Compare 529 Plans by Features

State residency requirements

Who can be a participant/owner in the program?

No

To participate in the Alabama ABLE Savings Plan, the beneficiary must be a U.S. resident and an "Eligible Individual" under Section 529A.

None

U.S. citizens and resident aliens at least 19 years old, UGMA/UTMA custodians, and legal entities organized in the U.S.

None

U.S. citizens and resident aliens at least 19 years old, UGMA/UTMA custodians, and legal entities organized in the U.S.

None

U.S. resident individuals of legal age, UGMA/UTMA custodians, and legal entities organized in the U.S.

No

An account may be opened by an eligible individual under section 529A or his/her authorized individual with legal guardianship or power of attorney.

None

U.S. resident individuals of legal age, UGMA/UTMA custodians, and legal entities organized in the U.S.

None

U.S. resident individuals of legal age, UGMA/UTMA custodians, and legal entities organized in the U.S.

Yes

An account may be opened by a qualified beneficiary under section 529A or by an authorized legal representative on his/her behalf.

None

U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and legal entities.

None

Individuals of legal age, UGMA/UTMA custodians, and legal entities; joint ownership by spouses is permitted.

None

U.S. citizens and resident aliens of legal age, state/local government agencies, and 501(c)(3) organizations.

None

An account owner must be an eligible individual under Section 529A as well as a U.S. Citizen or resident alien with a SSI/TIN number and valid permanent U.S. street address.

None

U.S. citizens and resident aliens 18 years old or older, UGMA/UTMA custodians, and legal entities.

None

U.S. citizens and resident aliens 18 years old or older, UGMA/UTMA custodians, and legal entities.

None

An eligible individual may open an account for himself or herself. He or she must: (1) Be a U.S. citizen or an individual residing in the United States; (2) Be 18 years of age or older with the legal capacity to contract; (3) Have a Social Security number or other taxpayer identification number; and (4) Have a U.S. permanent address that is not a Post Office Box.

None

U.S. citizens and resident aliens at least 18 years old, emancipated minors, UGMA/UTMA custodians, and legal entities.

No

An account owner must be an eligible individual under Section 529A as well as a U.S. Citizen or resident alien with a SSI/TIN number and valid permanent U.S. street address.

None

U.S. citizens or resident aliens, trusts, 501(c)(3) organizations, and local governments.

None

U.S. resident individuals, UGMA/UTMA custodians, legal entities.

None

U.S. citizens and resident aliens including UGMA/UTMA custodians.

None

U.S. citizens and resident aliens, UGMA/UTMA custodians, and legal entities.

None

An account owner must be an eligible individual under Section 529A as well as a U.S. Citizen or resident alien with a SSI/TIN number and valid permanent U.S. street address.

The Plan is intended for but not limited to Connecticut residents who are U.S. residents, have a Social Security number or Tax Identification Number (Tax ID), and are at least 18 years of age.

U.S. citizens and resident aliens, UGMA/UTMA custodians, and legal entities.

None

U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and trusts.

None

U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and legal entities.

No

An account owner must be an eligible individual under Section 529A as well as a U.S. Citizen or resident alien with a SSI/TIN number and valid permanent U.S. street address.

No

An account owner must be an eligible individual under Section 529A as well as a U.S. Citizen or resident alien with a SSI/TIN number and valid permanent U.S. street address.

None

U.S. citizens and resident aliens of legal age, UGMA/UTMA custodians, and legal entities.

State residency is only a requirement of the beneficiary at time of application.

An account may be opened by a Florida resident with a qualifying disability or an authorized administrator acting on his/her behalf.

The beneficiary or the parent/guardian must have been a Florida resident for the 12 months prior to enrollment.

U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and legal entities organized in the U.S.

Beginning September 2019, the beneficiary must be a Florida resident at time of enrollment.

U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and legal entities organized in the U.S.

Yes

An account may be opened by a qualified beneficiary under section 529A or by an authorized legal representative on his/her behalf.

None

U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and legal entities.

None

An account may be opened by a qualified beneficiary under Section 529A or, if one is designated, his/her Authorized Representative on his/her behalf.

None

U.S. citizens and resident aliens of legal age, UGMA/UTMA custodians, and legal entities.

None

U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and legal entities.

None

Individuals 18 years of age or older, UGMA/UTMA custodians, a Trust, and certain legal entities.

None

U.S. resident individuals, UGMA/UTMA custodians, a Trust, and legal entities.

The account owner or beneficiary must be an Illinois resident for at least 12 months prior to application.

U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and legal entities.

No

An account owner must be an eligible individual under Section 529A as well as a U.S. Citizen or resident alien with a SSI/TIN number and valid permanent U.S. street address.

None

U.S. citizens and resident aliens at least 18 years old, emancipated minors, UGMA/UTMA custodians, and legal entities.

