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Plan Program match on contributions: Does the sponsoring state exclude the value of an account for state financial aid purposes? Does participation in the program provide beneficiaries with any advantages in qualifying for resident tuition status at state institutions? Does the program have a formal agreement with a rewards program or outside scholarship program?
CollegeCounts 529 Fund
Alabama
None. No No Yes, CollegeCounts 529 Rewards Visa Card, you can earn 1.529% on your everyday purchases.
CollegeCounts 529 Fund Advisor Plan
Alabama
None. No No Yes, CollegeCounts 529 Rewards Visa Card, you can earn 1.529% on your everyday purchases.
Prepaid Affordable College Tuition (PACT) Program
Alabama
  No No No
John Hancock Freedom 529
Alaska
None. No No No
T. Rowe Price College Savings Plan
Alaska
None. No No No
University of Alaska College Savings Plan
Alaska
None, however the state offers a tuition-value guarantee for University of Alaska students invested in the ACT Portfolio. No Yes, a beneficiary receiving a qualified distribution from an account to pay tuition at the University of Alaska may be eligible for a waiver of the nonresident tuition surcharge No
Arizona Family College Savings Program
Arizona
None. Yes No No
Fidelity Arizona College Savings Plan
Arizona
None. Yes No Yes, Fidelity Investments 529 College Rewards American Express Card rebates 2% of purchases.
Ivy Funds InvestEd Plan
Arizona
None. Yes No No
GIFT College Investing Plan
Arkansas
Beginning in 2008, the program provides matching grants of up to $500 annually to eligible Arkansas families, based on household income level. For adjusted household income of $30,000 or less, the matching rate is $2 for each $1 contributed. For income of $30,001 to $60,000, the matching rate is $1 for each $1 contributed. Limit one matching grant account per beneficiary. Applications for matching grants are accepted each year between January 1 and April 30. No No Yes, with the Upromise rewards service.
iShares 529 Plan
Arkansas
None. No No Yes, with the Upromise rewards service.
The ScholarShare College Savings Plan
California
None. No No No
Direct Portfolio College Savings Plan
Colorado
The Matching Grant Program provides a dollar-for-dollar match of up to $500 in contributions for lower- to middle-income Colorado residents to accounts with an eligible beneficiary (a dependent under age 13 at the time of initial application). Applications are accepted each year between September 1 and December 31. The match can extend for a maximum five years. Matching grants for future years are subject to continued funding by the sponsor. The CollegeInvest 529 Scholarship provides a $2,000 scholarship to any full-time student who is a Colorado resident, has maintained or has had a parent/guardian maintain a CollegeInvest account for at least two years, and can substantiate an expected family contribution (EFC) of $25,000 or less. The scholarship is renewable each year up to a total of four years or $8,000. Applications are accepted January 1 through July 31. No No Yes, with the Upromise rewards service.
