529 PLANS

Compare by Features

Plan State tax treatment of qualified distributions:
CollegeCounts 529 Fund
Alabama
Alabama law exempts qualified distributions from an Alabama 529 plan but does not exempt distributions from a non-Alabama 529 plan.
CollegeCounts 529 Fund Advisor Plan
Alabama
Alabama law exempts qualified distributions from an Alabama 529 plan but does not exempt distributions from a non-Alabama 529 plan.
Enable Savings Plan Alabama
Alabama
There are no Alabama state income taxes due on investment earnings in an account in Enable Alabama when used to pay for qualified disability expenses.
Prepaid Affordable College Tuition (PACT) Program
Alabama
Alabama law exempts qualified distributions from an Alabama 529 plan but does not exempt distributions from a non-Alabama 529 plan.
Alaska ABLE Plan
Alaska
Not applicable. Alaska does not have a personal income tax.
John Hancock Freedom 529
Alaska
Not applicable. Alaska does not have a personal income tax.
T. Rowe Price College Savings Plan
Alaska
Not applicable. Alaska does not have a personal income tax.
University of Alaska College Savings Plan
Alaska
Not applicable. Alaska does not have a personal income tax.
Arizona Family College Savings Program
Arizona
Qualified distributions from Arizona and non-Arizona 529 plans are exempt.
Fidelity Arizona College Savings Plan
Arizona
Qualified distributions from Arizona and non-Arizona 529 plans are exempt.
Ivy InvestEd 529 Plan
Arizona
Qualified distributions from Arizona and non-Arizona 529 plans are exempt.
GIFT College Investing Plan
Arkansas
Qualified distributions from Arkansas and non-Arkansas 529 plans are exempt.
iShares 529 Plan
Arkansas
Qualified distributions from Arkansas and non-Arkansas 529 plans are exempt.
ScholarShare 529
California
Qualified distributions from California and non-California 529 plans are exempt.
Colorado ABLE
Colorado
The earnings portion of qualified withdrawals will not be included in taxable income for Colorado state tax purposes.
Direct Portfolio College Savings Plan
Colorado
Qualified distributions from Colorado and non-Colorado 529 plans are exempt.
Scholars Choice College Savings Program
Colorado
Qualified distributions from Colorado and non-Colorado 529 plans are exempt.
Smart Choice College Savings Plan
Colorado
Qualified distributions from Colorado and non-Colorado 529 plans are exempt.
Stable Value Plus College Savings Program
Colorado
Qualified distributions from Colorado and non-Colorado 529 plans are exempt.
Connecticut Higher Education Trust (CHET)
Connecticut
Qualified distributions from Connecticut and non-Connecticut 529 plans are exempt. Nonqualified distributions from Connecticut 529 plans made to the account beneficiary are also exempt (i.e. income reported for federal purposes may be subtracted on the CT tax return).
Connecticut Higher Education Trust (CHET) -- Advisor Plan
Connecticut
Qualified distributions from Connecticut and non-Connecticut 529 plans are exempt. Nonqualified distributions from Connecticut 529 plans made to the account beneficiary are also exempt (i.e. income reported for federal purposes may be subtracted on the CT tax return).
Delaware College Investment Plan
Delaware
Qualified distributions from Delaware and non-Delaware 529 plans are exempt.
DC 529 College Savings Program (Advisor-sold)
District of Columbia
Qualified distributions from District of Columbia and non-DC 529 plans are exempt.
DC ABLE
District of Columbia
There are no District of Columbia income taxes due on investment earnings in an account in DC ABLE when used to pay for qualified disability expenses.
DC College Savings Plan
District of Columbia
Qualified distributions from District of Columbia and non-DC 529 plans are exempt.
ABLE United
Florida
Not applicable. Florida does not have a personal income tax.
Florida 529 Savings Plan
Florida
Not applicable. Florida does not have a personal income tax.
Florida Prepaid College Plan
Florida
Not applicable. Florida does not have a personal income tax.
Georgia STABLE
Georgia
There is no Georgia state income tax on qualified withdrawals, to the extent such transactions are exempt from U.S. federal income taxation under Section 529A. The earnings portion of a non-qualified withdrawal may be included in the Georgia income of the beneficiary and may be subject to Georgia state income tax.
Path2College 529 Plan
Georgia
Qualified distributions from Georgia and non-Georgia 529 plans are exempt. Note: if a withdrawal from the Georgia 529 plan is non-qualified, the earnings must be reported on the account owner's, not the beneficiary's, Georgia income tax return.
