COLLEGE SAVINGS 101

Saving

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Whether you’re looking to open your first 529 plan or just checking up on a current investment, you want to make sure you’re using the most reliable source of information.

| Morning Star | | Savingforcollege Rankings | | rankings | | 529 plan | | Best 529 Plan |
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College costs way more than parents think

Although more parents are saving for college than ever before, many are doing so without a realistic goal in mind. If this sounds like you, it may be time to rethink your strategy.

| college costs | | savings | | 529s | | 529 plans |
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How much can you contribute to a 529 plan in 2017?

While the IRS doesn't specify a dollar amount for annual contributions limits for 529 college savings plans, here are some guidelines making a deposit in 2017.

| tax-advantaged | | savings | | 529 college savings | | 529 plan | | gift tax |
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Top ten direct-sold plans

The highly-anticipated Savingforcollege.com 529 plan rankings are here! This slideshow features our most recent top 10 list of direct-sold 529 plans for one-year investment performance. *Three-year performance rankings as of 06/30/2017

| Direct-sold 529 | | 529s | | college savings plans | | college saving plans | | score | | best plan |
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15 states with the biggest 529 tax breaks

Saving for college? Check out your home state’s 529 plan. Here are the 15 states that offer residents the most generous tax deductions and credits for contributions.

| 529 | | tax savings | | |
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How much is your state's 529 plan tax deduction really worth?

In addition to federal benefits, many states offer full or partial state tax deductions for contributions to a 529 plan. This map helps you get a better idea of how much your state's tax benefit may be worth.

| 529 plan | | tax benefits | | state tax deduction | | college savings plan | | saving for college | | choosing a 529 plan |
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3 takeaways for professionals from "How America Pays for College"

Professionals and advisors to college savers can benefit from the insights the study offers when promoting their services, educating clients, and growing their 529 plan businesses

| higher education | | annual survey | | SallieMae | | Ipsos | | 529s | | 529 | | savings |
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Celebrate College Savings Month!

A list of special events and promotions offered by states and 529 plans during College Savings Month.

| College Savings Month | | 529 Celebration | | 529 Plan | | National 529 college saving month | | Givaway | | Contest | | Sweepstakes |
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Kids & college: Leveraging 6 milestones to generate savings

Learn about six life events that serve as trigger points for you to check in on your 529 account and use a college savings calculator to make sure you’re on track.

| 529 plan | | college savings calculator | | 529 account |
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The 15 lowest-cost 529 savings plans

Don’t let fees and expenses shrink your college savings. Here’s a list of the15 lowest cost direct-sold 529 plans, based on our semi-annual Fee Study.

| 529 plan | | saving for college | | 529 plan fees | | fees & expenses | | 529 fee study | | low cost | | higher education |
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Just released: Latest 529 plan 5-Cap Ratings

Savingforcollege.com's latest 5-Cap Ratings are now available. These Ratings are calculated based on performance, costs, features, reliability, and a "Resident Upgrade" score as of March 31, 2017.

| 529 plans | | plan ratings | | rank | | college savings |
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It's never too late to start your college plan

It’s never too late to start saving for your child’s college education. Here are some tips for late stage planning strategies that won’t jeopardize your retirement.

| college | | planning | | 529 | | 529s | | college savings | | college save |
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Experts say this is how much you should save for college

A college degree could cost over $200,000 one day, but that doesn't mean you’ll pay that much out of pocket. Three experts give their advice on how much to save in a 529 plan.

| monthly savings | | college savings | | 529 | | 529 plan | | 529 plans |
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What Trump's proposed budget cuts could mean for college savers

President Trump’s new budget proposal focuses on simplifying federal student loan options and financial aid. See how this could affect your college savings strategy.

| Trump | | Proposed Cuts | | College Savings | | 529s |
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New! 529 ABLE plan detail pages

Looking for information on a specific ABLE savings plan? Our new plan details pages highlight important information on each available plan, including fees, tax benefits and investment options.

| ABLE savings | | 529A | | 529A plans |
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Top ten direct-sold plans

The highly-anticipated Savingforcollege.com 529 plan rankings are here! This slideshow features our most recent top ten list of direct-sold 529 plans for one-year investment performance. *Three-year performance rankings as of 03/31/2017

| Direct-sold 529 | | 529s | | college savings plans | | college saving plans | | score | | best plan |
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529 Day - The Definitive Guide

Many states are promoting May 29 (5/29) as a day with special meaning, and are looking to boost interest and participation in their 529 savings programs with various sweepstakes, contests and incentives.

| 529 College Savings Day | | 529 Celebration | | 529 Plan | | National 529 college saving day | | twitter party | | Givaway | | Contest | | Sweepstakes |
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Private College 529 and college savings plans: A perfect pair

The Private College 529 Plan can be an excellent complement to a 529 savings plan. Here’s how using these two vehicles together can help maximize savings.

| Private College 529 | | 529 plans | | College Savings | | Prepaid 529 |
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Top ten direct-sold plans

The highly-anticipated Savingforcollege.com 529 plan rankings are here! This slideshow features our most recent top ten list of direct-sold 529 plans for one-year investment performance. *Three-year performance rankings as of 12/31/2016

| Direct-sold 529 | | 529s | | college savings plans | | college saving plans | | score | | best plan |
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9 college savings tips to start the year off right

The New Year is the perfect time to review your 529 college savings plan strategy. Learn about how these nine tips can help achieve your goals in 2017.

| saving for college | | new year | | new year resolution | | 529 plan | | enroll now | | cost of college | | 529 plan performance | | college savings planner |
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Committing to College Savings: How to Make Your Financial Resolution Stick

For those of us on the road towards saving for our children’s college education, sticking to your saving goals may be more manageable than we think.

| savings college | | 529 plan |
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The Best Way to Save For College Live Q&A Event

Second only to retirement, planning for your children’s college education is one of the most important financial decisions your family has to make.

| Judy Minsk | | save for college | | q&a college savings |
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How much could you save for college by not buying these top toys?

Putting the money into a college fund is something that should be on everyone’s mind this holiday season. Learn how much you could save by not buying toys this year.

| 529 | | College Savings |
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Just announced: Best 529 plans for 2016

Savingforcollege.com and Morningstar both rank 529 plans. Here's why it's important to explore them both.

| best 529 plan | | best college savings plan | | morningstar | | ranked | | 529 |
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How much can you contribute to a 529 plan in 2016?

Make the most of your tax-advantaged savings accounts.

| tax-advantaged | | savings | | 529 college savings | | 529 plan | | gift tax |
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Yes, your 529 plan will affect financial aid

33 percent of parents and grandparents believe that a 529 plan is not considered when determining financial aid eligibility. See if they're right.

| type of aid | | finacial aid | | college savings survey | | FASFA | | EFC | | FA Traps |
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New study: Are men too confident about college savings? Or are women too pessimistic?

