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Borrowing has become a necessary financing tool for many college students and their parents. In fact, fifty-three percent of full-time, first-time undergraduates attending a public institution received a student loan in the 2011-12 school year.* The average loan amount exceeded $6,000. On these pages, we’ve put together some information and links to help you understand your options for borrowing money for college.
*National Center for Education Statistics, The Condition of Education 2014. Includes all students borrowing through federal, state, institutional, and private loan programs, but does not include parental borrowing through the PLUS Loan program.
- What are my student loan options?
- What is a Federal Stafford Loan?
- What is a Federal PLUS Loan?
- What is a Federal Perkins Loan?
- What is a Federal Consolidation Loan?
- Who is eligible to apply for federal student loans and other federal student aid?
- Do I have to show financial need in order to obtain a federal student loan?
- Will the interest on my student loan be deductible in computing my federal income taxes?