COLLEGE SAVINGS 101

529

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GOP bill would eliminate Coverdell ESAs and make 529s more flexible

Learn how proposals included in the Tax Cuts and Jobs Act could change 529 plans and Coverdell ESAs, and how it might affect your college savings strategy.

| Coverdell | | ESAs | | 529s |
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Whether you’re looking to open your first 529 plan or just checking up on a current investment, you want to make sure you’re using the most reliable source of information.

| Morning Star | | Savingforcollege Rankings | | rankings | | 529 plan | | Best 529 Plan |
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College costs way more than parents think

Although more parents are saving for college than ever before, many are doing so without a realistic goal in mind. If this sounds like you, it may be time to rethink your strategy.

| college costs | | savings | | 529s | | 529 plans |
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How much can you contribute to a 529 plan in 2017?

While the IRS doesn't specify a dollar amount for annual contributions limits for 529 college savings plans, here are some guidelines making a deposit in 2017.

| tax-advantaged | | savings | | 529 college savings | | 529 plan | | gift tax |
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Introducing the Pro 529 Evaluator

The Pro 529 Evaluator is a tool designed to help financial advisors confidently recommend a 529 college savings plan to their clients. Compare fees, performance, state tax benefits and more.

| Pro 529 Evaluator | | Compare fees | | 529 performance | | state tax benefits |
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Top ten direct-sold plans

The highly-anticipated Savingforcollege.com 529 plan rankings are here! This slideshow features our most recent top 10 list of direct-sold 529 plans for one-year investment performance. *Three-year performance rankings as of 06/30/2017

| Direct-sold 529 | | 529s | | college savings plans | | college saving plans | | score | | best plan |
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15 states with the biggest 529 tax breaks

Saving for college? Check out your home state’s 529 plan. Here are the 15 states that offer residents the most generous tax deductions and credits for contributions.

| 529 | | tax savings | | |
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How much is your state's 529 plan tax deduction really worth?

In addition to federal benefits, many states offer full or partial state tax deductions for contributions to a 529 plan. This map helps you get a better idea of how much your state's tax benefit may be worth.

| 529 plan | | tax benefits | | state tax deduction | | college savings plan | | saving for college | | choosing a 529 plan |
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3 takeaways for professionals from "How America Pays for College"

Professionals and advisors to college savers can benefit from the insights the study offers when promoting their services, educating clients, and growing their 529 plan businesses

| higher education | | annual survey | | SallieMae | | Ipsos | | 529s | | 529 | | savings |
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Celebrate College Savings Month!

A list of special events and promotions offered by states and 529 plans during College Savings Month.

| College Savings Month | | 529 Celebration | | 529 Plan | | National 529 college saving month | | Givaway | | Contest | | Sweepstakes |
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Kids & college: Leveraging 6 milestones to generate savings

Learn about six life events that serve as trigger points for you to check in on your 529 account and use a college savings calculator to make sure you’re on track.

| 529 plan | | college savings calculator | | 529 account |
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The 15 lowest-cost 529 savings plans

Don’t let fees and expenses shrink your college savings. Here’s a list of the15 lowest cost direct-sold 529 plans, based on our semi-annual Fee Study.

| 529 plan | | saving for college | | 529 plan fees | | fees & expenses | | 529 fee study | | low cost | | higher education |
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These top colleges are worth the investment

Money’s 2017 list of best colleges for the price shows where to get the biggest bank for your buck. See the top 10, and how to save for them with a 529 plan.

| 529 plan | | best value colleges | | ny 529 | | scholarshare |
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Just released: Latest 529 plan 5-Cap Ratings

Savingforcollege.com's latest 5-Cap Ratings are now available. These Ratings are calculated based on performance, costs, features, reliability, and a "Resident Upgrade" score as of March 31, 2017.

| 529 plans | | plan ratings | | rank | | college savings |
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It's never too late to start your college plan

It’s never too late to start saving for your child’s college education. Here are some tips for late stage planning strategies that won’t jeopardize your retirement.

| college | | planning | | 529 | | 529s | | college savings | | college save |
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Experts say this is how much you should save for college

A college degree could cost over $200,000 one day, but that doesn't mean you’ll pay that much out of pocket. Three experts give their advice on how much to save in a 529 plan.

| monthly savings | | college savings | | 529 | | 529 plan | | 529 plans |
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What Trump's proposed budget cuts could mean for college savers

President Trump’s new budget proposal focuses on simplifying federal student loan options and financial aid. See how this could affect your college savings strategy.

| Trump | | Proposed Cuts | | College Savings | | 529s |
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New! 529 ABLE plan detail pages

Looking for information on a specific ABLE savings plan? Our new plan details pages highlight important information on each available plan, including fees, tax benefits and investment options.

| ABLE savings | | 529A | | 529A plans |
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Top ten direct-sold plans

The highly-anticipated Savingforcollege.com 529 plan rankings are here! This slideshow features our most recent top ten list of direct-sold 529 plans for one-year investment performance. *Three-year performance rankings as of 03/31/2017

| Direct-sold 529 | | 529s | | college savings plans | | college saving plans | | score | | best plan |
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529 Day - The Definitive Guide

Many states are promoting May 29 (5/29) as a day with special meaning, and are looking to boost interest and participation in their 529 savings programs with various sweepstakes, contests and incentives.

| 529 College Savings Day | | 529 Celebration | | 529 Plan | | National 529 college saving day | | twitter party | | Givaway | | Contest | | Sweepstakes |
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Raising city kids? 8 states where you can save the most money

If you want your kids to grow up in an urban environment and still have room for college savings in your budget, check out these 8 low-cost cities.

| 529 Plans | | |
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Private College 529 and college savings plans: A perfect pair

The Private College 529 Plan can be an excellent complement to a 529 savings plan. Here’s how using these two vehicles together can help maximize savings.

| Private College 529 | | 529 plans | | College Savings | | Prepaid 529 |
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College Savings Tips with Julie Shields-Rutyna

Join Brian Boswell and the Massachusetts Educational Financing Authority (MEFA)’s Julie Shields-Rutyna for a live Facebook event, Tuesday, February 28th. Brian and Julie will be taking questions from the audience on topics like 529 plans, financial aid and more.

| Julie Shields-Rutyna | | 529 plans | | financial aid | | Q&A |
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Top ten direct-sold plans

The highly-anticipated Savingforcollege.com 529 plan rankings are here! This slideshow features our most recent top ten list of direct-sold 529 plans for one-year investment performance. *Three-year performance rankings as of 12/31/2016

| Direct-sold 529 | | 529s | | college savings plans | | college saving plans | | score | | best plan |
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6 things to consider when selecting an ABLE account

529 ABLE plans help individuals with disabilities save tax-free for future expenses without forfeiting benefits. Here are 6 things to know before choosing a plan.

| ABLE Plan | | ABLE | | Disability | | 529A |
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9 college savings tips to start the year off right

The New Year is the perfect time to review your 529 college savings plan strategy. Learn about how these nine tips can help achieve your goals in 2017.

| saving for college | | new year | | new year resolution | | 529 plan | | enroll now | | cost of college | | 529 plan performance | | college savings planner |
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Committing to College Savings: How to Make Your Financial Resolution Stick

For those of us on the road towards saving for our children’s college education, sticking to your saving goals may be more manageable than we think.

| savings college | | 529 plan |
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I withdrew too much 529 money. Now what?

What happens if you withdraw too much money from a 529 college savings plan? Learn how to avoid paying taxes and penalties and keep your savings intact.

| 529 withdrawl | | 529s | | |
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Top college savings stories of 2016

2016 was another big year for the college savings industry. Our top stories covered 529 withdrawal strategies, the presidential election, financial aid and more.

| 529 articles | | 529 plans | | |
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529 plan contribution deadlines for state tax benefits

Over 30 states offer a tax benefit for 529 college savings plan contributions. Find out your state’s contribution deadline to reduce your 2016 taxable income.

| state tax | | 529 plan | | tax deduction |
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How to determine the ROI on a college education

Factors to consider when helping a child understand a college degree’s return on investment (ROI) that will help minimize the future burden of student loan debt.

| ROI | | Return on investment | | college | | 529 | | loan | | debit |
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How much could you save for college by not buying these top toys?

