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2015 one-year top performing direct plans Q2

Posted: 2015-08-17

2015 one-year top performing direct plans Q2 ranks the performance of direct-sold 529 plans. Direct-sold plans are those that consumers can enroll in without using a broker. We have prepared one-year, three-year, five-year and ten-year performance tables.

To prepare this ranking, we compared a subset of portfolios from each 529 savings plan. We selected portfolios based on their mix of stocks, bonds and money market funds, which allows for an apples-to-apples comparison in seven asset-allocation categories. The lower the "percentile," the better the ranking.

This ranking could be a useful tool for you when selecting which direct 529 plan might be right for you.

Here are our 529 performance rankings as of June 30, 2015 for Direct-sold 529 plans.

One-year performance ranking (click here for three-year performance table, five-year performance table, and ten-year performance table ):

Rank State Plan Percentile
1 District of Columbia DC 529 College Savings Program (Direct-sold) 12.66 Plan Details
2 New York New York's 529 College Savings Program -- Direct Plan 23.22 Enroll Now
3 Maine NextGen College Investing Plan -- Client Direct Series 25.64 Enroll Now
4 Tennessee TNStars College Savings 529 Program 27.28 Plan Details
5 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 28.66 Enroll Now
6 Louisiana START Saving Program 29.71 Plan Details
7 California The ScholarShare College Savings Plan 30.45 Enroll Now
8 West Virginia SMART529 WV Direct College Savings Plan 32.19 Plan Details
9 Colorado Direct Portfolio College Savings Plan 33.16 Enroll Now
10 Ohio Ohio CollegeAdvantage 529 Savings Plan 33.36 Enroll Now
11 New Mexico The Education Plan's College Savings Program 33.37 Enroll Now
12 Florida Florida 529 Savings Plan 33.71 Plan Details
13 Michigan Michigan Education Savings Program 34.13 Enroll Now
14 Utah Utah Educational Savings Plan (UESP) 34.39 Plan Details
15 Illinois Bright Start College Savings Program -- Direct-sold Plan 34.39 Enroll Now
16 Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) 35.64 Enroll Now
17 Iowa College Savings Iowa 36.35 Plan Details
18 Pennsylvania Pennsylvania 529 Investment Plan 36.60 Plan Details
19 Hawaii Hawaii's College Savings Program 37.63 Enroll Now
20 Nevada The Vanguard 529 Savings Plan 37.84 Plan Details
21 Oklahoma Oklahoma College Savings Plan 37.88 Plan Details
22 Georgia Path2College 529 Plan 38.51 Plan Details
23 Wisconsin Edvest 39.56 Enroll Now
24 North Carolina National College Savings Program 39.96 Enroll Now
25 Vermont Vermont Higher Education Investment Plan 40.94 Plan Details
26 Indiana CollegeChoice 529 Direct Savings Plan 41.85 Enroll Now
27 Kansas Learning Quest 529 Education Savings Program (Direct-sold) 42.88 Enroll Now
28 Minnesota Minnesota College Savings Plan 43.14 Enroll Now
29 Virginia Virginia529 inVEST 44.23 Enroll Now
30 New Jersey NJBEST 529 College Savings Plan 45.37 Enroll Now
31 Idaho Idaho College Savings Program (IDeal) 46.38 Enroll Now
32 Mississippi Mississippi Affordable College Savings (MACS) Program 46.48 Enroll Now
33 North Dakota College SAVE 46.98 Enroll Now
34 Arkansas GIFT College Investing Plan 48.24 Plan Details
35 Kentucky Kentucky Education Savings Plan Trust 48.53 Enroll Now
36 Montana Montana Family Education Savings Program -- Investment Plan 49.66 Plan Details
37 Nevada SSgA Upromise 529 Plan 50.01 Plan Details
38 Alabama CollegeCounts 529 Fund 50.36 Enroll Now
39 New Hampshire UNIQUE College Investing Plan 51.38 Enroll Now
40 Massachusetts U.Fund College Investing Plan 51.67 Enroll Now
41 Delaware Delaware College Investment Plan 51.70 Enroll Now
42 Arizona Fidelity Arizona College Savings Plan 51.92 Enroll Now
43 Alaska University of Alaska College Savings Plan 51.95 Enroll Now
44 Kansas Schwab 529 College Savings Plan 52.44 Plan Details
45 Nebraska Nebraska Education Savings Trust - Direct College Savings Plan 52.91 Enroll Now
46 Oregon Oregon College Savings Plan 54.64 Plan Details
47 Connecticut Connecticut Higher Education Trust (CHET) 57.31 Enroll Now
48 Nebraska TD Ameritrade 529 College Savings Plan 59.04 Plan Details
49 Alaska T. Rowe Price College Savings Plan 60.17 Enroll Now
50 Rhode Island CollegeBoundfund (Direct-sold, Alternative RI) 60.60 Plan Details
51 Maryland College Savings Plans of Maryland -- College Investment Plan 63.87 Enroll Now
52 Texas Texas College Savings Plan 64.63 Plan Details
53 West Virginia SMART529 Select 70.81 Plan Details
54 South Dakota CollegeAccess 529 (Direct-sold) 76.50 Plan Details
55 Nevada USAA 529 College Savings Plan 80.36 Enroll Now

NA = Not Applicable = Program does not have at least one portfolio with sufficiently-long performance in a minimum of four asset allocation categories under our ranking model.

The plan composite rankings are derived using the plans' relevant portfolio performance in seven unique asset allocation categories. The asset-allocation categories used are: 100 percent equity, 80 percent equity, 60 percent equity, 40 percent equity, 20 percent equity, 100 percent fixed and 100 percent short term. The plan composite ranking is determined by the average of its percentile ranking in the seven categories.

The performance data underlying these rankings represent past performance and are not a guarantee of future performance. Current performance may be lower or higher than the performance data used. A plan portfolio's investment return and principal value will fluctuate so that an investor's shares or units when redeemed may be worth more or less than their original cost. Investors should carefully consider plan investment goals, risks, charges and expenses by obtaining and reading the plan's official program description before investing. Investors should also consider whether their beneficiary's home state offers any tax or other benefits that are available for investments only in such state's 529 plan.

Brokers, please note: For internal use only and not for use with or to be shown to the investing public.

Disclaimer: Saving For College, LLC shall not be liable for any errors or omissions in this report. Users should rely on official program disclosures.

For broker-sold plan rankings, click here.

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