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Name the beneficiary
The beneficiary must be a living individual for whom you will need to provide a social security number and, in most cases, a birth date and current address. Most 529 accounts are set up with a son, daughter, or grandchild as beneficiary, but you instead can name the kid down the street if you want. And did you know that you can even name yourself as beneficiary? Use the 529 plan to go back to school, even if only part-time, or simply change the beneficiary to another family member at any time in the future.
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