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Name the successor owner
Who is capable of taking over the 529 account in the event of your death or incapacity? That’s the person you want to name as successor owner on the account application. Remember, the account owner has all control over the account, including the right to request distributions for college, replace the beneficiary, or even revoke the account assets. If you don’t have someone you can really trust as successor owner, consider setting up a legal trust to be the successor owner, with explicit instructions to the trustee on how to handle the 529 funds.
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