Prepaid Tuition Fund
Colorado
  No No No
Scholars Choice College Savings Program
Colorado
The Matching Grant Program provides a dollar-for-dollar match of up to $500 in contributions for lower- to middle-income Colorado residents to accounts with an eligible beneficiary (a dependent under age 13 at the time of initial application). Applications are accepted each year between September 1 and December 31. The match can extend for a maximum five years. Matching grants for future years are subject to continued funding by the sponsor. The CollegeInvest 529 Scholarship provides a $2,000 scholarship to any full-time student who is a Colorado resident, has maintained or has had a parent/guardian maintain a CollegeInvest account for at least two years, and can substantiate an expected family contribution (EFC) of $25,000 or less. The scholarship is renewable each year up to a total of four years or $8,000. Applications are accepted January 1 through July 31. No No No
Smart Choice College Savings Plan
Colorado
The Matching Grant Program provides a dollar-for-dollar match of up to $500 in contributions for lower- to middle-income Colorado residents to accounts with an eligible beneficiary (a dependent under age 13 at the time of initial application). Applications are accepted each year between September 1 and December 31. The match can extend for a maximum five years. Matching grants for future years are subject to continued funding by the sponsor. The CollegeInvest 529 Scholarship provides a $2,000 scholarship to any full-time student who is a Colorado resident, has maintained or has had a parent/guardian maintain a CollegeInvest account for at least two years, and can substantiate an expected family contribution (EFC) of $25,000 or less. The scholarship is renewable each year up to a total of four years or $8,000. Applications are accepted January 1 through July 31. No No No
Stable Value Plus College Savings Program
Colorado
The Matching Grant Program provides a dollar-for-dollar match of up to $500 in contributions for lower- to middle-income Colorado residents to accounts with an eligible beneficiary (a dependent under age 13 at the time of initial application). Applications are accepted each year between September 1 and December 31. The match can extend for a maximum five years. Matching grants for future years are subject to continued funding by the sponsor. The CollegeInvest 529 Scholarship provides a $2,000 scholarship to any full-time student who is a Colorado resident, has maintained or has had a parent/guardian maintain a CollegeInvest account for at least two years, and can substantiate an expected family contribution (EFC) of $25,000 or less. The scholarship is renewable each year up to a total of four years or $8,000. Applications are accepted January 1 through July 31. No No No
Connecticut Higher Education Trust (CHET)
Connecticut
Connecticut will provide $250 to families that open a 529 college savings account by their child's first birthday or within the first year after an adoption. Families that save an additional $150 in the first four years will receive a state match of $150, for a total of $250 in state funds. No No No
Connecticut Higher Education Trust (CHET) -- Advisor Plan
Connecticut
Connecticut will provide $250 to families that open a 529 college savings account by their child's first birthday or within the first year after an adoption. Families that save an additional $150 in the first four years will receive a state match of $150, for a total of $250 in state funds. No No No
Delaware College Investment Plan
Delaware
None. No No Yes, Fidelity Investments 529 College Rewards American Express Card rebates 2% of purchases.
DC 529 College Savings Program (Advisor-sold)
District of Columbia
None. No No No
DC 529 College Savings Program (Direct-sold)
District of Columbia
None. No No No
Florida 529 Savings Plan
Florida
None. No No No
Florida Prepaid College Plan
Florida
  No Yes, the qualified beneficiary is classified a resident for tuition purposes regardless of actual home of record. No
Path2College 529 Plan
Georgia
None. Yes No No
Hawaii's College Savings Program
Hawaii
None. No No Yes, with the Upromise rewards service.
Idaho College Savings Program (IDeal)
Idaho
None. No No Yes, with the Upromise rewards service.
Bright Directions College Savings Program
Illinois
None. No No Yes, Bright Directions 529 College Savings Visa with a 1.529% reward on qualifying purchases.
Bright Start College Savings Program -- Advisor-sold Plan
Illinois
None. No No No
Bright Start College Savings Program -- Direct-sold Plan
Illinois
None. No No No
College Illinois! Prepaid Tuition Program
Illinois
  No No No
CollegeChoice 529 Direct Savings Plan
Indiana
None. Yes No Yes, with the Upromise rewards service. CollegeChoice 529 also offers a credit card, the SALLIE MAE 529 REWARDS World Elite MasterCard issued by Sallie Mae Bank, that earns rewards on qualified retail purchases that are automatically transferred into the owner's 529 account on a periodic basis.
CollegeChoice Advisor 529 Savings Plan
Indiana
None. Yes No Yes, with the Upromise rewards service.
CollegeChoice CD 529 Savings Plan
Indiana
None. Yes No No
College Savings Iowa
Iowa
None. Yes No Yes, with the Upromise rewards service.