According to Savingforcollege.com's Annual College Savings Survey, a person's gender may impact the way they save and pay for college. What's more, these differences may exist across a broader spectrum of financial attitudes and behaviors.

| College Savings | | Men |
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Top ten direct-sold plans

The highly-anticipated Savingforcollege.com 529 plan rankings are here! This slideshow features our most recent top ten list of direct-sold 529 plans for one-year investment performance. *Three-year performance rankings as of 06/30/16

| Direct-sold 529 | | 529s | | college savings plans | | college saving plans | | score | | best plan |
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Study reveals parents could have saved $20,000 more for college

Fidelity Investments' launched their 10th Annual College Savings Indicator Study.

| college savings | | college savers | | college saving | | Fidelity |
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Understanding 529 expenses

An explanation of the four major categories of 529 plan fees and expenses and how to compare between plans.

| Understanding | | 529 expenses | | advisor-sold | | 529 | | section 529 plans | | college savings plans | | |
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Using multiple 529 plans

There are several reasons why someone might want to open accounts in more than one 529 plan.

| multiple 529 plans | | 529 plans | | college savings |
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How to select investments in a 529 plan

When setting up a 529 savings plan, you’ll need to choose an investment option. Learn about the three different types of options available and how they can help you meet your goals.

| 529 | | enrollment | | investment | | college savings |
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5 ways to tell if you're using the wrong 529 plan

There are over 100 different 529 plans available - so how can you be sure that you’re using the best plan to suit your family’s needs? Here are five red flags to look out for:

| preformance | | 529 plans | | college savings | | tax deduction |
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The Wealthfront 529 College Savings Plan: Is college investing with a robo-advisor right for you?

Recently announced state-sponsored 529 college savings plan to complement its existing suite of investment products, see what this means for families saving for college.

| wealthfront | | 529 | | 529s | | 529 plan | | 529 plans | | college savings |
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Top ten direct-sold plans

The highly-anticipated Savingforcollege.com 529 plan rankings are here! This slideshow features our most recent top ten list of direct-sold 529 plans for one-year investment performance. *Three-year performance rankings as of 03/31/16

| Direct-sold 529 | | 529s | | college savings plans | | college saving plans | | score | | best plan |
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College Savings by the Numbers

Think about how much you want to save for college, the strategies you’re using to do so, and any extra steps you can take to boost your efforts.

| Keith Bernhardt | | Fidelity | | Taxes | | College Saving | | College Savings | | rewards | | |
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Are parents getting savvier about saving for college?

The results of two recent surveys reveal that there's still an opportunity for Savingforcollege.com and financial advisors to educate families about the importance of including college savings in their overall financial plan.

| College Savings | | College Money | | Survey | | Education |
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The price of procrastination: 7 reasons to start saving today

| college | | savings college | | 529 plans | | money | | save |
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Saving for college: It's not just about the numbers

The best savings plan for college really differs for each family.

| college | | savings college | | |
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The magic number for college savings

Learn how much to invest each month in a 529 college savings plan to cover future costs of tuition, fees and room and board for private and public schools.

| saving for college | | 529 plan | | paying for college | | contribution | | savings goal | | cost of college | | monthly savings target |
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7 states where you can still claim a prior-year 529 plan tax deduction

Residents of these seven states can reduce their prior-year taxable income by making contributions to a 529 college savings plan before the April deadline.

| taxes | | 529 | | college savings |
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Introducing the new and improved SFC community forum

Our readers can share tips, ask questions and get advice from each other on our newly designed community message board.

| message board | | tips | | 529 plans | | college savings |
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Busting the top 7 myths about prepaid 529 plans

To help you better understand the prepaid plans and how they work, here are some common myths and the facts that bust them.

| prepaid | | college savings |
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Small Changes Can Lead to Big College Savings in 2016

There's no better time than the present to bolster your college savings.

| college savings | | Keith Bernhardt | | |
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Expert tips on handling your 529 plan in a shaky market

The stock market is expected to continue it's bumpy ride in 2016, but what does that mean for your college savings plan? Find out what the experts have to say.

| tips | | college saving | | expert advise |
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4 tips to make the most of scholarships

The same vigilance that was used to earn a scholarship is critical if you're going to use the money properly. Here are four tips for helping students get the most out of their reward.

| college savings | | scholarships | | financial aid |
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Top college savings stories of 2015

Here's a list of our most-read articles of the year, and many offer tips and advice that can be used throughout 2016 as well.

| 529s | | college savings | | parents | | education benefits | | gap year |
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New tax bill brings improvements to education benefits

Families saving for college with a 529 plan may want to review their 2015 qualified expenses.

| ABLE act | | PATH | | College Savings | | College Save | | 529 Plans | | 529's | | 529 Plan | | |
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New study from Fidelity shows why money for college makes a smart gift

How soon will your kids lose interest in the toys they receive this holiday?

| Fidelity | | Gifting 529 | | 529 | | College Savings | | Inforgraphics |
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How much can you contribute to a 529 plan in 2015?

Make the most of your tax-advantaged savings accounts.

| tax-advantaged | | savings | | 529 college savings | | 529 plan | | gift tax |
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5 year end tax tips for college savers

Parents and grandparents who use 529 plans to save for college are eligible for a number of tax benefits. This checklist will help you maximize your savings in 2016.

| Tax Benefits | | College Savings | | Gifting | | QHEE |
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Just announced: Best 529 plans for 2015

Ever wonder how your 529 college savings plan stacks up against the competition? One way to evaluate how your plan is performing is to check Morningstar's latest 529 plan ratings.

| Best 529 plans | | saving for college | | paying for college | | Morning Star | | 529 plan ratings | | best 529 plans | | choosing a 529 plan |
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7 myths and realities of 529 plans

Although 529 college savings accounts have been around for years, there are common misconceptions about the plans. Learn the truth behind these seven myths and you'll set yourself up for smarter college investing.

| 529 plan | | 529 plans | | college savings | | myths | | saving for college | | paying for college |
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Investing trends of 529 college savers

Find out how other 529 account owners are investing in their plans, and learn some best practices to help you make better choices for your own 529 plan investments.

| 529 plan | | college savings plan | | saving for college | | Vanguard | | investments | | investing | | investment options |
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5 habits of successful college savers

If you're looking to maximize your savings potential, there's more to it than blindly socking money away. Here are six habits of truly successful college savers.

| saving for college | | money habits | | saving money | | budget | | college savings |
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How to Save for College in the Big Ten States

Just for fun, here’s a look at college savings plan options from the 11 states that are home to Big Ten college football teams:

| saving for college | | 529 plan | | college savings month | | football | | tax deduction |
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Five simple steps to enrolling in a 529 plan

Wondering just to how go about opening a 529 plan? You're not alone! According to our 2nd annual Annual College Savings Survey, 86 percent of those who intend to open a 529 plan don't know the steps involved. Don't worry - we're here to help!

| 529 plan | | 529 plan enrollment | | investments | | age-based investments | | open a 529 plan | | saving for college | | college savings | | 529 contribution | | beneficiary |
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Don't Let These Myths Muddle College Savings

See the results of Fidelity recently College Savings Indicator Study.

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#TBT College savings: Then and Now

For the past nine years, Fidelity’s College Savings Indicator Study has revealed just how much American families are putting away for college. Read more.

