Compare 529 Plans by Features

Plan

Total asset-based expense ratio

0.30% - 0.34%, depending on the selected investment option

0.17% - 0.79%javascript:to_today('updated_479')

Class A: 0.21% - 1.41%
Class C: 0.21% - 1.66%
Class F: 0.21% - 1.16%

0.15% - 0.87%

0.34% - 0.37%, depending on the investment option chosen.

Class A: 0.63% - 1.51%
Class C2: 0.63% - 2.26%
Class F: 0.56% - 1.26%

AZ ABLE

Arizona

0.19% - 0.33%, depending on the selected investment option

Class A: 0.45% - 1.49% Class C: 0.45% - 2.24% Class I: 0.32% - 1.24%

AR ABLE

Arkansas

0.34% - 0.37%, depending on the investment option chosen; none for the Checking Option 0.19% - 0.33% for Ohio residents and partner states, depending on the selected investment option; 0.45% - 0.59%, for residents of other states, depending on the selected investment option

0.53%; 0.39% for the Savings option

Class A: 0.35% - 1.09%
Class L: 0.35% - 1.44%
Class F: 0.35% - 0.84%

CalABLE

California

0% - 0.46%, depending on investment options chosen.

0.04% - 0.41%

0.30% - 0.33%, depending on the investment option chosen; none for the Checking Option

Class A: 0.38% - 1.25%
Class C: 0.38% - 1.75%
Class I: 0.38% - 1.00%
Note: Expenses are 0.04% less due to temporary state fee waiver.

Currently 0.71% due to waiver; not to exceed 0.99%

ABLE CT

Connecticut

0.34% - 0.37%, depending on the investment option chosen; none for the Checking Option

Class A: 0.40% - 1.55%
Class C: 1.25% - 2.30%
Class P: 1.00% - 2.05%
Class I: 0.25% - 1.30%

0.11% - 0.95%

DEPENDABLE

Delaware

0.34% - 0.37%, depending on the investment option chosen; none for the Checking Option

DC ABLE

District of Columbia

0.34% - 0.37%, depending on the investment option chosen; none for the Checking Option

DC College Savings Plan

District of Columbia

0.31% - 0.74%
Principal Protected Portfolio: 0.15%

0.00% - 0.29%

0.02% - 0.74%

0.19% - 0.33%, depending on the selected investment option

0.06% - 0.12%. None for the Principal Plus Interest Option.

0.30% - 0.34%, depending on the selected investment option

Class A: 0.14% - 1.29%
Class C: 0.14% - 1.54%
Class E: 0.14% - 1.29%
Class F: 0.14% - 1.04%;0.20% to 0.29% in the individual fund ETF portfolios

0.34% - 0.37%, depending on the investment option chosen.

Class A: 0.66% - 1.40%
Class C: 1.41% - 2.15%
Class I: 0.41% - 1.15%
Savings Portfolio - 0.31%
Capital Preservation Portfolio - 0.31%

0.34% - 0.37%, depending on the investment option chosen; none for the Checking Option

0.30% - 0.33%, depending on the investment option chosen

Class A: 0.81% - 1.47%
Class C: 0.99% - 2.22%

0.34% - 0.37%, depending on the investment option chosen

Class A: 0.34% - 1.78%
Class C: 0.84% - 2.53%

0.38% - 0.93; Index portfolios have all-inclusive fee of 0.25%.

KY Saves 529

Kentucky

0.20% - 0.80%; None for the Guaranteed Option.

0.19% - 0.33%, depending on the selected investment option.

LA ABLE

Louisiana

0.07% to 0.15%

0.02% - 0.14%. None for the Principal Protection option.

Class A: 0.00% - 1.25%
Class C: 0.00% - 2.00%
Class I: 0.00% - 1.00%

0.3463% - 0.3744%, depending on the selected investment option; 0.95% for Cash Option (includes 0.65% for program costs of providing the Prepaid Card)

0.29% - 0.88%

0.10% - 0.95%

Class A: 0.67% - 1.42%
Class C: 1.07% - 1.82%
Class AR: 1.07% - 1.82%
Class I: 0.42% - 1.17%

MiABLE

Michigan

0.50% - 0.78%

0.07% - 0.19%. None for the Principal Plus Interest Option.