IAdvisor 529 Plan
Iowa
None. Yes No No
Learning Quest 529 Education Savings Program (Direct-sold)
Kansas
The state will match on a dollar-for-dollar basis contributions above $100 and up to $600 per year by Kansas residents with household incomes below 200% of the federal poverty income level. The program is limited to 300 participants from each of Kansas' four Congressional districts per year. Applications and contributions must be received by December 31 each year. No No Yes, with the Upromise rewards service.
Learning Quest Advisor
Kansas
The state will match on a dollar-for-dollar basis contributions above $100 and up to $600 per year by Kansas residents with household incomes below 200% of the federal poverty income level. The program is limited to 300 participants from each of Kansas' four Congressional districts per year. Applications and contributions must be received by December 31 each year. No No Yes, with the Upromise rewards service.
Schwab 529 College Savings Plan
Kansas
None. No No Yes, with the Upromise rewards service.
Kentucky Education Savings Plan Trust
Kentucky
None. Yes Yes, beneficiaries with eight years of program participation and $2,400 in total contributions who move out-of-state remain eligible for resident tuition rates at Kentucky public institutions No
Kentucky's Affordable Prepaid Tuition (KAPT)
Kentucky
  Yes No No
START Saving Program
Louisiana
The state provides an earnings enhancement equal to 2% to 14% (depending on income) of a Louisiana participant's contributions when the account is used for qualifying expenses. No. No No
NextGen College Investing Plan -- Client Direct Series
Maine
New accounts opened for Maine residents are eligible for three one-time grants: a NextGen Initial Matching Grant of $200 if the account is opened since January 1, 2011 with at least $25; a NextStep Matching Grant which provides a 50% match on contributions up to $100 per year with a lifetime maximum of $1,000; and a NextGen Automated Funding Grant of $50 by choosing the automated funding option and making six consecutive contributions no less frequently than quarterly, and no less than $25 monthly.

Separately, the Harold Alfond College Challenge makes a one-time $500 grant available to all Maine babies to start a NextGen account before their first birthday, regardless of family income.
No No No
NextGen College Investing Plan -- Client Select Series
Maine
New accounts opened for Maine residents are eligible for three one-time grants: a NextGen Initial Matching Grant of $200 if the account is opened since January 1, 2011 with at least $50; a NextStep Matching Grant which provides a 50% match on contributions up to $100 per year with a lifetime maximum of $1,000; and a NextGen Automated Funding Grant of $50 by choosing the automated funding option and making six consecutive contributions no less frequently than quarterly, and no less than $50 monthly.

Separately, the Harold Alfond College Challenge makes a one-time $500 grant available to all Maine babies to start a NextGen account, regardless of family income.
No No No
College Savings Plans of Maryland -- College Investment Plan
Maryland
None. No No No
College Savings Plans of Maryland -- Prepaid College Trust
Maryland
  No No No
U.Fund College Investing Plan
Massachusetts
None. No No Yes, Fidelity Investments 529 College Rewards American Express Card rebates 2% of purchases.
U.Plan
Massachusetts
  No No No
MI 529 Advisor Plan
Michigan
None.   No No
Michigan Education Savings Program
Michigan
Michigan matching grants based on MESP contributions have been discontinued for the 2009-2010 year. In prior years, a Michigan resident with adjusted gross income of $80,000 or less and a beneficiary under seven years old could apply for a one-time matching grant of $1 for every $3 contributed, up to a maximum $200 grant. Yes No No
Michigan Education Trust
Michigan
  Yes No No
Minnesota College Savings Plan
Minnesota
Minnesota no longer offers a matching grant. For years prior to 2011, a 15% or 10% matching grant of up to $400 per year was available to Minnesota residents, subject to income limitations. No No No
Mississippi Affordable College Savings (MACS) Program
Mississippi
None. Yes No No
Mississippi Prepaid Affordable College Tuition (MPACT) Program
Mississippi
  Yes Yes, a beneficiary is considered a resident for purposes of tuition regardless of the beneficiary's residence at college enrollment. Beginning with contracts opened after July 1, 2003, this requires that (1) the original purchaser was the parent, grandparent, or legal guardian of the beneficiary, or (2) the beneficiary was a resident of Mississippi at the time the MPACT contract was purchased. No
MOST - Missouri's 529 Advisor Plan
Missouri
None. Yes No Yes, with the Upromise rewards service.
