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2014 one-year top performing direct plans Q2

Posted: 2014-08-07

2014 one-year top performing direct plans Q2 ranks the performance of direct-sold 529 plans. Direct-sold plans are those that consumers can enroll in without using a broker. We have prepared one-year, three-year, five-year and ten-year performance tables.

To prepare this ranking, we compared a subset of portfolios from each 529 savings plan. We selected portfolios based on their mix of stocks, bonds and money market funds, which allows for an apples-to-apples comparison in seven asset-allocation categories. The lower the "percentile," the better the ranking.

This ranking could be a useful tool for you when selecting which direct 529 plan might be right for you.

Here are our 529 performance rankings as of June 30, 2014 for Direct-sold 529 plans.

One-year performance ranking (click here for three-year performance table, five-year performance table, and ten-year performance table ):

Rank State Plan Percentile
1 New Jersey NJBEST 529 College Savings Plan 24.22 Enroll Now
2 California The ScholarShare College Savings Plan 25.89 Enroll Now
3 Alaska University of Alaska College Savings Plan 27.05 Enroll Now
4 Alaska T. Rowe Price College Savings Plan 27.05 Enroll Now
5 Florida Florida 529 Savings Plan 29.41 Plan Details
6 West Virginia SMART529 WV Direct College Savings Plan 33.06 Plan Details
7 Wisconsin Edvest 33.60 Enroll Now
8 Tennessee TNStars College Savings 529 Program 33.65 Plan Details
9 Louisiana START Saving Program 35.43 Plan Details
10 District of Columbia DC 529 College Savings Program (Direct-sold) 39.37 Plan Details
11 New York New York's 529 College Savings Program -- Direct Plan 39.38 Enroll Now
12 Oklahoma Oklahoma College Savings Plan 40.46 Plan Details
13 Georgia Path2College 529 Plan 40.81 Plan Details
14 Maryland College Savings Plans of Maryland -- College Investment Plan 41.09 Plan Details
15 Nevada The Vanguard 529 Savings Plan 41.18 Plan Details
16 Michigan Michigan Education Savings Program 41.32 Enroll Now
17 Nevada USAA 529 College Savings Plan 43.18 Enroll Now
18 Oregon Oregon College Savings Plan 44.36 Plan Details
19 Maine NextGen College Investing Plan -- Client Direct Series 45.08 Enroll Now
20 Iowa College Savings Iowa 45.67 Plan Details
21 Nebraska Nebraska Education Savings Trust - Direct College Savings Plan 46.19 Enroll Now
22 Ohio Ohio CollegeAdvantage 529 Savings Plan 46.46 Enroll Now
23 Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) 47.08 Enroll Now
24 New Mexico The Education Plan's College Savings Program 47.56 Enroll Now
25 Indiana CollegeChoice 529 Direct Savings Plan 48.01 Enroll Now
26 Colorado Direct Portfolio College Savings Plan 48.36 Enroll Now
27 Virginia Virginia529 inVEST 48.77 Enroll Now
28 Utah Utah Educational Savings Plan (UESP) 48.96 Plan Details
29 South Dakota CollegeAccess 529 (Direct-sold) 49.03 Plan Details
30 Pennsylvania Pennsylvania 529 Investment Plan 49.08 Plan Details
31 Mississippi Mississippi Affordable College Savings (MACS) Program 49.55 Enroll Now
32 West Virginia SMART529 Select 49.99 Plan Details
33 Nebraska TD Ameritrade 529 College Savings Plan 50.05 Plan Details
34 Connecticut Connecticut Higher Education Trust (CHET) 50.21 Enroll Now
35 North Carolina National College Savings Program 50.33 Enroll Now
36 Hawaii Hawaii's College Savings Program 52.75 Enroll Now
37 Vermont Vermont Higher Education Investment Plan 53.26 Plan Details
38 Nevada SSgA Upromise 529 Plan 53.88 Plan Details
39 Idaho Idaho College Savings Program (IDeal) 55.14 Enroll Now
40 Kansas Learning Quest 529 Education Savings Program (Direct-sold) 55.56 Enroll Now
41 Kentucky Kentucky Education Savings Plan Trust 57.06 Enroll Now
42 Montana Montana Family Education Savings Program -- Investment Plan 57.33 Plan Details
43 Arkansas GIFT College Investing Plan 57.38 Plan Details
44 Texas Texas College Savings Plan 58.11 Plan Details
45 Illinois Bright Start College Savings Program -- Direct-sold Plan 58.57 Enroll Now
46 Minnesota Minnesota College Savings Plan 59.34 Enroll Now
47 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 59.87 Enroll Now
48 North Dakota College SAVE 60.32 Enroll Now
49 Alabama CollegeCounts 529 Fund 61.37 Enroll Now
50 Rhode Island CollegeBoundfund (Direct-sold, Alternative RI) 62.62 Plan Details
51 New Hampshire UNIQUE College Investing Plan 70.77 Enroll Now
52 Massachusetts U.Fund College Investing Plan 70.98 Enroll Now
53 Arizona Fidelity Arizona College Savings Plan 71.04 Enroll Now
54 Delaware Delaware College Investment Plan 71.05 Enroll Now
55 Kansas Schwab 529 College Savings Plan 71.52 Plan Details

NA = Not Applicable = Program does not have at least one portfolio with sufficiently-long performance in a minimum of four asset allocation categories under our ranking model.

The plan composite rankings are derived using the plans' relevant portfolio performance in seven unique asset allocation categories. The asset-allocation categories used are: 100 percent equity, 80 percent equity, 60 percent equity, 40 percent equity, 20 percent equity, 100 percent fixed and 100 percent short term. The plan composite ranking is determined by the average of its percentile ranking in the seven categories.

The performance data underlying these rankings represent past performance and are not a guarantee of future performance. Current performance may be lower or higher than the performance data used. A plan portfolio's investment return and principal value will fluctuate so that an investor's shares or units when redeemed may be worth more or less than their original cost. Investors should carefully consider plan investment goals, risks, charges and expenses by obtaining and reading the plan's official program description before investing. Investors should also consider whether their beneficiary's home state offers any tax or other benefits that are available for investments only in such state's 529 plan.

Brokers, please note: For internal use only and not for use with or to be shown to the investing public.

Disclaimer: Saving For College, LLC shall not be liable for any errors or omissions in this report. Users should rely on official program disclosures.

For broker-sold plan rankings, click here.

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