None

U.S. citizens and resident aliens at least 18 years old, emancipated minors, UGMA/UTMA custodians, and legal entities.

None

Individuals of legal age, UGMA/UTMA custodians, and legal entities.

No

An account owner must be an eligible individual under Section 529A as well as a U.S. Citizen or resident alien with a SSI/TIN number and valid permanent U.S. street address.

None

U.S. citizens and resident aliens at least 18 years old, and UGMA/UTMA custodians.

No

An account owner must be an eligible individual under Section 529A as well as a U.S. Citizen or resident alien with a SSI/TIN number and valid permanent U.S. street address.

None

U.S. citizens and resident aliens at least 18 years old, and UGMA/UTMA custodians.

No

An account owner must be an eligible individual under Section 529A as well as a U.S. Citizen or resident alien with a SSI/TIN number and valid permanent U.S. street address.

None

U.S. citizens and resident aliens, UGMA/UTMA custodians, and legal entities. Joint ownership is permitted.

None

U.S. citizens and resident aliens, UGMA/UTMA custodians, and legal entities. Joint ownership is permitted.

None

U.S. citizens and resident aliens, and UGMA/UTMA custodians. Joint ownership is permitted.

None

U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and legal entities.

Yes

An account may be opened by a qualified beneficiary under section 529A or by an authorized legal representative on his/her behalf.

Yes

Louisiana ABLE Accounts are available to eligible U.S. citizens and legal residents of the State of Louisiana with a valid Social Security number.

The account owner or beneficiary must be a Louisiana resident at the time of program enrollment.

U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and legal entities.

Yes

The account beneficiary may open their ABLE Account or may authorize anyone they select to become an authorized representative. If the beneficiary is unable to establish their own account, one of the persons allowed by regulation may open and manage the account, i.e. POA, conservator or legal guardian, spouse, parent, sibling, grandparent, representative payee appointed by the SSA -- in that order. An authorized representative may only act for the benefit of the beneficiary and may not have a beneficial interest in the account for the lifetime of the beneficiary.

None

U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and legal entities.

None

U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and legal entities.

None

U.S. citizens and resident aliens, UGMA/UTMA custodians, and legal entities organized in the U.S..

The account holder or beneficiary must be a Maryland or District of Columbia resident at the time of program enrollment.

U.S. citizens and resident aliens, UGMA/UTMA custodians, and legal entities organized in the U.S.

None

An account may be opened by a qualified beneficiary under Section 529A or, if one is designated, his/her authorized representative on his/her behalf.

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An Attainable Plan Account must be established by the designated beneficiary or on behalf of the designated beneficiary by a Person with Signature Authority (PSA). The PSA must be the designated beneficiary's parent, legal guardian, or have a valid power of attorney (POA). The designated beneficiary or PSA opening an Attainable Plan Account must be 18 years or older, a United States resident, and have a valid SSN.

None

U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and trusts.

None

Individuals

None

U.S. citizens or resident aliens at least 18 years old, UGMA/UTMA custodians, and legal entities.

No

An account may be opened to save for Qualified Disability Expenses by (i) an Eligible Individual or (ii) a Designated Representative on behalf of an Eligible Individual.

None

U.S. citizens and resident aliens, UGMA/UTMA custodians, estates, trusts, 501(c)(3) organizations, corporations, and state or local government agencies and instrumentalities.

The beneficiary must be a Michigan resident at the time of program enrollment.

U.S. residents at least 18 years old, UGMA/UTMA custodians, and legal entities. A MET contract cannot be purchased by residents of Arizona, Illinois, New York, North Dakota, Ohio, or Vermont.

No

An account owner must be an eligible individual under Section 529A as well as a U.S. Citizen or resident alien with a SSI/TIN number and valid permanent U.S. street address.

None

U.S. citizens and resident aliens, UGMA/UTMA custodians, and legal entities.

None

An account owner must be an eligible individual under Section 529A as well as a U.S. Citizen or resident alien with a SSI/TIN number and valid permanent U.S. street address.

None

U.S. citizens and resident aliens, UGMA/UTMA custodians, and legal entities.

The account owner or beneficiary must be a Mississippi resident at the time of program enrollment.

Individuals of legal age, UGMA/UTMA custodians, and legal entities.

Yes

An account may be opened by a qualified beneficiary under section 529A or by an authorized legal representative on his/her behalf.

None

U.S. citizens and resident aliens who have a Social Security number or taxpayer identification number, UGMA/UTMA custodians, and legal entities.

None

U.S. citizens and resident aliens of legal age, UGMA/UTMA custodians, and legal entities. Joint ownership by spouses is permitted.

No

An account owner must be an eligible individual under Section 529A as well as a U.S. Citizen or resident alien with a SSI/TIN number and valid permanent U.S. street address.

None

U.S. resident individuals with a valid Social Security number or taxpayer ID number, UGMA/UTMA custodians, legal entities.