Putting the money into a college fund is something that should be on everyone’s mind this holiday season. Learn how much you could save by not buying toys this year.

| 529 | | College Savings |
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Just announced: Best 529 plans for 2016

Savingforcollege.com and Morningstar both rank 529 plans. Here's why it's important to explore them both.

| best 529 plan | | best college savings plan | | morningstar | | ranked | | 529 |
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17 states where day care costs more than college

In 17 states, full-time day care costs more than college. Find out if your state made the list and how to saving in a 529 when your child starts elementary school.

| daycare | | college. 529s | | save |
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How much can you contribute to a 529 plan in 2016?

Make the most of your tax-advantaged savings accounts.

| tax-advantaged | | savings | | 529 college savings | | 529 plan | | gift tax |
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Is your state giving away free money for college?

Check out our growing list below of College Savings Month events taking place all over the country.

| Sweepstakes | | contests | | 529 | | money | | |
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Top ten direct-sold plans

The highly-anticipated Savingforcollege.com 529 plan rankings are here! This slideshow features our most recent top ten list of direct-sold 529 plans for one-year investment performance. *Three-year performance rankings as of 06/30/16

| Direct-sold 529 | | 529s | | college savings plans | | college saving plans | | score | | best plan |
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2016 plan performance rankings Q2

Savingforcollege.com's Q2 529 performance rankings analyze one, three, five, and ten year investment performance as of June 30, 2016 and rank 529 savings plans from best to worst.

| 529 RANK | | performance | | rankings | | 529 plans | | investment |
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Washington College to award scholarship match to 529 plan contributions

In a first of its kind scholarship, Washington College will pilot a program that matches up to $2,500 per year that families contribute to a 529 college savings plan or Coverdell Education Savings Account.

| scholarship | | college | | washington college | | 529 plan |
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New tool helps you pick the best investments for college

Just like your 401k or IRA, your 529 plan’s performance will be based on its underlying investments, so it’s important to select the right combination of potential risk and reward to meet your needs.

| investment | | 529s | | 529 plan |
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Understanding 529 expenses

An explanation of the four major categories of 529 plan fees and expenses and how to compare between plans.

| Understanding | | 529 expenses | | advisor-sold | | 529 | | section 529 plans | | college savings plans | | |
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Using multiple 529 plans

There are several reasons why someone might want to open accounts in more than one 529 plan.

| multiple 529 plans | | 529 plans | | college savings |
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How to select investments in a 529 plan

When setting up a 529 savings plan, you’ll need to choose an investment option. Learn about the three different types of options available and how they can help you meet your goals.

| 529 | | enrollment | | investment | | college savings |
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12 money rules to live by

If you're tired of the "on the one hand this, on the other hand that" approach to financial advice, check out these guidelines I've collected over the years. Perhaps you’ll find some one-size-fits-all advice that suits you.

| Money rules | | financial | | 529s |
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Congress aims to improve and simplify 529 plans

| 529 | | 529s | | 529 plan | | 529 plans | | 529 rules |
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5 ways to tell if you're using the wrong 529 plan

There are over 100 different 529 plans available - so how can you be sure that you’re using the best plan to suit your family’s needs? Here are five red flags to look out for:

| preformance | | 529 plans | | college savings | | tax deduction |
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The Wealthfront 529 College Savings Plan: Is college investing with a robo-advisor right for you?

Recently announced state-sponsored 529 college savings plan to complement its existing suite of investment products, see what this means for families saving for college.

| wealthfront | | 529 | | 529s | | 529 plan | | 529 plans | | college savings |
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Top ten direct-sold plans

The highly-anticipated Savingforcollege.com 529 plan rankings are here! This slideshow features our most recent top ten list of direct-sold 529 plans for one-year investment performance. *Three-year performance rankings as of 03/31/16

| Direct-sold 529 | | 529s | | college savings plans | | college saving plans | | score | | best plan |
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2016 plan performance rankings Q1

Savingforcollege.com's Q1 529 performance rankings analyze one, three, five, and ten year investment performance as of March 31, 2016 and rank 529 savings plans from best to worst.

| 529 RANK | | performance | | rankings | | 529 plans | | investment |
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The price of procrastination: 7 reasons to start saving today

| college | | savings college | | 529 plans | | money | | save |
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How to pay your tuition bill with a 529 plan

Now that you've saved for college with a 529 plan, learn about the best ways to take a withdrawal and make your first tuition payment.

| Tuition | | 529 |
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The magic number for college savings

Learn how much to invest each month in a 529 college savings plan to cover future costs of tuition, fees and room and board for private and public schools.

| saving for college | | 529 plan | | paying for college | | contribution | | savings goal | | cost of college | | monthly savings target |
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How the Fiduciary Rule Impacts 529 plans

The U.S. DOL (Department of Labor) unveiled new rules that are, in aggregate, widely-referred to as "The Fiduciary Rule."

| fiduciary rule | | impact 529 | | 529s |
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New 529 ABLE accounts may offer even more benefits for people with disabilities

The ABLE Act gives Americans with disabilities the opportunity to save up to $14,000 per year in a tax-deferred account similar to a 529 college savings plan as a supplement to their government benefits.

| ABLE Act | | 529 Plan | | Disability | | PATH Act |
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7 states where you can still claim a prior-year 529 plan tax deduction

Residents of these seven states can reduce their prior-year taxable income by making contributions to a 529 college savings plan before the April deadline.

| taxes | | 529 | | college savings |
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Introducing the new and improved SFC community forum

Our readers can share tips, ask questions and get advice from each other on our newly designed community message board.

| message board | | tips | | 529 plans | | college savings |
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Top Ten Direct-Sold 529 Plans*

The highly-anticipated Savingforcollege.com 529 plan rankings are here! This slideshow features our most recent top ten list of direct-sold 529 plans for one-year investment performance. *Three-year performance rankings as of 12/31/15

| Top plans | | 529 | | three-year performance | | best 529 plan |
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Win $500 from the College Savings Foundation!

The College Savings Foundation (CSF) is continuing their contest this month for families who use 529 plans.

| Win | | 529 | | Contest |
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Saving for college? You could win $500!

The College Savings Foundation (CSF) is running a new contest for families who save with 529 plans. Enter today!

| Win | | 529 | | Contest |
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Should 529 plans be able to cover pre-K through 12 expenses?

Republican presidential candidate Jeb Bush recently announced an education plan that would include expanding the benefits of 529 college savings plans.

| Jed Bush | | Education | | Plan | | 529s | | 529 plan | | 529 plans |
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College savings: What's in, what's out?

Here are some trends to watch out for to make sure you’re maximizing the savings potential of your 529 plan.

| 529 plan | | 529plans | | maximize |
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How satisfied are consumers with their 529 plans?

According to Sallie Mae’s How America Saves for College 2015, 27% of American families saving for college are using 529 plans. But how happy are they with their plans?

| Sallie Mae | | Happy 529 plan. 529s |
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Just released: Latest 529 plan 5-Cap Ratings

Savingforcollege.com provides a 5-Cap Rating to each plan to help investors evaluate their college savings options as of September 30, 2015.

| 5-cap | | ratings | | 529 plan |
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Top college savings stories of 2015

Here's a list of our most-read articles of the year, and many offer tips and advice that can be used throughout 2016 as well.

| 529s | | college savings | | parents | | education benefits | | gap year |
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New tax bill brings improvements to education benefits

Families saving for college with a 529 plan may want to review their 2015 qualified expenses.

| ABLE act | | PATH | | College Savings | | College Save | | 529 Plans | | 529's | | 529 Plan | | |
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New study from Fidelity shows why money for college makes a smart gift

How soon will your kids lose interest in the toys they receive this holiday?

| Fidelity | | Gifting 529 | | 529 | | College Savings | | Inforgraphics |
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The truth about scholarships and 529 plans

What happens to my 529 if my child gets a scholarship?

| scholarships | | student loans | | 529 plans |
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Changes to 529 plans may be coming soon

Congressman Kevin Brady (R-Texas), Chairman of the House Ways and Means Committee, filed a bill to extend a variety of recently expired or soon to expire tax provisions.

| H.R. 529 | | Computers | | Tax-free redeposit |
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How much can you contribute to a 529 plan in 2015?