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76 percent of families have college funds by first grade

According to new data from the College Savings Foundation, more and more parents are saving for college while their child is still very young. Here's why starting to save early and using a 529 plan is a winning combination.

| saving for college | | college savings month | | 529 plan | | parenting | | paying for college |
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How 7 different assets can affect your financial aid eligibility

Before you fill out the FASFA, learn how seven different assets, including 529 college savings plans, can impact your federal financial aid eligibility.

| financial aid | | FAFSA | | CSS profile | | grandparents | | paying for college | | student loans | | saving for college | | college savings options | | grants |
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When should you switch 529 plans?

There are several good reasons for some 529 plan participants to consider doing a rollover. Here are the most common.

| 529 plan | | saving for college | | choosing a 529 plan | | investment |
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6 ways you can save for college

To help those families out there who may not have all the time they want to research their options for saving for college, we’ve listed six common ways you can start a college fund, and the biggest pros and cons of each.

| 529 plan | | mutual funds | | coverdell ESA | | Roth IRA | | UGMA/UTMA | | custodial accounts | | saving for college | | paying for college | | the best way to save for college |
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Eight reasons why grandparents love 529 plans

If you’re a grandparent there are a variety of different ways you can help pay for college. Here are eight reasons why we think saving with a 529 plan could be your best bet.

| 529 plan | | grandparents | | saving for college | | college planning | | tax benefits | | estate planning | | financial planning | | investment | | |
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Who can open a 529 plan?

Here are six examples of people who would benefit from opening a 529 plan and how.

| open 529 plan | | U.S. savings bond | | UGMA/UTMA | | 501(c)(3) |
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Top ten direct-sold 529 plans*

The highly-anticipated Savingforcollege.com 529 plan rankings are here! This slideshow features our most recent top ten list of direct-sold 529 plans for one-year investment performance. *One-year performance rankings as of 06/30/15

| 529 plan | | saving for college | | choosing a 529 plan | | performance rankings | | slideshow | | direct-sold |
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Is student debt motivating young parents to save for college?

While the common perception is that student debt is a barrier to college savings, new survey data suggests it may actually have a positive effect on young parents' drive save for college.

| young parents | | saving for college | | student loans | | student debt | | paying for college | | survey | | survey data | | paying off debt |
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4 ways to get your kids involved with saving for college

Looking for ways to get your kids involved in saving for their future college education while they're young? Here are some creative ideas that have worked for other families.

| saving for college | | kids | | paying for college | | family finance | | students | | working through college |
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Top 5 mistakes to avoid when using a Coverdell ESA

If you want to start saving for elementary school, high school, or college, a Coverdell is one of your best options. But before you decide to open an account, be sure to look out for these five common pitfalls.

| coverdell esa | | coverdell | | mistakes using a coverdell | | saving for college | | paying for college |
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I won't qualify for financial aid, but I still need help paying for college

What can you do if you make too much for financial aid, but not enough to pay for college out of pocket?

| college savings | | high-income | | fund 529 | | tuition tax breaks | | American Opportunity Tax Credit |
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Top 10 financial mistakes millennial parents make

Millennials carry a heavy student debt burden, worsened by the effects of a tough job market. And now they're having babies. Here are the top mistakes that will prevent these young parents from meeting financial goals.

| personal finance | | parenting | | savings | | budget | | retirement | | college | | saving for college |
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7 money management tips to save more for college

Boost your college savings efforts, with the following seven money management tips can help get you off on the right foot.

| College costs | | Lower Monthly Bills | | College Savings |
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10 easy ways grandparents can help pay for college

One way grandparents can help their grandchildren on their journey to becoming successful adults is to help fund their college education. Here are ten ways to do this, and the risks and benefits of each.

| grandparents | | saving for college | | paying for college | | financial aid | | coverdell | | 529 plan | | loan | | trust | | grandchild | | estate planning |
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Saving for college? These 6 mistakes can cost you

Parents can maximize their child’s education savings by learning about 529 plan rules and avoiding these six costly college planning mistakes.

| saving for college | | paying for college | | 529 plans | | qualified higher education expenses | | savings goals | | financial aid | | scholarships | | American Opportunity Tax Credit |
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College Savings Timeline: Time to get in gear

Even if your child has less than 18 years until college, you still have plenty of time to grow significant savings. Here are five things to focus on if college is 10 years away.

| college savings | | 10 years to college | | grade school | | scholarships | | 529 plans | | age-based investments | | asset allocation | | resume | | application | | 529 plan | | 529 plans |
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Can I use my 529 plan to buy electronics?

A question that’s been on the minds of families for some time now is whether or not “supplies and equipment” includes electronics such as computers, smartphones and tablets.

| 529 plan | | saving for college | | paying for college | | qualified expenses | | computers | | 529 plan withdrawals | | room and board |
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[VIDEO] What is a qualified expense?

These are all common questions we hear from families related to 529s.

| 529 common questions | | college savings | | withdrawal 529 | | qualified 529 expenses |
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College Savings Timeline: New beginnings

For those of you who are about to enter the world of parenthood – Congratulations! Believe it or not, this is the ideal time to start a college savings fund. Here are five steps to get started today.

| 529 plan | | 529 plans | | college savings | | new baby | | saving for college | | paying for college |
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Five questions to ask yourself when choosing a college savings strategy

College can be one of the largest expenses a family will ever face. There are a number of different options available to help you reach your goal, and here are a few things to consider before choosing the one that’s right for you.

| 529 plan | | college | | college savings | | college savings options | | investment option | | age-based | | fees and expenses | | tax benefits |
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How much can parents really save for college by giving up Starbucks?

Giving up five trips to Starbucks and one meal out per week you could save enough to cover a full year of private school tuition in 18 years.

| Starbucks | | College Savings | | Sallie Mae |
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Is it a mistake not to hire a financial planner?

When it comes to planning and saving for college, some families prefer to endure the journey alone, but others are willing to pay for professional guidance. DIY college planning may work for some, but here are 6 things you might be missing out on by not utilizing a financial professional.

| saving for college | | financial planning | | financial planner | | financial advisor | | paying for college | | 529 plan | | planning for college |
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[INFOGRAPHIC] Top Misconceptions About College Savings: Do You Know the Answers?

Our annual survey revealed that many families are still confused about how 529 plans work. Learn about the biggest misconceptions.

| Annual Survey | | College Savings | | Grandparents |
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10 expert savings tips to make the most of summer

Now that summer's finally here, are you planning a busy and fun-filled next few months for your family? Here are 10 tips from the experts to help you plan for a memorable summer without draining your bank account

| budget | | summer | | frugal | | family | | personal finance | | vacation | | summer vacation | | saving money |
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529 Day Webcast Recap

Did you miss our 529 Day live Q&A webinar? Here's a recap of all the great college savings topics that were covered.

| 529 Day | | College Savings Bank | | 529 Plans | | College Savings |
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It Pays to Start Saving: 5 Ways to Get Started Now

Saving 100% of what you need for college may be difficult, any savings will open options and reduce the need to take on student debt.

| student debt | | fidelity | | save | | college | | 529 plans | | college savings |
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529 Day Webcast - Meet the experts

Don't miss our 529 Day Webcast taking place on May 29th! Learn more about the panel of leading industry experts who will be answering your college savings questions.

| 529 day | | 529 plans | | college savings | | college savings experts | | ny times | | Forbes | | Tara Siegel Bernard | | Lynn O'Shaughnessy | | Joseph Hurley | | Troy Onink | | saving for college | | paying for college | | webcast |
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Top ten direct-sold 529 plans*

The highly-anticipated Savingforcollege.com 529 plan rankings are here! This slideshow features our most recent top ten list of direct-sold 529 plans for one-year investment performance. *One-year performance rankings as of 03/31/15

| 529 plan | | saving for college | | choosing a 529 plan | | performance rankings | | slideshow | | direct-sold |
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Ask an Expert: Should I still use a 529 plan to save if I am unsure of my child's higher education plans?

