contribution requirements as low as $25 per month
296The College Savings Planner can give you can idea about how much to save
297Savingforcollege.com 's performance rankings show the top performing plans
298529 plans have no expiration date
299You can use 529 savings to pay for culinary school
300You can use 529 savings to pay for trade school
301529 funds can be used to pay for dual enrollment courses while the student is still in high school
302It only takes about 20 minutes to enroll in a plan online
303You only have 18 or less years to save
304Feeling generous? You can use a 529 plan to fund a scholarship!
326So your kid won't have to eat ramen noodles until you're 65.
327So my children have money someday to buy a house.
328College success requires a well excecuted plan not just a dream. 529's should be part of that Plan.
329So my kids don't have to struggle to pay for college when they grow up and so they aren't paying student loans at age 39 (like I am).
330To put 3 kids through college debt free!
331Give my kids a debt-free start to their adult lives.
332I want my children to be able to choose a college education based on their interests and dreams not the price.
333Already done and are now enjoying the benefits! Daughter is about to start her Jr. year and is DEBT FREE!
334Help my niece and her single dad with future expenses.
335Interest working for us now rather than against us later!
336To help my son achieve is dream of going to college.
337The best way to defray higher education costs.
338So I can look back and know I did what I could to help make college a possibility for my children.
339Give your money a chance to grow into a better future for your kids
340I want my daughter to have the life I didn't.
341Children with a dedicated college savings account are 7x more likely to attend college!
342So my daughter can enter her adult life debt free.....unlike her parents!
343Great way for Grandparents to contribute and make a difference!
344A down payment on a lifetime of income!
345College costs are so expensive it makes sense to save and invest in order to ensure that we have the means to support those costs.
346I want my kid to go to the college of her choice!
347Means less time required to work and more time for study
348529 is the easy and tax friendly way to invest in my children's future!
349My FIVE wonderful children
350Easy paycheck withdrawals to keep me saving for my son's education.
351End the cycle of student loan debt.
352Tax incentives - many contributions are exempt from state taxes
353My new baby grandtwins!
354The most important gift is an education a 529 plan makes sure your grandchildren get that gift no matter the family circumstances.
355So my son can avoid having to pay interest on student loans.
356Even small contributions over a long time period can add up to significant amounts for college expenses.
357It is a gift for my new grandson which will live beyond me.
358Give your children the chance to pursue their dream career not just find a job.
359A surprise high school graduation gift for my grandchildren....shhh please don't tell!
360So we can eat while our child is in college
361Auto-pilot! I love the way I can put a certain amount of money in each month without thinking about it. It accumalates very nicely over time.
362Show my children the value of saving
363So we can pay for kids college without loans or tapping retirement accounts
364To help my 2 beautiful kids go to college!
365You can think about what vacations you can plan as you retire instead of worrying about whether your kids have the financial means for college.
366To show my child how compound interest generates money over time.
367To make it easier for my children to send their children to college
368My parents paid for my and my brother's college educations and I'd love to be able to do the same for my boys!
369To teach my children smart money choices monkey see monkey do!
370Once I setup the automatic funding for my grandchildren I never even noticed the missing money each month.
371We want to be sure they can take care of themselves when we are gone.
372Education is the best investment
373Limits are so high so you can save more than enough for your entire college costs. And you can change beneficiaries if need be.
374To build a better America for me and my family
375A gift that will allow my children to have access to a bright future and the ability to pursue their dreams.
376Investment grows over time and it helps me be diligent about saving every month
377We work hard to invest in our futures; the adults' 401k and IRAs the child's 529. Anything we can do now to prepare us all for the future the better.
378Saving for the future helps bring more excitement for college with each passing year. Never too early to share your 529 dream with your own dear children.
379Your children will thank you later
380 We had a birthday gift for our daughter easily picked out every year..besides a toy
381Because time is the one asset you can't replace.
382We switched daycare $$ to a 529 when our son started kindergarten a great way to use money we were already used to spending.
383You were going to help pay for their education anyway might as well save taxes and grow your investment
384My reasons are my four boys.
385To give my kids the brightest future possible.
386Tax-free growth with tax benefits now! Plus it just makes my family's future feel more secure.
387It may enable the student to pick the college they prefer rather than settling for one they can afford.
