Massachusetts' U.Fund College Investing Plan, a Fidelity-managed 529 plan follows the same approach as other Fidelity plans in Arizona, Connecticut, Delaware and New Hampshire. It features three age-based options; one using Fidelity Series actively managed funds; one using Fidelity Series index funds; and a third using a combination of the two. The plan also offers 11 static options, and an option that invests in an interest-bearing deposit account.
- Program typeSavings
- Inception1999
- State agencyMassachusetts Educational Financing Authority (MEFA)
- Tax deduction
- Program ManagerFidelity Investments
- Program distributorFidelity Brokerage Services, LLC
Investment Options
Investors in U.Fund College Investing Plan can select from the following investment options. Click on a portfolio name for more information.
Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.
| Portfolio | E.R. | % Equity | 1YR Performance |
|---|---|---|---|
| Fidelity Blend: Portfolio 2024 | 0.41% | 17.32% | 8.18% |
| Fidelity Blend: Portfolio 2027 | 0.45% | 31.1% | 10.55% |
| Fidelity Blend: Portfolio 2030 | 0.49% | 44.24% | 12.77% |
| Fidelity Blend: Portfolio 2033 | 0.52% | 57.41% | 14.99% |
| Fidelity Blend: Portfolio 2036 | 0.55% | 70.78% | 17.54% |
| Fidelity Blend: College Portfolio | 0.4% | 14.99% | 7.33% |
| Fidelity Blend: Portfolio 2039 | 0.57% | 84.18% | 19.84% |
| Fidelity Funds: MA Portfolio 2039 | 0.81% | 84.16% | 19.93% |
| Fidelity Index Fund: MA Portfolio 2039 | 0.14% | 84.16% | 19.39% |
| Fidelity Blend: Portfolio 2042 | 0.6% | 94.99% | 21.27% |
| Fidelity Funds: MA Portfolio 2042 | 0.84% | 95% | 21.27% |
| Fidelity Index Fund: MA Portfolio 2042 | 0.14% | 95% | 20.77% |
| Fidelity Funds: MA Portfolio 2024 | 0.61% | 17.29% | 8.17% |
| Fidelity Funds: MA Portfolio 2030 | 0.72% | 44.23% | 12.77% |
| Fidelity Funds: MA College Portfolio | 0.6% | 14.99% | 7.27% |
| Fidelity Index Fund: MA Portfolio 2024 | 0.14% | 17.3% | 8.44% |
| Fidelity Index Fund: MA Portfolio 2030 | 0.14% | 44.23% | 12.68% |
| Fidelity Index Fund: MA College Portfolio | 0.14% | 15% | 7.6% |
| Fidelity Funds: MA Portfolio 2027 | 0.67% | 31.11% | 10.59% |
| Fidelity Index Fund: MA Portfolio 2027 | 0.14% | 31.1% | 10.67% |
| Fidelity Funds: MA Portfolio 2033 | 0.75% | 57.4% | 15.04% |
| Fidelity Index Fund: MA Portfolio 2033 | 0.14% | 57.41% | 14.79% |
| Fidelity Index Fund: MA Portfolio 2036 | 0.14% | 70.79% | 17.21% |
| Fidelity Funds: MA Portfolio 2036 | 0.78% | 70.78% | 17.59% |