Parents often delay opening a 529 account because of uncertainty regarding their child's plans for higher education. Marguerita Cheng of Blue Ocean Global Wealth explains how parents can still benefit from 529 plans even if their child doesn't end up needing the funds.

| 529 plan | | saving for college | | scholarship | | military | | withdrawal | | nonqualified withdrawal |
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5 groovy college lessons from Mad Men

AMC's hit period-drama 'Mad Men' is coming to an end! For a fun twist before the finale, take a look at this list of lessons that can be learned about saving for college from our favorite Mad Men characters.

| saving for college | | higher education | | Mad Men | | AMC | | paying for college | | women in college | | 1970s | | military | | adult education | | 529 plan |
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Are you a financially savvy parent?

As a parent, you have a lot to think about on a daily basis - but how much thought are you giving to your household finances? Start here by taking this quiz to find out if your family finances are on the right track!

| personal finance | | parenting | | savings | | paying for college | | saving for college | | quiz |
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529 reasons to save for college with a 529 plan

We're celebrating 529 Day this year in a BIG way by compiling a list of 529 reasons to open a 529 plan! To kick things off, here are some great reasons from a few of our favorite industry experts.

| 529 plan | | 529 Day | | college savings | | 529 college savings plan | | saving for college | | paying for college | | May 29 |
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9 ways America's college savings habits have changed

Sallie Mae's 2015 'How America Pays For College' report is fairly consistent with 2014's findings in how American families prepare for the costs of higher education. Here are 9 changes in some saving attitudes and behaviors that we thought we worth noting.

| college savings | | Sallie Mae | | 529 plan | | parents | | college | | paying for college | | cost of college |
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How to pay off student loan debt while saving for the future

Over 40 million Americans have student loan debt. Is it possible to build savings while paying down your loans? Guest blogger Robert Farrington, Founder of The College Investor, tells us how.

| student loans | | student debt | | paying for college | | saving for college | | graduates | | retirement |
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7 ways to prepare a child with autism for college

In honor of Autism Awareness Month this April, here are seven things a you can do to make the dream of college a reality for a child with autism.

| college | | higher education | | special needs | | special education | | autism | | saving for college |
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How to get socially responsible with 529 plans

Happy Earth Day! Did you know that you can help preserve the environment by saving for college? Here are four investment managers that offer Socially Responsible Investment options through 529 college savings plans.

| Earth Day | | 529 plan | | 529 plans | | college savings plans | | socially responsible | | socially responsible investing | | SRI | | Vanguard | | TIAA-CREF | | Parnassus | | Calvert |
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Are U.S. Savings Bonds still an effective way to save for college?

Way back before smart phones, Netflix and Facebook, many families were using savings bonds as a way to set aside money for college. If you're still holding on to your bonds - is it time for an upgrade?

| savings bonds | | US savings bonds | | EE savings bonds | | college savings | | 529 plan | | savings bonds vs 529 plan | | saving for college | | financial aid |
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Ask an expert: How can I move my funds from one 529 plan to another without incurring taxes?

There are many reasons for considering a change in 529 plans. Marguerita Cheng of Blue Ocean Global Wealth explains how to transfer funds from one 529 plan to another without incurring tax consequences.

| 529 plan | | 529 plan rollovers | | rollover | | no tax | | college savings | | college savings plan | | saving for college | | beneficiary | | IRS |
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Mint.com expert interview on paying for college

We recently had the opportunity to share our advice on funding higher education with Mint.com in their Expert Interview series. In honor of Financial Literacy Month, read though this interview to learn some great tips on the best ways to pay for college.

| paying for college | | funding college | | higher education | | cost of college | | saving for college | | Mint | | interview | | student loans |
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How to pass the college affordability test (CAT)

Many students and parents invest time and money preparing for the SAT and ACT but don’t give much forethought to passing their own college affordability test (CAT). Wendy David-Gaines discusses ways families can begin prepping for their own CAT.

| paying for college | | saving for college | | college affordability | | college tuition | | higher education |
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[Video] What is a 529 plan?

Whether you're a new parent, grandparent or a prospective student, a 529 plan can help you build a college savings fund. Here's a quick video that introduces the 529 plan and highlights why we feel 529 plans are the best way for families to save for college.

| 529 plan | | college savings plan | | video | | what is a 529 plan | | 529 plan benefits | | using a 529 plan | | saving for college |
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10 things you can learn about saving for college from Game of Thrones

What can Jon Snow, Sansa Stark and Tyrion Lannister teach you about planning for college? Find out in this fun Game of Thrones slideshow.

| Game of Thones | | saving for college | | paying for college | | student loans | | estate taxes | | 529 plans | | cost of college | | college savings calculators |
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Ask an expert: Can I claim any higher education tax benefits for a non-dependent child?

As the deadline to file your taxes draws near, Marguerita Cheng of Blue Ocean Global Wealth offers an answer to this frequently-asked question concerning higher education tax credits.

| Ask an expert | | 529 plans | | tax credits | | education tax credits | | tax planning | | saving for college |
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Will a high school part-time job help with college admissions?

A part-time job can have a big impact on a student’s college application and could even influence their career path for years to come. Ryan Hickey, Managing Editor of Peterson's, shares four key questions that students should consider when looking for a part-time job.

| paying for college | | part time job | | saving for college | | college admissions |
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What is your state doing to promote saving for college?

As tuition prices continue to skyrocket, many states are actively trying to raise awareness about the importance of saving for college. At this year's College Savings Foundation Conference, representatives from several states shared their thoughts with us on the best ways to promote saving for college.

| 529 plans | | college savings | | states | | MEFA | | NEST | | FAME | | planning for college | | paying for college | | matching grants |
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College Savings April Foolery

Don't be tricked this April Fools Day! Make sure you do your research so that you know exactly what the best strategy is to help you meet your college savings goals.

| 529 plan | | april fools day | | college savings | | save for college | | retirement accounts | | 401k | | savings accounts | | college savings options |
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[PODCAST] Melinda Lewis on the relationship between college savings and student debt

Just how much of an effect does a college fund have on the likelihood that a student will have to borrow? In this podcast, Kathryn Flynn and Melinda Lewis discuss new research on the relationship between saving for college and student debt.

| savings vs loans | | college savings | | student debt | | student loans | | college savings plan | | 529 plan |
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How to save for college in the Sweet Sixteen states

It’s March Madness time! In honors of tonight’s first round of games between the Sweet 16 bracket, we’ve put together a slideshow highlighting the teams by state, and the 529 college savings plans offered by each state.

| saving for college | | march madness | | sweet sixteen | | paying for college | | cost of college | | tuition | | scholarship | | basketball |
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Does your employer help you save for college?