MOST - Missouri's 529 College Savings Plan (Direct-sold)
Missouri
Beginning in 2012, a matching grant is available for eligible applicants who are Missouri residents and who have opened a plan account for a beneficiary 13 years old or younger who is also a Missouri resident. The matching rate is dollar for dollar up to a maximum of $500 per beneficiary with a lifetime maximum of $2,500 per beneficiary. The applicant must be an account owner who is a parent or legal guardian of the beneficiary and the account owner's household Missouri adjusted gross may not exceed $74,999. Applications for matching grants must be submitted each year between June 1 and June 30. A total of $500,000 in matching grants is available over four years, and each year's $125,000 allocation is awarded on a first come first serve basis, with any unused amounts added to the following year. Yes No Yes, with the Upromise rewards service.
Montana Family Education Savings Program -- Bank Plan
Montana
None. No No No,
Montana Family Education Savings Program -- Investment Plan
Montana
None. No No Yes, with the Upromise rewards service.

Nebraska Education Savings Trust -- Advisor College Savings Plan
Nebraska
None. Yes No Yes, with the Upromise rewards service.
Nebraska Education Savings Trust -- Direct College Savings Plan
Nebraska
None. Yes No Yes, with the Upromise rewards service.
State Farm College Savings Plan
Nebraska
None. Yes No No
TD Ameritrade 529 College Savings Plan
Nebraska
None. Yes No No
Nevada Prepaid Tuition Program
Nevada
  Yes, the account is excluded for purposes of determining eligibility for a grant, scholarship, or work opportunity based on need and offered or administered by a state agency. No No
Putnam 529 for America
Nevada
None. No No No
SSgA Upromise 529 Plan
Nevada
The Silver State Matching Grant Program provides a maximum $300 annual matching contribution ($1,500 lifetime maximum) for each beneficiary from a Nevada family with prior-year AGI of $74,999 or less. The account owner must also be a Nevada resident. Applications are accepted each year from April 1 through July 31. No No Yes, with the Upromise rewards service.
The Vanguard 529 Savings Plan
Nevada
None. No No Yes, with the Upromise rewards service.
USAA 529 College Savings Plan
Nevada
The USAA Distinguished Valor Matching Grant Program matches up to $1,500 (lifetime per beneficiary) of contributions to this 529 plan. The account owner or the beneficiary must be a Nevada resident at the time the grant application is submitted. Grant applicants may apply under two categories: 1) the account owner must serve currently on active duty in the U. S. military and have an adjusted gross household income of less than $75,000, and the beneficiary must be a child of the Account Owner and be under the age of 13, or 2) the account owner or the account owner's spouse must be the recipient of a Purple Heart in either Operation Enduring Freedom or Iraqi Freedom (service beginning October 7, 2001 and ending August 31, 2010), and the beneficiary must be a child or the spouse of the Purple Heart recipient. No No Yes, with the Upromise rewards service.
Fidelity Advisor 529 Plan
New Hampshire
None. No No Yes, Fidelity Investments 529 College Rewards American Express Card rebates 2% of purchases.
UNIQUE College Investing Plan
New Hampshire
None. No No Yes, Fidelity Investments 529 College Rewards American Express Card provides 2% of purchases.
