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2014 three-year top performing direct plans Q2

Posted: 2014-08-07

2014 three-year top performing direct plans Q2 ranks the performance of direct-sold 529 plans. Direct-sold plans are those that consumers can enroll in without using a broker. We have prepared both one-year, three-year, five-year and ten-year performance tables.

To prepare this ranking, we compared a subset of portfolios from each 529 savings plan. We selected portfolios based on their mix of stocks, bonds and money market funds, which allows for an apples-to-apples comparison in seven asset-allocation categories. The lower the "percentile," the better the ranking.

This ranking could be a useful tool for you when selecting which direct 529 plan might be right for you.

Here are our 529 performance rankings as of June 30, 2014 for Direct-sold 529 plans.

Three-year performance ranking (click here for one-year performance table, five-year performance table, and ten-year performance table):

Rank State Plan Percentile
1 District of Columbia DC 529 College Savings Program (Direct-sold) 24.71 Plan Details
2 Alaska University of Alaska College Savings Plan 26.53 Enroll Now
3 New York New York's 529 College Savings Program -- Direct Plan 28.10 Enroll Now
4 Alaska T. Rowe Price College Savings Plan 30.30 Enroll Now
5 Florida Florida 529 Savings Plan 31.73 Plan Details
6 Utah Utah Educational Savings Plan (UESP) 33.09 Plan Details
7 Illinois Bright Start College Savings Program -- Direct-sold Plan 34.90 Enroll Now
8 New Mexico The Education Plan's College Savings Program 35.81 Enroll Now
9 Michigan Michigan Education Savings Program 38.04 Enroll Now
10 Oklahoma Oklahoma College Savings Plan 38.60 Plan Details
11 Maine NextGen College Investing Plan -- Client Direct Series 38.94 Enroll Now
12 Iowa College Savings Iowa 39.44 Plan Details
13 Pennsylvania Pennsylvania 529 Investment Plan 39.85 Plan Details
14 West Virginia SMART529 WV Direct College Savings Plan 40.22 Plan Details
15 Colorado Direct Portfolio College Savings Plan 40.73 Enroll Now
16 Maryland College Savings Plans of Maryland -- College Investment Plan 41.59 Plan Details
17 Hawaii Hawaii's College Savings Program 42.44 Enroll Now
18 Nevada The Vanguard 529 Savings Plan 42.50 Plan Details
19 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 44.28 Enroll Now
20 Ohio Ohio CollegeAdvantage 529 Savings Plan 44.67 Enroll Now
21 Oregon Oregon College Savings Plan 44.83 Plan Details
22 Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) 47.40 Enroll Now
23 South Dakota CollegeAccess 529 (Direct-sold) 47.93 Plan Details
24 Kansas Learning Quest 529 Education Savings Program (Direct-sold) 48.80 Enroll Now
25 Indiana CollegeChoice 529 Direct Savings Plan 48.83 Enroll Now
26 Louisiana START Saving Program 50.07 Plan Details
27 Minnesota Minnesota College Savings Plan 50.11 Enroll Now
28 Vermont Vermont Higher Education Investment Plan 50.54 Plan Details
29 Alabama CollegeCounts 529 Fund 51.73 Enroll Now
30 New Jersey NJBEST 529 College Savings Plan 51.93 Enroll Now
31 Kentucky Kentucky Education Savings Plan Trust 53.26 Enroll Now
32 Nebraska Nebraska Education Savings Trust - Direct College Savings Plan 53.46 Enroll Now
33 West Virginia SMART529 Select 53.63 Plan Details
34 Virginia Virginia529 inVEST 54.23 Enroll Now
35 Nebraska TD Ameritrade 529 College Savings Plan 55.26 Plan Details
36 Texas Texas College Savings Plan 57.89 Enroll Now
37 North Dakota College SAVE 58.49 Enroll Now
38 Arkansas GIFT College Investing Plan 59.87 Plan Details
39 Idaho Idaho College Savings Program (IDeal) 60.44 Enroll Now
40 Kansas Schwab 529 College Savings Plan 60.57 Plan Details
41 Connecticut Connecticut Higher Education Trust (CHET) 61.22 Enroll Now
42 Nevada USAA 529 College Savings Plan 64.76 Enroll Now
43 Massachusetts U.Fund College Investing Plan 68.44 Enroll Now
44 Delaware Delaware College Investment Plan 68.83 Enroll Now
45 Arizona Fidelity Arizona College Savings Plan 68.92 Enroll Now
46 New Hampshire UNIQUE College Investing Plan 68.93 Enroll Now
47 Rhode Island CollegeBoundfund (Direct-sold, Alternative RI) 69.39 Plan Details
48 Montana Montana Family Education Savings Program -- Investment Plan 69.99 Plan Details
- California The ScholarShare College Savings Plan NA Enroll Now
- Georgia Path2College 529 Plan NA Plan Details
- Mississippi Mississippi Affordable College Savings (MACS) Program NA Enroll Now
- Nevada SSgA Upromise 529 Plan NA Plan Details
- North Carolina National College Savings Program NA Enroll Now
- Tennessee TNStars College Savings 529 Program NA Plan Details
- Wisconsin Edvest NA Enroll Now

NA = Not Applicable = Program does not have at least one portfolio with sufficiently-long performance in a minimum of four asset allocation categories under our ranking model.

The plan composite rankings are derived using the plans' relevant portfolio performance in seven unique asset allocation categories. The asset-allocation categories used are: 100 percent equity, 80 percent equity, 60 percent equity, 40 percent equity, 20 percent equity, 100 percent fixed and 100 percent short term. The plan composite ranking is determined by the average of its percentile ranking in the seven categories.

The performance data underlying these rankings represent past performance and are not a guarantee of future performance. Current performance may be lower or higher than the performance data used. A plan portfolio's investment return and principal value will fluctuate so that an investor's shares or units when redeemed may be worth more or less than their original cost. Investors should carefully consider plan investment goals, risks, charges and expenses by obtaining and reading the plan's official program description before investing. Investors should also consider whether their beneficiary's home state offers any tax or other benefits that are available for investments only in such state's 529 plan.

Brokers, please note: For internal use only and not for use with or to be shown to the investing public.

Disclaimer: Saving For College, LLC. shall not be liable for any errors or omissions in this report. Users should rely on official program disclosures.

For broker-sold plan rankings, click here.

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