Many workers feel that help with saving for college is a key piece missing from their benefits package. Kathryn Flynn and Christian Duffus of LEAF College Savings discuss why we rarely see college savings plans offered as employee benefits.

| saving for college | | employee benefits | | college savings plans | | 529 plans | | college savings | | paying for college |
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Little Einsteins flock to the White House Science Fair

This year's annual White House Science Fair highlighted the President's 'Educate to Innovate' Campaign, part of the larger initiative to make college a reality for more students.

| White house | | Obama | | saving for college | | 529 plans | | science fair | | education | | paying for college |
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Will the Student Aid Bill of Rights help your family?

Last week President Obama signed a presidential memorandum outlining a plan intended to help dissolve the student debt crisis. The Student Aid Bill of Rights focuses on four key issues related to helping students pay for college and helping graduates manage and repay their student loans.

| financial aid | | student loans | | student debt | | paying for college | | cost of college | | saving for college |
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5 ways to grow your 529 pot o' gold

Even if you can't depend on the luck of the Irish to help you afford college tuition, here are five simple ways you can use a 529 plan to grow your own pot of gold for college!

| 529 plan | | 529 college savings plan | | saving for college | | St. Patricks Day | | pot of gold | | Irish | | tax benefits | | tax return |
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15 facts about financial aid eligibility

Feeling overwhelmed by the process of applying for financial aid? Fear not! These fifteen facts can help you determine how much financial aid you may be eligible for.

| financial aid | | FAFSA | | CSS profile | | grandparents | | paying for college | | student loans | | saving for college | | college savings options | | grants |
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529 plans and your tax return

There are times when 529 account activity will need to be reported to the IRS. Here are five things to consider this tax season if you’re saving for college.

| Taxes | | College Savings | | 529 Plan IRS | | taxable withdrawals |
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Nine reasons why every 'Modern Family' needs a 529 plan

The following slideshow looks at one of America’s favorite unconventional families and how each member can enjoy the benefits of a 529 plan.

| saving for college | | paying for college | | 529 plans | | Modern Family | | saving for multiple children | | five year election | | college savings |
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Savingforcollege.com's March Photo Madness

To get in the spirit of the upcoming March Madness basketball tournament, we're giving you the opportunity to win some great prizes. Enter our Facebook photo contest for a chance to win a $250 cash scholarship and two fitbits!

| saving for college | | scholarship | | March Madness | | basketball | | 529 plan | | college savings planner | | photo contest | | facebook |
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The Penny Hoarder talks about saving and paying for college

Kyle Taylor, founder of The Penny Hoarder blog, shares some tips for parents, college students, and recent grads on ways to earn, save, and grow money.

| saving for college | | paying for college | | the penny hoarder | | smart tips | | personal finance |
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Financial Aid - Five crucial tips

There are many sources of financial aid available, learn more about them.

| College Savings | | Financial Aid |
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It's that time of year again - the 40-Day College Savings Challenge

Join us again this year and challenge yourself to find room in your family budget for college savings. Keep track of what you're able to save for the next 40 days, and keep us posted on how it's going!

| college savings | | saving for college | | 529 plan | | Lent | | challenge |
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[PODCAST] Selecting your 529 plan investment options

In this podcast episode, Joe Hurley and Kathryn Flynn discuss the investment options typically offered in a 529 plan and how to choose the best investment portfolio to achieve your savings target.

| podcast | | saving for college | | 529 plan | | choosing a 529 plan | | investment options | | age-based investments | | Joe Hurley |
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10 things we love most about 529 plans

Getting to college without going into excessive debt isn’t easy, but it’s also not impossible. Here are 10 reasons why we think 529 plans are the most effective way for families to save for college.

| 529 plan | | college savings | | saving for college | | paying for college | | tax benefits | | financial aid | | contribution limits | | fees and expenses |
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7 ways the 2016 fiscal year budget could affect higher education

This week, the Obama administration released a 2016 fiscal year budget request, which details the President's plan to make education and job training top priorities. This slideshow lists the impact the proposed budget could have on certain areas of higher education.

| 529 plans | | saving for college | | paying for college | | student loans | | financial aid | | pell grant | | FAFSA | | higher education |
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529 plans and their tax benefits are here to stay

College savers can now breathe a sigh of relief as the President plans to drop his proposal to eliminate tax-free withdrawals of 529 college savings plans.

| 529 plan | | college savings plan | | obama | | tax | | withdrawals | | tax proposal |
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The President's backdoor plan to increase 529 savings

Reaction to President Obama's proposal to impose tax on qualified distributions from 529 savings accounts.

| President Obama | | College Saving | | 529 Plan | | taxes | | community college | | qualified distributions |
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Which is best: 529 college savings plan or Roth IRA?

When it comes to choosing the best way to save for college, many people turn to tax-advantaged investment vehicles like Roth IRAs and 529 college savings plans. If you're on the fence about which savings vehicle to use, take a look at this breakdown of how each one works.

| 529 plan | | college savings | | saving for college | | cost of college | | savings options | | IRA | | Roth IRA |
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529 plans and the FAFSA

Before you fill out the Free Application for Federal Student Aid (FAFSA), it's a good idea to understand how your current savings, including those in 529 plans, are analyzed in calculating your financial aid eligibility.

| 529 plan | | saving for college | | financial aid | | paying for college | | FAFSA | | financial aid eligibility | | cost of college |
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The 25 best 529 plan questions of 2014

Is opening a 529 plan one of your New Year's resolutions? Here's a list of some of the most commonly-asked 529 questions (and their answers!) to help you stick to your goal.

| Best 529 plan | | saving for college | | choosing a 529 plan | | 529 plan withdrawals | | financial aid | | grandparents | | 529 plan performance | | estate planning |
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The ABLE Act and what it means for your 529 plan

The long-awaited Achieving a Better Life Experience (ABLE) Act has been signed into law by President Obama. Learn about how the 529A accounts created by this Act will help Americans with disabilities better save for the future.

| 529 plan | | saving for college | | disability | | ABLE Act | | President Obama | | Congress | | tax-deferred | | savings account |
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[PODCAST] How to give a gift of college savings

Happy holidays! In this new podcast, Joe Hurley and Kathryn Flynn discuss why a contribution to a 529 plan can be a more meaningful gift for a child than a toy or cash.

| podcast | | college savings | | 529 plan | | holiday | | 529 plan contribution | | paying for college | | saving for college | | grandparents |
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5 ways to get money for college this holiday season

Instead of receiving more trucks or dolls to add to your already overflowing toy chest, why not consider asking your loved ones to contribute to your child's college fund this year? View this slideshow to learn more about some of the creative 529 gifting programs available to help you do just that.

| paying for college | | 529 plan | | gifting | | holidays | | saving for college |
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Introducing the NEW College Savings Planner on Savingforcollege.com!