Franklin Templeton 529 College Savings Plan
New Jersey
There is no program match, however New Jersey beneficiaries are eligible for a one-time scholarship of up to $1,500 for the first semester at any New Jersey college or university subject to minimum participation and contribution requirements. Yes, by state regulation. No No
NJBEST 529 College Savings Plan
New Jersey
There is no program match, however New Jersey beneficiaries are eligible for a one-time scholarship of up to $1,500 for the first semester at any New Jersey college or university subject to minimum participation and contribution requirements. Yes, by state regulation. No No
Scholar'sEdge
New Mexico
None. Yes No No
The Education Plan's College Savings Program
New Mexico
None. Yes No No
New York's 529 Advisor-Guided College Savings Plan
New York
None. Yes No Yes, with the Upromise rewards service.
New York's 529 College Savings Program -- Direct Plan
New York
None. Yes No Yes, with the Upromise rewards service.
National College Savings Program
North Carolina
None. No No No
College SAVE
North Dakota
The program provides a one-time match of contributions up to $300 per beneficiary for North Dakota participants with incomes below $60,000 (single) or $100,000 (joint). Contributions within 12 months of the account opening are eligible for the match. The beneficiary must be 15 years of age or younger. For participants with incomes below $30,000 (single) or $60,000 (joint), the match is available for an additional two years. An additional matching program, Children FIRST, provides a North Dakota resident child born on or after January 1, 2011 with an initial $100 contribution for participants who opt into the program. Children FIRST participants have until their child turns 4 years old to match the $100 contribution and retain the state-sponsored donation. No No Yes, with the Upromise rewards service.
BlackRock CollegeAdvantage 529 Plan
Ohio
None. No No No
Ohio CollegeAdvantage -- Guaranteed Savings Fund
Ohio
  No No No
Ohio CollegeAdvantage 529 Savings Plan
Ohio
None. No No Yes, with the Upromise rewards service.
Oklahoma College Savings Plan
Oklahoma
None., Effective November 1, 2008, money in an Oklahoma 529 plan account is no longer considered in calculating eligibility for TANF, Food Stamps or the Low Income Home Energy Assistance Program (LIHEAP). No No
Oklahoma Dream 529 Plan
Oklahoma
None. Effective November 1, 2008, money in an Oklahoma 529 plan account is no longer considered in calculating eligibility for TANF, Food Stamps or the Low Income Home Energy Assistance Program (LIHEAP). No No
MFS 529 Savings Plan
Oregon
None. No No No
Oregon College Savings Plan
Oregon
None. No No No
Private College 529 Plan
Other
  Not applicable. Not a state-sponsored program No No
Pennsylvania 529 Guaranteed Savings Plan
Pennsylvania
  Yes No Yes, with the Upromise rewards service. Plan participants are also eligible for "Tuition Rewards" - guaranteed tuition discounts at over 200 colleges participating in the privately-run SAGE Scholars program.
Pennsylvania 529 Investment Plan
Pennsylvania
None. Yes No Yes, with the Upromise rewards service. Plan participants who are Pennsylvania residents are also eligible for "Tuition Rewards" - guaranteed tuition discounts at over 200 colleges participating in the privately-run SAGE Scholars program.
CollegeBoundfund (Advisor-sold)
Rhode Island
None Yes No No
CollegeBoundfund (Direct-sold, Alternative RI)
Rhode Island
None. Yes No No
Future Scholar 529 College Savings Plan (Advisor-sold)
South Carolina
None. No No No
Future Scholar 529 College Savings Plan (Direct-sold)
South Carolina
None. No No No
South Carolina Tuition Prepayment Program
South Carolina
  No No No
CollegeAccess 529 (Advisor-sold)
South Dakota
None. No No No
CollegeAccess 529 (Direct-sold)
South Dakota
None. No No No
Tennessee's BEST Prepaid College Tuition Plan
Tennessee
  No No No
TNStars College Savings 529 Program
Tennessee
Account owners who are Tennessee residents receive $100 with a rollover of an entire account balance from an existing college savings plan, including other 529 plans and the BEST Prepaid Plan. Account owners can also receive $100 for beginning automatic contribution from a checking or savings account.