Hawaii's College Savings Program
Hawaii
Qualified distributions from Hawaii and non-Hawaii 529 plans are exempt.
Idaho College Savings Program (IDeal)
Idaho
Qualified distributions from Idaho and non-Idaho 529 plans are exempt.
Bright Directions Advisor-Guided 529 College Savings Program
Illinois
Qualified distributions from an Illinois 529 plan are exempt. Qualified distributions from a non-Illinois plan are exempt provided the plan meets certain disclosure requirements.
Bright Start Advisor-Sold College Savings Program
Illinois
Qualified distributions from an Illinois 529 plan are exempt. Qualified distributions from a non-Illinois plan are exempt provided the plan meets certain disclosure requirements.
Bright Start Direct-Sold College Savings Program
Illinois
Qualified distributions from an Illinois 529 plan are exempt. Qualified distributions from a non-Illinois plan are exempt provided the plan meets certain disclosure requirements.
College Illinois! 529 Prepaid Tuition Program
Illinois
Qualified distributions from an Illinois 529 plan are exempt. Qualified distributions from a non-Illinois plan are exempt provided the plan meets certain disclosure requirements.
Illinois ABLE
Illinois
If a withdrawal is taken from an account to pay for qualified disability expenses, the account owner generally does not have to include as income any earnings attributable to that withdrawal for the applicable taxable year if the total withdrawals for that year are less than or equal to the total withdrawals for qualified disability expenses for that year.
CollegeChoice 529 Direct Savings Plan
Indiana
Qualified distributions from Indiana and non-Indiana 529 plans are exempt.
CollegeChoice Advisor 529 Savings Plan
Indiana
Qualified distributions from Indiana and non-Indiana 529 plans are exempt.
CollegeChoice CD 529 Savings Plan
Indiana
Qualified distributions from Indiana and non-Indiana 529 plans are exempt.
INvestABLE Indiana
Indiana
For Indiana state income tax purposes, annual earnings of an ABLE account shall be exempt from tax, and shall not be included in the Indiana income of the account owner. The earnings portion of a withdrawal to pay for qualified disability expenses is also not subject to Indiana state income tax.
College Savings Iowa
Iowa
Qualified distributions from Iowa and non-Iowa 529 plans are exempt.
IAble Plan
Iowa
Any earnings on contributions are not subject to Iowa state income tax, which means account assets grow free of current Iowa income tax and are tax-free if withdrawn.
IAdvisor 529 Plan
Iowa
Qualified distributions from Iowa and non-Iowa 529 plans are exempt.
Kansas ABLE Savings Plan
Kansas
For Kansas state income tax purposes, annual earnings of an ABLE account shall be exempt from tax, and shall not be included in the Kansas income of the account owner. The earnings portion of a withdrawal to pay for qualified disability expenses is also not subject to Kansas state income tax.
Learning Quest 529 Education Savings Program (Direct-sold)
Kansas
Qualified distributions from Kansas and non-Kansas 529 plans are exempt.
Learning Quest Advisor
Kansas
Qualified distributions from Kansas and non-Kansas 529 plans are exempt.
Schwab 529 College Savings Plan
Kansas
Qualified distributions from Kansas and non-Kansas 529 plans are exempt.
Kentucky Education Savings Plan Trust
Kentucky
Qualified distributions from Kentucky and non-Kentucky 529 plans are exempt.
Kentucky's Affordable Prepaid Tuition (KAPT)
Kentucky
Qualified distributions from Kentucky and non-Kentucky 529 plans are exempt.
STABLE Kentucky
Kentucky
Contributions to the plan are not deductible for Kentucky state income tax purposes. The Kentucky Department of Revenue has not yet issued further guidance regarding the Kentucky state income tax treatment of STABLE Accounts.
LA ABLE
Louisiana
If a withdrawal is taken from an Account to pay for qualified disability expenses, the account owner generally does not have to include as income any earnings attributable to that withdrawal for the applicable taxable year if the total withdrawals for that year are less than or equal to the total withdrawals for qualified disability expenses for that year.
START Saving Program
Louisiana
Qualified distributions from Louisiana and non-Louisiana 529 plans are exempt.
NextGen College Investing Plan -- Client Direct Series
Maine
Qualified distributions from Maine and non-Maine 529 plans are exempt.
NextGen College Investing Plan -- Client Select Series
Maine
Qualified distributions from Maine and non-Maine 529 plans are exempt.