It's time to change the way you think about college savings. Meet the College Savings Planner, an innovative tool that allows you to design a customized savings strategy to help you meet your specific goals. Try it out!

| 529 plan | | college savings | | saving for college | | college savings planner | | grandparents | | cost of college | | paying for college | | college savings tool |
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Be the Quarterback of Your College Savings Team

Steps to help accelerate college savings plan.

| 529 | | college savings plan | | research | | 529 growth | | fidelity | | Keith Bernhardt | | Bernhardt |
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[INFOGRAPHIC] College Savings Month Survey results

This year's College Savings Month survey revealed what factors families feel are most important when choosing a 529 plan. View our new infographic to see a summary of the findings.

| infographic | | college savings | | saving for college | | survey | | choosing a 529 plan | | tax benefits |
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[PODCAST] Getting started with a 529 plan - Step 3: Maximizing your savings

In the third and final episode of the "Getting Started with a 529 Plan" series, Kathryn Flynn and Joseph Hurley discuss ways you can maximize the savings in your 529 plan in order to meet your college savings goals.

| saving for college | | 529 plan | | podcast | | savings | | choosing a 529 plan | | paying for college | | 529 rewards programs |
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Does this 529 plan rule leave you scratching your head?

Investing in your home state's 529 plan can have some great benefits, but you should still explore the 529 options in other states as well.

| 529 plan | | saving for college | | fees and expenses | | choosing a 529 plan | | investment | | |
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The 529 plan F-Word

Almost all college savers will agree that the most hated four-letter word associated with 529 plans is F-E-E-S. It's important to compare fees when deciding on a 529 plan. But where do you start?Here’s a quick slideshow to help you understand the different charges:

| 529 plan | | saving for college | | fees and expenses | | paying for college | | choosing a 529 plan |
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8 tips for preparing your child for the financial realities of college

This guest post offers the following strategies to help you ensure your kids are ready to face the expenses of higher education.

| paying for college | | student loans | | saving for college |
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Savingforcollege.com's College Savings Month festivities

To celebrate College Savings Month, we’re featuring exciting new content dedicated to sharing our knowledge and answering your questions regarding 529 college savings plans and other planning tools. Here’s a quick list of what we’re currently offering.

| college savings month | | webcast | | podcast | | 529 plan | | saving for college | | Joseph Hurley |
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Before you open a grandparent 529 account...

A 529 college savings plan can be a very effective way for grandparents to build a college fund for their grandchildren. However, there are a few questions grandparents must ask themselves before opening a 529 account.

| saving for college | | 529 plan | | grandparents | | financial aid | | FAFSA | | 529 plan withdrawals |
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[PODCAST] Getting started with a 529 plan - Step 2: Opening your account

Tune in to the next episode in our podcast series and listen to Joe Hurley and Kathryn Flynn's discussion on what you need to do to set up your 529 college savings account.

| 529 plan | | college savings | | podcast | | college planning | | investment |
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You're saying my financial advisor can help me plan for college?

Most parents and grandparent already know that they can open a 529 plan through an advisor, but what they may not realize is that advisors are also helping to make college attainable in other ways.

| 529 plan | | saving for college | | financial professional | | financial advisor | | cost of college | | paying for college | | |
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[PODCAST] Getting started with a 529 plan - Step 1: Finding the best plan

529 accounts are relatively simple to set up, but with over 100+ different options available, even the most savvy investors are sometimes left wondering where to begin. In this new podcast series, we discuss the steps to take when setting up a new 529 college savings account.

| 529 plan | | saving for college | | choosing a 529 plan |
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Why you should teach your kids about money

Studies have shown that kids who are involved in family finances are much more likely to save money themselves, yet many parents still have reluctance when it comes to discussing financial matters with their kids.

| financial literacy | | kids | | money | | 529 plans | | college savings | | |
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12 states offering FDIC-Insured 529 plan options

Families who wish to save for college with 529 plans but are seeking more conservative investment options may find them with plans that offer FDIC-insured options. Here are 12 states that offer this type of investment.

| 529 plan | | fdic | | investment | | investment options | | savings accounts |
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4 Ways Families Are Tackling High College Costs

According to Sallie Mae's annual How America Pays for College study that was released last week, families are getting the message about saving early for college. Learn more here.

| Sallie Mae | | College Cost | | Saving | | 529 plan | | budget |
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[PODCAST] How to Effectively Save For College When You Have Multiple Children

Listen to our podcast to learn the best ways to divvy up your college savings with multiple children.

| Multiple Children | | 529 plans | | saving | | college | | Sallie Mae | | America saves |
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How college savings can make a great gift

Here's a great gift-giving idea that you can incorporate annually into your child's life, and even put a college-savings spin on it.

| college savings | | 529 plan | | graduation | | qualified expenses |
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A top college savings resource for grandparents

There are a number of different ways for grandparents to help save for college, yet for many the process can seem overwhelming. Here's an overview of the college savings resources we have available to help grandparents ensure their grandchildren have the best chance for success.

| grandparents | | saving for college | | 529 plans | | tax benefits | | gift tax | | investment | | |
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[INFOGRAPHIC] College Savings Timeline

Our newest "College Savings Timeline" Infographic focuses on what you can do during various stages of life to ensure an easy transition to college that won’t leave your child or grandchild burdened with excessive debt.

| infographic | | college | | saving for college | | paying for college | | scholarships | | financial aid | | 529 plan | | cost of college |
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For many college hopefuls, grandparents coming to the rescue

Parents strategizing to cover the cost of college may not have to look very far for an additional helping hand. One group of advocates is stepping up to help save for college and providing significant support: grandparents.

| grandparents | | saving for college | | paying for college | | cost of college |
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Savingforcollege.com's 529 Plan Fee Study

While fees associated with direct-sold 529 college savings plans have come down significantly in the last few years, they still need to be taken into consideration. To help you do this this we have just updated our semi-annual fee study.

| fee study | | fees and expenses | | 529 plan | | choosing a 529 plan | | tax benefits | | saving for college | | |
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Six calculators to help you save for college

We are constantly striving to come up with new and improved tools that will help you answer some of your toughest college savings questions. See how these six calculators can assist you with your budgeting and planning decisions:

| college savings | | 529 plan | | calculators | | student loans | | cost of college | | saving for college | | tax benefits | | scholarships |
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Benefits of 529 plans - How to Save for College HQ PODCAST

In this "How to Save for College HQ" Podcast, Celest Horton and Kathryn Flynn discuss the benefits of 529 plans and the importance of starting to save as soon as possible.

| 529 plan | | saving for college | | cost of college | | tax benefits | | |
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College Savings Timeline: Time for college

All the hard work you've put into building up your child's college savings account has paid off, and now it's time for them to head off to college. What steps do you need to take to make a 529 plan withdrawal when the first tuition bill arrives?

| saving for college | | paying for college | | qualified expenses | | 529 plan withdrawals | | room and board | | tuition |
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When your child wants to attend a U.S. Military Academy

What happens if families who have been diligently saving for college with a 529 plan have a child who plans to attend a military academy?

| college savings | | military | | paying for college | | scholarship | | 529 plan | | 529 plan withdrawal | | tuition |
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Facebook contest: Share your proudest moment as a parent or grandparent!