Make the most of your tax-advantaged savings accounts.

| tax-advantaged | | savings | | 529 college savings | | 529 plan | | gift tax |
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Top Ten Direct-Sold 529 Plans*

The highly-anticipated Savingforcollege.com 529 plan rankings are here! This slideshow features our most recent top ten list of direct-sold 529 plans for one-year investment performance. *Three-year performance rankings as of 09/30/15

| Top plans | | 529 | | three-year performance | | best 529 plan |
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Prepaid college savings plans: Here's what you need to know

Prepaid tuition plans allow you to pre-pay future college costs today. Learn more

| Prepaid | | College Funds | | 529 Plans | | 529 Plan | | Best 529 |
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Just announced: Best 529 plans for 2015

Ever wonder how your 529 college savings plan stacks up against the competition? One way to evaluate how your plan is performing is to check Morningstar's latest 529 plan ratings.

| Best 529 plans | | saving for college | | paying for college | | Morning Star | | 529 plan ratings | | best 529 plans | | choosing a 529 plan |
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Tapping your 529 plan to pay bills

Taking money from a 529 plan can have serious tax consequences and penalties. However, the collapsing stock market may provide some positive aspects to those who choose to make a withdrawal. Here's what to think about as you examine your choices.

| 529 plan | | withdraw | | withdrawals | | money | | tax | | taxes | | pay bills |
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7 myths and realities of 529 plans

Although 529 college savings accounts have been around for years, there are common misconceptions about the plans. Learn the truth behind these seven myths and you'll set yourself up for smarter college investing.

| 529 plan | | 529 plans | | college savings | | myths | | saving for college | | paying for college |
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Investing trends of 529 college savers

Find out how other 529 account owners are investing in their plans, and learn some best practices to help you make better choices for your own 529 plan investments.

| 529 plan | | college savings plan | | saving for college | | Vanguard | | investments | | investing | | investment options |
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How to Save for College in the Big Ten States

Just for fun, here’s a look at college savings plan options from the 11 states that are home to Big Ten college football teams:

| saving for college | | 529 plan | | college savings month | | football | | tax deduction |
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Five simple steps to enrolling in a 529 plan

Wondering just to how go about opening a 529 plan? You're not alone! According to our 2nd annual Annual College Savings Survey, 86 percent of those who intend to open a 529 plan don't know the steps involved. Don't worry - we're here to help!

| 529 plan | | 529 plan enrollment | | investments | | age-based investments | | open a 529 plan | | saving for college | | college savings | | 529 contribution | | beneficiary |
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How to make 'Lazy Money' start working to save for college

One idea for advisors looking to deepen client trust and relationship levels is identify so-called 'lazy money' sitting in parent or grandparent accounts, and recommend repositioning those resources to shore up a college savings gap.

| advisor | | 529 plan | | Edward Jones | | Survey |
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76 percent of families have college funds by first grade

According to new data from the College Savings Foundation, more and more parents are saving for college while their child is still very young. Here's why starting to save early and using a 529 plan is a winning combination.

| saving for college | | college savings month | | 529 plan | | parenting | | paying for college |
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Six must-know 529 plan rules

Even with all of the recent publicity surrounding 529 plans, many families are still confused about how they operate. Click through this slideshow to view the biggest misconceptions according to this year's Annual College Savings Survey.

| slideshow | | 529 plans | | 529 plan | | misconceptions | | tax deduction | | grandparents | | parents | | 529 plan rules | | tax benefits | | higher education | | financial aid |
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5 types of students who benefit from 529 plans

No matter what "type" of student you’re saving for, a 529 plan can be an excellent way to plan for college expenses. Click through our slideshow to see how a variety of students can each benefit from a 529 plan.

| 529 plan | | slideshow | | scholarships | | qualified expenses | | financial aid | | grandparents | | paying for college | | college costs |
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When should you switch 529 plans?

There are several good reasons for some 529 plan participants to consider doing a rollover. Here are the most common.

| 529 plan | | saving for college | | choosing a 529 plan | | investment |
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5 things to consider before doing a 529 plan rollover

Before you make any changes to your plan, ask yourself these five questions.

| Rollover | | 529 plan | | recapture tax | | 529 plans | | non-qualified withdrawal | | taxes | | Coverdell ESA |
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6 ways you can save for college

To help those families out there who may not have all the time they want to research their options for saving for college, we’ve listed six common ways you can start a college fund, and the biggest pros and cons of each.

| 529 plan | | mutual funds | | coverdell ESA | | Roth IRA | | UGMA/UTMA | | custodial accounts | | saving for college | | paying for college | | the best way to save for college |
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Eight reasons why grandparents love 529 plans

If you’re a grandparent there are a variety of different ways you can help pay for college. Here are eight reasons why we think saving with a 529 plan could be your best bet.

| 529 plan | | grandparents | | saving for college | | college planning | | tax benefits | | estate planning | | financial planning | | investment | | |
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Avoid these 529 withdrawal traps

Once you've entered the "withdrawal phase," of your 529 plan, be sure you make the right decisions when tapping your 529 account. Here are six mistakes you'll want to avoid.

| 529 plan | | 529 plan withdrawals | | qualified expenses | | tuition | | tax benefits |
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The best way to withdraw 529 funds

It will soon be time to pay your bill for fall semester expenses! Here is some advice for how much and when to withdraw 529 plan funds, and also some tips on designating the distributee.

| 529 funds | | withdraw | | 529 plan | | money | | qualified expenses | | 529 plan withdrawals | | paying for college |
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How Dollar-Cost Averaging can protect your 529 savings during a stock market slump

If you find that your 529 plan is performing poorly, you generally have a few different options, learn more.

| invest | | 529 | | switch 529 | | Dollar-Cost Averaging |
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Who can open a 529 plan?

Here are six examples of people who would benefit from opening a 529 plan and how.

| open 529 plan | | U.S. savings bond | | UGMA/UTMA | | 501(c)(3) |
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Top ten direct-sold 529 plans*

The highly-anticipated Savingforcollege.com 529 plan rankings are here! This slideshow features our most recent top ten list of direct-sold 529 plans for one-year investment performance. *One-year performance rankings as of 06/30/15

| 529 plan | | saving for college | | choosing a 529 plan | | performance rankings | | slideshow | | direct-sold |
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100 weird scholarship ideas

Worried that your student is out of the running to receive scholarships to help pay for college? Fear not! There is plenty of scholarship money out there - you might just have to get a little creative.

| paying for college | | 529 plan | | scholarships | | unique scholarships | | student | | college | | college tuition | | Penny Hoarder |
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I won't qualify for financial aid, but I still need help paying for college

What can you do if you make too much for financial aid, but not enough to pay for college out of pocket?

| college savings | | high-income | | fund 529 | | tuition tax breaks | | American Opportunity Tax Credit |
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10 easy ways grandparents can help pay for college

One way grandparents can help their grandchildren on their journey to becoming successful adults is to help fund their college education. Here are ten ways to do this, and the risks and benefits of each.

| grandparents | | saving for college | | paying for college | | financial aid | | coverdell | | 529 plan | | loan | | trust | | grandchild | | estate planning |
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Saving for college? These 6 mistakes can cost you

Parents can maximize their child’s education savings by learning about 529 plan rules and avoiding these six costly college planning mistakes.

| saving for college | | paying for college | | 529 plans | | qualified higher education expenses | | savings goals | | financial aid | | scholarships | | American Opportunity Tax Credit |
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College Savings Timeline: Time to get in gear

Even if your child has less than 18 years until college, you still have plenty of time to grow significant savings. Here are five things to focus on if college is 10 years away.

| college savings | | 10 years to college | | grade school | | scholarships | | 529 plans | | age-based investments | | asset allocation | | resume | | application | | 529 plan | | 529 plans |
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8 common 529 plan mistakes to avoid

529 college savings plans are great investments, but they're not foolproof. This slideshow reveals eight of the most common errors people make when choosing, investing in, and withdrawing from 529 plans.

| 529 plan | | 529 plan withdrawals | | qualified expenses | | choosing a 529 plan | | fees and expenses |
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Can I use my 529 plan to buy electronics?

