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2014 one-year top performing direct plans Q2

Posted: 2014-08-07

2014 one-year top performing direct plans Q2 ranks the performance of direct-sold 529 plans. Direct-sold plans are those that consumers can enroll in without using a broker. We have prepared one-year, three-year, five-year and ten-year performance tables.

To prepare this ranking, we compared a subset of portfolios from each 529 savings plan. We selected portfolios based on their mix of stocks, bonds and money market funds, which allows for an apples-to-apples comparison in seven asset-allocation categories. The lower the "percentile," the better the ranking.

This ranking could be a useful tool for you when selecting which direct 529 plan might be right for you.

Here are our 529 performance rankings as of June 30, 2014 for Direct-sold 529 plans.

One-year performance ranking (click here for three-year performance table, five-year performance table, and ten-year performance table ):

Rank State Plan Percentile
1 New Jersey NJBEST 529 College Savings Plan 24.22
2 California The ScholarShare College Savings Plan 25.89
3 Alaska University of Alaska College Savings Plan 27.05
4 Alaska T. Rowe Price College Savings Plan 27.05
5 Florida Florida 529 Savings Plan 29.41
6 West Virginia SMART529 WV Direct College Savings Plan 33.06
7 Wisconsin Edvest 33.60
8 Tennessee TNStars College Savings 529 Program 33.65
9 Louisiana START Saving Program 35.43
10 District of Columbia DC 529 College Savings Program (Direct-sold) 39.37
11 New York New York's 529 College Savings Program -- Direct Plan 39.38
12 Oklahoma Oklahoma College Savings Plan 40.46
13 Georgia Path2College 529 Plan 40.81
14 Maryland College Savings Plans of Maryland -- College Investment Plan 41.09
15 Nevada The Vanguard 529 Savings Plan 41.18
16 Michigan Michigan Education Savings Program 41.32
17 Nevada USAA 529 College Savings Plan 43.18
18 Oregon Oregon College Savings Plan 44.36
19 Maine NextGen College Investing Plan -- Client Direct Series 45.08
20 Iowa College Savings Iowa 45.67
21 Nebraska Nebraska Education Savings Trust - Direct College Savings Plan 46.19
22 Ohio Ohio CollegeAdvantage 529 Savings Plan 46.46
23 Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) 47.08
24 New Mexico The Education Plan's College Savings Program 47.56
25 Indiana CollegeChoice 529 Direct Savings Plan 48.01
26 Colorado Direct Portfolio College Savings Plan 48.36
27 Virginia Virginia529 inVEST 48.77
28 Utah Utah Educational Savings Plan (UESP) 48.96
29 South Dakota CollegeAccess 529 (Direct-sold) 49.03
30 Pennsylvania Pennsylvania 529 Investment Plan 49.08
31 Mississippi Mississippi Affordable College Savings (MACS) Program 49.55
32 West Virginia SMART529 Select 49.99
33 Nebraska TD Ameritrade 529 College Savings Plan 50.05
34 Connecticut Connecticut Higher Education Trust (CHET) 50.21
35 North Carolina National College Savings Program 50.33
36 Hawaii Hawaii's College Savings Program 52.75
37 Vermont Vermont Higher Education Investment Plan 53.26
38 Nevada SSgA Upromise 529 Plan 53.88
39 Idaho Idaho College Savings Program (IDeal) 55.14
40 Kansas Learning Quest 529 Education Savings Program (Direct-sold) 55.56
41 Kentucky Kentucky Education Savings Plan Trust 57.06
42 Montana Montana Family Education Savings Program -- Investment Plan 57.33
43 Arkansas GIFT College Investing Plan 57.38
44 Texas Texas College Savings Plan 58.11
45 Illinois Bright Start College Savings Program -- Direct-sold Plan 58.57
46 Minnesota Minnesota College Savings Plan 59.34
47 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 59.87
48 North Dakota College SAVE 60.32
49 Alabama CollegeCounts 529 Fund 61.37
50 Rhode Island CollegeBoundfund (Direct-sold, Alternative RI) 62.62
51 New Hampshire UNIQUE College Investing Plan 70.77
52 Massachusetts U.Fund College Investing Plan 70.98
53 Arizona Fidelity Arizona College Savings Plan 71.04
54 Delaware Delaware College Investment Plan 71.05
55 Kansas Schwab 529 College Savings Plan 71.52

NA = Not Applicable = Program does not have at least one portfolio with sufficiently-long performance in a minimum of four asset allocation categories under our ranking model.

The plan composite rankings are derived using the plans' relevant portfolio performance in seven unique asset allocation categories. The asset-allocation categories used are: 100 percent equity, 80 percent equity, 60 percent equity, 40 percent equity, 20 percent equity, 100 percent fixed and 100 percent short term. The plan composite ranking is determined by the average of its percentile ranking in the seven categories.

The performance data underlying these rankings represent past performance and are not a guarantee of future performance. Current performance may be lower or higher than the performance data used. A plan portfolio's investment return and principal value will fluctuate so that an investor's shares or units when redeemed may be worth more or less than their original cost. Investors should carefully consider plan investment goals, risks, charges and expenses by obtaining and reading the plan's official program description before investing. Investors should also consider whether their beneficiary's home state offers any tax or other benefits that are available for investments only in such state's 529 plan.

Brokers, please note: For internal use only and not for use with or to be shown to the investing public.

Disclaimer: Saving For College, LLC shall not be liable for any errors or omissions in this report. Users should rely on official program disclosures.

For broker-sold plan rankings, click here.

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