0.34% - 0.37%, depending on the selected investment option

0.12% to 0.28%. None for the Principal Plus Interest Option.

Mississippi ABLE

Mississippi

0.34% - 0.37%, depending on the investment option chosen; none for the Checking Option

0.63% - 0.73%. None for the Guaranteed Option.

MO ABLE

Missouri

0.19% - 0.33%, depending on the selected investment option

0.32% - 0.46%

0.34% - 0.37%, depending on the investment option chosen; none for the Checking Option

0.40% - 0.45%, depending on the investment option chosen

Class A: 0.17% - 1.02%
Class C: 0.17% - 1.27%
Class C-1: 0.17% - 1.77%
Class F: 0.17% - 0.77%

Class A: 0.35% - 0.50%
Bank Savings option: 0.17%

0.34% - 0.37%, depending on the selected investment option

0.51% - 0.99% class A 1.17% - 1.68% class C 0.22 - 0.70% class Z

Class A: 0.47% - 1.44%
Class B: 0.47% - 2.19%
Class C: 0.47% - 2.19%
Class D: 0.96% - 1.18%
Class Y: 0.30% - 1.19%

The portfolio glide paths range from 0.42% to 0.46%. Individual underlying portfolios range from 0.34% - 0.70%. Final expenses may be lower as the 0.25% advisory fee portion is waived for Nevada residents on the first $25,000 for of assets under management.

Class A: 0.40% - 1.55%
Class C: 1.25% - 2.30%
Class P: 1.00% - 2.05%
Class I: 0.25% - 1.30%

STABLE NH

New Hampshire

0.19% - 0.33%, depending on the selected investment option.

The NH ABLE Plan

New Hampshire

0.30% - 0.33% and none for the Checking account option.

0.10% - 0.95%

Class A: 0.35% - 1.25%
Class C: 0.35% - 2.00%
Advisor class: 0.28% - 1.00%

NJ ABLE

New Jersey

0.34% - 0.37%, depending on the investment option chosen; none for the Checking Option

0.13% - 0.85%

ABLE New Mexico

New Mexico

0.19% - 0.33%, depending on the selected investment option.

Scholar's Edge

New Mexico

Class A: 0.53% - 1.61%
Class C: 1.28% - 2.36%
Class R: 0.28% - 1.36%

Class A: 0.53% - 1.24%
Class C: 1.18% - 1.99%
Advisor Class: 0.28% - 0.99%

NY ABLE

New York

0.40%

0.66% to 0.70%

NC 529 Plan

North Carolina

0.25% - 0.35%

NC ABLE

North Carolina

0.34% - 0.37%, depending on the selected investment option

0.83%; 0.48% for the Interest Accumulation Portfolio

0.48%

Class A: 0.42% - 1.43%
Class C: 0.49% - 2.18% Class I: 0.17% - 1.18%

0.145% - 0.435%. None for Fifth Third Bank options.

0.19% - 0.33% for Ohio residents and partner states, depending on the selected investment option; 0.45% - 0.59%, for residents of other states, depending on the selected investment option

Oklahoma 529

Oklahoma

0.25% - 0.52%. None for the Guaranteed Option.

Class A: 0.40% - 1.55%
Class C: 1.25% - 2.30%
Class P: 1.00% - 2.05%
Class I: 0.25% - 1.30%
>

0.19% - 0.33%, depending on the selected investment option

0.30% - 0.34%, depending on the selected investment option

Class A: 0.62% - 1.17%
Class I: 0.58% - 0.92%

0.30% - 0.34%, depending on the selected investment option

0.20% - 0.65%

PA ABLE

Pennsylvania

0.30% - 0.34%, depending on the selected investment option

0.1875% - 0.2875%

Class A: 0.60% - 1.26%
Class C: 1.35% - 2.01%
Class RA (RI-resident): 0.44% - 1.10%
Class RZ (RI-resident): 0.19% - 0.85%
Class I: 0.35% - 1.01%