A question that’s been on the minds of families for some time now is whether or not “supplies and equipment” includes electronics such as computers, smartphones and tablets.

| 529 plan | | saving for college | | paying for college | | qualified expenses | | computers | | 529 plan withdrawals | | room and board |
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5 characteristics of high school students heading to college

Students are more concerned than ever about the price of college and many are trying to avoid student loans. Here's a breakdown of why they're so motivated, and what they're doing to make their dreams a reality.

| student loans | | paying for college | | 529 plan | | college | | college student | | high school | | high school graduate |
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[VIDEO] What is a qualified expense?

These are all common questions we hear from families related to 529s.

| 529 common questions | | college savings | | withdrawal 529 | | qualified 529 expenses |
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College Savings Timeline: New beginnings

For those of you who are about to enter the world of parenthood – Congratulations! Believe it or not, this is the ideal time to start a college savings fund. Here are five steps to get started today.

| 529 plan | | 529 plans | | college savings | | new baby | | saving for college | | paying for college |
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Five questions to ask yourself when choosing a college savings strategy

College can be one of the largest expenses a family will ever face. There are a number of different options available to help you reach your goal, and here are a few things to consider before choosing the one that’s right for you.

| 529 plan | | college | | college savings | | college savings options | | investment option | | age-based | | fees and expenses | | tax benefits |
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Is it a mistake not to hire a financial planner?

When it comes to planning and saving for college, some families prefer to endure the journey alone, but others are willing to pay for professional guidance. DIY college planning may work for some, but here are 6 things you might be missing out on by not utilizing a financial professional.

| saving for college | | financial planning | | financial planner | | financial advisor | | paying for college | | 529 plan | | planning for college |
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How one summer of reading can help your kid succeed all year long

Keep your child active this summer by enrolling them in a summer reading program, and you could be eligible to win a 529 account worth up to $1,529! TIAA-CREF has partnered with libraries around the country to offer summer reading programs in many states.

| 529 Plan | | TIAA-CREF | | Summer Reading | | Kentucky | | Connecticut | | Minnesota | | Oklahoma | | Vermont | | Georgia | | Oregon | | |
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Can 529 savings be used to pay for summer courses?

Taking summer courses is a great way for students to get ahead and possibly graduate sooner. And yes, you can pay for most summer classes with 529 savings and still maximize tax benefits. Here are a few things to consider:

| 529 plan | | paying for college | | 529 plan withdrawals | | qualified expenses | | summer school | | cost of attendance |
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529 Day Webcast Recap

Did you miss our 529 Day live Q&A webinar? Here's a recap of all the great college savings topics that were covered.

| 529 Day | | College Savings Bank | | 529 Plans | | College Savings |
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Is your child headed for the Ivy League?

Tens of thousands of students from all over the world apply to Ivy League schools each year. Take this quiz to see if your child is on track.

| parenting | | quiz | | ivyleague | | 529plan |
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Coverdell ESA versus 529 Plan

Although it has been around since 1998--when it was called the Education IRA--the ESA has long been overshadowed by the 529 plan. Well, its time may have come.

| Coverdell | | Versus | | 529 Plan | | Coverdell ESA |
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It Pays to Start Saving: 5 Ways to Get Started Now

Saving 100% of what you need for college may be difficult, any savings will open options and reduce the need to take on student debt.

| student debt | | fidelity | | save | | college | | 529 plans | | college savings |
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The 10 states with the fastest rising college tuition

Tuition prices have been rising across the country, but some states have experienced sharper increases than others. If you're planning to send your child to one of the following ten states, you might want to consider increasing your 529 plan contributions.

| 529 plan | | cost of college | | tuition | | paying for college | | state appropriations | | higher education | | highest tuition | | upromise |
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529 Day Webcast - Meet the experts

Don't miss our 529 Day Webcast taking place on May 29th! Learn more about the panel of leading industry experts who will be answering your college savings questions.

| 529 day | | 529 plans | | college savings | | college savings experts | | ny times | | Forbes | | Tara Siegel Bernard | | Lynn O'Shaughnessy | | Joseph Hurley | | Troy Onink | | saving for college | | paying for college | | webcast |
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Top ten direct-sold 529 plans*

The highly-anticipated Savingforcollege.com 529 plan rankings are here! This slideshow features our most recent top ten list of direct-sold 529 plans for one-year investment performance. *One-year performance rankings as of 03/31/15

| 529 plan | | saving for college | | choosing a 529 plan | | performance rankings | | slideshow | | direct-sold |
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Ask an Expert: Should I still use a 529 plan to save if I am unsure of my child's higher education plans?

Parents often delay opening a 529 account because of uncertainty regarding their child's plans for higher education. Marguerita Cheng of Blue Ocean Global Wealth explains how parents can still benefit from 529 plans even if their child doesn't end up needing the funds.

| 529 plan | | saving for college | | scholarship | | military | | withdrawal | | nonqualified withdrawal |
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5 groovy college lessons from Mad Men

AMC's hit period-drama 'Mad Men' is coming to an end! For a fun twist before the finale, take a look at this list of lessons that can be learned about saving for college from our favorite Mad Men characters.

| saving for college | | higher education | | Mad Men | | AMC | | paying for college | | women in college | | 1970s | | military | | adult education | | 529 plan |
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529 reasons to save for college with a 529 plan

We're celebrating 529 Day this year in a BIG way by compiling a list of 529 reasons to open a 529 plan! To kick things off, here are some great reasons from a few of our favorite industry experts.

| 529 plan | | 529 Day | | college savings | | 529 college savings plan | | saving for college | | paying for college | | May 29 |
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9 ways America's college savings habits have changed

Sallie Mae's 2015 'How America Pays For College' report is fairly consistent with 2014's findings in how American families prepare for the costs of higher education. Here are 9 changes in some saving attitudes and behaviors that we thought we worth noting.

| college savings | | Sallie Mae | | 529 plan | | parents | | college | | paying for college | | cost of college |
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Ask an expert: Can I use 529 plan funds to pay for college and get the American Opportunity Tax Credit?

The IRS rules regarding the coordination of 529 plan withdrawals and education tax credits can get a little tricky. Marguerita Cheng elaborates on this frequently-asked question.

| 529 plan | | education tax credit | | American Opportunity Tax credit | | 529 plan withdrawals | | paying for college | | taxes | | ask an expert |
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This year's top 10 best and worst jobs

Looking for a little motivation when it comes to saving for college? This year's list of the best and worst jobs of 2015 should remind you just how important that college education will be in helping your child or grandchild to achieve the job of his or her dreams.

| jobs | | careers | | college | | higher education | | student loans | | 529 plan | | salary | | major |
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How to get socially responsible with 529 plans

Happy Earth Day! Did you know that you can help preserve the environment by saving for college? Here are four investment managers that offer Socially Responsible Investment options through 529 college savings plans.

| Earth Day | | 529 plan | | 529 plans | | college savings plans | | socially responsible | | socially responsible investing | | SRI | | Vanguard | | TIAA-CREF | | Parnassus | | Calvert |
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Are U.S. Savings Bonds still an effective way to save for college?