College Savings Plans of Maryland -- College Investment Plan
Maryland
Qualified distributions from Maryland and non-Maryland 529 plans are exempt.
College Savings Plans of Maryland -- Prepaid College Trust
Maryland
Qualified distributions from Maryland and non-Maryland 529 plans are exempt.
Attainable Savings Plan
Massachusetts
Distributions taken to pay for qualified disability expenses will not be subject to Massachusetts income tax.
U.Fund College Investing Plan
Massachusetts
Qualified distributions from Massachusetts and non-Massachusetts 529 plans are exempt.
U.Plan
Massachusetts
As a Massachusetts general obligation bond, earnings from the U.Plan are exempt from Massachusetts tax. Massachusetts law also exempts qualified distributions from Massachusetts and non-Massachusetts 529 plans.
MI 529 Advisor Plan
Michigan
Qualified distributions from Michigan and non-Michigan 529 plans are exempt. Also excluded are distributions made due to the beneficiary's death, disability, scholarship, or attendence at one of the U.S. military academies.
MiABLE
Michigan
The earnings portion of a non-qualified withdrawal may be subject to a partial recapture of any Michigan state income tax deduction previously claimed.
Michigan Education Savings Program
Michigan
Qualified distributions from Michigan and non-Michigan 529 plans are exempt. Also excluded are distributions made due to the beneficiary's death, disability, scholarship, or attendence at one of the U.S. military academies.
Michigan Education Trust
Michigan
Qualified distributions from Michigan and non-Michigan 529 plans are exempt. Also excluded are distributions made due to the beneficiary's death, disability, scholarship, or attendence at one of the U.S. military academies.
Minnesota ABLE Plan
Minnesota
If a withdrawal is taken from an account to pay for qualified disability expenses, the account owner generally does not have to include as income any earnings attributable to that withdrawal for the applicable taxable year if the total withdrawals for that year are less than or equal to the total withdrawals for qualified disability expenses for that year.
Minnesota College Savings Plan
Minnesota
Qualified distributions from Minnesota and non-Minnesota 529 plans are exempt.
Mississippi Affordable College Savings (MACS) Program
Mississippi
Qualified distributions from Mississippi and non-Mississippi 529 plans are exempt.
Mississippi Prepaid Affordable College Tuition (MPACT) Program
Mississippi
Qualified distributions from Mississippi and non-Mississippi 529 plans are exempt.
MO ABLE
Missouri
If a qualified withdrawal is made from an account, no portion of the distribution is includable in the gross income of the account owner.
MOST - Missouri's 529 College Savings Plan (Direct-sold)
Missouri
Qualified distributions from Missouri and non-Missouri 529 plans are exempt.
Achieve Montana
Montana
Qualified distributions from Montana and non-Montana 529 plans are exempt.
Montana Family Education Savings Program -- Bank Plan
Montana
Qualified distributions from Montana and non-Montana 529 plans are exempt.
Enable Savings Plan
Nebraska
If a qualified withdrawal is made from an account, no portion of the distribution may be included in the gross income of the account owner.
Nebraska Education Savings Trust -- Advisor College Savings Plan
Nebraska
Qualified distributions from Nebraska and non-Nebraska 529 plans are exempt.
Nebraska Education Savings Trust -- Direct College Savings Plan
Nebraska
Qualified distributions from Nebraska and non-Nebraska 529 plans are exempt.
State Farm College Savings Plan
Nebraska
Qualified distributions from Nebraska and non-Nebraska 529 plans are exempt.
TD Ameritrade 529 College Savings Plan
Nebraska
Qualified distributions from Nebraska and non-Nebraska 529 plans are exempt.
ABLE Nevada
Nevada
Not applicable. Nevada does not have a personal income tax
Nevada Prepaid Tuition Program
Nevada
Not applicable. Nevada does not have a personal income tax.
Putnam 529 for America
Nevada
Not applicable. Nevada does not have a personal income tax.
SSGA Upromise 529 Plan
Nevada
Not applicable. Nevada does not have a personal income tax.
The Vanguard 529 College Savings Plan
Nevada
Not applicable. Nevada does not have a personal income tax.
USAA 529 College Savings Plan
Nevada
Not applicable. Nevada does not have a personal income tax.
Fidelity Advisor 529 Plan
New Hampshire
Not applicable. New Hampshire does not have a personal income tax. Qualified distributions from New Hampshire and non-New Hampshire 529 plans are exempt from New Hampshire interest and dividends tax.