This month, we’re offering a chance to win a $50 Amazon gift card just for sharing a photo of your proudest parent or grandparent moment with us. Post your proudest moment on our Facebook wall for your chance to win!

| facebook | | photo sharing | | proudest parent | | college savings | | graduation |
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Scoring an athletic scholarship

This year's World Cup has given us sports fever! In today's blog post, we discuss the realistic probability of achieving a sports scholarship, and why opening a 529 college savings account is an excellent back-up plan.

| paying for college | | saving for college | | scholarships | | sports | | world cup | | cost of college |
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Don't be fooled by 529 plan sticker shock

Many critics of 529 plans who are hesitant to invest because they feel that the fees associated with these types of plans will eat away at their earnings. However, these claims leave out one of the most lucrative advantages of a 529 plan - the tax benefits.

| 529 plan | | cost of college | | saving for college | | 529 plan performance | | tax benefits |
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Congratulations to our 529 Day winner: Another great success!

This May 29th, affectionately known to the industry as 529 Day, was especially memorable for Rochelle Blee, the winner of our 529 Day celebration giveaway.

| 529 day | | webcast | | college savings | | 529 plan | | grandparents | | estate planning | | college planning |
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Top five ways to spend 529 savings

Withdrawals from a 529 plan must be spent on qualified higher education expenses to avoid tax and penalty. Just what types of college expenses are qualified?

| college savings | | 529 plan | | qualified expenses | | 529 plan withdrawals | | paying for college | | tuition | | room and board | | equipment | | special needs equipment |
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College savings success stories: Anonymous tips

Last week we received some great advice on our message board explaining how to get the best education "bang for your buck". Consider these tips to create a well-rounded college funding strategy.

| college savings | | 529 plans | | community college | | cutting college costs | | paying for college | | saving for college | | ROI |
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10 reasons to give the gift of college education

It’s graduation party season- looking for the perfect gift? Whether you are shopping for a kindergartener, eighth grader or even a high school graduate, here are 10 reasons why a contribution to a college savings fund will always be appreciated.

| 529 plans | | college savings | | graduation | | graduation gift | | 529 plan contribution | | state tax benefits | | grandparents |
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Four easy ways shoppers can become college savers

If saving for college while you shop sounds like your cup of tea, you might want to consider a credit card that will pay you back in the form of 529 plan contributions. Here are four credit cards that offer college savings rewards.

| 529 plan | | 529 plans | | college savings | | saving for college | | upromise | | credit cards | | rewards credit cards | | rewards points |
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VIDEO - Which 529 plan is best for me?

With hundreds of different options available, how do you know which 529 plan to choose? In this video, Joe Hurley points out the features you should look for when you shop for a 529 plan.

| 529 plan | | 529 plans | | college savings | | college savings day | | 529 day | | saving for college | | choosing a 529 plan | | national college savings day |
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Student loan rate hikes give more reason to save

Beginning July 1, we will see a 0.8% increase in interest rates on all federal student loans. If you were planning on taking out loans to pay for college, you may want to rethink your strategy.

| college | | paying for college | | saving for college | | student loans | | interest rates | | interest rate increase | | 529 plan | | 529 plans | | college savings day | | 529 day | | cost of college |
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College Savings Timeline: The home stretch

You’re the parent of a high school junior, which means in just two years your child will be on his or her way to college. In this week’s College Savings Timeline, we discuss the five most important college planning steps for the final years of high school.

| 529 plans | | 529 plan | | college savings | | high school | | scholarships | | financial aid | | SAT | | ACT | | FAFSA |
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Top four savings essentials for young families

Having kids and the expenses to go with them can sometimes put savings goals on hold. Whether your first baby just arrived or your oldest is headed to middle school, it’s never too late to get your family’s savings plan back on track. Here are four tips on how to get started.

| personal finance | | tips for saving | | college savings | | saving money | | family | | young family | | budgeting |
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529 Day Q&A Webcast hosted by Savingforcollege.com

Mark your calendars! In honor of 529 Day, Thursday, May 29th at 1:00pm ET Savingforcollege.com is hosting a live webcast featuring the industry’s top experts. This is your chance to ask questions regarding 529 plans, financial aid and where college savings fits into your family’s financial plan.

| 529 plan | | 529 plans | | 529 day | | college savings | | webinar | | webcast | | q&a | | college savings questions | | 529 plan myths |
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[INFOGRAPHIC] The History of the 529 Plan

Take a look at our newest infographic to see some important dates in the lifetime of the 529 plan, and how it has evolved to the great college savings vehicle that it is today.

| 529 plan | | 528 college savings plan | | infographic | | history of 529 plan | | how to save for college | | saving for college |
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Five of the best college savings apps

In addition to allowing you to track funds in a bank or investment account, there are also mobile apps available that offer some fantastic planning tools. This slide show highlights five apps that help parents, students and grandparents plan for the future costs of college.

| 529 plan | | college savings | | smart phone | | smart phone app | | college savings app | | paying for college | | financial planning | | technology |
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College savings success stories: The 529 Guru's story

This week, we asked our very own Savingforcollege.com founder and "529 Guru", Joe Hurley, to share how he used his expertise to pay for the college education of his own two children.

| college savings | | 529 plan | | 529 plans | | success story | | 529 guru | | joe hurley | | room and board | | scholarship |
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College Savings Timeline: Now entering the world of high school

Here are some things you can do in the next four years of high school to ensure an easy transition that won't leave your child burdened with excessive debt.

| savings | | college savings | | 529 plan | | 529 plans | | high school | | teenager | | scholarships | | AP | | planning for college | | saving for college | | paying for college |
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Do 529 plans beat their benchmark?

A recent analysis conducted by Joe Hurley finds that historically when their unique benefits are taken into account, 529 plans can be a very lucrative choice when saving for college.

| college savings | | 529 plan | | 529 plans | | mutual funds | | college | | college investing | | saving for college | | tax benefits | | benchmarks | | investment strategies |
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College savings success stories: Family of seven

This week, author Katie Flynn will be telling her own college savings success story. She explains how her parents got Katie and her four siblings through college successfully - an incredible feat!

| college savings | | how they did it | | success stories | | scholarships | | loans | | 529 plans | | work study | | in-state schools |
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5 ways to cut college costs

The last thing you want is to have your child graduate college burdened with student loans. Here are five ways anyone can put away extra money for college, regardless of income.

| saving for college | | paying for college | | student loans | | higher education | | scholarships | | room and board | | cost of tuition | | 529 plan | | 529 college savings plan |
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College savings success stories: Our own success

We thought you might be interested in how saving for college worked for our own families. This week’s success story comes from our very own Chief Operating Officer, Marie Osypian.

| scholarships | | work study | | loans | | paying for college | | saving for college | | college savings | | success stories |
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10 investing terms every college saver should understand