Way back before smart phones, Netflix and Facebook, many families were using savings bonds as a way to set aside money for college. If you're still holding on to your bonds - is it time for an upgrade?

| savings bonds | | US savings bonds | | EE savings bonds | | college savings | | 529 plan | | savings bonds vs 529 plan | | saving for college | | financial aid |
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Ask an expert: How can I move my funds from one 529 plan to another without incurring taxes?

There are many reasons for considering a change in 529 plans. Marguerita Cheng of Blue Ocean Global Wealth explains how to transfer funds from one 529 plan to another without incurring tax consequences.

| 529 plan | | 529 plan rollovers | | rollover | | no tax | | college savings | | college savings plan | | saving for college | | beneficiary | | IRS |
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[Video] What is a 529 plan?

Whether you're a new parent, grandparent or a prospective student, a 529 plan can help you build a college savings fund. Here's a quick video that introduces the 529 plan and highlights why we feel 529 plans are the best way for families to save for college.

| 529 plan | | college savings plan | | video | | what is a 529 plan | | 529 plan benefits | | using a 529 plan | | saving for college |
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10 things you can learn about saving for college from Game of Thrones

What can Jon Snow, Sansa Stark and Tyrion Lannister teach you about planning for college? Find out in this fun Game of Thrones slideshow.

| Game of Thones | | saving for college | | paying for college | | student loans | | estate taxes | | 529 plans | | cost of college | | college savings calculators |
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Ask an expert: Can I claim any higher education tax benefits for a non-dependent child?

As the deadline to file your taxes draws near, Marguerita Cheng of Blue Ocean Global Wealth offers an answer to this frequently-asked question concerning higher education tax credits.

| Ask an expert | | 529 plans | | tax credits | | education tax credits | | tax planning | | saving for college |
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What is your state doing to promote saving for college?

As tuition prices continue to skyrocket, many states are actively trying to raise awareness about the importance of saving for college. At this year's College Savings Foundation Conference, representatives from several states shared their thoughts with us on the best ways to promote saving for college.

| 529 plans | | college savings | | states | | MEFA | | NEST | | FAME | | planning for college | | paying for college | | matching grants |
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Ask an expert: How do grandparent-owned 529 plans affect financial aid eligibility?

Matthew Toner of Savingforcollege.com responds to the frequently asked-about topic of grandparent-owned 529 accounts and their effect on financial aid eligibility.

| grandparent-owned 529 plans | | 529 plans | | financial aid | | financial aid eligibility | | FAFSA | | paying for college |
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College Savings April Foolery

Don't be tricked this April Fools Day! Make sure you do your research so that you know exactly what the best strategy is to help you meet your college savings goals.

| 529 plan | | april fools day | | college savings | | save for college | | retirement accounts | | 401k | | savings accounts | | college savings options |
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[PODCAST] Melinda Lewis on the relationship between college savings and student debt

Just how much of an effect does a college fund have on the likelihood that a student will have to borrow? In this podcast, Kathryn Flynn and Melinda Lewis discuss new research on the relationship between saving for college and student debt.

| savings vs loans | | college savings | | student debt | | student loans | | college savings plan | | 529 plan |
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Does your employer help you save for college?

Many workers feel that help with saving for college is a key piece missing from their benefits package. Kathryn Flynn and Christian Duffus of LEAF College Savings discuss why we rarely see college savings plans offered as employee benefits.

| saving for college | | employee benefits | | college savings plans | | 529 plans | | college savings | | paying for college |
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Little Einsteins flock to the White House Science Fair

This year's annual White House Science Fair highlighted the President's 'Educate to Innovate' Campaign, part of the larger initiative to make college a reality for more students.

| White house | | Obama | | saving for college | | 529 plans | | science fair | | education | | paying for college |
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5 ways to grow your 529 pot o' gold

Even if you can't depend on the luck of the Irish to help you afford college tuition, here are five simple ways you can use a 529 plan to grow your own pot of gold for college!

| 529 plan | | 529 college savings plan | | saving for college | | St. Patricks Day | | pot of gold | | Irish | | tax benefits | | tax return |
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529 plans and your tax return

There are times when 529 account activity will need to be reported to the IRS. Here are five things to consider this tax season if you’re saving for college.

| Taxes | | College Savings | | 529 Plan IRS | | taxable withdrawals |
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Nine reasons why every 'Modern Family' needs a 529 plan

The following slideshow looks at one of America’s favorite unconventional families and how each member can enjoy the benefits of a 529 plan.

| saving for college | | paying for college | | 529 plans | | Modern Family | | saving for multiple children | | five year election | | college savings |
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Savingforcollege.com's March Photo Madness

To get in the spirit of the upcoming March Madness basketball tournament, we're giving you the opportunity to win some great prizes. Enter our Facebook photo contest for a chance to win a $250 cash scholarship and two fitbits!

| saving for college | | scholarship | | March Madness | | basketball | | 529 plan | | college savings planner | | photo contest | | facebook |
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It's that time of year again - the 40-Day College Savings Challenge

Join us again this year and challenge yourself to find room in your family budget for college savings. Keep track of what you're able to save for the next 40 days, and keep us posted on how it's going!

| college savings | | saving for college | | 529 plan | | Lent | | challenge |
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[PODCAST] Selecting your 529 plan investment options

In this podcast episode, Joe Hurley and Kathryn Flynn discuss the investment options typically offered in a 529 plan and how to choose the best investment portfolio to achieve your savings target.

| podcast | | saving for college | | 529 plan | | choosing a 529 plan | | investment options | | age-based investments | | Joe Hurley |
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10 things we love most about 529 plans

Getting to college without going into excessive debt isn’t easy, but it’s also not impossible. Here are 10 reasons why we think 529 plans are the most effective way for families to save for college.

| 529 plan | | college savings | | saving for college | | paying for college | | tax benefits | | financial aid | | contribution limits | | fees and expenses |
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7 ways the 2016 fiscal year budget could affect higher education

This week, the Obama administration released a 2016 fiscal year budget request, which details the President's plan to make education and job training top priorities. This slideshow lists the impact the proposed budget could have on certain areas of higher education.

| 529 plans | | saving for college | | paying for college | | student loans | | financial aid | | pell grant | | FAFSA | | higher education |
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529 plans and their tax benefits are here to stay

College savers can now breathe a sigh of relief as the President plans to drop his proposal to eliminate tax-free withdrawals of 529 college savings plans.

| 529 plan | | college savings plan | | obama | | tax | | withdrawals | | tax proposal |
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What you need to know about President Obama's 529 tax proposal

In light of President Obama's recent proposal to eliminate the federal tax benefits of 529 plans, here are the facts on the proposal as it currently stands, as well as some ideas on how you can take action against it.

| 529 plans | | Obama | | tax rollback | | qualified withdrawals | | families | | no 529 tax |
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The President's backdoor plan to increase 529 savings

Reaction to President Obama's proposal to impose tax on qualified distributions from 529 savings accounts.

| President Obama | | College Saving | | 529 Plan | | taxes | | community college | | qualified distributions |
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Which is best: 529 college savings plan or Roth IRA?

