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2014 three-year top performing direct plans Q1

Posted: 2014-05-16

2014 three-year top performing direct plans Q1 ranks the performance of direct-sold 529 plans. Direct-sold plans are those that consumers can enroll in without using a broker. We have prepared both one-year, three-year, five-year and ten-year performance tables.

To prepare this ranking, we compared a subset of portfolios from each 529 savings plan. We selected portfolios based on their mix of stocks, bonds and money market funds, which allows for an apples-to-apples comparison in seven asset-allocation categories. The lower the "percentile," the better the ranking.

This ranking could be a useful tool for you when selecting which direct 529 plan might be right for you.

Here are our 529 performance rankings as of March 31, 2014 for Direct-sold 529 plans.

Three-year performance ranking (click here for one-year performance table, five-year performance table, and ten-year performance table):

Rank State Plan Percentile
1 District of Columbia DC 529 College Savings Program (Direct-sold) 23.63 Plan Details
2 New York New York's 529 College Savings Program -- Direct Plan 28.29 Enroll Now
3 Alaska University of Alaska College Savings Plan 29.16 Enroll Now
4 Utah Utah Educational Savings Plan (UESP) Trust 31.15 Plan Details
5 Illinois Bright Start College Savings Program -- Direct-sold Plan 31.88 Enroll Now
6 Maine NextGen College Investing Plan -- Client Direct Series 31.96 Enroll Now
7 Florida Florida 529 Savings Plan 32.64 Plan Details
8 New Mexico The Education Plan's College Savings Program (Direct-sold) 33.27 Enroll Now
9 Alaska T. Rowe Price College Savings Plan 33.51 Enroll Now
10 Oklahoma Oklahoma College Savings Plan 36.13 Plan Details
11 Michigan Michigan Education Savings Program 36.51 Enroll Now
12 Iowa College Savings Iowa 39.23 Plan Details
13 Colorado Direct Portfolio College Savings Plan 40.85 Enroll Now
14 Pennsylvania Pennsylvania 529 Investment Plan 40.89 Plan Details
15 Hawaii Hawaii's College Savings Program 41.79 Enroll Now
16 Nevada The Vanguard 529 Savings Plan 42.53 Plan Details
17 Ohio Ohio CollegeAdvantage 529 Savings Plan 43.97 Enroll Now
18 Maryland College Savings Plans of Maryland -- College Investment Plan 44.11 Enroll Now
19 Oregon Oregon College Savings Plan 44.73 Plan Details
20 Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) 47.27 Enroll Now
21 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 47.49 Enroll Now
22 Indiana CollegeChoice 529 Investment Plan (Direct-sold) 48.10 Enroll Now
23 West Virginia SMART529 WV Direct 48.14 Plan Details
24 Kansas Learning Quest 529 Education Savings Program (Direct-sold) 48.36 Enroll Now
25 Vermont Vermont Higher Education Investment Plan 49.43 Plan Details
26 New Jersey NJBEST 529 College Savings Plan 49.65 Enroll Now
27 Alabama College Counts 529 Fund (Direct-sold) 50.09 Enroll Now
28 Minnesota Minnesota College Savings Plan 50.45 Enroll Now
29 Kentucky Kentucky Education Savings Plan Trust 51.70 Enroll Now
30 Louisiana START Saving Program 52.13 Plan Details
31 South Dakota CollegeAccess 529 (Direct-sold) 52.65 Plan Details
32 Virginia Virginia529 inVEST 54.37 Enroll Now
33 West Virginia SMART529 Select 56.26 Plan Details
34 Kansas Schwab 529 College Savings Plan 56.30 Plan Details
35 Texas Texas College Savings Plan 57.28 Plan Details
36 Nebraska Nebraska Education Savings Trust - Direct College Savings Plan 57.89 Enroll Now
37 North Dakota College SAVE 59.40 Enroll Now
38 Nebraska TD Ameritrade 529 College Savings Plan 59.94 Plan Details
39 Connecticut Connecticut Higher Education Trust (CHET) 60.18 Enroll Now
40 Arkansas GIFT College Investing Plan 60.56 Plan Details
41 Idaho Idaho College Savings Program (IDeal) 61.33 Enroll Now
42 Nevada USAA 529 College Savings Plan 64.74 Enroll Now
43 Massachusetts U.Fund College Investing Plan 66.03 Enroll Now
44 Arizona Fidelity Arizona College Savings Plan 66.47 Enroll Now
45 Delaware Delaware College Investment Plan 66.52 Enroll Now
46 New Hampshire UNIQUE College Investing Plan 66.56 Enroll Now
47 Rhode Island CollegeBoundfund (Direct-sold, Alternative RI) 69.99 Plan Details
48 Montana Montana Family Education Savings Program Investment Plan 72.49 Plan Details
- California The ScholarShare College Savings Plan NA Enroll Now
- Georgia Path2College 529 Plan NA Plan Details
- Mississippi Mississippi Affordable College Savings (MACS) Program NA Enroll Now
- Nevada SSgA Upromise College Fund NA Plan Details
- North Carolina National College Savings Program NA Enroll Now
- Tennessee TNStars College Savings 529 Program NA Plan Details
- Wisconsin Edvest College Savings Plan NA Enroll Now

NA = Not Applicable = Program does not have at least one portfolio with sufficiently-long performance in a minimum of four asset allocation categories under our ranking model.

The plan composite rankings are derived using the plans' relevant portfolio performance in seven unique asset allocation categories. The asset-allocation categories used are: 100 percent equity, 80 percent equity, 60 percent equity, 40 percent equity, 20 percent equity, 100 percent fixed and 100 percent short term. The plan composite ranking is determined by the average of its percentile ranking in the seven categories.

The performance data underlying these rankings represent past performance and are not a guarantee of future performance. Current performance may be lower or higher than the performance data used. A plan portfolio's investment return and principal value will fluctuate so that an investor's shares or units when redeemed may be worth more or less than their original cost. Investors should carefully consider plan investment goals, risks, charges and expenses by obtaining and reading the plan's official program description before investing. Investors should also consider whether their beneficiary's home state offers any tax or other benefits that are available for investments only in such state's 529 plan.

Brokers, please note: For internal use only and not for use with or to be shown to the investing public.

Disclaimer: Saving For College, LLC. shall not be liable for any errors or omissions in this report. Users should rely on official program disclosures.

For broker-sold plan rankings, click here.

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