No

An account may be opened by an eligible individual under section 529A or an authorized individual with valid power of attorney or the eligible individual's legal guardian or conservator.

None

U.S. resident individuals with a valid Social Security number or taxpayer ID number, UGMA/UTMA custodians, legal entities.

None

U.S. resident individuals with a valid Social Security number or taxpayer ID number, UGMA/UTMA custodians, legal entities.

None

Individuals of legal age, UGMA/UTMA custodians, trusts, state/local governments and 501(c)(3) organizations.

No

An account owner must be an eligible individual under Section 529A as well as a U.S. Citizen or resident alien with a SSI/TIN number and valid permanent U.S. street address.

None

U.S. citizens and resident aliens of legal age, UGMA/UTMA custodians, and legal entities.

The account owner or beneficiary must be a Nevada resident or account owner must be an alumnus of a Nevada college or university.

Individuals at least 18 years old, UGMA/UTMA custodians, and legal entities.

None

U.S. citizens and resident aliens, UGMA/UTMA custodians, trusts, and 501(c)(3) organizations.

None

U.S. citizens and resident aliens at least 18 years old and UGMA/UTMA custodians.

None

U.S. citizens and resident aliens, UGMA/UTMA custodians, and trusts.

None

U.S. citizens and resident aliens, and legal entities.

None

U.S. residents, UGMA/UTMA custodians, and legal entities.

Yes

An account may be opened by a qualified beneficiary under section 529A or by an authorized legal representative on his/her behalf.

Yes

An account may be opened by a qualified beneficiary under section 529A or by an authorized legal representative on his/her behalf.

None

U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and trusts.

None

Individuals of legal age, trusts, corporations, UGMA/UTMA custodians, and other legal entities. Account owners must provide a Taxpayer Identification Number.

None

An account owner must be an eligible individual under Section 529A as well as a U.S. Citizen or resident alien with a SSI/TIN number and valid permanent U.S. street address.

The contributor or the beneficiary must be a New Jersey resident at the time of program enrollment.

Individuals of legal age, trusts, corporations, UGMA/UTMA custodians, and other legal entities. Account owners must provide a Taxpayer Identification Number.

Yes

An account may be opened by a qualified beneficiary under section 529A or by an authorized legal representative on his/her behalf.

None

U.S. citizens and resident aliens at least 18 years old with a SSI/TIN number, emancipated minors, UGMA/UTMA custodians, and legal entities.

None

U.S. citizens and resident aliens at least 18 years old with a SSI/TIN number, emancipated minors, UGMA/UTMA custodians, and legal entities.

None

U.S. citizens and resident aliens including minors, trusts, and UGMA/UTMA custodians.

None

U.S. citizens and resident aliens including minors, UGMA/UTMA custodians, and legal entities.

No

An account owner must be an eligible individual under Section 529A as well as a U.S. Citizen or resident alien with a SSI/TIN number and valid permanent U.S. street address.

None

Any individual of majority age, UGMA/UTMA custodians, and legal entities are eligible for participation in the plan if, as of the date of the plan's Participation Agreement, the individual or entity: (i) is a Morgan Stanley Wealth Management advisory client; and (ii) consents and agrees to the terms and conditions of the Participation Agreement.

None

Individuals at least 18 years old, emancipated minors, UGMA/UTMA custodians, and legal entities .

No

An account owner must be an eligible individual under Section 529A as well as a U.S. Citizen or resident alien with a SSI/TIN number and valid permanent U.S. street address.

None

U.S. citizens and resident aliens at least 18 years old, UTMA/ UGMA custodians, trusts, state/local governments, and 501(c)(3) organizations.

None

U.S. citizens and resident aliens at least 18 years old, UTMA/ UGMA custodians, trusts, state/local governments, and 501(c)(3) organizations.

None

U.S. citizens and resident aliens, UGMA/UTMA custodians, trusts, and 501(c)(3) organizations.

None

U.S. citizens and resident aliens, UGMA/UTMA custodians, trusts, and 501(c)(3) organizations.

No

An account may be opened by a qualified beneficiary under section 529A or by an authorized legal representative on his/her behalf.

None

U.S. citizens or resident aliens at least 18 years old, UGMA/UTMA custodians, and legal entities.

None

U.S. citizens or resident aliens at least 18 years old, UGMA/UTMA custodians, and legal entities.

Yes

An account may be opened by a qualified beneficiary under section 529A or by an authorized legal representative on his/her behalf.

No

An account may be opened by a qualified beneficiary under Section 529A or, if one is designated, his/her Authorized Representative on his/her behalf.

None

an individual who is at least 18 years of age and a citizen of the United States of America ("US") or resident alien, a custodian UGMA/UTMA and legal entities. An account owner must be a U.S. resident with a U.S. address.

