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Savingforcollege.com's 529 Fee Study -- as of June 30, 2017

10-year costs on $10,000 investment View report sorted by lowest cost or state
State Direct-sold 529 plan name Lowest cost option 2nd lowest option 2nd highest option Highest cost option Annual account fee Comments
Nebraska TD Ameritrade 529 College Savings Plan $640 $677 $1,283 $1,768 $0  
Nebraska Nebraska Education Savings Trust - Direct College Savings Plan $406 $443 $1,061 $1,556 $0  
Arizona Fidelity Arizona College Savings Plan $135 $159 $1,452 $1,459 $0  
Delaware Delaware College Investment Plan $135 $159 $1,452 $1,459 $0  
Massachusetts U.Fund College Investing Plan $135 $159 $1,452 $1,459 $0  
New Hampshire UNIQUE College Investing Plan $135 $159 $1,452 $1,459 $0  
Nevada USAA 529 College Savings Plan $810 $847 $1,283 $1,375 $0 Figures shown do not include the $10 annual low-balance fee applicable to accounts under $1,000.
Connecticut Connecticut Higher Education Trust (CHET) $268 $281 $1,029 $1,311 $0  
Nevada SSGA Upromise 529 Plan $602 $615 $1,217 $1,287 $20 LOWER figures (ranging from $406 to $1,096) apply to Nevada residents eligible for account fee waiver.
Montana Achieve Montana $1,230 $1,241 $1,241 $1,265 $25 LOWER figures (ranging from $990 to $1,025) apply to Montana residents and other accounts eligible for account fee waiver.
Kansas Schwab 529 College Savings Plan $506 $617 $1,166 $1,236 $0  
Texas Texas College Savings Plan $51 $738 $1,150 $1,211 $0  
Indiana CollegeChoice 529 Direct Savings Plan $453 $491 $920 $1,205 $20 LOWER figures (ranging from $293 to $1,014) apply to Indiana residents and other accounts eligible for account fee waiver.
West Virginia SMART529 Select $980 $1,040 $1,123 $1,135 $25 Figures would be LOWER for West Virginia residents and for high-balance and auto-contribution accounts eligible for account fee waiver.
District of Columbia† DC College Savings Plan $553 $566 $1,003 $1,134 $15 LOWER figures (ranging from $504 to $1,086) apply to DC residents who pay a $10 annual maintenance fee.
Kansas Learning Quest 529 Education Savings Program (Direct-sold) $293 $306 $1,085 $1,131 $0  
Kentucky Kentucky Education Savings Plan Trust $678 $752 $909 $1,123 $0  
Hawaii Hawaii's College Savings Program $1,123 $1,123 $1,123 $1,123 $20/$10 LOWER figures ($1023) apply to Hawaii residents, who pay a $10 annual account fee.
Alaska University of Alaska College Savings Plan $381 $615 $1,109 $1,121 $10 Figures would be LOWER for high-balance, auto-contribution, and ACT-option accounts eligible for account fee waiver.
Maryland College Savings Plans of Maryland - College Investment Plan $578 $677 $1,109 $1,121 $10 Figures would be LOWER for high-balance and auto-contribution accounts eligible for account fee waiver.
Alaska T. Rowe Price College Savings Plan $615 $640 $1,109 $1,121 $10 Figures would be LOWER for high-balance and auto-contribution accounts eligible for account fee waiver.
Alabama CollegeCounts 529 Fund $369 $381 $1,052 $1,100 $0  
New Jersey† NJBEST 529 College Savings Plan $179 $243 $1,049 $1,096 $0  
South Dakota† CollegeAccess 529 (Direct-sold) $530 $567 $665 $1,084 $0  
Rhode Island† CollegeBound Saver (Direct-sold, Alternative RI) $368 $381 $762 $1,049 $0 LOWER figures (ranging from $51 to $750) apply to Rhode Island residents eligible for account fee waiver.
Oklahoma Oklahoma College Savings Plan $444 $456 $825 $969 $0  
Virginia Invest529 $155 $181 $791 $959 $0 Published figures do not include the one-time $50 application fee (if application is not submitted online.)
Florida Florida 529 Savings Plan $0 $492 $905 $928 $0  
