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2014 ten-year top performing direct plans Q2

Posted: 2014-08-07

2014 ten-year top performing direct plans Q2 ranks the performance of direct-sold 529 plans. Direct-sold plans are those that consumers can enroll in without using a broker. We have prepared both one-year, three-year, five-year and ten-year performance tables.

To prepare this ranking, we compared a subset of portfolios from each 529 savings plan. We selected portfolios based on their mix of stocks, bonds and money market funds, which allows for an apples-to-apples comparison in seven asset-allocation categories. The lower the "percentile," the better the ranking.

This ranking could be a useful tool for you when selecting which direct 529 plan might be right for you.

Here are our 529 performance rankings as of June 30, 2014 for Direct-sold 529 plans.

Ten-year performance ranking (click here for one-year performance table, three-year performance table, and five-year performance table,) :

Rank State Plan Percentile
1 Alaska T. Rowe Price College Savings Plan 22.72 Enroll Now
2 Utah Utah Educational Savings Plan (UESP) 23.64 Plan Details
3 Alaska University of Alaska College Savings Plan 23.81 Enroll Now
4 Louisiana START Saving Program 36.24 Plan Details
5 New York New York's 529 College Savings Program -- Direct Plan 36.35 Enroll Now
6 Kansas Schwab 529 College Savings Plan 37.55 Plan Details
7 Nevada USAA 529 College Savings Plan 38.16 Enroll Now
8 Maryland College Savings Plans of Maryland -- College Investment Plan 40.24 Plan Details
9 Nevada The Vanguard 529 Savings Plan 40.96 Plan Details
10 Virginia Virginia529 inVEST 42.23 Enroll Now
11 Minnesota Minnesota College Savings Plan 45.83 Enroll Now
12 New Jersey NJBEST 529 College Savings Plan 45.86 Enroll Now
13 Iowa College Savings Iowa 46.53 Plan Details
14 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 47.93 Enroll Now
15 Florida Florida 529 Savings Plan 49.77 Plan Details
16 West Virginia SMART529 WV Direct College Savings Plan 52.73 Plan Details
17 Oklahoma Oklahoma College Savings Plan 52.95 Plan Details
18 District of Columbia DC 529 College Savings Program (Direct-sold) 57.53 Plan Details
19 South Dakota CollegeAccess 529 (Direct-sold) 60.08 Plan Details
20 Kentucky Kentucky Education Savings Plan Trust 60.12 Enroll Now
21 Rhode Island CollegeBoundfund (Direct-sold, Alternative RI) 73.52 Plan Details
22 Delaware Delaware College Investment Plan 83.19 Enroll Now
23 New Hampshire UNIQUE College Investing Plan 83.92 Enroll Now
24 Massachusetts U.Fund College Investing Plan 84.08 Enroll Now
- Alabama CollegeCounts 529 Fund NA Enroll Now
- Arizona Fidelity Arizona College Savings Plan NA Enroll Now
- Arkansas GIFT College Investing Plan NA Plan Details
- California The ScholarShare College Savings Plan NA Enroll Now
- Colorado Direct Portfolio College Savings Plan NA Enroll Now
- Connecticut Connecticut Higher Education Trust (CHET) NA Enroll Now
- Georgia Path2College 529 Plan NA Plan Details
- Hawaii Hawaii's College Savings Program NA Enroll Now
- Idaho Idaho College Savings Program (IDeal) NA Enroll Now
- Illinois Bright Start College Savings Program -- Direct-sold Plan NA Enroll Now
- Indiana CollegeChoice 529 Direct Savings Plan NA Enroll Now
- Kansas Learning Quest 529 Education Savings Program (Direct-sold) NA Enroll Now
- Maine NextGen College Investing Plan -- Client Direct Series NA Enroll Now
- Michigan Michigan Education Savings Program NA Enroll Now
- Mississippi Mississippi Affordable College Savings (MACS) Program NA Enroll Now
- Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) NA Enroll Now
- Montana Montana Family Education Savings Program -- Investment Plan NA Plan Details
- Nebraska Nebraska Education Savings Trust - Direct College Savings Plan NA Enroll Now
- Nebraska TD Ameritrade 529 College Savings Plan NA Plan Details
- Nevada SSgA Upromise 529 Plan NA Plan Details
- New Mexico The Education Plan's College Savings Program NA Enroll Now
- North Carolina National College Savings Program NA Enroll Now
- North Dakota College SAVE NA Enroll Now
- Ohio Ohio CollegeAdvantage 529 Savings Plan NA Enroll Now
- Oregon Oregon College Savings Plan NA Plan Details
- Pennsylvania Pennsylvania 529 Investment Plan NA Plan Details
- Tennessee TNStars College Savings 529 Program NA Plan Details
- Texas Texas College Savings Plan NA Plan Details
- Vermont Vermont Higher Education Investment Plan NA Plan Details
- West Virginia SMART529 Select NA Plan Details
- Wisconsin Edvest NA Enroll Now

NA = Not Applicable = Program does not have at least one portfolio with sufficiently-long performance in a minimum of four asset allocation categories under our ranking model.

The plan composite rankings are derived using the plans' relevant portfolio performance in seven unique asset allocation categories. The asset-allocation categories used are: 100 percent equity, 80 percent equity, 60 percent equity, 40 percent equity, 20 percent equity, 100 percent fixed and 100 percent short term. The plan composite ranking is determined by the average of its percentile ranking in the seven categories.

The performance data underlying these rankings represent past performance and are not a guarantee of future performance. Current performance may be lower or higher than the performance data used. A plan portfolio's investment return and principal value will fluctuate so that an investor's shares or units when redeemed may be worth more or less than their original cost. Investors should carefully consider plan investment goals, risks, charges and expenses by obtaining and reading the plan's official program description before investing. Investors should also consider whether their beneficiary's home state offers any tax or other benefits that are available for investments only in such state's 529 plan.

Brokers, please note: For internal use only and not for use with or to be shown to the investing public.

Disclaimer: Saving For College, LLC shall not be liable for any errors or omissions in this report. Users should rely on official program disclosures.

For broker-sold plan rankings, click here.

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