When it comes to choosing the best way to save for college, many people turn to tax-advantaged investment vehicles like Roth IRAs and 529 college savings plans. If you're on the fence about which savings vehicle to use, take a look at this breakdown of how each one works.

| 529 plan | | college savings | | saving for college | | cost of college | | savings options | | IRA | | Roth IRA |
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529 plans and the FAFSA

Before you fill out the Free Application for Federal Student Aid (FAFSA), it's a good idea to understand how your current savings, including those in 529 plans, are analyzed in calculating your financial aid eligibility.

| 529 plan | | saving for college | | financial aid | | paying for college | | FAFSA | | financial aid eligibility | | cost of college |
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The 25 best 529 plan questions of 2014

Is opening a 529 plan one of your New Year's resolutions? Here's a list of some of the most commonly-asked 529 questions (and their answers!) to help you stick to your goal.

| Best 529 plan | | saving for college | | choosing a 529 plan | | 529 plan withdrawals | | financial aid | | grandparents | | 529 plan performance | | estate planning |
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The ABLE Act and what it means for your 529 plan

The long-awaited Achieving a Better Life Experience (ABLE) Act has been signed into law by President Obama. Learn about how the 529A accounts created by this Act will help Americans with disabilities better save for the future.

| 529 plan | | saving for college | | disability | | ABLE Act | | President Obama | | Congress | | tax-deferred | | savings account |
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[PODCAST] How to give a gift of college savings

Happy holidays! In this new podcast, Joe Hurley and Kathryn Flynn discuss why a contribution to a 529 plan can be a more meaningful gift for a child than a toy or cash.

| podcast | | college savings | | 529 plan | | holiday | | 529 plan contribution | | paying for college | | saving for college | | grandparents |
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5 ways to get money for college this holiday season

Instead of receiving more trucks or dolls to add to your already overflowing toy chest, why not consider asking your loved ones to contribute to your child's college fund this year? View this slideshow to learn more about some of the creative 529 gifting programs available to help you do just that.

| paying for college | | 529 plan | | gifting | | holidays | | saving for college |
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College: The Ultimate Gift Idea This Holiday Season

Grandparents Can Help Fill the College Savings Void

| Gift IDeas | | 529 Plan | | Grandparents | | Survey | | Fidelity |
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5 ways to judge your 529 plan's performance

You expect excellent investment results from your 529 plan, but how do you really know? Here are five approaches to help you judge your 529 plan's investment performance.

| 529 plan | | performance | | retirement account | | UTMA | | UGMA | | Coverdell |
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Despite rising tuition prices, more students are just saying "No" to loans

Last week, the College Board released its annual "Trends in College Pricing" report, which revealed some much needed positive news regarding student borrowing.

| student loans | | cost of college | | paying for college | | 529 plan | | financial aid |
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5 reasons to keep your 529 plan open during college

Even if there's only a small balance left in your 529 plan after paying your tuition bills, it's usually a smart idea to keep the plan up and running. Learn why.

| 529 plan | | paying for college | | 529 plan withdrawals | | qualified expenses | | cost of attendance | | grandparents | | tax benefits |
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Be the Quarterback of Your College Savings Team

Steps to help accelerate college savings plan.

| 529 | | college savings plan | | research | | 529 growth | | fidelity | | Keith Bernhardt | | Bernhardt |
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[INFOGRAPHIC] College Savings Month Survey results

This year's College Savings Month survey revealed what factors families feel are most important when choosing a 529 plan. View our new infographic to see a summary of the findings.

| infographic | | college savings | | saving for college | | survey | | choosing a 529 plan | | tax benefits |
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[PODCAST] Getting started with a 529 plan - Step 3: Maximizing your savings

In the third and final episode of the "Getting Started with a 529 Plan" series, Kathryn Flynn and Joseph Hurley discuss ways you can maximize the savings in your 529 plan in order to meet your college savings goals.

| saving for college | | 529 plan | | podcast | | savings | | choosing a 529 plan | | paying for college | | 529 rewards programs |
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Does this 529 plan rule leave you scratching your head?

Investing in your home state's 529 plan can have some great benefits, but you should still explore the 529 options in other states as well.

| 529 plan | | saving for college | | fees and expenses | | choosing a 529 plan | | investment | | |
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The 529 plan F-Word

Almost all college savers will agree that the most hated four-letter word associated with 529 plans is F-E-E-S. It's important to compare fees when deciding on a 529 plan. But where do you start?Here’s a quick slideshow to help you understand the different charges:

| 529 plan | | saving for college | | fees and expenses | | paying for college | | choosing a 529 plan |
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Savingforcollege.com's College Savings Month festivities

To celebrate College Savings Month, we’re featuring exciting new content dedicated to sharing our knowledge and answering your questions regarding 529 college savings plans and other planning tools. Here’s a quick list of what we’re currently offering.

| college savings month | | webcast | | podcast | | 529 plan | | saving for college | | Joseph Hurley |
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Before you open a grandparent 529 account...

A 529 college savings plan can be a very effective way for grandparents to build a college fund for their grandchildren. However, there are a few questions grandparents must ask themselves before opening a 529 account.

| saving for college | | 529 plan | | grandparents | | financial aid | | FAFSA | | 529 plan withdrawals |
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[PODCAST] Getting started with a 529 plan - Step 2: Opening your account

Tune in to the next episode in our podcast series and listen to Joe Hurley and Kathryn Flynn's discussion on what you need to do to set up your 529 college savings account.

| 529 plan | | college savings | | podcast | | college planning | | investment |
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You're saying my financial advisor can help me plan for college?

Most parents and grandparent already know that they can open a 529 plan through an advisor, but what they may not realize is that advisors are also helping to make college attainable in other ways.

| 529 plan | | saving for college | | financial professional | | financial advisor | | cost of college | | paying for college | | |
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[PODCAST] Getting started with a 529 plan - Step 1: Finding the best plan

529 accounts are relatively simple to set up, but with over 100+ different options available, even the most savvy investors are sometimes left wondering where to begin. In this new podcast series, we discuss the steps to take when setting up a new 529 college savings account.

| 529 plan | | saving for college | | choosing a 529 plan |
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Five reasons competency-based education might be for you

Competency-based education is a new trend in online higher education that caters to those who may have financial or time restraints that prevent a traditional college experience. Here are five reasons why this non-traditional type of college program might be for you.

| 529 plan | | paying for college | | eligible institution | | nontraditional learning | | online education | | cost of college |
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Why you should teach your kids about money

Studies have shown that kids who are involved in family finances are much more likely to save money themselves, yet many parents still have reluctance when it comes to discussing financial matters with their kids.

| financial literacy | | kids | | money | | 529 plans | | college savings | | |
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12 states offering FDIC-Insured 529 plan options

Families who wish to save for college with 529 plans but are seeking more conservative investment options may find them with plans that offer FDIC-insured options. Here are 12 states that offer this type of investment.

| 529 plan | | fdic | | investment | | investment options | | savings accounts |
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4 Ways Families Are Tackling High College Costs

According to Sallie Mae's annual How America Pays for College study that was released last week, families are getting the message about saving early for college. Learn more here.

| Sallie Mae | | College Cost | | Saving | | 529 plan | | budget |
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[PODCAST] How to Effectively Save For College When You Have Multiple Children

Listen to our podcast to learn the best ways to divvy up your college savings with multiple children.

| Multiple Children | | 529 plans | | saving | | college | | Sallie Mae | | America saves |
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How college savings can make a great gift

Here's a great gift-giving idea that you can incorporate annually into your child's life, and even put a college-savings spin on it.

| college savings | | 529 plan | | graduation | | qualified expenses |
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A top college savings resource for grandparents

There are a number of different ways for grandparents to help save for college, yet for many the process can seem overwhelming. Here's an overview of the college savings resources we have available to help grandparents ensure their grandchildren have the best chance for success.

| grandparents | | saving for college | | 529 plans | | tax benefits | | gift tax | | investment | | |
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[INFOGRAPHIC] College Savings Timeline

Our newest "College Savings Timeline" Infographic focuses on what you can do during various stages of life to ensure an easy transition to college that won’t leave your child or grandchild burdened with excessive debt.

| infographic | | college | | saving for college | | paying for college | | scholarships | | financial aid | | 529 plan | | cost of college |
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Savingforcollege.com's 529 Plan Fee Study

While fees associated with direct-sold 529 college savings plans have come down significantly in the last few years, they still need to be taken into consideration. To help you do this this we have just updated our semi-annual fee study.

| fee study | | fees and expenses | | 529 plan | | choosing a 529 plan | | tax benefits | | saving for college | | |
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Six calculators to help you save for college

We are constantly striving to come up with new and improved tools that will help you answer some of your toughest college savings questions. See how these six calculators can assist you with your budgeting and planning decisions:

| college savings | | 529 plan | | calculators | | student loans | | cost of college | | saving for college | | tax benefits | | scholarships |
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Benefits of 529 plans - How to Save for College HQ PODCAST

In this "How to Save for College HQ" Podcast, Celest Horton and Kathryn Flynn discuss the benefits of 529 plans and the importance of starting to save as soon as possible.

| 529 plan | | saving for college | | cost of college | | tax benefits | | |
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College Savings Timeline: Time for college

All the hard work you've put into building up your child's college savings account has paid off, and now it's time for them to head off to college. What steps do you need to take to make a 529 plan withdrawal when the first tuition bill arrives?

| saving for college | | paying for college | | qualified expenses | | 529 plan withdrawals | | room and board | | tuition |
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VIDEO - What happens to my 529 plan money if my child gets a scholarship?

