Directory of Financial Professionals

Please read the following Agreement before applying for listing in the Directory of Financial Professionals. Please acknowledge your agreement with these terms and conditions by executing this Agreement through the submission of your registration and your completed exam to Saving for College, LLC.

The Directory of Financial Professionals (the "Directory") is an online directory of professionals with knowledge on college planning and qualified state tuition programs. The Directory is intended to provide investors and others seeking professional advice with a way to locate a proximate professional. In order to be included in the Directory, you must (i) personally be in the business of providing investment, legal, or tax services or products to individual clients; (ii) pay an annual listing fee to Saving for College, LLC; and (iii) agree to this Agreement by submission of your registration to Saving for College, LLC. You may not have a listing that covers more than one professional in your company; however, different professionals in your company may each apply for their own listing. You are responsible for ensuring that the information that appears in the Directory meets any requirements and standards under your professional or securities license. Saving for College, LLC assumes you have cleared your listing through all necessary channels before submission of registration.

Your listing in the Directory does not constitute an endorsement or recommendation of your products and/or services by Saving for College, LLC. You may not make any statements or produce any materials that in any way suggest that you are recommended by, or affiliated with, Saving for College, LLC. The optional exam you take confers no designation or certification and does not provide credit satisfying any continuing education requirements in your particular profession. Saving for College, LLC: (i) is not responsible for the content or accuracy of the information contained in your listing; (ii) has no involvement with the products and/or services that you may provide to individuals or entities that come to you through this Directory; and (iii) is not responsible for the client contacts you receive as a result of your listing with the Directory.

Prior to inclusion in the listing, you may choose to take an electronic exam administered by Saving for College, LLC, consisting of 25 questions covering Section 529 and related college planning topics. To enable you to take the exam, Savingforcollege.com will activate the Directory of Financial Professionals exam link in the "Manage Account" area of the website. After completing the electronic exam you will be sent results via email.

The exam is intended to provide an indication to Saving for College, LLC that you have general knowledge in the area of qualified tuition programs and related college planning topics. The date you were tested will appear below your name in the search results, showing the public that you have passed our exam. If you do not pass the exam, you have the opportunity to take the exam three times at no extra cost.

You may request to renew your test date at any time by taking our renewal exam.

A "Premium with Pro Directory" listing contains your name, credentials, company, title, disclaimer (if required by your compliance department), state(s) that you are registered and/ or licensed in, address, telephone number, fax, and e-mail address and e-mail address. For an additional cost, you may request a "Premium with Pro Directory Platinum" listing that contains all basic features plus the opportunity to describe your services and specialized expertise, a link to your personal or company web site, larger font, and will be highlighted.

Your listing will remain active in the Directory until your Advisor Subscription expires.

Saving for College, LLC may increase the cost of the basic and platinum listings at any time. Fees associated with subsequent renewals will be based on prices in effect at the time of your renewal.

Saving for College, LLC provides this service to you without warranty of any kind, express or implied. In no event shall Saving for College, LLC be liable to you for any consequential, incidental, indirect or punitive damages, including any lost profits or lost savings, in contract, tort or otherwise, even if Saving for College, LLC has been advised of the possibility of such damages.

You agree to indemnify and hold Saving for College, LLC, its officers, directors, employees, and agents harmless from any and all liabilities, claims, losses, obligations, actions, demands, costs, and expenses, including attorneys' fees, which may arise out of your acts or omissions in connection with any services performed by you or your agent on behalf of a user of the Directory.

Saving for College, LLC reserves the right in its sole discretion to deny or revoke your listing at any time and for any reason.

Saving for College, LLC cannot be held responsible for any internal compliance decision resulting in your removal from the Directory. If the Directory does not meet the standards of your company's legal or compliance departments you will NOT be eligible for a refund. After your formal request for deactivation from the Directory you will retain any associated benefits (Premium Service) for the remainder of your subscription period. It is our recommendation that you check with your legal and compliance departments prior to joining the Directory.

The terms and conditions contained in this letter shall be binding upon and inure to the benefit of the parties, their personal representatives, successors, and assigns. This letter contains the entire understanding between the parties and supersedes any prior understanding, memoranda, or other written or oral agreements between the parties with respect to the subject matter herein. No modification or waiver of this letter or any part hereof shall be effective unless in writing and signed by both parties. This letter and all rights of the parties shall be governed by and construed in accordance with, the laws of the State of New York pertaining to contracts made and to be wholly performed within such state, without taking into account conflicts of laws principles.

By submission of your registration to Saving for College, LLC you hereby agree to be bound by any and all terms and conditions specified herein.