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General Information
College SAVE (Advisor)
North Dakota's College SAVE, managed by Ascensus College Savings, offers 9 investment options: three age-based options and six individual portfolios managed by Vanguard. In May 2017, the plan added an advisor-sold share class. Accounts can be linked to the Upromise rewards service. To find a financial advisor in your area, use the Directory of Financial Professionals.
Our Ratingix
4 of 5
Fee Scoreix
3 of 5
Performanceix
2.5 of 5
- Program typeSavings
- Inception2001 but substantially changed in November 2006; Advisor class units added in 2017
- State agencyBank of North Dakota
- Tax deduction
- Program ManagerAscensus College Savings
- Program distributorAscensus College Savings
Investors in College SAVE (Advisor) can select from the following investment options. Click on a portfolio name for more information.
Use the form below to filter through the investment options in this plan
Child age
Max Expense Ratio:2.5%
Age Based Investment Options
Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.
| Portfolio | E.R.ix | %Â Equity | 1YR Performance | Rank |
|---|---|---|---|---|
| Conservative | ||||
| Conservative: Newborn through 4 years (Blended Growth) | 0.83% | 62.5% | 15.12% | 28 of 37 |
| Conservative: 5 through 6 years (Moderate Growth) | 0.83% | 50.0% | 13.14% | 17 of 34 |
| Conservative: 7 through 8 years (Blended Moderate Growth) | 0.83% | 37.5% | 11.37% | 27 of 34 |
| Conservative: 9 through 10 years (Conservative Growth) | 0.83% | 25.0% | 9.48% | 33 of 34 |
| Conservative: 11 through 12 years (Conservative) | 0.83% | 12.5% | 7.61% | 34 of 38 |
| Conservative: 13 through 14 years (Income) | 0.83% | 0.0% | 4.59% | 38 of 38 |
| Conservative: 15 through 16 years (Balanced Income) | 0.83% | 0.0% | 3.71% | 42 of 44 |
| Conservative: 17 through 18 years (Conservative Income) | 0.83% | 0.0% | 2.7% | 43 of 44 |
| Conservative: 19 years or older (Interest Accumulation) | 0.48% | 0.0% | 2.12% | 44 of 44 |
| Moderate | ||||
| Moderate: Newborn through 4 years (Aggressive) | 0.83% | 87.5% | 19.04% | 18 of 35 |
| Moderate: 5 through 6 years (Growth) | 0.83% | 75.0% | 17.01% | 21 of 29 |
| Moderate: 7 through 8 years (Blended Growth) | 0.83% | 62.5% | 15.12% | 29 of 40 |
| Moderate: 9 through 10 years (Moderate Growth) | 0.83% | 50.0% | 13.14% | 18 of 34 |
| Moderate: 11 through 12 years (Blended Moderate Growth) | 0.83% | 37.5% | 11.37% | 36 of 46 |
| Moderate: 13 through 14 years (Conservative Growth) | 0.83% | 25.0% | 9.48% | 22 of 38 |
| Moderate: 15 through 16 years (Conservative) | 0.83% | 12.5% | 7.61% | 26 of 44 |
| Moderate: 17 through 18 years (Income) | 0.83% | 0.0% | 4.59% | 38 of 44 |
| Moderate: 19 years or older (Income) | 0.83% | 0.0% | 4.59% | 37 of 44 |
| Aggressive | ||||
| Aggressive: Newborn through 4 years (Aggressive Growth) | 0.83% | 100.0% | 20.91% | 12 of 29 |
| Aggressive: 5 through 6 years (Aggressive) | 0.83% | 87.5% | 19.04% | 8 of 29 |
| Aggressive: 7 through 8 years (Aggressive) | 0.83% | 87.5% | 19.04% | 7 of 29 |
| Aggressive: 9 through 10 years (Growth) | 0.83% | 75.0% | 17.01% | 22 of 29 |
| Aggressive: 11 through 12 years (Blended Growth) | 0.83% | 62.5% | 15.12% | 9 of 31 |
| Aggressive: 13 through 14 years (Moderate Growth) | 0.83% | 50.0% | 13.14% | 12 of 46 |
| Aggressive: 15 through 16 years (Blended Moderate Growth) | 0.83% | 37.5% | 11.37% | 6 of 44 |
| Aggressive: 17 through 18 years (Conservative Growth) | 0.83% | 25.0% | 9.48% | 25 of 44 |
| Aggressive: 19 years or older (Conservative) | 0.83% | 12.5% | 7.61% | 25 of 44 |
Static Investment Options
This refers to an investment option that is not programmed to change over time. The individual fund portfolio and multi-fund portfolio described below are static options. So are many portfolios that do not use mutual funds, such as stable-value options, guaranteed options, CD options, etc.
| Portfolio | E.R.ix | %Â Equity | 1YR Performance | Rank |
|---|---|---|---|---|
| Aggressive Growth Portfolio | 0.83% | 100.0% | 20.91% | N/A |
| Conservative Growth Portfolio | 0.83% | 25.0% | 9.48% | 13 of 22 |
| Growth Portfolio | 0.83% | 75.0% | 17.01% | 15 of 44 |
| Income Portfolio | 0.83% | 0.0% | 4.59% | 27 of 28 |
| Moderate Growth Portfolio | 0.83% | 50.0% | 13.14% | 19 of 35 |
Individual Investment Options
Sometimes called a single-fund option, this is a portfolio invested in a single mutual fund. Often the name of the 529 portfolio is very similar to the name of the underlying mutual fund. A large number of broker-sold 529s offer an extensive line-up of individual fund options, while a smaller number of direct-sold 529s offer them.
| Portfolio | E.R.ix | %Â Equity | 1YR Performance | Rank |
|---|---|---|---|---|
| Interest Accumulation Portfolio | 0.48% | 0.0% | 2.12% | 32 of 35 |
Use the form below to filter through the investment options in this plan