388Living a debt-free lifestyle is a huge goal that can be attainable by saving for college as the kids grow up.
389I don't want to burden my children with the loan debt that took me 14 years to pay off and robbed of countless opportunities that money could of provided..
390It's like a vacation club for education!
391If it isn't used by your child it can be transferred to another family member.
392It is a lot easier to do some well-planned saving now than to saddle our child with high interest student loans later!
393Because it's the most profound way to show your children that you love them.
394It is a more valuable gift to give kids than a toy they will use for a couple of months
395Someday my children will be able to take care of me in a fashion I have been accustomed to!
396I believe that if I save for them then it will give them an incentive to go to college and also save for their children in the same way
397Because colleges don't accept triple-shot no foam lattes for tuition.
398As a parent it certainly falls in line with acting responsibly
399Our Legacy: Great memories, Grandma's love and pie recipe, Grandpa's Jokes....The wise Gift of a 529
400My two little boys who were adopted from China might not have ever been able to go to college. That is why I am saving like crazy to give them every opportunity the US has to offer.
401The light of my life my son Endoni
402Because I love my baby and don't want her to have to know what it's like to struggle
403My daughter is graduating and not getting the scholarships I expected
404Pay Now, Play Later!
405To teach my son that reaching his goals takes time, patience and dedication... just like saving in a 529!
406How else can my child afford college?
407To help my kids reach their dreams
408Hide some money from the MAN
409It is an organized and easy way for a family (especially grandparents) to help their children with a successful future as students and as a family.
410My daughter is a bright girl and I want to ensure her a promising future
411529 plans help you leave a legacy
412My daughter will be entering college in two years and I am going to take online classes to change my career.
413For us college was not an option and for every $1 saved is a $1 that we didn't have to borrow.
414I should have opened one 4 years ago, but now is better than never...
415As a single mom of 2 girls who has no financial support from the father I need to prepare for my daughter's futures with a 529 plan
416The gift of an education is worth far more than any toy!
417Take some burden off of monthly college payments
418My kid only went to community college; I want my granddaughter to not only have the full college experience but have the quality of life that comes from a 4-year degree
419In my home country of England I didn't have to pay for college because the government paid. Now as an American I need to ensure my two children can be as educated as I am without going into debt long-term.
420For my own Master Degree Program
421We won't have to come up with all the money at once especially with having twins.
422I have three kids the more prepared we are the less the stress.
423To take care of the next generation financially.
424I want my children to never have to worry about if they can afford to go to school.
425So that my children do not have to take out loans for college.
426To start my kids off on the right foot with less student loan debt.
427So that my kids won't graduate with overwhelming loans!
428You can transfer it to another one of your children if your college student does not need it.
429So my sons don't have to eat Ramen the whole time they are in college!
430To add opportunities to my child's future.
431A wide range of investment options and all tax free.
432To start my own business and make a successful future for me and my daughter.
433Newborn daughter! What better reason do I need?
434Become my grandchildrens favorite grandparent.
435The gift that grows for 18 years.
436To start when they are young and maximize the potential.
437I don't have to pay taxes on capital gains!
438Savings accumulate faster with tax-deferred growth.
439I will have a place/way to keep any scholarships my children get now in there junior and freshmen years of high school.
440Easy stress free way for monthly contributions to make a big impact
4412 children going to college in the next 8 years.
442Gifts in a 529 account entices the child to learn about college.
443So I can make my parents proud both by graduating from college and by graduating without burdening them with hundreds of thousands in debt
444To help my child with the cost of their education.
445Enhanced savings!
446Helping my child prepare for her future.
447To most effectively save for my grandchildren's college education
448My son can start working without having student loan debt to worry about
449Why Not?
450It's the better option for now AND later.
451Leverage against the high cost of education in the future.
452I hope to alleviate most if not all of the financial burden on my children so that they can focus on reaching their full potential in college.
453I am set in my goals of completing college and hopefully receiving a stable career that will balance me enough for a family.
454To achieve my happiness.
455I want my children to finish college
456To decrease my daughters out of pocket costs
457Need to get this kid all smart
458The kids might actually go to college. Then again trade school might be an awesome option.
459It's a better investment than a 72'' flatscreen tv

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