UNIQUE College Investing Plan
New Hampshire
Not applicable. New Hampshire does not have a personal income tax. Qualified distributions from New Hampshire and non-New Hampshire 529 plans are exempt from New Hampshire interest and dividends tax.
Franklin Templeton 529 College Savings Plan
New Jersey
Qualified distributions from New Jersey and non-New Jersey 529 plans are exempt.
NJBEST 529 College Savings Plan
New Jersey
Qualified distributions from New Jersey and non-New Jersey 529 plans are exempt.
Scholar's Edge
New Mexico
Qualified distributions from New Mexico and non-New Mexico 529 plans are exempt.
The Education Plan's College Savings Program
New Mexico
Qualified distributions from New Mexico and non-New Mexico 529 plans are exempt.
New York's 529 Advisor-Guided College Savings Plan
New York
Qualified distributions from New York and non-New York 529 plans (via conformity to the federal tax exclusion) are exempt.
New York's 529 College Savings Program -- Direct Plan
New York
Qualified distributions from New York and non-New York 529 plans (via conformity to the federal tax exclusion) are exempt.
NY ABLE
New York
New York follows federal tax treatment of earnings on an ABLE account. Earnings on investments in NY ABLE are federally tax-deferred and tax-free if used for qualified disability expenses.
National College Savings Program
North Carolina
Qualified distributions from North Carolina and non-North Carolina 529 plans are exempt.
The NC ABLE Program
North Carolina
If a withdrawal is taken from an Account to pay for qualified disability expenses, the account owner generally does not have to include as income any earnings attributable to that withdrawal for the applicable taxable year if the total withdrawals for that year are less than or equal to the total withdrawals for qualified disability expenses for that year.
College SAVE (Advisor)
North Dakota
Qualified distributions from North Dakota and non-North Dakota 529 plans are exempt.
College SAVE (Direct)
North Dakota
Qualified distributions from North Dakota and non-North Dakota 529 plans are exempt.
BlackRock CollegeAdvantage Advisor 529 Savings Plan
Ohio
Qualified distributions from Ohio and non-Ohio 529 plans are exempt. Ohio also exempts distributions from a Ohio 529 plan attributable to the beneficiary's death, disability, or receipt of a scholarship.
CollegeAdvantage Guaranteed 529 Savings Plan
Ohio
Qualified distributions from Ohio and non-Ohio 529 plans are exempt. Ohio also exempts distributions from a Ohio 529 plan attributable to the beneficiary's death, disability, or receipt of a scholarship.
Ohio CollegeAdvantage Direct 529 Savings Plan
Ohio
Qualified distributions from Ohio and non-Ohio 529 plans are exempt. Ohio also exempts distributions from a Ohio 529 plan attributable to the beneficiary's death, disability, or receipt of a scholarship.
STABLE Account
Ohio
If a qualified withdrawal is made from a STABLE Account, no portion of the distribution may be included in the gross income of the beneficiary for purposes of federal and Ohio state income taxes.
Oklahoma College Savings Plan
Oklahoma
Qualified distributions from Oklahoma and non-Oklahoma 529 plans are exempt.
Oklahoma Dream 529 Plan
Oklahoma
Qualified distributions from Oklahoma and non-Oklahoma 529 plans are exempt.
ABLEforAll
Oregon
If a qualified withdrawal is made from an ABLE account, no portion of the distribution may be included in the gross income of the beneficiary for purposes of federal and Oregon state income taxes.
MFS 529 Savings Plan
Oregon
Qualified distributions from Oregon and non-Oregon 529 plans are exempt.
Oregon ABLE Savings Plan
Oregon
If a qualified withdrawal is made from an ABLE account, no portion of the distribution may be included in the gross income of the beneficiary for purposes of federal and Oregon state income taxes.
Oregon College Savings Plan
Oregon
Qualified distributions from Oregon and non-Oregon 529 plans are exempt.
Private College 529 Plan
Other
Not applicable. Not a state-sponsored program.
PA ABLE
Pennsylvania
When withdrawn, earnings are exempt from Pennsylvania income tax if they are used for qualified disability expenses.
Pennsylvania 529 Guaranteed Savings Plan
Pennsylvania
Qualified distributions from Pennsylvania and non-Pennsylvania 529 plans are exempt. Accounts in a Pennsylvania 529 plan are also exempt from Pennsylvania inheritance tax.
Pennsylvania 529 Investment Plan
Pennsylvania
Qualified distributions from Pennsylvania and non-Pennsylvania 529 plans are exempt. Accounts in a Pennsylvania 529 plan are also exempt from Pennsylvania inheritance tax.