In honor of Financial Literacy Month, here’s a quick rundown of ten often-misunderstood investing terms that you’re likely to come across when choosing a saving strategy.

| college savings | | financial literacy month | | investing | | 529 plans | | investment terms | | investment |
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Top 529 plans to follow on twitter

To help you keep up-to-date with the latest college savings news, here is a list of the most active plans on twitter. Follow away!

| 529 plan | | 529 plans | | college savings | | twitter | | tweet | | social | | college savings news |
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College savings success stories: The Rickman family

Our first college savings success story features the Rickman family, who demonstrate the significant savings of having their children attend school in-state.

| 529 plan | | college savings | | how to save for college | | in-state college | | in-state tuition | | success |
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Clearing up the confusion: Five popular 529 plan myths

Recent survey data has indicated that parents' misunderstanding of 529 plans may be a significant barrier to their use of them. In this slideshow we present five of the biggest 529 plan myths along with the facts to set the record straight.

| college savings | | slideshow | | 529 plans | | 529 plan | | myths | | scholarships | | financial aid | | tax benefits | | tax penalty | | college savings | | college savings options |
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20 people on Twitter who can help you save for college

Whether you’re actively saving for college or just starting to think about it, here’s a list of 20 people whose tweets will help guide you through the college planning process.

| 529 | | 529 plans | | college savings | | saving for college | | twitter | | experts | | follow | | college savings experts |
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Annual College Savings Survey results: An opportunity to educate

Experts agree that there is a strong need for education on financial products and services, and that the younger these topics are introduced, the better. This includes the area of 529 plans, where confusion is still common.

| 529 plan | | misconceptions | | financial literacy | | college savings | | college savings survey | | saving for college | | paying for college |
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Truth be told - Common 529 plan misconceptions

The results of our Annual College Savings Survey show that there are still many people who are unclear about the functionality of 529 plans. In this post, we discuss six common misconceptions and reveal the correct answers to help clear up some of the confusion.

| 529 plan | | 529 plans | | college savings | | parents | | grandparents | | myths | | financial aid | | scholarships | | tax deductions |
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Annual College Savings Survey results: All that you can leave behind

As college costs in America rise faster than the rate of inflation and total student loan debt surpasses $1 trillion, more relatives are exploring the idea of helping pay tuition for grandchildren, nieces and nephews.

| 529 | | 529 plans | | grandparents | | pay for college | | save for college | | student loans | | financial aid | | required minimum distributions | | college savings survey |
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Annual College Savings Survey results: Direct- or advisor-sold 529 plan?

Our survey results indicate many of our readers feel comfortable selecting their own investments, but there may be situations in which an advisor-sold 529 plan could be a better fit. Here are a few key questions to ask yourself:

| 529 plan | | 529 plans | | college savings | | direct-sold 529 | | advisor-sold 529 | | fees | | financial advisor | | financial planner | | investment options | | active management | | index funds |
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Are 529 plans doing the job?

Total assets in 529 plans, which stood at $227 billion as of December 31, 2013, saw a 19% increase over the previous year's $190 billion total. Sounds pretty good, right? Actually, it’s a bit disappointing to me.

| 529 plan | | 529 plans | | 529 | | college savings | | 2013 report | | 529 assets | | College Savings Plans Network | | Forbes | | 529 plan growth |
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Annual College Savings Survey results: Make the most of your savings

As promised, here is the first in a series of blog posts based on the results of our Annual College Savings survey. We begin by examining how our readers are currently saving for college and why.

| 529 | | 529 plans | | college savings | | college savings survey | | 529 plan benefits | | tax benefits | | tax deduction | | saving for college |
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The 529 plan Pot O' Gold is growing!

Many future college students should be feeling lucky this St. Patrick’s Day. A recent report announced that total investments in 529 college savings plans hit a record level of $227 billion. However, families still have a long way to get to the end of the rainbow.

| 529 plan | | 529 plans | | college savings | | st. patricks day | | 529 plan assets | | college costs | | higher education | | grandparents | | 529 plan contributions |
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[INFOGRAPHIC] How much do you need to save for college?

Our latest infographic looks at the actual expenses related to higher education and how American families are footing the bill to pay for college.

| infographic | | college | | college costs | | 529 | | 529 plan | | college savings | | college cost calculator | | paying for college | | saving for college |
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The Bank of Grandma and Grandpa - New video featuring our very own Joe Hurley!

In the following video Joseph Hurley, Founder of Savingforcollege.com, explains the different ways Grandparents can assist with paying for tuition, taking issues like financial aid and taxes into consideration.

| grandparents | | saving for college | | 529 plans | | financial aid | | gift tax | | college | | college savings |
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The 2014 Annual College Savings Survey Results

The Annual College Savings Survey was designed to shed light on consumer beliefs and actions in relation to 529 plans. The results uncovered a number of key findings that we are excited to share with our readers in a new series of blog posts.

| 529 | | 529 plans | | college savings | | survey | | families | | financial advisors | | education | | choosing a 529 plan |
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The 40-Day College Savings Challenge

Regardless of your religious beliefs, Lent can be a great time to focus on good spending habits. Over the next 40 days, we challenge our readers to find ways to cut their budget and make room for college savings.

| 529 plan | | 529 plans | | college savings | | lent | | fat tuesday | | saving money | | budget |
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Tax reform and 529 plans

Joe shares his thoughts on the Chairman of the House Ways and Means Committee's recently-proposed comprehensive tax reform package and its effect on tax incentives for education.

| 529 plan | | 529 plans | | college savings | | tax reform | | Internal Revenue Code | | Chairman Dave Camp | | tax incentives | | education tax incentives |
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Welcome to the new and improved Savingforcollege.com Blog!

Whether you are a new parent, grandparent or professional advisor, we are committed to offering the most timely and relevant college savings content while encouraging interaction, comments and feedback.

| college savings | | 529 plans | | financial aid | | coverdell esas | | scholarships | | student loans | | Joe Hurley |
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Parents Reveal Top College Savings Strategies

Fidelity recently surveyed parents across the country to find out what college savings goals families have set for this year and how they intend to stick to them.

| College | | Savings | | Resolutions | | Study | | fidelity | | tax refund |
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6 college savings resolutions for 2014

The date of your child's college enrollment creeps ever closer. As 2013 comes to a close, consider including the following items on your list of resolutions for 2014.

| Resolutions 2014 | | Resolutions | | 529 | | 529 plan | | Roth IRAs | | Coverdell education savings |
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America's Parents Get a B-Minus on Their College Savings Report Card

When we asked parents to grade their college savings progress, they gave themselves a B-minus. While there’s definitely room for improvement to bump that to an “A,” we found that many are taking steps in the right direction, with more families saving in 529 college savings plans (up 5% from 2012) and 61% having a financial plan in place to help reach college goals.

| College Savings | | American Families | | 529 Plan |
Which way?

Use a 529 to avoid the 2013 tax increases

The message to your higher-income clients trying to save up for future college expenses is this: Use a 529 plan and avoid increased taxes for 2013.

| Democrat | | controlled | | Senate | | Republican | | house | | medicare | | 529 plan | | college saving |
 

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