Yes

An account may be opened by a qualified beneficiary under Section 529A or, if one is designated, his/her authorized representative on his/her behalf.

None

U.S. citizens and resident aliens at least 18 years old, emancipated minors, UGMA/UTMA custodians, and legal entities.

None

Individuals at least 18 years old, UGMA/UTMA custodians, and legal entities.

No

An account owner must be an eligible individual under Section 529A as well as a U.S. Citizen or resident alien with a SSI/TIN number and valid permanent U.S. street address.

The account owner or beneficiary must be a Pennsylvania resident at the time of program enrollment.

Individuals at least 18 years old, UGMA/UTMA custodians, and legal entities.

None

Individuals at least 18 years old, UGMA/UTMA custodians, and trusts.

None

U.S. citizens and resident aliens, UGMA/UTMA custodians, and legal entities.

None

U.S. citizens and resident aliens, UGMA/UTMA custodians, and legal entities.

No

An account owner must be an eligible individual under Section 529A as well as a U.S. Citizen or resident alien with a SSI/TIN number and valid permanent U.S. street address.

None

U.S. citizens and resident aliens and UGMA/UTMA custodians. The Treasurer and Program Manager may permit other persons and legal entities to open accounts; joint ownership by spouses is permitted.

The account owner or beneficiary must be a resident of South Carolina, or an employee of the State of South Carolina, at the time of program enrollment.

U.S. citizens and resident aliens and UGMA/UTMA custodians. The Treasurer and Program Manager may permit other persons and legal entities to open accounts; joint ownership by spouses is permitted.

Yes

An account may be opened by a qualified beneficiary under section 529A or by an authorized legal representative on his/her behalf.

None

U.S. citizens and resident aliens at least 18 years old (individually or as joint owners), UGMA/UTMA custodians, and legal entities.

The account owner or designated beneficiary must be a South Dakota resident at the time of program enrollment.

U.S. citizens and resident aliens at least 18 years old (individually or as joint owners), UGMA/UTMA custodians, and legal entities.

None

An individual who has been diagnosed with a disability on or before age 26 may qualify by meeting one of the following: 1. Is eligible to receive Supplemental Security Income (SSI) 2. Is eligible to receive Social Security Disability Insurance (SSDI) 3. Has been diagnosed by a qualifying physician as having a physical or mental disability resulting in marked and severe functional limitations that is expected to last no less than 12 months.

None

U.S. citizens and legal residents at least 18 years old, UGMA/UTMA custodians, and legal entities.

None

Individuals, UGMA/UTMA custodians, and legal entities.

Yes

An account may be opened by an eligible individual under section 529A or his/her authorized individual with legal guardianship or power of attorney.

None

Individuals, UGMA/UTMA custodians, and legal entities.

The beneficiary must be a Texas resident or have a parent who is a Texas resident and is the named purchaser at the time of enrollment.

Individuals at least 18 years old, UGMA/UTMA custodians, and legal entities.

Yes

An account may be opened by a qualified beneficiary under section 529A or by an authorized legal representative on his/her behalf.

None

Individuals at least 18 years old, UGMA/UTMA custodians, and legal entities.

Yes

An account may be opened by a qualified beneficiary under section 529A or by an authorized legal representative on his/her behalf.

None

U.S. citizens and resident aliens, UGMA/UTMA custodians, and legal entities.

No

An eligible individual who is of legal age to own securities and is a U.S. citizen or legal U.S. resident may open an ABLEAmerica account as the account owner.

No

The account owner must be an eligible individual for whose benefit all contributions are made.

None

U.S. citizens and resident aliens, UGMA/UTMA custodians, and legal entities.

None

U.S. citizens and legal residents at least 18 years old, UGMA/UTMA custodians, and legal entities.

None

U.S. citizens and resident aliens of legal age, UGMA/UTMA custodians, and legal entities.

The account owner or the beneficiary must be a Washington resident at the time of program enrollment.

Individuals (including minors), UGMA/UTMA custodians, and legal entities.

Yes

An account may be opened by a qualified beneficiary under section 529A or by an authorized legal representative on his/her behalf.

The account owner or beneficiary must be a West Virginia resident at the time of purchase.

Individuals at least 18 years old and approved legal entities.

None

U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and legal entities.

The account owner or designated beneficiary must have a West Virginia mailing address or be a West Virginia resident on active duty in the U.S. armed forces.

U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and legal entities.

None

U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and legal entities.

Yes

An account may be opened by a qualified beneficiary under section 529A or by an authorized legal representative on his/her behalf

None

U.S. citizens and resident aliens of legal age, UGMA/UTMA custodians, and legal entities.

None

Individuals and Joint Owners of legal age, UGMA/UTMA custodians, and legal entities.

Yes

An account may be opened by a qualified beneficiary under section 529A or by an authorized legal representative on his/her behalf.