Parents are sometimes hesitant to open a 529 account for their child because they are afraid of incurring penalties on any unused funds. However, there are some exceptions to the to the penalty rule:

| 529 plan | | scholarship | | paying for college | | qualified expenses | | Joe Hurley |
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When your child wants to attend a U.S. Military Academy

What happens if families who have been diligently saving for college with a 529 plan have a child who plans to attend a military academy?

| college savings | | military | | paying for college | | scholarship | | 529 plan | | 529 plan withdrawal | | tuition |
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Don't be fooled by 529 plan sticker shock

Many critics of 529 plans who are hesitant to invest because they feel that the fees associated with these types of plans will eat away at their earnings. However, these claims leave out one of the most lucrative advantages of a 529 plan - the tax benefits.

| 529 plan | | cost of college | | saving for college | | 529 plan performance | | tax benefits |
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Congratulations to our 529 Day winner: Another great success!

This May 29th, affectionately known to the industry as 529 Day, was especially memorable for Rochelle Blee, the winner of our 529 Day celebration giveaway.

| 529 day | | webcast | | college savings | | 529 plan | | grandparents | | estate planning | | college planning |
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Top five ways to spend 529 savings

Withdrawals from a 529 plan must be spent on qualified higher education expenses to avoid tax and penalty. Just what types of college expenses are qualified?

| college savings | | 529 plan | | qualified expenses | | 529 plan withdrawals | | paying for college | | tuition | | room and board | | equipment | | special needs equipment |
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College savings success stories: Anonymous tips

Last week we received some great advice on our message board explaining how to get the best education "bang for your buck". Consider these tips to create a well-rounded college funding strategy.

| college savings | | 529 plans | | community college | | cutting college costs | | paying for college | | saving for college | | ROI |
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10 reasons to give the gift of college education

It’s graduation party season- looking for the perfect gift? Whether you are shopping for a kindergartener, eighth grader or even a high school graduate, here are 10 reasons why a contribution to a college savings fund will always be appreciated.

| 529 plans | | college savings | | graduation | | graduation gift | | 529 plan contribution | | state tax benefits | | grandparents |
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Four easy ways shoppers can become college savers

If saving for college while you shop sounds like your cup of tea, you might want to consider a credit card that will pay you back in the form of 529 plan contributions. Here are four credit cards that offer college savings rewards.

| 529 plan | | 529 plans | | college savings | | saving for college | | upromise | | credit cards | | rewards credit cards | | rewards points |
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VIDEO - Which 529 plan is best for me?

With hundreds of different options available, how do you know which 529 plan to choose? In this video, Joe Hurley points out the features you should look for when you shop for a 529 plan.

| 529 plan | | 529 plans | | college savings | | college savings day | | 529 day | | saving for college | | choosing a 529 plan | | national college savings day |
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Student loan rate hikes give more reason to save

Beginning July 1, we will see a 0.8% increase in interest rates on all federal student loans. If you were planning on taking out loans to pay for college, you may want to rethink your strategy.

| college | | paying for college | | saving for college | | student loans | | interest rates | | interest rate increase | | 529 plan | | 529 plans | | college savings day | | 529 day | | cost of college |
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College Savings Timeline: The home stretch

You’re the parent of a high school junior, which means in just two years your child will be on his or her way to college. In this week’s College Savings Timeline, we discuss the five most important college planning steps for the final years of high school.

| 529 plans | | 529 plan | | college savings | | high school | | scholarships | | financial aid | | SAT | | ACT | | FAFSA |
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529 Day Q&A Webcast hosted by Savingforcollege.com

Mark your calendars! In honor of 529 Day, Thursday, May 29th at 1:00pm ET Savingforcollege.com is hosting a live webcast featuring the industry’s top experts. This is your chance to ask questions regarding 529 plans, financial aid and where college savings fits into your family’s financial plan.

| 529 plan | | 529 plans | | 529 day | | college savings | | webinar | | webcast | | q&a | | college savings questions | | 529 plan myths |
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[INFOGRAPHIC] The History of the 529 Plan

Take a look at our newest infographic to see some important dates in the lifetime of the 529 plan, and how it has evolved to the great college savings vehicle that it is today.

| 529 plan | | 528 college savings plan | | infographic | | history of 529 plan | | how to save for college | | saving for college |
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Five of the best college savings apps

In addition to allowing you to track funds in a bank or investment account, there are also mobile apps available that offer some fantastic planning tools. This slide show highlights five apps that help parents, students and grandparents plan for the future costs of college.

| 529 plan | | college savings | | smart phone | | smart phone app | | college savings app | | paying for college | | financial planning | | technology |
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College savings success stories: The 529 Guru's story

This week, we asked our very own Savingforcollege.com founder and "529 Guru", Joe Hurley, to share how he used his expertise to pay for the college education of his own two children.

| college savings | | 529 plan | | 529 plans | | success story | | 529 guru | | joe hurley | | room and board | | scholarship |
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College Savings Timeline: Now entering the world of high school

Here are some things you can do in the next four years of high school to ensure an easy transition that won't leave your child burdened with excessive debt.

| savings | | college savings | | 529 plan | | 529 plans | | high school | | teenager | | scholarships | | AP | | planning for college | | saving for college | | paying for college |
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Do 529 plans beat their benchmark?

A recent analysis conducted by Joe Hurley finds that historically when their unique benefits are taken into account, 529 plans can be a very lucrative choice when saving for college.

| college savings | | 529 plan | | 529 plans | | mutual funds | | college | | college investing | | saving for college | | tax benefits | | benchmarks | | investment strategies |
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College savings success stories: Family of seven

This week, author Katie Flynn will be telling her own college savings success story. She explains how her parents got Katie and her four siblings through college successfully - an incredible feat!

| college savings | | how they did it | | success stories | | scholarships | | loans | | 529 plans | | work study | | in-state schools |
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5 ways to cut college costs

The last thing you want is to have your child graduate college burdened with student loans. Here are five ways anyone can put away extra money for college, regardless of income.

| saving for college | | paying for college | | student loans | | higher education | | scholarships | | room and board | | cost of tuition | | 529 plan | | 529 college savings plan |
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10 investing terms every college saver should understand

In honor of Financial Literacy Month, here’s a quick rundown of ten often-misunderstood investing terms that you’re likely to come across when choosing a saving strategy.

| college savings | | financial literacy month | | investing | | 529 plans | | investment terms | | investment |
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Top 529 plans to follow on twitter

To help you keep up-to-date with the latest college savings news, here is a list of the most active plans on twitter. Follow away!

| 529 plan | | 529 plans | | college savings | | twitter | | tweet | | social | | college savings news |
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College savings success stories: The Rickman family

Our first college savings success story features the Rickman family, who demonstrate the significant savings of having their children attend school in-state.