Mississippi Mississippi Affordable College Savings (MACS) Program $800 $812 $897 $909 $0  
New Mexico The Education Plan's College Savings Program $319 $394 $874 $886 $25 Published figures do not include the $25 annual account fee for accounts with less than $10,000, waived if either the designated beneficiary or account owner is a New Mexico resident, for accounts in an automatic contribution plan, and for accounts with all assets invested in index options.
North Dakota College SAVE $884 $884 $884 $884 $20 Figures would be LOWER for North Dakota residents eligible for account fee waiver.
Oregon Oregon College Savings Plan $344 $356 $764 $873 $0  
Arkansas GIFT College Investing Plan $859 $859 $859 $859 $20 LOWER figures ($659) apply to Arkansas residents eligible for account fee waiver.
Idaho Idaho College Savings Program (IDeal) $823 $823 $823 $823 $20 LOWER figures ($628) apply to Idaho residents eligible for account fee waiver.
Illinois Bright Start College Savings Program - Direct-sold Plan $317 $330 $801 $813 $10/$0 Includes $10 annual account fee for each index option. No account fee for the actively managed options.
Ohio Ohio CollegeAdvantage 529 Savings Plan $230 $255 $480 $786 $0  
Utah Utah Educational Savings Plan (UESP) $0 $204 $275 $769 $2 per $1,000, max $12 Figures would be HIGHER for non-Utah accounts subject to the $12 annual document delivery fee (account owners who do not opt for electronic delivery). Zero cost Public TreasurersŐ Investment Fund option is only available to Utah residents.
Maine NextGen College Investing Plan - Client Direct Series $236 $373 $745 $746 $0
Missouri MOST - Missouri's 529 College Savings Plan (Direct-sold) $293 $356 $714 $726 $0  
California The ScholarShare College Savings Plan $103 $116 $678 $715 $0  
Colorado Direct Portfolio College Savings Plan $652 $652 $652 $652 $20 LOWER figures ($456) apply to Colorado residents and other accounts eligible for account fee waiver.
Pennsylvania Pennsylvania 529 Investment Plan $418 $425 $505 $579 $18 Figures would be HIGHER for accounts subject to the $18 annual document delivery fee (account owners who do not opt for electronic delivery).
Nevada The Vanguard 529 Savings Plan $217 $243 $555 $567 $0 Published figures do not include the $20 annual low-balance fee which is charged only on accounts with less than $3,000.
Wisconsin Edvest $179 $192 $518 $543 $0  
North Carolina National College Savings Program $406 $431 $505 $530 $18 Figures would be HIGHER for accounts subject to the $18 annual document delivery fee (account owners who do not opt for electronic delivery).
Vermont Vermont Higher Education Investment Plan $505 $505 $505 $505 $0 Figures would be HIGHER for accounts subject to the $10 annual document delivery fee (account owners who do not opt for electronic delivery).
Tennessee TNStars College Savings 529 Program $462 $462 $462 $462 $0  
Georgia Path2College 529 Plan $243 $255 $356 $419 $0  
Minnesota Minnesota College Savings Plan $238 $276 $377 $414 $0  
Louisiana† START Saving Program $0 $52 $167 $389 $0 Zero-cost option is the fixed income fund managed by the state treasurer.
South Carolina† Future Scholar 529 College Savings Plan (Direct-sold) $26 $77 $318 $331 $0  
West Virginia† SMART529 WV Direct College Savings Plan $90 $103 $318 $331 $0  
Michigan Michigan Education Savings Program $154 $167 $268 $306 $0  
Iowa College Savings Iowa $255 $255 $255 $255 $0  
New York New York's 529 College Savings Program - Direct Plan $205 $205 $205 $205 $0  

† This direct-sold plan is open only to state residents.

 

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