CollegeBound 529 (Advisor-sold)
Rhode Island
Qualified distributions from Rhode Island and non-Rhode Island 529 plans are exempt.
CollegeBound Saver (Direct-sold)
Rhode Island
Qualified distributions from Rhode Island and non-Rhode Island 529 plans are exempt.
RI's ABLE
Rhode Island
For Rhode Island state income tax purposes, annual earnings of an ABLE account shall be exempt from tax, and shall not be included in the Rhode Island income of the account owner. The earnings portion of a withdrawal to pay for qualified disability expenses is not subject to Rhode Island state income tax.
Future Scholar 529 College Savings Plan (Advisor-sold)
South Carolina
Qualified distributions from South Carolina and non-South Carolina 529 plans are exempt.
Future Scholar 529 College Savings Plan (Direct-sold)
South Carolina
Qualified distributions from South Carolina and non-South Carolina 529 plans are exempt.
South Carolina Tuition Prepayment Program
South Carolina
Qualified distributions from South Carolina and non-South Carolina 529 plans are exempt.
CollegeAccess 529 (Advisor-sold)
South Dakota
Not applicable. South Dakota does not have a personal income tax.
CollegeAccess 529 (Direct-sold)
South Dakota
Not applicable. South Dakota does not have a personal income tax.
ABLE TN
Tennessee
All contributions and withdrawals are exempt from state, county and municipal taxes.
Tennessee's BEST Prepaid College Tuition Plan
Tennessee
Not applicable. Tennessee does not have a personal income tax. Contributions to, and distributions from, Tennessee and non-Tennessee 529 plans are specifically exempt from all Tennessee state, county, and municipal taxes.
TNStars College Savings 529 Program
Tennessee
Not applicable. Tennessee does not have a personal income tax. Contributions to, and distributions from, Tennessee and non-Tennessee 529 plans are specifically exempt from all Tennessee state, county, and municipal taxes.
Lonestar 529 Plan
Texas
Not applicable. Texas does not have a personal income tax.
Texas College Savings Plan
Texas
Not applicable. Texas does not have a personal income tax.
Texas Guaranteed Tuition Plan
Texas
Not applicable. Texas does not have a personal income tax.
Texas Tuition Promise Fund
Texas
Not applicable. Texas does not have a personal income tax.
Utah Educational Savings Plan (UESP)
Utah
Qualified distributions from Utah and non-Utah 529 plans are exempt.
Vermont ABLE
Vermont
The State of Vermont does not tax distributions for qualified disability expenses.
Vermont Higher Education Investment Plan
Vermont
Qualified distributions from Vermont and non-Vermont 529 plans are exempt.
ABLEnow
Virginia
If a qualified withdrawal is made from an account, no portion of the withdrawal, including earnings, may be included in the gross income of the account owner.
CollegeAmerica
Virginia
Qualified distributions from Virginia and non-Virginia 529 plans are exempt. Virginia also exempts distributions from a Virginia 529 plan attributable to the beneficiary's death, disability, or receipt of a scholarship.
Invest529
Virginia
Qualified distributions from Virginia and non-Virginia 529 plans are exempt. Virginia also exempts distributions from a Virginia 529 plan attributable to the beneficiary's death, disability, or receipt of a scholarship.
Prepaid529
Virginia
Qualified distributions from Virginia and non-Virginia 529 plans are exempt. Virginia also exempts distributions from a Virginia 529 plan attributable to the beneficiary's death, disability, or receipt of a scholarship.
Guaranteed Education Tuition (GET)
Washington
Not applicable. Washington does not have a personal income tax.
SMART529 Prepaid Tuition Plan
West Virginia
Qualified distributions from West Virginia and non-West Virginia 529 plans are exempt.
SMART529 Select
West Virginia
Qualified distributions from West Virginia and non-West Virginia 529 plans are exempt.
SMART529 WV Direct College Savings Plan
West Virginia
Qualified distributions from West Virginia and non-West Virginia 529 plans are exempt.
The Hartford SMART529
West Virginia
Qualified distributions from West Virginia and non-West Virginia 529 plans are exempt.
Edvest
Wisconsin
Qualified distributions from Wisconsin and non-Wisconsin 529 plans are exempt. Under Wisconsin law, a beneficiary's right to qualified withdrawals from a Wisconsin 529 plan is not subject to garnishment, attachment, execution, or other process of law.
 

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