0.12% - 0.41%; 0.02% - 0.31% for Rhode Island residents

RI's ABLE

Rhode Island

0.34% - 0.37%, depending on the selected investment option; none for the Checking Option

Class A: 0.35% - 1.60%
Class C: 0.45% - 2.35%
Class E: 0.45% - 1.85%
Class I: 0.20% - 1.35%
None for Bank Deposit 529 Portfolio

0.19% - 0.33%, depending on the selected investment option

Class A: 0.66% - 1.48%
Class C: 0.66% - 2.23%
Class F: 0.31% - 1.13%
Class SD-A: 0.41% - 1.23%
Class SD-C: 0.41% - 1.88%

0.36% - 0.88%

ABLE TN

Tennessee

0.23% - 0.85%.

Class A: 0.59% - 1.44%
RIA Class: 0.34% - 1.46%

0.25% - 0.65%

0.31% - 0.52%

0.19% - 0.33%, depending on the selected investment option.

my529

Utah

0.134% - 0.138% for my529 Target Enrollment Date options. The Static Investment options range is 0.100% - 0.135%. 0.211% for the Stable Value option

0.19% - 0.33%, depending on the selected investment option

0.39% for each portfolio; none for the Principal Plus Interest Option.

ABLEAmerica

Virginia

Class ABLE-A: Ranges from 0.36% to 0.75% (after waiver)

Class ABLE-F-2: Ranges from 0.29% to 0.48% (after waiver)

Maximum initial sales charge for Class ABLE-A:
3.50% for American Funds Portfolio Series except 2.50% American Funds Preservation Portfolio; none for Money Market.

No sales charge for Class ABLE-F-2

Breakpoint pricing:
American Funds Portfolio Series except American Funds Preservation Portfolio (dealer commission):
Less than $250,000 - 3.50% (2.75%)
$250,000 - $499,999 - 2.50% (2.00%)
$500,000 - $749,999 - 2.00% (1.60%)
$750,000 - $999,999 - 1.50% (1.20%)
$1,000,000 or more - 0% (may be subject to 1% contingent deferred sales charge if the shares are sold within 18 months of purchase)

American Funds Preservation Portfolio:
Less than $500,000 - 2.50% (2.00%)
$500,000 - $749,999 - 2.00% (1.60%)
$750,000 - $999,999 - 1.50% (1.20%)
$1,000,000 or more - 0% (may be subject to 1% contingent deferred sales charge if the shares are sold within 18 months of purchase

ABLEnow

Virginia

0.36% - 0.39%, depending on the selected investment option

Class 529-A: 0.58% - 1.23%
Class 529-C: 0.68% - 2.02%
Class 529-E: 0.67% - 1.39%
Class 529-F-1: 0.67% - 1.22%
Class 529-F-2: 0.33% - 0.88%
Class 529-F-3: 0.28% - 0.83%

Invest529

Virginia

0.0% - 0.559%

0.254% to 0.320%

0.30% to 0.3702% depending on the selected investment option

SMART529 Select

West Virginia

0.52% - 0.62%

0.12% to 0.21%

Class A: 0.53% - 1.30%
Class B: 1.08 - 1.85%
Class C: 1.27% - 2.04%
Class E: 0.28% - 1.05%

WV ABLE

West Virginia

0.19% - 0.33%, depending on the selected investment option.

Edvest 529

Wisconsin

0.10% - 0.33%; none for Principal Plus Interest Portfolio

Class A: 0.43% - 1.38%
Class AR (for rollovers): 1.18% - 2.13%
Class C: 1.48% - 2.13%
Class C1 (TIAA-CREF portfolios): 0.68% - 0.69%
Class W: 0.18% - 1.13% TIAA-CREF Principal Protection: 0.18%

WY ABLE

Wyoming

0.19% - 0.33%, depending on the selected investment option.