Under the Tennessee Investments Preparing Scholars Program, eligible families can receive a matching contribution of $100 for a minimum $25 investment, or $500 for a minimum $125 investment. Families can reapply each year, up to a $1,500 maximum benefit per child.
No No No
Lonestar 529 Plan
Texas
None. Yes No No
Texas College Savings Plan
Texas
None. Yes No No
Texas Guaranteed Tuition Plan
Texas
  Yes Yes, the program offers in-state tuition rates to Texas beneficiaries who subsequently move out of Texas. No
Texas Tuition Promise Fund
Texas
  Yes No No
Utah Educational Savings Plan (UESP)
Utah
The Fast Forward Matching Program provides an annual match of up to $400 in contributions per beneficiary for eligible Utah families. Participation is subject to income limits, age requirements, and funds availability. No No, except that for accounts opened before May 5, 2008, beneficiaries may receive in-state tuition at an eligible Utah school if they held a UESP account and lived in Utah for eight consecutive years prior to moving out of state. No
Vermont Higher Education Investment Plan
Vermont
None. No, however the account is treated as an asset of the student's parent and not as an asset of the beneficiary No No
CollegeAmerica
Virginia
None. No No No
CollegeWealth
Virginia
None. No No No
Virginia529 inVEST
Virginia
None. No No No
Virginia529 prePAID
Virginia
  Yes No No
Guaranteed Education Tuition (GET)
Washington
  Yes, Washington considers current income for state financial aid purposes (all assets, including 529 accounts, are excluded from consideration). No No
SMART529 Prepaid Tuition Plan
West Virginia
  Yes No No
SMART529 Select
West Virginia
Beginning June 15, 2011, the program provides matching grants to eligible West Virginia families in an amount up to $500 per designated beneficiary per year, up to a lifetime maximum of $2,500 per designated beneficiary, with a dollar for dollar match. Account owners who are residents of West Virginia are eligible to apply. The Account Owner must meet family income guidelines that are subject to the number of related dependents under the age of 18, e.g., AGI less than or equal to $50,000 with one dependent; AGI less than or equal to $80,000 with four dependents. The designated beneficiary must be 12 years old or younger at the time the first Matching Grant application is made and a new application must be submitted each year for each designated beneficiary. Yes No Yes, with the Upromise rewards service.
SMART529 WV Direct College Savings Plan
West Virginia
Beginning June 15, 2011, the program provides matching grants to eligible West Virginia families in an amount up to $500 per Designated Beneficiary per year, up to a lifetime maximum of $2,500 per Designated Beneficiary, with a dollar for dollar match. Account Owners who are residents of West Virginia are eligible to apply. The Account Owner must meet family income guidelines that are subject to the number of related dependents under the age of 18, e.g., AGI less than or equal to $50,000 with one dependent; AGI less than or equal to $80,000 with four dependents. The Designated Beneficiary must be 12 years old or younger at the time the first Matching Grant application is made and a new application must be submitted each year for each Designated Beneficiary. Yes No Yes, with the Upromise rewards service.
The Hartford SMART529
West Virginia
Beginning June 15, 2011, the program provides matching grants to eligible West Virginia families in an amount up to $500 per Designated Beneficiary per year, up to a lifetime maximum of $2,500 per Designated Beneficiary, with a dollar for dollar match. Account owners who are residents of West Virginia and who open a new account on or after May 2, 2011 are eligible. to apply. The account owner must meet family income guidelines that are subject to the number of related dependents under the age of 18, e.g., AGI less than or equal to $50,000 with one dependent; AGI less than or equal to $80,000 with four dependents. The Designated Beneficiary must be 12 years old or younger at the time the first Matching Grant application is made and a new application must be submitted each year for each Designated Beneficiary. Yes No Yes, with the Upromise rewards service.
Edvest
Wisconsin
None. Yes No No
Tomorrow's Scholar 529 Plan
Wisconsin
None. Yes No No