529 Plan Details:
Enter your state:
World's Simplest College Calculator:
How old is your child?
Find a 529 Pro:
Enter your zip code:
Enroll In a 529 Plan:
UNIQUE College Investing Plan
New Hampshire's UNIQUE College Investing Plan is Fidelity-managed 529 plan follows the same approach as other Fidelity plans in Arizona, Delaware and Massachusetts. It features three age-based options; one using Fidelity mutual funds, one using Fidelity index mutual funds, and a third multi-firm option with portfolios that invest in funds offered by several different companies. The plan also offers 11 static options, and one option that invests in an interest-bearing deposit account.
Savingforcollege.com's 5-Cap Ratings provides an evaluation and comparison of 529 plans, utilizing a formula that examines dozens of factors grouped into the following categories. (Scale 0 to 5; 5 is highest)
Start saving today
Access enrollment materials and open an account with UNIQUE College Investing Plan in just a few easy steps.Enroll Now
Did you know?
Residents are not limited to investing in their own state's plan. Another state may offer a plan that performs better and has lower fees. If there is no tax break offered for in-state investors ... shop around!
Also, the plan chosen does not affect which state the student enrolls in. An investor can live in NY, invest in a plan from NV and send a student to college in FL.
Fidelity Brokerage Services, LLC
Through December 31, 2018. May be extended in five-year increments through mutual agreement and with the approval of the state's governor and executive council.
U.S. citizens and resident aliens at least 18 years old, UGMA/UTMA custodians, and trusts.
Accepts contributions until all account balances in New Hampshire's 529 plans for the same beneficiary reach $375,000.
With lump-sum contributions, the minimum initial contribution is $50, and the minimum subsequent contribution is $25. With the automatic investment plan, the minimum contribution level is $15 per month or $45 per quarter.
Choose between 3 age-based options, one invested in Fidelity mutual funds, another invested in Fidelity index mutual funds, and a third multi-firm option with portfolios that invest in funds offered by several different companies. Contributions are placed into the portfolio corresponding to the beneficiary's age. The portfolios automatically shift to a more conservative investment allocation over time.
Select among 6 multi-fund portfolios, 5 individual-fund portfolios and a Bank Deposit Portfolio.
Fidelity Investments, Aston, BlackRock, Credit Suisse, Harbor, JPMorgan, Royce, Acadian Funds, Causeway, MFS, William Blair, Western Asset, Natixis, Invesco, Eaton Vance, and PIMCO mutual funds. For the Bank Deposit Portfolio only, a deposit in a FDIC-insured interest-bearing account.
Click here, you need Microsoft Excel to open this document.
Click here to visit, link to the program website containing most current performance data.
Fees & Expenses
0.09% for the index fund options (includes 0.05% state fee); 0.20% for the Fidelity fund options (includes 0.10% state fee); 0.35% for the multi-firm fund options (includes 0.10% state fee). For the Bank Deposit Portfolio, there is a 0.10% Program Management Fee (includes 0.05% state fee) and is based on the Federal Funds Target Rate.
Ranges from 0.10% to 0.20% annualized in the Fidelity index fund portfolios, from 0.36% to 0.83% annualized in the Fidelity funds portfolios, and 0.73% to 1.09% in the multi-firm portfolios. For the Bank Deposit Portfolio, there is no underlying fund expense. There is, however, a Bank Administration Fee, which ranges from 0.00%-0.40% and is based on the Federal Funds Target Rate.
0.19% - 1.43%
Taxes and other Benefits
Not applicable. New Hampshire does not have a personal income tax.
Not applicable. New Hampshire does not have a personal income tax. Qualified distributions from New Hampshire and non-New Hampshire 529 plans are exempt from New Hampshire interest and dividends tax.
Does participation in the program provide beneficiaries with any advantages in qualifying for resident tuition status at state institutions?
Yes, Fidelity Investments 529 College Rewards American Express Card provides 2% of purchases.
Distributions & Terminations
To whomever the account owner specifies - the account owner, the beneficiary, a school, or anyone else.
Account ownership may not be transferred prior to the owner's death or incapacity.
Documents, Access & Reporting
Contactvisit Enroll Now
Open an account in just a few easy steps. Start saving today!Enroll Now