| 529 plan | | college savings | | how to save for college | | in-state college | | in-state tuition | | success |
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Clearing up the confusion: Five popular 529 plan myths

Recent survey data has indicated that parents' misunderstanding of 529 plans may be a significant barrier to their use of them. In this slideshow we present five of the biggest 529 plan myths along with the facts to set the record straight.

| college savings | | slideshow | | 529 plans | | 529 plan | | myths | | scholarships | | financial aid | | tax benefits | | tax penalty | | college savings | | college savings options |
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20 people on Twitter who can help you save for college

Whether you’re actively saving for college or just starting to think about it, here’s a list of 20 people whose tweets will help guide you through the college planning process.

| 529 | | 529 plans | | college savings | | saving for college | | twitter | | experts | | follow | | college savings experts |
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Annual College Savings Survey results: An opportunity to educate

Experts agree that there is a strong need for education on financial products and services, and that the younger these topics are introduced, the better. This includes the area of 529 plans, where confusion is still common.

| 529 plan | | misconceptions | | financial literacy | | college savings | | college savings survey | | saving for college | | paying for college |
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March Money Madness

Even if you're not a basketball fan, it's hard to escape the excitement of the March Madness Tournament. With so much attention surrounding colleges, it's a great time to be thinking about your own children's college plans!

| 529 | | 529 plan | | march madness | | basketball | | NCAA |
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Truth be told - Common 529 plan misconceptions

The results of our Annual College Savings Survey show that there are still many people who are unclear about the functionality of 529 plans. In this post, we discuss six common misconceptions and reveal the correct answers to help clear up some of the confusion.

| 529 plan | | 529 plans | | college savings | | parents | | grandparents | | myths | | financial aid | | scholarships | | tax deductions |
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Annual College Savings Survey results: All that you can leave behind

As college costs in America rise faster than the rate of inflation and total student loan debt surpasses $1 trillion, more relatives are exploring the idea of helping pay tuition for grandchildren, nieces and nephews.

| 529 | | 529 plans | | grandparents | | pay for college | | save for college | | student loans | | financial aid | | required minimum distributions | | college savings survey |
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Annual College Savings Survey results: Direct- or advisor-sold 529 plan?

Our survey results indicate many of our readers feel comfortable selecting their own investments, but there may be situations in which an advisor-sold 529 plan could be a better fit. Here are a few key questions to ask yourself:

| 529 plan | | 529 plans | | college savings | | direct-sold 529 | | advisor-sold 529 | | fees | | financial advisor | | financial planner | | investment options | | active management | | index funds |
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Are 529 plans doing the job?

Total assets in 529 plans, which stood at $227 billion as of December 31, 2013, saw a 19% increase over the previous year's $190 billion total. Sounds pretty good, right? Actually, it’s a bit disappointing to me.

| 529 plan | | 529 plans | | 529 | | college savings | | 2013 report | | 529 assets | | College Savings Plans Network | | Forbes | | 529 plan growth |
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Annual College Savings Survey results: Make the most of your savings

As promised, here is the first in a series of blog posts based on the results of our Annual College Savings survey. We begin by examining how our readers are currently saving for college and why.

| 529 | | 529 plans | | college savings | | college savings survey | | 529 plan benefits | | tax benefits | | tax deduction | | saving for college |
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The 529 plan Pot O' Gold is growing!

Many future college students should be feeling lucky this St. Patrick’s Day. A recent report announced that total investments in 529 college savings plans hit a record level of $227 billion. However, families still have a long way to get to the end of the rainbow.

| 529 plan | | 529 plans | | college savings | | st. patricks day | | 529 plan assets | | college costs | | higher education | | grandparents | | 529 plan contributions |
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[INFOGRAPHIC] How much do you need to save for college?

Our latest infographic looks at the actual expenses related to higher education and how American families are footing the bill to pay for college.

| infographic | | college | | college costs | | 529 | | 529 plan | | college savings | | college cost calculator | | paying for college | | saving for college |
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The Bank of Grandma and Grandpa - New video featuring our very own Joe Hurley!

In the following video Joseph Hurley, Founder of Savingforcollege.com, explains the different ways Grandparents can assist with paying for tuition, taking issues like financial aid and taxes into consideration.

| grandparents | | saving for college | | 529 plans | | financial aid | | gift tax | | college | | college savings |
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The 2014 Annual College Savings Survey Results

The Annual College Savings Survey was designed to shed light on consumer beliefs and actions in relation to 529 plans. The results uncovered a number of key findings that we are excited to share with our readers in a new series of blog posts.

| 529 | | 529 plans | | college savings | | survey | | families | | financial advisors | | education | | choosing a 529 plan |
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The 40-Day College Savings Challenge

Regardless of your religious beliefs, Lent can be a great time to focus on good spending habits. Over the next 40 days, we challenge our readers to find ways to cut their budget and make room for college savings.

| 529 plan | | 529 plans | | college savings | | lent | | fat tuesday | | saving money | | budget |
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Tax reform and 529 plans

Joe shares his thoughts on the Chairman of the House Ways and Means Committee's recently-proposed comprehensive tax reform package and its effect on tax incentives for education.

| 529 plan | | 529 plans | | college savings | | tax reform | | Internal Revenue Code | | Chairman Dave Camp | | tax incentives | | education tax incentives |
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Welcome to the new and improved Savingforcollege.com Blog!

Whether you are a new parent, grandparent or professional advisor, we are committed to offering the most timely and relevant college savings content while encouraging interaction, comments and feedback.

| college savings | | 529 plans | | financial aid | | coverdell esas | | scholarships | | student loans | | Joe Hurley |
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6 college savings resolutions for 2014

The date of your child's college enrollment creeps ever closer. As 2013 comes to a close, consider including the following items on your list of resolutions for 2014.

| Resolutions 2014 | | Resolutions | | 529 | | 529 plan | | Roth IRAs | | Coverdell education savings |
Which way?

Did college just get less expensive?

The College Board this week released its annual report "Trends in College Pricing" containing data that suggests college tuition inflation may be slowing. This is good news for your clients concerned about funding future college costs for their children and grandchildren.

| College Cost | | 529 Plan | | Expensive | | Trends in College Pricing |
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America's Parents Get a B-Minus on Their College Savings Report Card

When we asked parents to grade their college savings progress, they gave themselves a B-minus. While there’s definitely room for improvement to bump that to an “A,” we found that many are taking steps in the right direction, with more families saving in 529 college savings plans (up 5% from 2012) and 61% having a financial plan in place to help reach college goals.

| College Savings | | American Families | | 529 Plan |
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10 reasons why Obama won't touch your 529

Many investment professionals were surprised last week by the Obama administration’s fiscal 2014 budget proposal to place a cap on balances in tax-advantaged retirement accounts.

| Obama | | 529 Plan |
Which way?

Education incentives survive fiscal cliff

President Obama has just signed the 2012 American Taxpayer Relief Act (ATRA), saving many of the education tax incentives scheduled to expire on December 31, 2012, and even resuscitating incentives that had expired at the end of 2011.

| Education incentives | | fiscal cliff | | 529 Plan | | Coverdell | | Lifetime Learning credit |
Which way?

Use a 529 to avoid the 2013 tax increases

The message to your higher-income clients trying to save up for future college expenses is this: Use a 529 plan and avoid increased taxes for 2013.

| Democrat | | controlled | | Senate | | Republican | | house | | medicare | | 529 plan | | college saving |
Which way?

A College-Savings Enigma (Squared)

23 is the square root of 529. Depending on your predilection to numerology, something known as "the 23 enigma" could be a big deal.

| 529 is the number 23 |
Which way?

The anti-529ers

Financial advisers who do not like 529 plans may have their reasons, and I respect their opinions, but I suspect that many of their anti-529 comments come more from a lack of knowledge and experience than from objective data.

| 529 plan | | tax-advantaged investment | | registered investment advisers |
 

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